i have been transcribing for 15 years and am NOT a CMT nor do I chose to be.
Posted By: lilworried on 2005-11-08
In Reply to:
I can get a job with a telephone interview and not have to take a test. Do not be pulled into that "i got to spend money to make money" motto. That's bull. being a CMT means something to those who are members ONLY!!!!!.
Complete Discussion Below: marks the location of current message within thread
The messages you are viewing
are archived/old. To view latest messages and participate in discussions, select
the boards given in left menu
Other related messages found in our database
You have not been transcribing 10 years. Your resume reflects about 4 years tops. I am going to put
very little MT experience and now you're pushing software that posters can get for free. There is a problem with that. You need to search YOUR heart ands ask yourself just how helpful you are really trying to be to new MTs or if your lining your own pocketbook because you don't know how to transcribe yourself.
Of course.....even after 15 years of transcribing I would need to look up a word or two.
nm
That's why I chose M-Tec.
I didn't see anything besides payment plans or their own loans through Andrews and Career Step. M-Tec has the link to the Sallie Mae website.
Good Luck!
Why I chose MT...
I wanted to work at home because my son had medical issues when he was born and we were told he shouldn't be around other children for at least the first year of life. I quit my job to be home with my son, but we couldn't live off just one income, so I needed to find a new job that I could do while caring for my son.
I researched WAH jobs and MT kept coming up. I decided to check it out. I had a medical background, so it seemed like a good choice. I completed an online course in 2006 and have been working since.
My previous job only paid $12 an hour, so my goal with MT was to earn at least that. I earned minimum wage the first few months, but within 6 months I was making my goal of $12/hr. I am now in my 3rd year as an MT and I make just over $40,000 a year working 40 hours per week. While I have my complaints with this field, I don't know any other jobs I can do with minimal education and be earning what I am within the first few years. With most careers, you have to start at the bottom of the pay scale and work your way up. I have worked hard to get where I am today. I spent A LOT of time working on creating templates and macros for my accounts and working on my Instant Text glossaries to get my production to where it is.
As with any job, there are pros and cons, but for me, the pros of MT far outweigh the cons. I now am making the most I have ever made in my life and I get to work from the comfort of my home. I work as an IC so I can arrange my work schedule around my family activities. That to me is the best part.
I do, however, worry about the future of this industry and am working on Plan B. My son is starting school in a couple of years and I will then be able to pursue another career path if I want to do that, but for now, MT is working out for me.
I'm sure all are great, but I chose CS.
I also posted my answer on the main board for you, but here it is again.
I am also working right now typing acute care. I was hired before I graduated, so now I'm trying to finish the course in my spare time. Andrews and M-Tec are great schools, I am sure, and any school you choose would be a good choice. Good luck!
Why I chose Andrews.
I am a current student at Andrews. They have an exceptional course.
I chose Andrews because of their quality, their reputation, and the ability of their graduates to obtain employment. Having "Andrews graduate" on your resume opens doors that might otherwise be closed.
I am a former technical training instructor and course writer. Quality of training was my only consideration when choosing a school. I simply wanted the best education available for my money.
I chose Career Step, should've gone to M-TEC
x
EMR and STILL transcribing
I find it interesting that MTs think that EMR is a death sentence to transcription. There are so many types of EMR. Yes, some will completely replace the Transcriptionist with its "click and plug" variety of reporting. I speak from experience, as the first company I worked for lost a huge account due to one of those types of EMR.
The company I currently work for has used an EMR system for well over a year now, and the transcriptionists still transcribe a dictated report. The only difference is that the report is uploaded to the clinic's EMR system. We have the best of both worlds. The docs/clinics have their electronic records that they can access 24/7 from any computer within their network, and the transcriptionist still does the same job as before.
There are MT companies out there who anticipated such changes and are in place to adapt and even grow because of the technologic changes facing MT.
Does anyone know anything about transcribing for Cardiology?
Just wondering if it is a specialty you can jump into as a newbie. Easy or hard?
Verbatim Transcribing
I'd like to verify that sometimes it is necessary to add/edit information dictated (even if its a verbatim account) if that is what makes the dictation sound correct and is in keeping with grammar and client format rules. Is this correct? I've had trouble understanding this actual concept, and just want to be sure I now have it right. Earlier today, I transcribed for a dictator in my MT internship who gave punctuation instructions that just didn't make sense and was clearly not in keeping with the style of the company. I consulted my AAMT BOS and punctuated as directed there rather than per the dictator. My QA didn't say anything about it. Generally, she lets me know in a hurry if I am wrong. Is this the right way to think about transcribing verbatim accounts?
