putting 3-year-old in daycare
Posted By: cnymt on 2006-02-19
In Reply to:
I have finally relented and put my baby in daycare. I can't do it anymore. I am so stressed out about splitting my time between her and work that both are suffering from it. Not to mention my house. The husband is worried becuase this is now an added expense to our already tight budget, but as I explained to him, now I can focus on my line count and I won't be getting up every two minutes to tend to her. Any of you been in the same situation? I'd like to hear about it, good or bad.
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I will be putting my 2yo in 2k
this coming fall so he will develop his social skills. It's only going to be 2 mornings a week but it will help him and me, too, in the process.
$600/year!! I would LOVE to pay 600/year -
I end up paying in $2000+/year EVEN WITH MY DEDUCTIONS, and I deduct anything and everything!! My accountant keeps telling me to buy a house or have a baby and then I wouldn't pay in so much.
Daycare
Hey. Well 3 is tough sometimes. I was a brand new Transcriptionist when my son was 2 and 3 (9 now), I "gave in" and did this too, and did not feel really bad about it as I found myself trying to type and sticking him in front of the TV. Luckily I had a friend down the street that watched him a few hours in the morning, later a lady from my church. When he was just a little older, the end of 4 and 5, I kept him at home. So, my point is, it does not have to be a permanent thing, or even all day. Mainly if you can get a good stretch of work in the morning, you'll see a big improvement in your lines. The GREAT thing about working at home for me is with the older children, especially when they come in from school and MOM is HOME, or being one of the only mommies that can go to school functions during the day! Good luck with your decisions, they are not always easy. D.
Daycare
Daycare will help both of you. 800 to 1000 lines is only about 3 to 4 hours of work and that can be done easily with a chld at home in between naps, etc.especially if you don't have set hours But if you are looking towards 1500 to 2000, and a set scheduled you need to be able to do this without the stress of having a child there wanting your attention when you cannot give it and you become frustrated and that shows in your work and attitude towards your child. This is still a job and though many feel because you are at "home" you can fit in between tending to children, cleaning the house, doing the laundry, paying the bills -- it is not possible. If your husband wants that paycheck to help out, you need to be able to get childcare for at least 3 to 4 hours a day.
Daycare - Just Me
Where do you work, momof3, if I can ask. I have a 2-1/2 year old and right now I have a boss that's the same way, but I'm looking to supplement my income and your job sounds ideal. But I'm also going to be putting her in daycare in the fall for a few days a week, though because she needs some social skills. When she's with me all day she only wants mommy and no one else and it can get frustrating.
daycare
I hear ya, sister! My child does not play well alone. She is in pre-school (which I was planning on keeping her in along with daycare) and will stay in pre-school because she loves it and we both have made friends there. She also gets swimming lessons (YMCA).
Even when the husband is home, she still wants me to tend to her. Half the time, I just give in because he will sit there unless I tell him I need help. Some men are absolutely clueless!
As for naps, I actually started trying to keep her from napping because I can get her down earlier at night, which gives me time to do housework or do more typing.
Don't feel guilty about the daycare situation. Just make the time you spend with them special. That is what they will remember.
I am sorry you had to relent to daycare...sm
I have three daughters age 11, 8, and 4. I have worked at home now for 2 years. My oldest have been in school during my work hours, but I have worked with my toddler for the past two years. I cant really say I have trouble working and tending to her and to the house et cetera. She is great at doing things on her own. She has an awsome imagination and that keeps her busy. She also has a desk right next to mine and will sometimes sit and do her "work". I stop and have time with her, read her a quick book between reports, eat lunch with her, or just stop and hold her. I dont have a required line count to do each day or a set number of hours. I usually get in about 800-1000 lines a day, which is really all I need to do right now. I quit my job as an office manager at a physicians office so I could be home with my kids. When summer comes I get up early in the morning and get my line count in by no later than noon so I have the rest of the day free to play and swim with my girls. I am sorry you couldnt make it work for you. Maybe when she is a bit older you could try it again. Best of luck to you in whatever you decide.
daycare update
Thanks for all your input on this subject. I have pulled my daughter out of daycare and will now be splitting my hours between EARLY morning and late afternoon. My daughter will now have my attention during the day and I can work (for the most part) without interruption.
She is only little once and I do not want to have regrets later on.
