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you can't insure your body, just paying for health care for it.

Posted By: nm on 2006-09-11
In Reply to: Insurance is good, but I'd recommend you don't get too specific in coverage. - Misha

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Everyone is PAYING for health insurance now because of soaring cost
of health insurance to employer. Retirement plans are also being retracted. It's a tough world out there and it's not the employer's responsibility to absorb the cost of insurance for employees. I know my company keeps raising my rate for family coverage and I pay for it or go to Sam's Club to buy it myself.

By the way, if you are interested in why companies are outsourcing it is because of the costs of the benefits for employees. I am working on a hospital account for my national MT company who has turned all work over to my company. It is a HUGE teaching hospital. They find it cheaper to pay my company than to pay employees an hourly wage plus benefits. And that is why so many jobs are being outsourced.
MT in addition to other health care job?

I know that there are MTs out there that are MTs along with another HC job, but have never heard anything specific.


I am about to start MT school but in about 2-3 years the opportunity for me to go to school to become an RRT will present itself (it might not again for another 5 yrs past that point).  It (being an RRT) is something I have wanted to do for a while, but only as PRN or part time work because of the shifts, the ages of my kids and my dh's work schedule (out of town a lot and weird hours).  Because of that, I figure I could work as an IC (obviously 20hrs/wk or less) during RRT school and nights and weekends when I am not at my RRT job. We move every couple of years and IC work (for a national at home) could also serve as a steady income source while I find another RRT position (which could conceivably take a while considering my limitations regarding work hours outside my home). 


Since I obviously do neither job right now, I don't know how realistic my expectations of this are.  Does anyone juggle these two jobs?  I know its most likely nurses that do this, but I welcome anyone's comments.


I definitely plan on going to MT school, because its available now, the work will be there, and being an MT is an excellent fit for me. Just trying to plan ahead - I know dh will want to know if I am giving up plans to go to RRT school because of this.


Thanks.


Socialized health care
http://www.liberty-page.com/issues/healthcare/socialized.html#britain

Here are some stats you might find interesting
Canadian Health Care
A 6-8 week wait time to see a gynecologist? Is that good or bad for the US. I personally have been waiting to see an endocrinologist for 1 year, 3 months...still nothing. Seriously. The wait time for any type of procedure of specialty is actually quite scary. Sometimes it feels as though we are in Russia, we just happen to pay more taxes. We "pay" for our health care with 13% tax on absolutely everything you buy. That is supposedly for health care, but it really doesn't seem to help. I personally believe the problem is in the fact there are not enough doctors. When you compare how many doctors there are in each specialty to the amount of patients that require them, that is where the wait time comes into play. Ironically, Canada is starting to implement "pay as you go" clinics for procedures because the wait time is so ridiculous. It seems that Canada is adopting the US's health system and the US is looking to adopt Canada's system. That reminds me of something...the grass is always greener on the other side (nope, same grass, different place). Take care all.
Whether you like it or not, your private health care is distributed to others
Everytime you are diagnosed, have a test, go to the doctor, everytime you are billed, your information goes into a data base that all health care providers (insurance companies) have access to.  I don't get the big deal over this all of a sudden.  So someone in India finds out you are treated for a wart or depression.  So what?  What difference does it make as far as privacy goes if India MT knows this or Kansas MT knows this? 
I will take canada's health care in a nanosecond
Well, I gotta tell ya, I would love to have Canada's health care, as I dont have health care..You see, if you are an SE, MQ does not offer health care.  So, universal health care through the govt, IMHO, is better than paying out of my pocket.
Anyone have info on K Force Health care? nm
nm
This is an example of our mangled health care system.
So my husband smacks his elbow on something at work at the end of the day and as he is driving home notices his elbow is swelling up huge. He goes to the doctor and they say they can't do anything without his employer's consent to workers' comp and send him home without even an ice pack.  The next day he goes to work and his boss gives him $100 to say it was done at home and to go get it fixed.  I have taken a picture of his elbow and sent him to the doctor.  He had already told them it was done at work when he went in yesterday anyway, so he is going to tell his boss that and give the $100 back.  Amazing.
Aurora Health Care wiscionsin also.
xx
There needs to be a way to provide universal health care BUT sm
I don't believe that a national system is the right answer. If you look to Hawaii which has a law for universal coverage, it works pretty well.