Transcribing on a laptop
Has anyone transcribed on a lap? Is it better or worse than desktop?
Thanks for your reply!
tt
General question regarding transcribing
I have been doing a lot of tests lately trying to land myself a steady job. At the moment I only do overflow and fill in and haven't worked in over a week. I have noticed that when given a test file you are not told if it is a H&P, Discharge, Consult, etc. How do you know how to set it up? What I have been doing is just typing until I can tell what it is and then setting it up with headings and such. If I land a job than doing it this way would be time consuming. Any suggestions? Thank you.
Thanks! I have been transcribing for Solu-Medrol
ten years, but I am trying to get a friend of mine into it and I want her to go the right direction. I have heard good things about Andrews School, I will also check out this other one. Thanks again!
This is a tough field to be in - I have been transcribing for 12 yrs (sm)
I understand your frustration - the best advice I can offer is to try to find a small MTSO to work for - an individual who has maybe 20 or less employees, so that you can develop a good relationship with that person (you have to look around, they are not all great!) That has worked the best for me. I work close to full time now, but when I was part-time (also because of my children) I once worked for a company who gave me a terrible account...no one wanted to type this guy...after a while I had learned that he repeated many phrases again and again and I worked hard to make hundreds of abbreviations for him. I got to the point that I could do his work very quickly and he was very happy with me doing his work so the MTSO kept giving his dictation to me. One day, I did a 30 minute tape from him in an hour and a half....I sent my work in...my boss called and told me that I could not have possibly done that tape that fast. I told her that I had made tons of abbreviations for the doc and that I had actually done the whole thing in an hour and a half. I told her that I liked doing his work now because I had gotten very used to him, being given him every day. Guess what? She never gave me his work again. I guess she kept it for herself? But she wouldn't let me have it back? Why? I don't know but I know that if you try to pick and choose they will almost never let you because someone else might want the same account. I guess what I am saying is you have to play it smart...don't directly ask for an account. There are a lot of small-time supervisors in this world who are power hungry and want to flex what little muscles they have over anyone they get the chance to do so with. I hate having to play the game and wish everyone could just be open and direct and honest, but they aren't. And in this field it really can be very dog eat dog.
Ideal laptop for transcribing?
Hi everyone,
I'm about to graduate and would like to get a laptop for transcribing. Does anyone know of a particular brand/make that would be good for a transcriptionist?
Thanks!!
Your experience transcribing reports in school
does not count as the type of experience they are looking for. The only way you are going to get a job is to keep testing, and ACE those tests. Eventually someone will offer you a position. That is what I did when I finished school to become an MT. But, you cannot list your *school* experience transcribing as experience when applying for companies because they will not accept that. We were all newbies once and it is a hard field to break in to. Keep applying, sending out your resume, and testing. That's the only way to do it other than trying to get a job at a hospital, clinic, etc. working outside the home.
Transcribing a family member's report
and finding out something no one in the family knows.
I took their course 5 years ago - sm
I was quite happy with it and the price, cost a little bit more now but still reasonable. If you do all you are supposed to it does prepare you well enough, though I skipped a couple things (learning the abbreviations); and I skimmed on the actual practice dictation which was a big mistake but I wanted to graduate and get working. But I still passed the final, though not as well as I would have if I had practiced more in advance. Took me 2 months to land a job, another 2 to actually start that particular job though; in the meantime I cold-called and landed a job with a small local MTSO and started that one first, then the other fell into place about 6 weeks later (acute care where I was thrown to the wolves basically). Nothing beats learning on the job though and I learned lots while testing my butt off to land that first job. There are plenty of CAI grads, just many look down on them though the program is very good and you come out adequately prepared though I think no school can prepare you for the real deal, it can at least give you the tools and knowledge to deal with reality.
They have been saying that for years, but...
from what I gather, MT's will always be needed, even to just proof the voice recognition. I will say, however, that I am a recent grad, and am finding out that it doesn't pay very much unless you get perfect dictators, which is very slim to none in this business! Good luck with whatever you choose, but I would look into something else as far as medical to do.