I work off hours and have no daycare
I start my shift at 8 p.m. after I tuck my kids into bed to avoid feeling guilty having to work and watch them. I have a job where I have to have a set schedule though, but I have found that this works well for my family. We don't have any daycare and I get all day with my kids. I work 38 hours a week with my working 9 hours on Sunday to make up for shorter shifts during the week and Saturdays off. I have a friend with 2 little ones at home as well and she does great and is a high performer! I hope everything works out for you, keep the positive attitude!
Apply for child care assistance and put the kids in daycare.
You can't juggle all that. Either that or have the father watch his own kids for a while so you can work.
It is a year old. n/m
n/m
It was quite awhile ago...maybe about a year or so.
nm
How to ask for a raise? 7 cpl for one year now...
Are raises given?
To make 40K per year,
You have to make roughly $20./hr for a 40-hour week (if my math skills are any good!). To do that, you need to either make a higher line rate, or produce more lines per hour. That means doubling either your lines per day or your cents per line.
I would venture a guess that most folks making 40K a year do NOT work for nationals, but have their own accounts which tend to pay more per line, which ups the $ per hour. Of course, with that comes a whole new set of headaches and probably more incidental hours (billing, delivering, bookkeeping...time spent maintaining an account in addition to transcribing hours.)
Unfortunately, by the time we see ads everywhere for big money opportunities (transcription, selling on ebay, raising alpacas, etc.) the prime time to get involved has probably already passed, and then folks who respond are stuck with disillusionment and bills for starting costs/prep.
Just my humble (and maybe a bit pessimistic) opinion.
You don't even have to buy the upgrades every year, just
add to it. I only update every other year.
transcriptionist with 1 year's exp
I think Spheris has a program to do that.
Happy New Year Everyone!
I hope everyone has a very excellent 2009, with all good things!
I made 7.75 with MedQuist my first year.
I started out with Medquist making 7.75 based on my all-around experience and test scores I was told. That was PTE.
I went on to make 8 as an employee, and I work a second IC job making 16, 13 to start, 16 after 90 days.
first year as IC, you don't have to make payments...sm
you could pay all of 2006 taxes by April 15, 2007. But in 2007, the IRS will send you forms that you use to pay quarterly. You pay 100% of last year's taxes in 4 equal payments and then make up the difference when you do your taxes. For example, you started as an IC in 2006. Your taxes were $2000. You pay $2000 by April 15 2007 and you also pay your first quarterly payment of $500 (1/4 of $2000) by April 15. I also would suggest you make all your payments in the current year - don't pay the last quarter by January 15 when it is due because it screws up your bookkeeping and state and feds handle it different. Pay your last quarter tax by December 31.
after a year mine went up to 7cpl.
I am at 2 yrs now and making 7.5 at one plaace and 8.5 at my other
In the first 6 months of this year. I'm not new to this, though, so I moved on. nm
s
Just waiting till the end of the year (sm)
Like I said, I'm not certain if I am going to be sent a quarterly tax invoice or not, but I figure better safe than sorry!
This is also a bad time of year to be job hunting.
This is the slow season for MTs and companies don't tend to hire much from December to February. Don't give in yet if this is really what you want. But I agree with other poster, you might have better luck with a local MTSO that is familar with your community college's program. Good luck if you decide to pursue this further! It would be a shame to give up so quickly after completing the course.
First of all, a lot of companies will waive the 2 year
-You graduated from a program they know provides a quality education.
-You test well enough during the application process.
-You have a well-written resume and cover letter and follow the application instructions to the letter.
Many companies hire new grads on regular intervals, but they do not advertise this because they will be inundated by applications, many of them from people with absolutely no training at all. It takes time and resources to train a brand new MT so they may only hire new grads a few times a year.
Speak with your school's post-graduate assistance program and get some leads for MTSOs that hire their grads. Check out your school's student forum and see where other graduates are getting hired. Find companies that will let you test as part of the application process (instead of applying and waiting for an invitation to test). There is a thread below with a list of companies that have been mentioned in the past as hiring newbies. Also, check locally and be on the lookout for smaller services to apply with.
Good luck.
I've been working for over a year now,
and I don't even know what my typing speed is anymore. It would be hard for me to take a typing test because I am so used to using my expander. I am really surprised you are finding most companies want a certain speed. I did not encounter that when I was applying.
