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Washington -- House Republicans, after weeks of negotiations, narrowly passed a budget bill early Friday to cut $50 billion from Medicaid, food stamps, student loans and other programs over the complaints of Democrats that Congress is squeezing students, the elderly and the poor to pay for tax cuts for the rich. The House approved the bill 217-215, after GOP leaders agreed to demands from moderate Republicans to jettison a measure to drill in the Arctic National Wildlife Refuge in Alaska and to slightly reduce proposed cuts to food stamps. Still, the vote was so politically sensitive that House leaders didn't begin debate until 10 p.m. Thursday and didn't pass the measure until nearly 2 a.m. -- when most news reporters gone and only a few C-SPAN junkies could witness the fiery floor action. No Democrats voted for the bill, and 14 Republicans opposed it. House Democratic leader Nancy Pelosi of San Francisco said in a floor speech that cutting money for Medicaid, child support enforcement and foster care as the House prepares to vote on $70 billion in tax cuts was a sin. Republicans are launching an attack on America's children, on America's families, Pelosi said. They are also launching an attack on America's middle class, all of this to give tax cuts to the wealthiest people in our country. But House Speaker Dennis Hastert, R-Ill., responded that the proposed cuts were needed to rein in the growth of federal spending on health care and other programs. Medicaid is growing at a 7.3 percent growth rate per year, Hastert said. It has been growing for years. Is there a better way to do it? Is there a more efficient way to do it? Should we find some reforms to make it better? Yes, we should. The House bill also would split the Ninth Circuit Court of Appeals in San Francisco, a goal of conservatives who have long complained the court is too liberal. But the breakup of the appellate court, which covers the country's Western region including federal cases that arise in California, is not part of the Senate budget bill. Sen. Dianne Feinstein, D-Calif., and senior members of the Senate Judiciary Committee are seeking to strip it from the final package. The battle over the budget reconciliation bill now moves to a joint House-Senate conference committee, where lawmakers will have to make several critical decisions, including: -- Will the final budget bill allow oil drilling in the Arctic National Wildlife Refuge? The Senate version would allow drilling, but a group of House Republican moderates has pledged to oppose any final bill that would open the Alaskan wildlife refuge for development. -- How deeply will lawmakers cut student loans? The House bill would cut student loan programs by $14.3 billion, while the Senate version cuts them by $8.8 billion. The Congressional Budget Office has estimated the House bill would cause a typical college student with the average of $17,000 in student loans to pay an additional $5,800 in interest and fees over the length of the loans. -- Will some legal immigrants lose their food stamps? The House bill would cut off 220,000 people from food stamps by allowing legal immigrants to qualify for the food aid after seven years, instead of the current five years. The Senate bill does not cut food stamps, and moderate lawmakers are urging that it be dropped from the final budget package. -- How will the cuts affect Medicaid recipients? The House bill calls for $11.4 billion in cuts to Medicaid, while the Senate bill trims spending by only $4.3 billion. The House bill also would allow co-payments to rise over time with inflation and would deny Medicaid nursing home benefits to people with $750,000 in home equity. -- Will child support enforcement be cut? The House bill would slash funding for child support enforcement by $4.9 billion. The Senate did not include any cuts to child support enforcement. -- Will Medicare be cut? The Senate voted to eliminate $5.4 billion in subsidies for some regional insurance companies that agreed to participate in President Bush's Medicare prescription drug program. The House bill does not cut the subsidies. Congress watchers expect that lawmakers are likely to split the difference between the House's $50 billion in cuts over five years and the Senate's $35 billion in trims. But the negotiations will be difficult for GOP leaders. Conservatives, especially in the House, have been pushing for deeper cuts. Republican moderates plan to lobby to restore funding for some programs. House Republicans argue the heated rhetoric over the budget bill's effects is overblown because many cuts are simply limiting the growth rate of certain federal programs. For example, the proposed cuts to Medicaid would lower the annual growth rate in spending on the program from 7.3 percent to 7 percent. But Democrats complained the cuts hit the wrong targets, including students struggling to pay for college. The Congressional Budget Office estimates the bill would increase costs to students and families by $8 billion, including nearly $5.5 billion in costs when students consolidate loans. You're hurting the students of this nation, Rep. George Miller, D-Martinez, told Republicans in an angry floor speech. You're putting their families in debt. You're piling on the interest rates. You ought to be ashamed of it. E-mail Zachary Coile at zcoile@sfchronicle.com. SCHIP and pre-existing conditions.... Found this on the CMS website: Other rules that affect which services are to be covered under SCHIP: Abortion services may only be provided to save the life of the mother, or to terminate a pregnancy resulting from an act of rape or incest. In general, states can not permit the implementation of