MT for 5 years sm
My advice to you is to do as much research when looking for a job as possible. I did not do this and until I came to MTStars I thought the 0.7 cents per line was what everyone was making. I did not realize I was making almost the lowest rate in the business. I have been doing this parttime for 5 years and there are jobs out there, just make sure you do the research into the companies like you seem to be, and as others have said make sure you go to one of the reputable schools that companies will look for. Do not get discouraged, this can be a wonderful and lucrative business if you make sure to take your time before jumping.
With almost ten years of MT, I would say...
If 'q.d.' follows a medication as part of a medication sig, you must type 'q.d.' If 'q.d.' is dictated within context as a "short cut" for the doctor, you must type "daily".
These edits are required to produce more professional medical/legal document...and we all know that some dictators need all the help that we can give them.
IMO...
-Jade
I took this course years ago.....
I did get a job at a local hospital, but I had an advantage. I had previously worked as a CNA at multiple hospitals and nursing homes, and ward clerk at a hospital. This is a basic course and you will probably have a hard time finding a job. I'm not trying to be rude, just truthful.
How I did it and have been doing for over 10 years....
Okay, it is time to let the cat out of the bag on how you are going to be successful as a Transcriptionist out of school.
The first thing I am seeing is that these schools promise that you will be working from home making in upwards of $40,000 a year. Forget about that. You are new to this. If you come out of school working on a production basis you may very well fall flat on your face and make $3 an hour by the end of the day. I was a transcriptionist for almost 5 years working for a hospital and I decided I could make more working on a production basis.......I failed miserably my first year.
First off, get experience under your belt and make an hourly rate in the meantime. How did I do this? Well, I started out getting a job in a hospital, any job I could get. I started out in billing, even though I wanted transcription. I watched and waited for openings, when finally someone in the psychiatric unit called me (I made friends with everyone, the key to getting calls like this one) and said they were losing their transcriptionist and I should apply. I applied and got my first transcription job, making an hourly rate. Had I not gotten pregnant with twins I would probably still be there.
After babies were born, went back part time in the evenings. This time since I had experience and another local hospital was willing to hire me in the radiology department. Again, hourly. I watched and waited once again (I hated radiology transcription). I got to know who was in charge in the transcription department. I sent her a fax asking her if she needed any part time help (back then there was no work related email). She said, yes, I could work part time (I now had "experience"). The part time went to full time with benefits. However, I got bored and decided to work for, of all companies, Medquist. I thought with my speed I would be making at least $20 an hour.....hahahahahahahahaha, what a joke. I was lucky to make $8 an hour with them. After about a year of struggling I finally got my foot back in the door of a hospital in another state. I had to commute to the hospital every day during training, it was awful, however, now I again work from home, have the ability to make about $20 or more per hour, I own my own home, own a half decent car, I am divorced and don't take any child support from my ex, instead we share in the custody 50/50.
The moral of my story........
Get your foot in the door. Look for jobs that are front desk, secretarial, whatever. Once you are in there and they realize how great you are you can go wherever you want. My first transcription job in the psychiatric unit also involved secretarial duties, so not just straight transcription. I highly recommend getting into a hospital. The bennies are the best and lots of hospital transcriptionists are working from home with full hospital benefits. If you can't get into a hospital, get into anywhere where you can do some sort of typing/transcription, that way you have your first reference/experience when you apply to a company that is strictly work from home. Everyone wants experience, they just don't want to be the ones to give it to you.
I am so tired of seeing these schools and companies swindle people.
If you are looking into training, I highly recommend your local community college. You will probably take some credit college courses that will be able to be used should you decide to do something else. My local community college has a course for under $3000 and there are college credit courses that are able to be used towards another degree.
I did my training as a medical assistant, transcription was only part of the course. However, now I am so bored with transcription that I am going back to school to be a nurse.
I hope this helps someone out there. Good luck to you all!
I know 2 different MTs with 30 years
in this business. One lost an account to EMR and the other lost a good portion of an account to "writing in charts" which is a clue that particular account is going EMR most likely in the near future and trying to save money to purchase it... It is very expensive for the doctors (more than our pay). My PCP uses it and he said it is very costly but he is still using it.
Now those MTs that lost accounts are working for nationals and averaging between 6 and 8 dollars an hour because they are being thrown horrible dictators and platforms that aren't up to par.