Anyone signing a 2-year contract on either
end would be crazy. You can't guarantee work for 2 years and there is no way I would tie myself to a situation for 2 years.
Ignore the two-year clause and apply anyhow!
If you let that hold you back, you will never find work. There are plenty of new grads working and getting hired everyday. If you wimp out, you'll get nothing.
I heard that were going review resumes after the New year.
x
Our nine year old son started asking about the birds and the bees (sm)
this year. We have answered exactly what was asked every time. Once he started asking questions, he didn't stop.
We have covered birth control, child support, the fact that if he gets a girl pregnant he will have no choice in the matter if she chooses to abort (which horrified him) and many other things. He also knows that he will always be able to come to his father and I for birth control. The way he is being raised (Christian home), we hope he will not have sex before he is ready, which we hope will be when he is an adult. (Ideally, on his wedding night. But we don't push that.) But if he makes the decision to have sex when he is a teen, we have let him know that we will help him protect himself.
We have also told him that if he believes a girl when she says, "I'm on the pill", we'll kill him.
And I feel very bad for you about your daughter. If I had a child who had a child and behaved that way, I don't know what I'd do. (Other than pay to get Norplant in her arm, that's for sure.)
Good luck at getting custody. It sounds like you'd be a much better choice for the GC.
no, 4/2006 payment is for 2005 year...nm
x
They'll need your SS# to issue your 1099 at the end of the year.
nm
I personally did not incorporate until I was making over $50K a year because
of the added fees (paying CPA for one thing), corp taxes, etc. MT services carry so little liability I don't think incorporating to install a corporate shield is really necessary, especially since they go after deep pockets anyway. But incorporating if you are making $50K or more per year is a very important tool for income tax savings. If you are sending work out to other people and they are doing the work, then you turn around and send it in to the client, essentially YOU are not doing the typing, YOU are not earning the money, YOUR BUSINESS is. Therefore you should not be paying social security tax on earnings that are not YOURS but YOUR BUSINESS'S. If you incorporate you can pay yourself a reasonable salary for any transcription you do, plus shuttling the work back and forth. Let the rest of the earnings ride as the company's earnings. You will pay income taxes on them as any profit flows through to your personal taxes but you will save on that big 15% bite from social security. Other advantages though of incorporating are to set up your 401K and let your business make contributions to it. Again, though, that's something that's not likely to happen until you are making a lot of money. As you are a newbie, I don't see that in the near future...
Not the OP, but you can pay your taxes once a year at tax time. Estimated
s
I usually update the drug book every other year as I
use it so often and there are new drugs all the time. Equipment books I update about the same as there is always new equipment coming out. Other books I don't update as often, depends on how much I use a particular specialty.
graduated almost a year ago from a "Big 3" and nada
I graduated almost a year ago from a "Big 3" school and have had no luck. I am thinking I have to go for my CMT to get a second look. Ridiculous!
Until every American MT is working who wants to, and is qualified, for a living wage and affordable, quality health care benefits, NO MT work should be going outside the US. Get on it, Obama!
I've been an IC for five years and never had to pay more than $600 one time a year for taxes...
I have so many deductions that I almost don't pay taxes. Yes, I also have a tax professional do my taxes. I keep a clear plastic envelope on my desk and anything I buy related to the business or phone expense, % of electricity/gas, health insurance, medical expenses, etc., all go in the envelope so at the end of the year I'm not searching everywhere for my deductions.
Anything you use for your business is deductible, but used items. If you buy a used computer on e-bay it isn't tax deductible. It has to be new to be a deduction.
Companies waive the 2-year requirement for CS grads too.
CS grads have no problem finding jobs. I had several offers before I even received my final exam results. 
No company will waive their 2-year experience requirement for AHP.
Other than Andrews, the second recommended school is M-TEC, NOT Meditec, they are 2 very different schools.
Career Step only give you a year, so at M-TEC you have 18 months and will learn a LOT more.
Your post made it sound like you would rather take more time to do the course, but there's a reason M-Tec requires it done in 18 months.
You can't really learn if you drag it out longer than 18 months. You have to keep doing it, working at it, familiarizing yourself with it, in order to learn it. That is why they push you to not drag your feet, either do it or don't do it!
Good luck to you.
being able to make 40,000 year without a college degree is pretty good. I'm happy.
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