Moved hubby's 6 weeks ago. Mine only last week. (nm)

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so, I called his financial advisor yesterday and told him to put hubby in a "safe" plan. It's now in a money market fund that is part of his IRA.

I have no choice. I have to stay where I am. I have no "safe" available. Neither of us will be able to retire on what is now in our 401Ks and you're not the only one. We couldn't buy a car with Both our 401Ks, let alone live on it.

We are late starters for retirement not until our late 40s funds (most of our employers did not offer pensions). We are now of the first retirement tier and although we own our home outright, if we live until we are 90, there is no way we can live off retirement 401Ks or SS.

My husband's father told him back in the 50s that we would experience something like what is happening today and stated it would be worse than the ཙ crash. It is sure starting to look that way, but we will survive some way, I hope.

We need to pray for the people on SS now that cannot survive. I, for one, would love to help them, but can't help ourselves at this moment.

he saw this coming. That a friend of ours who hoarded his money all these years will be going to the grocery store with a wheelbarrow full of cash just to buy a loaf of bread.

He also said that his father told him back in the late 50s that there would be a depression like you never saw, bigger than ཙ and worse. I'm beginning to believe it.

if it would have been 6-digits, but it wasn't. We moved our money to the Money Market IRAs. That stopped the fall, and I've been hoping to get back into something soon, but it doesn't look like it's going to happen.

We knew we didn't have enough to retire on, but were hoping it would be higher than it is now. Mine was doing great until November. His was really a flat line and I was planning on rolling his over to the company I am with last September.

Some people are destined to make money, others are destined to work their butts off to survive. I know friends that....everything they touch, turns into money, while we work twice as hard and everything we touch, turns to dust. Oh, well. That's the breaks.

Most likely, as McCain said about Obama, he is a "good man, a family man." I think he has run a campaign that could be described as win at any cost, no matter what lie or deceit has to be used. The black fellow who stood up and said, "please sir, I'm begging you" right before the little old lady, is anyone so dumb that they didn't recognize that man was planted? Many, many people can't see past the end of their nose.

I'm voting for LOU DOBBS for president. Seems he's about the only one these days who tells it like it is and fries both candidates.

Each household should get $275,000 to pay their mortgages, save, buy what they need, pay off credit cards, save, etc., but ONLY those who are really in need.

I heard each adult would get $297,500 and $127,000 would go straight back to the treasury (taxes), and the rest for mortgages, credit cards, cars, homes, etc., etc., etc. It would get the economy going, get everyone out of debt (maybe), get the car companies working again, the banks working again, etc. etc. The difference between this one and the above one is that a 2-person household would get $595,000.

Both the above plans would only cost between $37 million to $50 million, instead of $700 billion.

Now, I don't know about the rest of you, but I could go for that. Hubby doesn't want that much, says he doesn't need it (ha!) but we have hardly any retirement so it would really come in handy. Plus we have been living in a basement because we couldn't afford to finish building our house. I think he forgot about the house.In reality, I'd be happy with $100,000.

In reality, why hasn't anyone brought these plans up to the powers that be?????? Could it be because we're only the little guy?

see a depression in our lifetime that would be 10 times worse than the great depression. This was back in the ླྀs. My husband always hung on to that statement and believes this is it. It's coming and there is nothing that will stop it. That's why we have been buying extra canned and dried goods when possible. We always made sausage and smoked a lot of pork but of course, we can't have animals here because of zoning, so we buy from a local farmer.

I know how to make bread and butter and have plenty of flour stored, but butter is going to be another issue since we don't have a cow and the last dairy farmer went out of business 10 years ago.

it important to do so, so please move the link for this to the top too so we may see where the rebuttal '"facts" are verified. Though, it is obvious that most of this is editorian/rhetoric/whatever you want to call it.

To that end, I am so tired of the he said this, she said that. They ALL say one thing but mean another. They and their teams are all spinners. It is always a mystery because you never know what you are going to get when they get in there, especially since they are not the ones calling all the shots - there is congress too.

http://washingtontimes.com/news/2009/apr/21/senate-husbands-firm-cashes-in-on-crisis/

(Almost five years after 9/11, just how committed is Bush to keeping Americans safe?)

By JOHN SOLOMON, Associated Press WriterFri Aug 11, 5:56 PM ET

While the British terror suspects were hatching their plot, the Bush administration was quietly seeking permission to divert $6 million that was supposed to be spent this year developing new homeland explosives detection technology.

Congressional leaders rejected the idea, the latest in a series of steps by the Homeland Security Department that has left lawmakers and some of the department's own experts questioning the commitment to create better anti-terror technologies.

Homeland Security's research arm, called the Sciences & Technology Directorate, is a rudderless ship without a clear way to get back on course, Republican and Democratic senators on the Appropriations Committee declared recently.

The committee is extremely disappointed with the manner in which S&T is being managed within the Department of Homeland Security, the panel wrote June 29 in a bipartisan report accompanying the agency's 2007 budget.

Rep. Martin Sabo, D-Minn., who joined Republicans to block the administration's recent diversion of explosives detection money, said research and development is crucial to thwarting future attacks and there is bipartisan agreement that Homeland Security has fallen short.

