Here is what Hillary told people about her health insurance plan. sm

• Can someone please explain to me the "socialized medicine"? - Mandy
  • they run the whole thing - Old Glory
    • okay , that's what I thought, so why -- - Amanda
      • Actually, Hillary Clinton's healthcare plan was closer...sm - oldtimer
        • Here is what Hillary told people about her health insurance plan. sm - MT and worn out
      • You are correct about his plan not being...sm - Obama's plan
      • don't believe it for a minute - Old Glory
    • sm - dnh
  • LOL. Obama will have to ask the bankers to pay for this now. nm - LVMT

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I figure either one of two things will happen. Either the US will go to a single payer system, i.e., national health care covering all through federal taxes and cost control by the government, or therre will be an implosion of the private system in x number of years with something different emerging from the ashes.

With the exhorbitant cost of health insurance, mandating coverage is not an answer. Anything can be mandated. The question is how does one pay for it?Massachusetts mandated individual coverage, and already has had to exclude 20% due to the cost of a policy, anywhere from $1,200 to $1,400 a month for family coverage.  Employers cannot afford to cover employees either due to the cost of health insurance.  The current system? Well, insurance companies can charge $3,000 a month for a health insurance policy, health care providers can charge $800,000 for a 3-day hospital stay, etc.  In the end no one, businesses or otherwise, will be able to keep "feeding the beast" and the current system will implode.

I think the proposal of being able to buy into Medicare is a noble one, but president Clinton pushed that years ago, and with much opposition and to no avail at that time.

I don't mean to sound so pessiimistic. Actually I'm not. There are 300 million people in this country, they have the ability to change anything, and hopefully they will take the initial steps to do that in November.

we are all driving basically the same model and we are insuring it for what could possibly happen, not what will or actually does. 

Way back in the 1960s when I first started working, my company's health insurance did not cover single women for most 'female' issues, especially birth control and/or pregnancy-related issues, which has since been deemed discriminatory.  Now you must cover everyone equally for every contingency. 

The only way to individually ajust coverage costs would to be to exclude coverage based on genetic testing and/or family history, or maybe lifestyle issues such as alcohol or tobacco use or risky behavior like sky diving, which consumers have been fighting for years.  This would probably also be deemed discriminatory.

cost $1,000 or more a month?

Health insurance premiums, plus their refusal to insure people with preexisting conditions, are becoming prohibitive costwise for many (millions of Americans) to afford.

Though the example you gave may be true for some younger folks, I believe that's the exception and not the rule.

There is a huge crisis in healthcare in this country today.  Good for you that you can afford it and just blame everyone else who can't.  Maybe someday soon you'll be in the same boat with the 50-odd million Americans who simply can't afford it.  Who will you blame then?

I agree with some of what you said about the state representatives being held accountable.  I did vote for Senate candidates in the last election based on their stances on healthcare.  One of them has been working tirelessly (with many others) to expand CHIP health insurance to kids to more middle-income children in the state, and he was successful!  Now that the income bracket was raised, my 6-year-old has healthcare again, and I am so grateful! (Bush is threatening to veto the legislation that expanded CHIP to more families, though, so I'm praying he does not do that).

I am relatively young (26) and so many of my friends do not vote.  I am always encouraging them to do just that (whether they vote Democrat or Republican), and I think if Senate recall (I think that's what you called it) was in place, more of them might vote.  For now, we just have to hope they keep their campaign promises in hopes of being re-elected.

I know Congress needs to pass the bills on health insurance, and I know many of the Congressmen (on both sides of the aisle) have been bought and paid for by the insurance companies, and that is very disturbing to me.  That's one of the reasons I like Obama so much - I think he is a good man who has not been "bought and paid for" by any big corporations.

I think America needs to cover all medical costs for our children and our elderly, and I hope more Republicans candidates will address that issue.  We need to take better care of our most helpless citizens.

That's fine you don't care about the fact that many families are working their fingers to the bone just to pay for necessities, including health insurance, but I do.  I care very much and am very sad that so many people in this country only seem to care about children that come from upper middle class and rich families.  I guess they deserve better health care than the middle-class kids.  I don't know how people that feel that way can go to bed with a clear conscience.