We have had CHiPS which is the child health plan. I know something about that and had it for my own grown kids when it very first started. You get that if you don't qualify for Medicaid, and if your employer doesn't provide or if the premium of what is provided through employment is more than a given percentage of income.

This issue is one that I feel is best handled by the states, not by the feds. All you have to do is look at the No Child Left Behind to see how well that kind of thing works. States know what their demographics look like. They know what sector of the population is without health insurance and they know what funds they provide to various indigent programs to provide for the poor. It is the lower middle class woman and the lower middle class child who is most likely to be uninsured because they make too much for Medicaid and too little for any type of private insurance and most employers in this bracket can't/won't offer anything.

If you look at Medicare, which is a mess actually, and CHiPS which functions better, they are about the same idea for two different sectors of the population. There are HMOs and plans that one chooses. They are all a bit different, but you all know how this works. The companies who insure people through these plans keep costs and premiums down in order to participate.

I am in favor of the federal government figuring out a capitation rate along the lines of Medicare or Medicaid and paying this to the states, but more broadly to cover more people. Then, the states can figure out what they can contribute. If they eliminate funding for indigent services to cover these people under a statewide plan, that can go into the kitty. Every person in every state WITHOUT employer provided insurance, will be required to contribute to the state plan in some way, based on income. Employees with company provided insurance can opt to participate in the state program. The idea is to recoup the money wasted on county, city and state indigent programs and put it to the greater good. With having not to cover unpaid medical bills because there aren't any, anymore, it should help to raise the amount that states and other agencies have to pay into the system. Insurance companies will have to bid lower to participate in this, because I think it is best that they are the ones who administrate, private sector always does better...

well now I am boring you, but I see what I mean! LOL
A husband to take care of the bills and the health
nm
Soon it will be the government, Universal Health Care, nm
xxx
United Health Care medical insurance

Well, I am about to use my vision coverage insurance for United Health Care.  Eye Exam 2000 said they only covered 15-20% of the exam, 20% of cost of lens/glasses.  I have never heard of such a low amount covered.  I guess I have the wrong plan.  Anyone else disappointed with United Health Care benefits besides me?  I work for a large national.


Thanks.  I guess I am hoping someone will tell me I am wrong and that 80% of the bill is covered.  That this is all a mistake.


Signed,


Squinting


off shoring tests for health care professionals











Below is an ad I found were they are offshoring the devlopement of questions  now this is scary


 


Title: Healthcare Exam Question Writing


PROJECT DESCRIPTION

The client is based in the United States that is providing training and education to health care professionals.
The client is looking to outsource the process to outsource agents who can write exam questions from the source material (source material can come from journal articles, books, etc.)
1. The client will provide the source material either by email or by providing the web address.
2. The outsource agent will write multiple choice questions from the source material provided. Each question will only have 4 possible answers, with only one answer being correct.
3. The client will designate the number of questions required per course.
4. The outsource agent will format the questions in a format that will be provided.
5. The outsource agent will email the questions to the client for review and editing.
6. The client will email the edited questions back to the outsource agent.
7. The outsource agent will upload the edited questions to the client website.

The client will pay one dollar US ($1) for each question written.

We believe that for a typical set of question will require 15 questions and will most likely take about 3 hours to complete. This equals about $5 US per hour. We anticipate rejecting some of the questions that are developed, though the client will consider paying for the development. The client will work with the selected agents in the future to assist with question development.

No Project Files


IL Health Care Worker Background Check Act

Type "225 ILCS 46/" in your search engine.  It should give you the Health Care Worker Background Check Act for Illinois.  There are several proposed amendments regarding non-fingerprint-based ID before the legislature for the 2007-2008 session.  I hope this is what you seek.


OOps meant best health care in the world
x
If you think that's bad, just wait 'til we get "free" health care. NM
xxx
My take on a big part of the high cost of health care and why we are

Do y'all know how much nurses get paid?  My sister is a nurse and gets around $40 an hour, where she works no weekends, no evenings, occasional call for which they get paid very well, OT if they happen to have to go in on the weekend, DOUBLE PAY if they work on their birthday, etc., etc.  And then there's the pension, and the great insurance and on and on.  Sometimes all they have to do is make phone calls to make their dough, and I am not talking OR nurse.  And then we get thrown to the dogs.  And no, I am not going to go into nursing because I am too old.  I am just disgusted. 