Everyone in this business is struggling and thankful for what they have and afraid to ask for a raise. I have 2 of my own accounts that I haven't had a raise in 10 years because I know someone will underbid me in a New York minute if I were to raise my rates.
I just like what I do and like the flexibility, but if I were to spend $4,000.00 it would definitely not be to become an MT, not by today's standards anyway.
Been at it 25+ years, still love it the same way I did at first. NM
x
Two years this month.
I was just telling some gals that I have made the mistake of attaching versus copy and paste more than once. I was applying to many companies and simply not reading directions word-for-word while doing so. With "many" companies actually preferring the attachment method, I just honestly got in a hurry and didn't pay attention. I did this as a new grad, I've done it with a couple years' experience! I also caught it right away too, and resubmitted, but that's not the point. Just like MTSOs "scan" resumes in a few seconds, I scanned ads. Just a fact! I'm busy too, whether I'm working or not. I know better now though!
I think as a newbie, and with so many companies using the "two-year experience clause," I just felt like a submitting machine. I didn't put a lot of thought into what I was actually submitting, because I really didn't expect anyone to pay much attention to me no matter what I did.
I did, however, make sure that I spellchecked any communications and tried to be as professional as possible. You might be surprised at how "unprofessional" some MTSOs are! I am hearing them say that they don't want to hear about personal issues, but I have also had many come back and burden me with their own! They sometimes set the tone for casual-type communications, which I find offensive and unnecessary.
I started out with all my resources in place. I think that MTSOs have to remember that a newbie is just that. We have just spent thousands to be educated, bought a new computer in some cases, bought a library maybe, and had to set up an office in our home as well. I invested thousands before I applied for my first job! An experienced mentor and friend told me not to scrimp where resources were concerned, and I didn't! The generalization of the MTSO about newbies was what ticked me off. We might make mistakes, but who doesn't? That was unfair!
As far as the $400 phone system, that I would have noticed and passed on immediately. Some schools don't even explain what these are. I had to ask! I now own one that I haven't used in over a year since I bought it. You are trained with Wav files, which is the more prevalent of the two forms of obtaining voice files, and no, I don't have one sitting around "just in case." These bad boys cost from $300-$800. Get real. I doubt there are many experienced MTs who have this or would spend that kind of money upfront before ever hearing the dictators and knowing what you are getting into.
I do, however, think it is perfectly fair to expect that applicants have the basics in place, i.e., resource books, Word processing program, updated computer with protection, and at least a USB pedal.
There is no excuse for punctuation, spelling and grammatical errors in any communications related to finding work. I agree with that.
I hired on with Medquist out of school, or soon thereafter. Here was their attitude at my office: Leave a ton of blanks, time is money, you will learn from your feedback (if you are lucky enough to get it).
I was very uncomfortable with that! I wanted to learn and grow. I was perfectly willing to spend ten minutes researching a single word or phrase in order to learn, and I felt good about my results. Fact is, more companies than not could care less. I've been told that we hire editors for that, so move on. Time is money!
I continually st rived for perfection, and that does take time. You have to be willing to spend countless hours in research and then verification through viable resources your first years. I did, and I don't regret it. Let's take into consideration also though that I was in a position to do that! I do this because I'm good at it and I love it. If I had to pay the mortgage and support a couple of kids, I might look at things in a whole different light.
I think that schools and their ads are a big problem when it comes to moms at home. They give the impression that having children, as well as not being able to pay for child-care services is some sort of prerequisite for this work! If you have these needs, this job is for you. Bull!!
Then, you have people replying to questions like, "why did you choose this career" with responses like, "I have kids and can't afford child care," versus, "I love this work, and I am good at it."
I personally strive and always have for perfection. I have done my time in downtime, and that is with an extensive medical background beforehand! You really have to be willing to give your all, work hard and for little to start. That's a fact!
IMO, schools are failing sometimes to provide their students with essential information in important areas. I see new grads out on the moon alone the day after they pass their exam with nothing but a lousy outdated list of companies to apply to.
Yes, I think you addressed this issue appropriately. I hope it turns into a revealing and learning thread for all concerned!
Thanks,
Missy C
been filing IC for over 15 years
You will definitely need a CPA for this one. You will get to deduct what ever portion of your home you use from your mortgage payment (if you use a room that is 250 squre feet in your 1,000 square foot home, you can deduct 25% of your mortgage payment and utilities), part of your auto (depending if you use your car at all to pick up or deliver work), internet costs, phone costs, and the list goes on.
