you're right, but it is a tax benefit...sm
Posted By: That would be me.... on 2006-03-21
In Reply to: Way too much work for me and not tax beneficial - nm - Me2
It may very well be a tax benefit for me because I bought my place in 2005 and I think home improvements can be deducted to some extent - I find out tomorrow when I go bring in my taxes to the CPA!!!
Before then, I couldn't do any home improvements. The floor $ came from a life insurance policy someone left me in 2005, unexpected to say the very least. Now, every time I look at the floors, I think about that person!  There IS no extra $$ in this life ever is the way I see it, unfortunately, and I'm very humble(d).
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I can see no benefit -
I have never had any problem getting or keeping an MT job. My work speaks for itself. A few companies offer a little more money if you are a CMT, but to me that does not offset the cost of keeping up those credentials. BTW, I used to QA several gals who had their CMT. One of them was a very marginal MT and the other was terrible and could not do anything other than simple clinic work. It has been my experience that the credentials really do not mean a whole lot. Some people may have a totally different experience.
LLC/INC - has no benefit to me
but, company wants that in place to do prn work. Does anyone see the benefit of this??? It will cost me several hundred dollars to set it up, plus the separate income tax filing, etc. Anyone with experience here? I am one person, not a company and I don't understand the reasoning.
The benefit of being an IC is that
you are your own boss meaning that you can choose to work when you want. Stay away from the companies hiring ICs with a set schedule as they are breaking the law and will abuse you. Those companies need to hire employees, but don't to save money.
The other benefit to being an IC or self-employed (one in the same) is that you can write off tons of business expenses, i.e., tissues, paperclips, the area in which you work, utilities, staples, paper, ink for your printer, paper, computers, printers, hole punchers, scotch tape, mileage.... the list goes on and on; get a good tax person and not a fly-by-night. You will get charged a penalty if you owe taxes at the end of the year unless you pay quarterly or have enough from an employee job withheld to cover your taxes. If not, then I would suggest taking a portion of your income to pay quarterly taxes.
There are a lot of MTs who are ICs but will bend over backwards for their company they contact with because they need the money, but I, for one, will not. As an IC, I am my own boss and I decide what work I will do and when. The only requirement I have with the online MTSO I contract with is that I have what work I take from the pool back within 24 hours. No line quota, no set schedule.. that's how it should be. Also, as an IC, I have my own accounts; this is what an IC is about; not having all of your eggs in one basket. There is no such thing as full-time part-time as an IC - it's just IC. Full-time and part-time is for employees. Check the site IRS.gov and you'll find examples of ICs and employees.
benefit ideas
This may be a little late as it takes some planning, but my great niece was in an "American Girl" (the popular dolls) Fashion show which raised close to 40,000 for a child who passed 2 years ago from brain cancer and this benefit went to the fund the parents kept up for research.
The American Girl company coordinates it, has a whole package thing and the girls modeling are dressed just like the American Girl doll they carry...it was the cutest thing and well worth the money for the ticket.
Benefit question
I have worked only in-house for years and am now beginning an at-home position. For those who work for nationals who have benefits how do you work under the stress of having to keep your line counts at a certain amount or have your insurance dropped? What if you do not make your required line count?
The benefit of personal experience
I was surgically menopaused at 35 after 4 major abdominal procedues starting at 18. Prior to the removal of my uterus and remaining ovary, I've hemorrhaged multiple times, been critically anemic, etc., etc. Early on I was deemed a high risk for gyn cancer, although the major scare came at 35 with a necrotic ovarian mass. I made a conscious, informed decision early on not to have my remaining ovary and uterus removed until the threat of cancer could not be ruled out with testing.
Within days of the final procedure, I became despondent and so hormonally challenged I was suicidal. HRT took months to help. I have never regained what was lost by having a cleanout done, despite the obvious need to have it done. It does impact every woman differently. Some sail through and others suffer. I can tell you that in retrospect, the only thing that would move me to have this procedure is a life threatening risk if I didn't. Think long and hard because there are more terrible things out there than the imposition of monthly cramps and excessive bleeding. The quality of your life may improve or it may decrease. Please do not misunderstand me - If you are under a cancer threat or require transfusions, I would not hesitate to do it. Good luck to you.