People in Congress that we took the time to elect put a lot of effort into negotiating this bill to make both parties relatively happy.  YOU ARE NOT SUPPOSED TO BE TAXED FOR IT.  THE CIGARETTE TAX WOULD HAVE GONE UP.  Keep telling yourself what you need to tell yourself to sleep at night, but the fact is kids with diabetes from a lower-middle-class income family have less of a chance of surviving than a child from an upper class income family.  That is a sad, sad, fact.

WASHINGTON, Sept. 27 — The Senate gave final approval on Thursday to a health insurance bill for 10 million children, clearing the measure for President Bush, who said he would veto it.

The 67-29 vote followed a series of speeches by Republican senators supporting the bill and urging Mr. Bush to reconsider his veto threat.

Senator Pat Roberts of Kansas, one of 18 Republicans who voted for the bill, said the White House had shown “little if any willingness to come to the negotiating table.”

Republican opponents of the bill, like Senators Judd Gregg of New Hampshire and John Cornyn of Texas, said it would be a big step toward socialized medicine, would shift people from private insurance to a public program and would allow coverage for illegal immigrants and children in high-income families.

Senator Charles E. Grassley, Republican of Iowa, said it was “intellectually dishonest” to make such “outlandish accusations.”

Mr. Bush has said the bill would move toward “government-run health care for every American.”

Senator Bob Corker, Republican of Tennessee, said those fears were unfounded.

“What will move our country toward socialized medicine is not this bill, which focuses on poor children, but the lack of action to allow people in need to have access to private affordable health care,” Mr. Corker said.

The bill would expand the State Children’s Health Insurance Program to cover nearly four million uninsured children, in addition to the 6.6 million already enrolled. It would provide $60 billion over the next five years, $35 billion more than the current spending and $30 billion more than the president proposed.

Mr. Bush has not shown a willingness to compromise. But he may come under pressure so from Republican lawmakers who do not like being portrayed as hostile to children’s interests.

Democrats have selected Graeme Frost, 12, of Baltimore, to deliver their Saturday radio address. He will appeal to the president to sign the bill.

On Monday, the Service Employees International Union will rally outside the White House, and children will deliver petitions urging approval of the bill.

The child health program was born in 1997 from collaboration between Senators Edward M. Kennedy, Democrat of Massachusetts, and Orrin G. Hatch, Republican of Utah.

On Thursday, Mr. Hatch said that “it pains me” that Mr. Bush has not worked with Congress to renew the program. Some people in the administration “have been slow to recognize the realities of the new Congress,” where Democrats have a majority, Mr. Hatch said.

The bill has support from AARP, the big lobby for older Americans; the American Medical Association; America’s Health Insurance Plans, the lobby for insurers; and governors from both parties.

In the House, the bill was approved on Tuesday, 265 to 159, with support from 45 Republicans. The House Republican whip, Roy Blunt of Missouri, said he was confident that the veto would be upheld. A two-thirds majority in both chambers would be needed to override the veto.

The bill would increase tobacco taxes, with the levy on cigarettes increasing to $1 a pack from the current 39 cents. It would require states to cover dental services for children and would increase coverage of mental health services in many states.

The Senate Republican leader, Mitch McConnell of Kentucky, said: “Our Democratic colleagues have taken Schip hostage, and what they want in exchange is Republican support for government-run health care., courtesy of Washington .”

http://www.cbsnews.com/stories/2008/10/17/eveningnews/realitycheck/main4530306.shtml

I see again that everyone is talking about President Obama's plan for universal health care and I once again feel the need to distinguish between universal health care and what the plan is that President Obama has campaigned for.  I have copied and pasted part of the web page, but also included the link at the bottom of this for you to see the whole plan. 

President Obama does not ask for universal health care where the government is in charge - he just wants the government to ensure that everyone has access to medical care and health insurance.  Why is it so difficult to understand that this is not socialized medicine, government run healthcare, or universal coverage plans?