Personally I do not set aside taxes for my share of the household income. My husband claims 0 and covers mine and his; seems to work for us.
You will definitely need a CPA because there are things you must pay such as self employment tax. If you try to do this yourself and make a mistake it can be very costly later on.
Good luck!!! I hope you enjoy being your own boss. I certainly do.
This is the 3 cpl job, right? Your pay should go up in several weeks, NOT in several years! nm
s
Experience: 2, 5, 10 years
How are newbies supposed to get experience?
Does anyone know of companies who hire newbies?
My mentor 12 years ago.
was the owner of a small MTSO here in town. She took me from typing psychiatric accounts to acute care and I worked for her for 8 years. The pay was low at first at $7 an hour, but in a few months I went to incentive and was making a lot more money and learning every day. So I would say to get some resumes made up and get out the yellow pages and see what you can find around town. Most hospitals I applied to would not accept me until I had experience, which now I can understand why. It's really hard now if you're new and most MTs are at home. I miss that I can ask any questions of my coworkers if I was stumped on something, or asking if they would please listen to something.
You are very lucky, with 4+ years exp, I get .09 cpl - nm
x
where have you been for the past two years?
You say, "In-house jobs are being outsourced rapidly" and then draw the conclusion that there must be a demand for more MT's? Where do you think those jobs are being outsourced? It ain't Kokomo, it's New Delhi, etc. It used to be new MT's COULD get a job, back in the old days when the market wasn't imploding. But even then, you really needed to work in house before you could work from home. It ain't as easy as it seems, especially with ESL's.
Look I'm sorry you got misled about the field. But flogging a dead horse isn't going to help.
That was not the case 6 years ago, though - sm
things might have changed. MQ will allow graduates from certain programs apply though they have no experience, granted you have to pass the test in order to get a job. If you fail it they say to reapply in 6 months.
We were all newbies, but 5 years ago you
had a better chance at getting a job. If you only want to hear the good stuff you aren't going to learn anything. I feel for you, I really do, but if you had investigated before taking your course you would have been better informed. I don't care how much anatomy and terminology you had and I don't care if you made 100% on every test, you still have not experienced real transcription. There was one newbie MT that had a cerficiate stating she had a completed a course and she insisted she was a certified MT, which she was not.
I'm self-taught, got into the business quite by accident, but I have also seen at it for 20+ years and things were much different then.
I know you're frustrated but we're trying to educate you and you aren't open to hearing anything that isn't positive.
MDI-MD requires their MTs to have 3-5 years of
experience, I think. They are a great company, but they aren't set up for mentoring newbies. Good luck.
I did not incorporate until 15 years into being an IC
My husband and I file a joint return, and my social security number was what I used in lieu of a federal tax ID#.
I worked for probably 12 years with only one
computer, but I was the only one who pretty much used the computer. That was years ago before the internet became what it has and you weren't downloading music, uploading pictures, etc. I would make sure you have a good virus protection program. If you have a SO that likes to play on-line games or computer games or have kids who need the computer for research I wouldn't spend the funds for a second computer, especially if funds are tight.
as an MT with 17 years experience....
your offer is more than fair. with all the new MT's on this forum saying they can't get a job, this is a fabulous offer.
my hat is off to you for taking the time to train, and pay 7 cents a line. I started out at minimum wage 17 years ago...just grateful for the opportunity.
I only made $13.00 after 20 years
If you want to just get the experience, then go for it. Once you've gained talent and speed and enough experience, you can take that and make more than that much per hour by working production, but at least hourly, you can slack a little at times and not worry.
After13 years
I'm back in now after 13 years off and it was a big difference. I don't think you will find the same. We were just beginning on computers, no one worked at home and there were no expanders, etc. I'm learning all these things now, but I'm working and doing o.k.
If you had a previous specialty it might give you a jump ahead to look for a job in that, i.e. neurology, radiology.
Look I've been at this for 20 years
It really isn't something you just go to school for a while, and then go and grab a part-time position and think it's going to make you some cash. I have always encouraged others who wanted to enter this field, but I can tell you that after 20 years, I am only being offered 7-8 cpl and the accounts I can get on my own are few and far between with the VR, EMR, and large national MT companies taking all of the clients at low rates and offering spit shined reports and fancy platforms for easy access.