Is there any benefit to getting clients anymore? sm
Most clients where I live (Virginia Beach) want me to pick up tapes. They will call if the MT quit, and then they want to pay only 10 CPL. I can’t hire MTs at less than 8 CPL. Then, behind my back, they look for in-house personnel. Once they find it, I’m out of a job again. Dishonest OMs that just use me. Don’t know which way to go. Don’t need a lot of work, just trying not to work for nationals (f that’s possible anymore).
I’m thinking of getting work outside my state. Does anyone have any suggestions?
I would think a split shift would benefit them!
I know where I work they swoon over people who can pull a split shift...say early in the morning and then again late afternoon into evening. I think it really helps get places out of TAT jams. I once did 7am-11am and then 3pm-7pm for a while and it worked out great for me at the time and was equally beneficial to them. Have you tried pointing out the potential benefits for them, to them? Might be worth a shot if you haven't already. Good luck!
AlphaGrip mousing benefit
When I first began using the AlphaGrip my right forearm, wrist, hand, and shoulder were already in pretty bad shape from typing. I noticed a new pain on the side of my hand, but I think this was due to trying to get used to using the AG, as I no longer have this pain now that typing flows more easily. All of the other pains mentioned are much improved now, and it seems that the more I use the AG versus using the keyboard, the greater the reduction in pain has become. I much prefer the AG and unless I am scrambling to meet a deadline I do not use the keyboard at all. I cannot wait until the day that I feel I can throw it in the garbage can.
You are right about the mouse. I think that the pains I was having had a great deal to do with mousing, and that was the number one feature that sold me on the AG. As I mentioned, I was looking for about two years, but purchased the AG in under a week after first seeing it. This is exactly what I was looking for in a new keyboard . . . a way to mouse right there readily available, and the traditional mouse was the first thing to go when the AG arrived. I haven’t looked back!
It actually was not strange to hold at all and fingers fall into place naturally, and a lot of the keys are struck with the same finger as one would use on a conventional keyboard, though not all, and it is a matter of getting used to the new positioning, which is the same reason that some of the ergo keyboards that have a normal key layout are awkward to learn to use and will slow one’s typing speed down.
There is a lot of information available on their web site for learning to use and customizing the AlphaGrip. While I’m sure it’s not for everyone, I am very happy with mine and glad I found it.
MQ letter/comprehensive benefit package
 I really did not make much of it. It would be GREAT,especially if they can offer something for the part timers, but I'm not holding my breath to hear the news. It's been promised/talked about for forever, sure would be nice to finally hear.
Give them the benefit of the doubt the first time.
x
I'd give them the benefit of the doubt....especially since it has never been a problem - sm
It could have gotten lost in the mail, it does happen, or mislaid by the P.O. (that happens to). My checks had been a big late recently myself but it was the fault of the mailer, she was not too responsible in getting them to the mailbox....the office has since corrected the problem since 15+ MTs kept wondering why their checks were 5-7 days later than usual. --If you don't have it by the time you invoice for your next check, ask them to cancel the missing one and either cut you another and mail with the current check due or just combine them into one check.
by hour definitely $15-- I am not super fast so this would benefit
x
Yep, see what our work looks like without the benefit of an American MT making 3 cpl
to edit! All you MTs out there working for peanuts just so you can say you're an editor, realize you are making the Indians look good and taking away OUR paychecks!
That is a wonderful benefit...and I am sure your daughter appreciated you being there...
nm
MTSO usually also repeats benefit of padding
x
What did you make of the comprehensive benefit package they talked about
For decades, a company benefit has been health insurance
along with retirement plans, paid holidays, PTO, etc. Only in the world of MT (and maybe Wal-Mart) are many companies not paying for these benefits.
some people benefit from making a list, all the plusses and minuses, and
Sheila, saving one from "Micky Mouth" mistakes is actually a big benefit. SM
I make few typos as I go along these days, compared to without an expander. Although some peculiar things can get inserted into a report when the typo turns into an unintended expansion.