They clearly have been given lots of resources that they haven't been using, Sabo said.

Homeland Security said Friday its research arm has just gotten a new leader, former Navy research chief Rear Adm. Jay Cohen, and there is strong optimism for developing new detection technologies in the future.

I don't have any criticisms of anyone, said Kip Hawley, the assistant secretary for transportation security. I have great hope for the future. There is tremendous intensity on this issue among the senior management of this department to make this area a strength.

Lawmakers and recently retired Homeland Security officials say they are concerned the department's research and development effort is bogged down by bureaucracy, lack of strategic planning and failure to use money wisely.

The department failed to spend $200 million in research and development money from past years, forcing lawmakers to rescind the money this summer.

The administration also was slow to start testing a new liquid explosives detector that the Japanese government provided to the United States earlier this year.

The British plot to blow up as many as 10 American airlines on trans-Atlantic flights was to involve liquid explosives.

Hawley said Homeland Security now is going to test the detector in six American airports. It is very promising technology and we are extremely interested in it to help us operationally in the next several years, he said.

Japan has been using the liquid explosive detectors in its Narita International Airport in Tokyo and demonstrated the technology to U.S. officials at a conference in January, the Japanese Embassy in Washington said.

Homeland Security is spending a total of $732 million this year on various explosives deterrents and has tested several commercial liquid explosive detectors over the past few years but hasn't been satisfied enough with the results to deploy them.

Hawley said current liquid detectors that can scan only individual containers aren't suitable for wide deployment because they would bring security check lines to a crawl.

For more than four years, officials inside Homeland Security also have debated whether to deploy smaller trace explosive detectors � already in most American airports � to foreign airports to help stop any bomb chemicals or devices from making it onto U.S.-destined flights.

A 2002 Homeland report recommended immediate deployment of the trace units to key European airports, highlighting their low cost, $40,000 per unit, and their detection capabilities. The report said one such unit was able, 25 days later, to detect explosives residue inside the airplane where convicted shoe bomber Richard Reid was foiled in his attack in December 2001.

A 2005 report to Congress similarly urged that the trace detectors be used more aggressively, and strongly warned the continuing failure to distribute such detectors to foreign airports may be an invitation to terrorist to ply their trade, using techniques that they have already used on a number of occasions.

Tony Fainberg, who formerly oversaw Homeland Security's explosive and radiation detection research with the national labs, said he strongly urged deployment of the detectors overseas but was rebuffed.

It is not that expensive, said Fainberg, who retired recently. There was no resistance from any country that I was aware of, and yet we didn't deploy it.

Fainberg said research efforts were often frustrated inside Homeland Security by bureaucratic games, a lack of strategic goals and months-long delays in distributing money Congress had already approved.

There has not been a focused and coherent strategic plan for defining what we need ... and then matching the research and development plans to that overall strategy, he said.

Rep. Peter DeFazio (news, bio, voting record) of Oregon, a senior Democrat on the Homeland Security Committee, said he urged the administration three years ago to buy electron scanners, like the ones used at London's airport to detect plastics that might be hidden beneath passenger clothes.

It's been an ongoing frustration about their resistance to purchase off-the-shelf, state-of-the-art equipment that can meet these threats, he said.

The administration's most recent budget request also mystified lawmakers. It asked to take $6 million from Homeland S&T's 2006 budget that was supposed to be used to develop explosives detection technology and instead divert it to cover a budget shortfall in the Federal Protective Service, which provides security around government buildings.

Sens. Judd Gregg, R-N.H., and Robert Byrd, D-W.Va., the top two lawmakers for Senate homeland appropriations, rejected the idea shortly after it arrived late last month, Senate leadership officials said.

Their House counterparts, Reps. Hal Rogers, R-Ky., and Sabo, likewise rejected the request in recent days, Appropriations Committee spokeswoman Kirsten Brost said. Homeland said Friday it won't divert the money.

___

Associated Press writer Leslie Miller contributed to this story.

I've received several envelopes in the mail that were sealed with a few inches torn open at the top of the envelope. One of them was a check from my part-time employer, and it was easy to see through the envelope that it was a check folded in half. (At least they didn't remove the contents like they did with you.)

I've never experienced anything like this in my life, and I wonder if this has been happening to any other liberals out there.

The rest of my life as a single mom was spent working two (sometimes three) jobs at a time in order to support us.

Now, it's getting really difficult for me because I couldn't afford my health insurance any more, my car was repossessed, and even my phone was turned off because I can't work like I used to since becoming ill almost three years ago with pancreatitis (which was finally found to be caused by cystic fibrosis). So my pancreas is a wreck, and my lung function is getting progressively worse. I've filed a claim for Social Security disability, but I very well may have passed on by the time I receive a hearing date, since I'm getting sicker, and my disease is incurable.

another thing, which I find absolutely ridiculous - they are blaming the the pubs for all these investigations even though there were 250 nonprofit organizations unearthed that listed ACORN's New Orleans address.

http://www.foxnews.com/politics/2009/05/28/lawmaker-pushes-investigation-acorn-finances/