preexisting condition exclusions. If SCHIP plans provide coverage through group health plans, preexisting condition exclusions are permitted only in so far as HIPAA rules allow. This is what I found about HIPAA and preexisting conditions: The Health Insurance Portability and Accountability Act (HIPAA), effective July 1, 1997, provides certain protections for people who have preexisting medical conditions. A preexisting condition is any medical condition that a person has before being enrolled in an insurance plan. This law helps protect your health insurance benefits by: limiting exclusion periods for preexisting conditions; lowering your chances of losing your existing coverage or of being discriminated against because of your health; providing protections for you when you change jobs; allowing you and your dependents special enrollment rights under your employer's health plan under certain circumstances. I cannot find anything relating to the cost of covering a child with a pre-existing condition in private insurance.......there are a multitude of sites where you can do the "get a quote" thing...but I don't find anything that gives cost or even estimated cost up front. I will look around some more when I have more time. Pre-existing health conditions The idea that Obama can force insurance companies to cover pre-existing health conditions is ludicrous. My husband and I pay for our own health insurance, keeping it at the bare minimum and basically, it doesn't cover much of anything except the big things. Doctor's office visits, prescriptions, we're on our own. Why do we have it? Because we CAN'T wait until we're diagnosed with cancer or diabetes. If Obama was able to force insurers to cover pre-existing conditions, I'd drop my insurance immediately and wait until I really needed it. It would be a lot like not having to have car insurance until you have a wreck - then go out and buy a policy the next day. How stupid does he think the American people are? Is anyone buying this tripe? Question about SCHIP and children with pre-existing conditions I don't have children, but do have pre-existing conditions and pay an obscene amount for health insurance coverage. My questions are these: 1. Does SCHIP cover children with pre-existing conditions? 2. Can a person/family secure private sector insurance if their child has pre-existing conditions, and if so the approximate cost of coverage? Just take out a student loan. If you're lucky you'll be dead before you have to pay it off. Apparently nobody else is paying theirs back... Didn't Michelle Obama say they were still (in their 40s) paying on theirs? Got that mansion in Illinois, but can't pay back their student loans? Wasn't this in a speech she gave in Zanesville, OH when she told people to forego college and get into the 'service sector' because the Obamas were still paying off student loans? Now her husband says we need a degree in order to work in the US? Wow! What must pillow-talk be like in that bedroom?
We do. I know a Russian exchange student. Do nm The MT/Student forum is requesting your.....nm X How did they get the loans??? That's what I'd like to know......... That teacher also burned a cross into a student's arm. http://www.foxnews.com/story/0,2933,369549,00.html She;s right, it is serious. There was one student from England who voted early...sm in Ohio. I would definitely call that voter fraud, wouldn't you? Heaven knows what they'll find out when they finally get down to it. Acorn is really messing things up for everybody, both parties included. No matter who takes Ohio, obviously, there's going to be fraud going on. Not to mention all the other states with the same problem. And before you go off on the fact that the link is from FoxNews below....try to remember the facts, that none of the other networks will cover this....because they're all in the tank for Obama. http://www.prnewswire.com/cgi-bin/stories.pl?ACCT=109&STORY=/www/story/10-16-2008/0004905682&EDATE= There are some that have voted in Ohio...i.e.....the student back in My daughter had to take out loans and work to save money for school. No Pell Grant for her because we make too much money. I guess my money went toward your schooling. Why didn't you just take out loans instead of being handed money from government? and why is is okay to buy back some loans and not others? McCain is saying that the government should buy up all the "bad" mortgages and refinance those loans at lower interest rates and also at the amount the house is now worth - not what it was. So, if it is good for those people, why make it retroactive? Why were LOSERS given the loans? Can you come up with a coherent, intelligent reason WHY any bank would give such irresponsible morons loans?.......TALK ABOUT MORONS!! Screw the banks!! Half sister ---college student --- left that nm Did you miss the part where I took out loans? I only used the Pell grant ONCE. That's the difference. I didn't use it every year because I could. I am not against welfare. I am against those who cheat and USE the system and don't attempt to better themselves. I've had a job since I was 16. I bought my own car, I paid my own insurance, I paid my way through everything. I kept my grades up and for one year I used the Pell grant to take classes SO I COULD WORK MORE and pay for the rest of my schooling. By all means, shoot me for that. If they weren't qualified - how did they get the loans? Get real. When I bought my house it took MONTHS to prove my income, the down payment had to sit in my banking account for months, the bank found an old unpaid hospital bill (I was unaware of) that was 10 years old that I had to prove I had insurance at the time and either the hospital screwed up or the insurance company never