But as Shipaddict says, there's just no comparison.
For Pete's sake, you're not terminating a pregnancy, you're just typing a report after the
It's already been done before you even hear about it, and NOTHING changes regardless of whether you or someone else types it. Sheesh.
It's not funny when you're on a board where language is one skill you're selling.
.
Hope you're gonna have a glass of wine while you're relaxing
in your spa goodies. Congrats!
Well, you're all complaining that accounts are current and work is low, so, gee, maybe they're
focusing on WORK, as in CLIENT and transcribing, as maybe half of you should be focusing on!!
If you're experienced, try for 9cpl or higher, and you're lucky to get that! nm
s
Skip it. No one cares. Either you're good on the test or you're not.
x
You're probably right. Plus we're losing our percentage of good people by .... (sm)
allowing every loser from every 3rd world country on the planet to just stroll on into our country, some legally, most illegally, and take advantage of the social services all us hard working little gerbils pay for by having money taken out of our pay every month. But I don't think we're all lazy. Just the ones on permanent welfare driving around town in brand-new Cadillac Escalades. Saw one just today on the Bayshore Fwy. Brand-new black Escalade with expensive spinner wheels, with 5 or 6 Mexicans in it. Well, who knows - maybe they stole it and it was on its way to a chop-shop. Smart-and-hungry people aren't always hard-working and honest.
You're not going to find a word expander for free. You're going to have to pay
g
You're forgetting all the stuff you can't buy when you're UNEMPLOYED!
Unemployed people have a hard time buying anything, including cheaply made offshore products. How many will have to end up depending on public assistance? That means more tax dollars being eaten up - besides the taxes NOT being collected from the overseas workers. In the long run, are you really enjoying a lower price?
If you're on the job, ask for samples to do it how they want it. If you're testing, separate o
s
You're not losing it, you're burned out on your main job.
I feel for you... I am having my own "version" ;-) of these kinds of struggles. Lots of recent changes at the admin level have made my job do a 180, going from a really great one to a really crappy one.
For me, it's a struggle to get through the day with a shred of motivation. I get distracted in the way you discuss as well.
I just try to make my environment as comfortable as possible and make the best of it while I decide what the best way is to deal with the burnout... I figure if I can't change my inner brain workings so that I still like this job, I need to find another one, or this feeling will possibly get worse!
I hope it works out for you. Wish I had some better advice for you, but this really does look like burnout and extreme job dissatisfaction to me. We all wear it differently. Try to be good to yourself while you figure out a solution.
Don't know what you're complaint you're making with this post. sm
You stated in your original post that you don't want to work weekends or odd shifts. What is your definition of an odd shift? Second shift? Third shift? Sounds like you want to work M-F on days. Sounds kind of rigid to me.
Personally I like second shift, so everyone working days means more work for me! 
You're not under a rock, you're just like me... an adult with more to
s
It's not because you're beautiful, it's because you're an IDIOT!
Does that make it any clearer for you??
YOU'RE A SACK OF CRAP!! YOU'RE NOT
THE ADMINISTRATOR. WHAT DO YOU THINK WE ARE IDIOTS???
 
Honey you're not being a shrew, you're being a
I don't get it when husbands and wives *allow* the other to have money that THEY work for...just don't get it. Go buy the flippin' keyboard and tell him to take a hike! (To put it sweetly!)
Why is it the only expander you're permitted to use? How would any know what you're using?
xx
They think they're smart to accept it, but they're
m
If they're withholding taxes, you're not an IC.
As an IC, you should already be paying taxes. That said, the only benefit having them withhold FICA is that your Social Security/Medicare share will be less. Social Security is 15%; if you're an employee, you pay 7.5% and your employer pays 7.5%. As an IC, you pay 15%. Doing the math, 0.0925 would be your 0.10 minus 7.5%--the 0.0924 is just a tad less than you're making now.
