yes, but how old are you that you can get individual ins for $59/month?
Posted By: Old MT on 2006-05-19
In Reply to: Your best bet is your local Blue Cross and/or Blue Shield company, depending on where you live - In the know.. on insurance
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I pay $35/month through Vonage for unlimited LD. Local phone co. charges $50/month. NM
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I believe it's up to each individual
state government. It's not a federal thing. There are other areas of the country that don't do it as well. Not many, but a few.
This individual is not someone who transcribes on
a routine basis, she was more like an account manager who assigned the work and now is assistant director of operations, I think, so I doubt she would have a stockpile of "normals" she made for herself on any account, nor have a super expansion file. Which leaves 1 explanation. I worked with her when she was at another company and she never typed there, more like a clerk-typist position.
How about the responsibility of the INDIVIDUAL
You've totally missed the whole point of the article!
It is a very individual thing...
No one says she needs to look in the casket. I personally cannot look into an open casket and people seem to understand there is no need to force me. My comfort level is not the same as other people have. It does not prevent me from paying my respects to the family or showing my support.
The individual who is now the president of
the insurance company association (whatever it is called) is Mark Racicot, who was Bush's right hand man and head of the RNC. They do not care about the welfare of people, just their own pockets.
Obviously a sick individual, but
is he just saying that to get attention. They don't know if he really did it. Only the tests will show on the DNA.
That depends on the individual
When I worked in-house one of my coworkers was a lady with 15+ years experience, and had attended a transcription school prior to that. She had a sad tale to tell - she once decided to leave the hospital and work at home. The ESL dictations did her in, within a couple months she came crawling back to the hospital (and lost all her vesting and retirement over it, busted back down to a newbie there). The doctors at that hospital were mostly ridiculously easy, and that's all she could handle.
On the other hand, I never attended a transcription school, but learned on the job. After 3 years inhouse, I started working from home. I refused to let the ESL win, and gritted my teeth and kept trying. Now I can do ESL because I refused to be intimidated by it. I think its all in your mindset, how determined you are to learn and how determined you are to stretch your comfort zone. It has nothing to do with schooling OR experience in some cases.
I had individual coverage - sm
when I was IC and SE for a while. It was expensive - but now I think it would be impossible as I am older. Considerations are preexisting conditions. My daughter lost her job and has Graves disease. She is 23 years old and was flat turned down - no amount of money could get her coverage. COBRA is costing 380 dollars a month until her new job's coverage kicks in. If you have any preexisting conditions it may be extremely pricey. Also do not let insurance lapse - because anything you might have will not be covered for a period of time - usually a year. If you are young and have no problems and depending on where you live - individual coverage can be found - before my daughter had problems we got it for under 100.00 a month. Our state does have a program for people who cannot get coverage but I have not checked to see what that entails - you might call your state and see.
IC's who pay for their own individual insurance
Can you please recommend a dental insurance that is a good one and affordable? TIA
Thanks, but unfortunately this individual has no other option.
She uses wireless high-speed now for internet and her company has told her that their new platform won't work with that. She's "a little bit country", so has no cable or DSL service.
Individual MT usually has to purchase it ..
--
I think it depends on the individual. There
are 48-year-olds who are in as good of shape as any 25-year-old.
I think if you feel you are up to it, age doesn't matter. I was thinking about it myself (I'm about to be 45).
48 is still young! You'd graduate in 2 to 4 years and only be 50 to 52! That's still at least 15 years before you would retire.
Good luck with your decision!
Since your lender is an individual and not a company
I would get an attorney immediately who can tell you what to expect and what your rights are. It should be a nominal consultation fee and you should take with you a summary of your payment history and all the papers you signed at closing.
I had an FHA-backed loan with first-time bond money and my mortgage was sold from my original lender (Union Planters Bank) to a mortgage company. FHA bought me more time and lessened the financial loss for me greatly (they have stake in that - they WANT you to stay in your home) and were of great help.