Good for you. You're a wise woman. Take care of your health first. nm
x
51yo female, divorced, 20yo son, 35 yrs in health care

Excuse me, but who was the health care worker who then disclosed the HIV status?
Ashe's HIV status and career decline. had nothing to do with a healthcare worker disclosing it.
Govt is promoting EMR to reduce health care costs.
Major cuts taking place in Medicare and Medicaid reimbursement. See Bush's Deficit Reduction Act of 2005, billions of dollars being cut. Word is that private insurance will follow suit, with higher deductibles among other things. You can thank the
I think it's important to note why health care costs are so high, first of all, SM
one big problem is govt involvement, just like with college, the more the govt is involved, the more the cost goes up. Secondly, laywers run up the cost by frivolous lawsuits and docs have to pay higher premiums for their malpractice insurance. Third, we are paying for illegals, people using emergency rooms for care and not paying, the list goes on and on. Hospitals charge people with insurance more to make up for some of this, because they know the insurance will pay for it, so people who do pay cash really end up paying inflated prices too.

It's complicated, but that is the root problem.
Here's another reason why health care is so high people can't afford it and ...SM

A while back I had to go to the ER for a particularly bad Meniere's episode.  I asked for an itemized bill, and you know what they charged me for 4 mg of ondansetron? 


$544. 


 


Could your hubs become a patient of a home health care agency and then you could work for them
s
Study found that electronic health records did not boost patient care. sm

Link to article on yahoo news stating that electronic health records fail to improve care, study says.


http://news.yahoo.com/s/nm/records_dc;_ylt=AsT2t1nasUEaoOxgIsyoMUOs0NUE


 


 


I dont care if you stay home because ofyour kids, a health issue - sm
or because you just like to work in tne nude. The fact of the matter is, settling for a lower rate jsut for the convenience of working from home is BS. I've been doing this for 25 years and have been home since 1996 and while I know I am not making the same money I did in the haydays, I sure as he11 will not work for less. Many of these companies are bluffing if they tell you they have to lower your rate. In fact, if you hold your ground and have a decent reputation, you can even make more.

It's too bad that so many people don't believe in their abilities and worth to hold out. You should never base your decision on fear. Use logic and common sense.
I do! I usually get mine at The Body Shop and Bath and Body Works. Thanks for posting that link. Do
xx
insure and ensure
/
I'm sorry. I have just me to insure. I know things are hard.
xx
It is her body, but now there is ANOTHER body inside of her. sm
Right now I counsel pregnant teens as I had 2 myself and regret that decision every single day of my life. I've learned over the years that God has forgiven me and that my 2 babies are waiting for me, but the guilt and shame that this decision ultimately brings isn't worth it. Besides, that baby sooo deserves a chance at life, love, and laughter. Don't you agree?

I agree with Ronald Reagan: I am Pro Choice - if the baby has a choice, then I am pro choice.
What are you paying your MTs? If you're only paying 7 or 8 cpl

and expecting extremely experienced MTs, forget it. You're not going to get it.  If, however, you're willing to pay 9 or more cpl then you will find what you're looking for. There ARE experienced MTs out there who will work their fingers to the bone IF they are compensated well and treated with respect.


ATT- I was paying $320 for 7000 minutes, I am now paying $175 for 5000 minutes in CA. nm
nm
Kinship care versus foster care/adoption
Having been placed in a position where I now have custody of my 3 YO granddaughter and going through the legal system, I sought an online network of relative caregivers for children. I would encourage you, especially since you are in Georgia, that if you take any children into foster care with the idea of adopting them, there is federal law that requires the state to take certain actions in a specific time frame. When a child is removed from it's bio parent(s), the state is required to investigate any possible relatives who can take the child before foster care is considered, but even before that, reunification with the parents is the priority. Once a child enters the system and is in the system for 15 out of any 22 months, the state is required to find permanent placement for the child.