paid - I almost did not get the loan because of this! So, how do all of these unqualified people, irresponsible people, get home loans when they are so woefully unqualified? Because the lenders didn't give a rats whether or not the person could pay it back. They were boxing these loans together and selling them as securities. Did YOU ever buy a house? Did YOU have to jump through hoops? I sure did and I still have the house. So smoke that! More Bush abuses: Phony 9/11 Loans Nevada tanning salon gets 9/11 loan: audit By Jim WolfThu Dec 29, 3:10 PM ET A Texas golf course, a Nevada tanning salon and an Illinois candy shop were among small businesses that may have improperly received U.S. subsidized loans intended for firms hurt by the September 11 attacks, an internal government watchdog has found. The Small Business Administration's inspector general said in a report made public on Wednesday that in 85 percent of the sample of loans it reviewed, a company's eligibility to receive the money through the program could not be verified. A leading Senate Republican called for further investigation, but the Small Business Administration said the program was properly implemented. The one-year, $4.5 billion Supplemental Terrorist Activity Relief, or STAR, program offered loan guarantees to small businesses adversely affected by the September 11 attacks. However, the Small Business Administration had failed to properly oversee lenders to make sure that only eligible borrowers obtained STAR loans, the watchdog's report found. Money may have gone to businesses that were not adversely impacted by the terrorist attacks of September 11th or their aftermath, wrote Robert Seabrooks, assistant inspector general for auditing. Congress authorized the program in January 2002, and set aside $75 million to cover potential defaults. The program was operated through the Small Business Administration's main loan-guarantee program and the loans were made by participating banks. In all, 8,201 loans were approved totaling $3.7 billion, but only 7,058 were actually paid out. Of 42 STAR-loan recipients interviewed by the inspector general's office, just two said they were aware they had obtained a such a loan. In cases where eligibility could not be established, 25 of 34 borrowers interviewed stated they were not adversely affected by the attacks, the report said. GOLF COURSE The report's examples included the Texas golf course, whose owner was cited by a lender as saying people were more interested in staying home and watching the attack on television than playing golf. However, the course was owned by someone else when the attacks took place and the justification for the $480,000 in loan guarantees did not apply to the new owner, the report said. The tanning salon's lender blamed the September 11 attacks for hurting the Las Vegas casino industry which employed many of the salon's customers. However, the inspector general found the salon's business had grown by 52 percent in 2001 and 32 percent in 2002 and said there was no evidence the owner could not borrow outside of the program. The SBA guaranteed $437,000 in loans to the salon, which were used to expand. The Illinois candy shop received $21,250 in guarantees but could not back up its claim that the attacks had delayed the shop's opening, the report said. Senate Small Business Committee Chairwoman Olympia Snowe, a Maine Republican, said her panel would look into the program. If abuses are discovered, many questions must be answered by the parties involved, beginning with how and why was this allowed to happen, she said in a statement. SBA said it has told lenders it will not honor guarantees on defaulted loans that fail to document the September 11 link. SBA implemented the STAR program as Congress intended, Administrator Hector Barreto said in a statement. The inspector general said it appeared qualified borrowers were not shut out of STAR loans. (Additional reporting by Diane Bartz) Was bound to happen. People want loans they can nm Terrific video by high school student in Alabama A friend sent me this email and thought it was great I wanted to share it here. Link included at bottom This will stir your patriotism, it’s good. Wow! This is spectacular. Tea Party commercial by an Alabama teenager... I asked Justin if he could help me make a commercial for my group's Tea Party. He sat down at the laptop for about an hour and then brought this to me and asked "is this okay, Mom?" After I finished watching it, my stomach was in my throat. Everyone that I have sent it to has really enjoyed it so I wanted my friends to see it. I am so proud! Enjoy! A PROUD MOM http://www.youtube.com/watch?v=bkFFwyyjZC8 She said ACORN bullied banks into giving the loans.... she just said Obama was associated with them. ACORN did bully banks, and Obama WAS associated with them, through Project Vote. He trained the ACORN folks how to get out and get people registered, hired them to work on his senate campaign, and ACORN endorsed him. And they are under investigation for voter fraud in ALL the swing states. Admitted in Ohio today: yes, there will be fraud, its not our fault, we can't check every registration. Sounds like "He was just a guy in the neighborhood" excuse. Looks like he taught them well. This guy is so dirty. Dont talk to me about Debt. Dems wanted loans for nm GMAC Resumes Sub-Prime Loans In Order To Sell Cars So, let's see. I know that I have been known to lapse into a coma from time to time, but haven't we been here before - making subprime loans in order to stimulate sales and to hell with what happens next? Someone correct me if I'm wrong, please, but I'm having such a strange sense of deja vu here.
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