Your best bet is to go ahead and choose the closest flower shop and work the register. It will be much easier on your heart, soul, and sanity! Trust Me!
I'm only 38 and I'm so burned out I could scream and throw my headphones. I make 45K a year, but I work long hours and put up with a lot of crap from the offices I service as they know they can find someone cheaper in a heartbeat. I've had no raise in 10 years. I worked on-site for 17 years at 13 dollars an hour with benefits only to find out I would be training my replacement (C-Bay). I gave 2 weeks' notice and here I sit.
My rt hand throbs, my back aches, and my stress level is high. If you really think after hearing this that it sounds like a good idea to go to school and become an MT, then have at it, but it will have you in a tail spin and wishing you never did.
My sis-in-law thought she'd be on easy street! Well guess what? Two years later, and she's not an MT but has the education. She gave up because it was too hard!
I wish you all of the luck in the world, but keep you day job and keep your money in your pocket that you'll pay for the education because we're being sold down the river and fast without a paddle or life jacket!
Yeah, right, like we will see that same post in another 10 years or even 5. (nm)
x
with my 15+ years experience, I could never be as arrogant......
as you sound. Why would you lump all the new MT's in one category and assume they all expect $60,000 per year. When I first got in this field, I found most MT's were burnt out nurses who felt they were the only ones who could perform this job. They were wrong. Anyone with dedication and the desire to learn can be good at this job and YES make $60,000 with your kids at home. I should know, I have four kids, and have done all the little league, gymnastics, school volunteering, etc., that a mom wants to do. I find your assumptions an embarrassment and I would like the new MT's to know that you and your opinions do not represent me. Good luck to all newbies. Stick with it, and you can make your $60,000. It just takes time and hard work.
i am. i've done this 25 years and making top $
newbies, however, who get all puffed up about how much they've mastered, omg i am laughing here trying to type this, are quite the funny.
People have been saying that for years. Some have a different experience
I think that the industry is screening out people who don't really enjoy medical transcription and some who weren't prepared to do it well enough to make money. The jobs and money are pretty good for the people who like to do this work, are motivated, and know what they are doing. No complaints here! Also no put down of those who are not doing well. Medical transcription is not for everyone. That's not an insult. Find something you love and do it well!
Remember a couple of years ago
We heard the same thing. Big articles in newspapers about the radiology group that loved speech recognition so much. It turned out that administration forced it on the doctors. They rebelled and hired transcriptionists for themselves and walked in with transcription machines. They told administration they had wasted enough of the doctors' time and they were having no more of it.
I'm sure we'll hear of some successes, but it sure isn't getting rave reviews from the majority of users. Someday, maybe.
I would rather hire someone with years of experience
and could care less what school they went to, than someone with no experience who came from the Big Three. Experience is valuable!
Took me 10 years to get to 9 cpl. You're the lucky one! :) nm
s
In my opinion, not anymore. Been in this 25 years.
It is all going to voice recognition, meaning that the only real transcribing there will be left to do are the horrible dictators (ESLs and NON-ESLs) who cannot be processed by speech recognition.
Between that and overseas workers, not much in the way of a future in my opinion. Glad I'm nearing the end of my career in it.
Been having extra taken out of DH check for 3 years now at the
advice of my tax guy and have had no problems whatsoever. The IRS doesn't care where the money comes from, just that they get it. We file a joint return. If you file separately the situation might be different.
Well let's see; no raises in years and even pay cuts,
lots of the good work going to India and other offshore countries leaving the difficult ESL dictators for us, lots of VR work that pays very little, especially when you have to retype a great deal of it, most companies only offer IC positions which offer no benefits, platforms that make it difficult to obtain lines, line counting programs that may/may not count lines correctly, usually shorting the MT; frequent periods of low work or no work at all. How is that for a start? If you are just looking at getting into this profession it doesn't make sense to spend a few thousand for school and then IF you can even get a job you probably aren't going to make enough $$ to pay your bills. Many people are enticed by the TV and magazine ads claiming you can make $40,000 while working at home after taking a correspondance class for a few months. It isn't going to happen. Sure you can make that much $$, but it will be 5 to 6 years down the road before you are good enough and that is based on rates now and no telling what they'll be like in the future.
|