The problem with this is that there are case workers who may favor a foster family and do not seek out relative care. I have a good friend in Georgia who had to fight all the way to the state level to get custody of her grandson after the child was placed from the hospital into a foster care home with the promise that the foster parents would be allowed to adopt. She has now adopted her grandson, but it was a long, hard battle to get the state to admit their own interests were placed above those of the child and/or family.

If you get a child placed through the state, please make certain there is not a relative who wants that child before you get your hopes up. The courts are now favoring return of children to relatives even after a child has spent years with a foster family who hoped to adopt them.

States get bonus federal funds by complying with the time lines and being able to close the case, so some states place children in foster care because it is easier than trying to locate relatives.

Didn't mean to go off on a tangent, but I can't imagine my sweet bella going to someone outside her family.
You and me both. I want my old body
aa
You and me both. I want my old body
aa
I don't know why any body would
...or financial advice and listing the amounts of their debts and other very personal issues. Each time I read such posts, I am amazed and shocked that people would do this.
body art
saw it in Philly; awesome!
If it was a clinic, it might have been urgent care, but it was NOT acute care. sm
Acute care refers to work in an acute care setting, a hospital, doing at least History and Physicals, Discharge Summaries, Consultations, Surgery notes, Emergency Department notes, and much more, including GI procedures, Cardiology procedures, Neurological procedures, Pulmonary Function Studies.  It goes on and on and it means and acute care hospital setting, not a clinic.
No body issue
Yep, it has been done, next state over, young girl named Carrie Culbertson, missing now for close to 6 yrs?
They successfully prosecuted her ex-boyfriend and he got life..this w/o a body!
but she is 19 and it IS her body/life....nm
x
all they want is a warm body?
NM
There are still body stresses.
Physically, the stresses are still the same, the sitting, and while you do not have all the heavy keyboarding, you still have neck, arm, leg swelling, back hurting, and all the little things that just go naturally with sitting at a computer all day. Your tendinitis should improve, however!
put nm (no message) in the body
nm
all preached out already ms, busy body MT?
NOT!
executive body scan???
Could this be correct?  Outcoming being discovery of gallstones.
Even the ones with the body for it should show a little modesty.
x
Stop and think MTBusy-body
A professional company, well organized, will have the specs on the accounts UP FRONT, on file, before you start the account. Did you not stop to think about that? If you are going to come down on the girl, come down on the company, where the problem begins. A well organized company has the specs on file, gives the preferences of the particular client and does not waste time sending preferences piecemeal. Geesh, did you not think of that?
start with the inside of your body
and drink a lot of water. The rule of thumb is 6 oz per pound of body weight.
Exactly- my brother is an ex body builder
and certainly very masculine, but he gets a pedicure every month - his wife is all for it (you know how those hooves can get, guys! LOL), whitens his teeth, highlights his hair, and shaves his entire body (left over behavior from body building days, no doubt).
Is anyone out there that is heavy truly comfortable with their body? sm

I have had a struggle with weight my entire life. As we speak now I am on Weight Watchers.  I don't want to be model thin because I know that is never happening and some people aren't made to be that way.  I am tall, an inch from being 6'.  Before when I look at pictures I am thinking "Hey, I was not so bad.  I DID carry my weight well."  But during those times I thought I was horrible.  Now, just topped the scale to 300 and I am scared to death!  In the past year, since working from home and being depressed, I have put on an easily 50 lbs.  I weigh more than I weighed with being 9 months pregnant with my son. 


Anyway, I know for my health I need to get my weight down.  But the question is - if you are heavy, how do you feel good about yourself and your body, enough to let that stress go so you can focus on other things in life?  This consumes my every thought.  Sometimes I think I need to see a psychiatrist to get this matter resolved. 


I pray daily and ask God to help.  I feel if I can learn to have a better self image of myself that I CAN conquer this goal and lose the weight.


Tips please....I don't look at other heavy women as ugly and fat.  A lot of people I couldn't imagine being thin, yet they look great!  I just wish I could picture myself that way. 


BTW - in the almost 6 years my husband and I have been married, he has NEVER seen my naked, even when I wasn't so heavy.  It is always "give me the covers, turn out the lights" and never intimate without clothes on.  I want real intimacy.  I want to feel good about myself. How do I achieve this while in the process of losing weight?