Barack Obama and Joe Biden's Plan

On health care reform, the American people are too often offered two extremes - government-run health care with higher taxes or letting the insurance companies operate without rules. Barack Obama and Joe Biden believe both of these extremes are wrong, and that’s why they’ve proposed a plan that strengthens employer coverage, makes insurance companies accountable and ensures patient choice of doctor and care without government interference.

The Obama-Biden plan provides affordable, accessible health care for all Americans, builds on the existing health care system, and uses existing providers, doctors and plans to implement the plan. Under the Obama-Biden plan, patients will be able to make health care decisions with their doctors, instead of being blocked by insurance company bureaucrats.

Under the plan, if you like your current health insurance, nothing changes, except your costs will go down by as much as $2,500 per year.

If you don’t have health insurance, you will have a choice of new, affordable health insurance options.

http://www.barackobama.com/issues/healthcare/

their believing this because they are experiencing it.  You all honestly think everyone is stupid.  All you have to do is step into a Wal-Mart, a Target, or have your kid come home and tell you that if you wish people Merry Christmas or bring any Christian symbols to school they will be sent home and/or punished. 

I don't have a problem with the other holidays, but it is discrimination when you can post the other holiday symbols in the public, square, businesses, or schools but you cannot post anything about Christmas or the reason for Christmas which is Christ.

Barack Obama And Joe Biden Have Consistently Lied To Americans About John McCain's Plan. Their claims have failed every fact-check - from CBS to the Washington Post. John McCain is not going to raise taxes on middle class families. Barack Obama and Joe Biden are the only ones in this race that plan to raise taxes.

OBAMA FICTION
John McCain Will Tax Health Care Benefits For The First Time And Will Be the Largest Middle Class Tax Increase In History.

What's the difference who says no?  Some insurance companies pretty much say no to everything but wellness visits - and that's simply so they can find out if you develop a condition, so they can drop your coverage on a threabare excuse, or jack your rates to the moon so you'll have to drop it.  Then no other company has to cover you due to it being preexisting.  I don't want to pay for insurance that only covers me if I'm not sick!

At least if there was universal healthcare, even with a wait, they'd have to treat you eventually instead of NEVER.  And do it for free.

...involved in the transcription of patient notes?

That just doesn't make sense.

should have checked a few things out.

I feel for you, but a pre-existing condition is NOT uninsurable if you have had insurance for 30 days prior to the illness.

Case in point: We had private health insurance paid for out of our own pockets for 6 years. DH had open heart surgery. In the meantime I got a job with a company, signed up for insurance and they stated a 1 year before they would insure him. Yet, it was less than 30 days since I signed up. All I needed was a Certificate of Insurance from our private carrier, and then no waiting period. I got that, and he is now totally insured under the company plan.

If you did not cancel your insurance until after your problem, you have a way out. Just ask the former insurance company for a certificate of insurance and no one can turn you down.

I'm not trying to be mean or whatever you want to call it, I'm trying to help, so don't take it the wrong way. Best of luck and hopefully, things will turn around for you.

Doesn't anybody in DC have a conscience?  The system as it stands now is disgusting.  They are literally making billions by killing of thousands upon thousands (maybe millions?) of Americans.  Anyone with half a brain should recognize profit-driven health insurance only serves the best interest of the CEOs of the insurance companies - not healthcare recipients! This needs to change NOW!

I saw my first AMA commercial last night urging people to vote with the millions of uninsured Americans in mind.  I loved it!  It is at least a step in the right direction.  Vote with the healthcare crisis in mind people!

I just came across these stats in an article I was reading.  How can there possibly any doubt that lobbying has single handedly taken over Washington?  Especially in light of the fact that the healthcare plans on the table are pushing for more insured rather than single payer system?  If we don't shove out the insurance companies, how are the prices for our healthcare ever expected to go down, or even stay at the current level for any length of time? 87% in 10 years?  Absolutely ridiculous.  We are not reaping any benefit from it whatsoever.   

"As premiums have ballooned by 87 percent in the past decade, insurance-industry profits have climbed from $20.8 billion in 2002 to $57.5 billion in 2006. During that same period, health-care interests spent $2.2 billion on federal lobbying, more than did any other sector, and as of last month, had flooded the presidential candidates with over $11 million in campaign contributions to keep the present system intact."