I also at one point was in such emotional turmoil that I went to a local realtor, sat in his office in tears and told him I did not know what to expect. He spent 45 minutes with me and I learned more from him about what I would actually see happen than from anyone else I had talked to.
I was served my intent to foreclose from the mortgage company and it took about 6 months to actually get through it. I was served the papers announcing the foreclosure auction at the Courthouse on MMDDYYYY date. I went to the courthouse and there was a man standing (literally) in the parking lot and no one else around -- all were inside doing normal business. I walked up to him and asked if he was from BLAH mortgage company. He asked me if I had a gun (hahaha) and I was SHOCKED. Of course, I said no and looked at the courthouse - thinking some crime was happening and pulled my cell phone out to call 9-1-1 (the police station is ACROSS THE STREET...lol). He said most of the time the owners show up with guns and he's even been shot at doing this. LOL
I told him that I had dealt with the loss months ago; they were taking my house - not my children, my job, my life...just my house...and that since I just could not afford to keep it up and repair it, etc., that I would be relieved and better for it in the long run. We talked and he told me that since no one showed to bid, that the mortgage company now officially owned it. I asked him how long I had to get out; he said that I would receive a notice in the mail but to be out by that date as they would literally come in and change the locks and secure it. I told him I would be out before that date and he said to lock it up but leave the keys on the kitchen counter and call the attorney (for the mortgage company). I did just that; I also immediately contacted the company I had my insurance with and told them (got a lovely refund from them for about $360 which helped me move -- also sold virtually everything I had to get out and start over). This was all last year in January 2004. This year I received a paper to file with my taxes where the difference in what I owed and what the buyer (the mortgage co put it up for sale and it eventually sold) paid was forgiven so I did not owe anymore on it.
I have forgiven myself and we now live in a nice clean apartment that is 300 sq ft bigger than my little bitty house. I have an apt mgr to call if something breaks and I don't have to fix it myself; no more lawn work, etc. For me, it was the best thing that happened.
It will be off my credit history the same as a bankruptcy in a few years. I am happier. I learned a lot. Good luck to you. Write me if I can help you deal with the emotion of it at all.
I think it depends on the individual's experience.
I have had no problem with MQ and don't agree with anything you have said. If I felt that way, I wouldn't be there anymore, nor should you since you feel so strongly. I have nothing but good things to say about MQ.
BCBS. Individual policies.
.
An Individual Education Plan
For my child, his pediatrician had us go to Babies Can't Wait (in Georgia), but because he was 3 at the time, they referred us to Gwinnett County Public School System, who performed an evaluation, diagnosed autism, and we now have at least annual IEP meetings to layout the plan for next year (can have a meeting at any time if goals need to be changed, etc.). This is an educational evaluation, not a medical evaluation. They then, of course, recommend a medical evaluation.
Depends on individual case
Mine was $15 per month, a friends was $20 per month. Her program was for 3 years while mine was for 5 so perhaps that's the difference. Well worth the money though.
They do offer individual plans, but they are SM
similar to my insurance at Spheris. A very high deductible, many out of pocket expenses, no prescription drug coverage. Basically, will cover hospital expenses. However, the most out of pocket with them was $5000.00 per year; with Spheris it is $10,000 per year. I believe it cost $250.00 a month.
You could look into it.
The 2 posts by the individual have been removed. (SM)
They were advertising for other sites. Please report such posts when you see them. Cher/Moderator
It is up to the individual person and their circumstances
Personally, I could not afford to wait three months and "hang on." I have bills to pay and children depending on my paycheck. I just left a job where I "hung on" for 6 months and it was the worst thing I ever did. And guess what, I am not even putting this place on my resume because the place is an embarrassment. I am putting that I did IC during that time, because I had to do that to supplement my income. Saying tsk tsk you did not give it long enough is like saying tsk tsk you did not try that relationship out well enough or long enough, when the signs were there that you were being battered. Personally, I say trust your instinct. