P.S.

Regarding your statement about insurance and insuring against what might happen versus what will happen:  I have the option of driving a 1980 clunker that carries only liability insurance, and I "might" not ever have an accident, but, as has been pointed out, I'm required by law to insure my vehicle.  (In fact, in 40 years of driving, I never  HAVE had an accident, yet my vehicle has always been insured, and I've always paid those premiums.)  If I drive a Rolls Royce, my insurance premium is going to be much higher because the value of the car being insured is much higher.  Same thing with my house:  I can either live in a mansion or a two-bedroom bungalow:  Either way, my insurance rate is based on my home and its value.

With health insurance, we're all "driving the Rolls Royce" because the rates are the same.  A thousand dollars a month is expensive for some people; for others, it's a drop in the bucket.  And many times, if a person gets sick and needs to use that health insurance, oftentimes his/her income decreases as he/she becomes sicker, until one day, health insurance premiums cost more than the patient EARNS.

If a patient is very, very poor, they're usually covered.  If a patient is very, very rich, there's no problem.  But (again, as was pointed out in the "60 Minutes" piece, this problem is affecting MIDDLE CLASS people.

• Did anyone see the 60 Minutes segment... - Marmann
  • you pointed something out... - sadie
    • You brought up a great point. (sm) - Marmann
      • With health insurance, though - A.Nonymous
        • Genetic testing - Marmann
          • A friend was doing very poorly - A.Nonymous
            • Please see message. - Marmann
          • P.S. - Marmann
  • I think it is insane how - Trigger Happy
    • You are absolutely right - A.Nonymous
      • Re: Monetary incentive - Marmann
        • People enter various professions - A.Nonymous
    • some universal health care info from - a Canadian
      • Thank you. (sm) - Marmann
      • Reply to a Canadian - TravelinMT
      • That may be true in Canada, - A few points
        • And there are doctors who want to do the right, moral thing. - Marmann
          • Yes, there will be some people - Trigger Happy
            • The Doctor Will See You—In Three Months - sm
              • Waiting must be something - Hick
              • That doesn't happen around here. - Trigger Happy
                • I'm with you on that one. - Hick
        • thanks for the info - a Canadian
    • Please see message. - Marmann
      • So we all probably should be - A.Nonymous
        • How are insurance companies... - Marmann
          • You made the statement: - A.Nonymous
  • P.S. Here's what physicians think about it: - Marmann

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