We're out here (good MTs) but we're busy! sm
I don't recall ever taking an employment test where I wasn't offered a job. My MTSO does not even look at my work unless I happen to have a question or a blank, which happens maybe once in every 30 or so reports with an ESL. If you find a really good MT, how much training would be involved? Certainly you would save time in the long run once they're trained and you don't have to check all their work.
If you're one of the MTDesk clan then you're ok
wersdffa
You're right if you're single it's tough.
I am an IC as well, but I have a husband with benefits and makes a fair buck. I am fortunate after 20 years to able to work from home. I worked on site for 17 years with a "chocolate cake" the day I left. Nothing more... The loyalty in any profession is gone, gone, and gone again.
Most companies want new employees/ICs that will take low pay and that won't cost much in the way of paying vacation time.
I do take every Friday off and try only to get on to check e-mail, etc.
However, I wouldn't trade being here for my kids at this point.
There are headaches no matter what profession you are in. It seems if it isn't one thing it's another.
Raises? Out of the question in this profession since most are afraid they will lose the account including myself. I also underbid my last account because I wanted the account so bad. I should be charging more.
It is a neverending cycle really.
But, I still enjoy the work, so I guess that's the difference. It does take will power to sit and type. Some people need that boss hanging around to keep the production up and the incentive of a nice paycheck is just not good enough.
Good luck with your new job! Sounds great!
If you're new, good - if you're not a newbie, not so hot
Would need to know how long you have been an MT. For a newbie, this is a pretty good rate of speed.
However, if you have anything over a couple years of experience, then this is not too hot.
Also, what are the dictators like? Is it a "United Nations" account??
If you ARE capable of 200 lph or more and you can't seem to get it, then the problem has got to be with the platform you are using. In my experience, the platform into which you transcribe can make or break your paycheck - so if the platform stinks, then I hate to tell you, but there is no way you will be able to improve your line rate. I have quit jobs because of awful platforms more than once.
You realize by doing that they're making more money & you're making less? You should reconsid
It's just what you're comfortable with and what you're used to.
I give a minimum of $100 for acquaintances and raise the bar from there to good friends, relatives, immediate family getting the largest gift.
that's because they're the big guys and you're only the
x
No, you're not missing anything, but you're really not seeing
anything either. InterFix designs and sets up software specifically to facilitate an easy conversion to overseas transcription.
You're both right and you're both wrong.
There are too many variables to give an accurate--or even estimated--count. Using a standard 1-inch margin, you may have short lines and lots of paragraphs and get a lower count. If no paragraphs and it's a full page of text from margin to margin, you get your higher count. You can't possibly use an average count because of variables, which is why no one can commit to a pat answer.
It says that's why you're QA and we're MT, simple enough?
Yes, of course, you're right.
You're absolutely right. Your E-mail shows such aspirational maturity -- I'm sure you were the class valedictorian, always the studious, respectful child. You have limitless options. That's how you ended up at MQ like the rest of us.
You're welcome SM
I know exactly what you mean. I've worked for some of the largest teaching hospitals who had staff and resident lists nearly a foot thick but that was in the "old" days when pay was better and computers hadn't been heard of yet. These modern days if a company can't provide their physician list in the data base where I can search with just a letter or 2, then I'm not going to work for them. I suspect that lots of your company's MTs object to nonproductive time looking up tons of names and addresses and whether you realize it or not, you're on the clean up committee, getting those jobs when they are thrown back into the pool. You might try talking it over with your supervisor and offering to continue doing the throw backs provided you're paid to do so. I did that once when all I was getting day in and day out was the most horrible of horrible dictators. Much to my surprise they agreed to compensate me appropriately. Granted, the pickings for really good companies are slim but they are out there, you just have to find the right one. Most will tell you anything you want to hear until you're hired, which is why I suggested keeping the old job until you've tried the new one on for size.
Hope this helps!
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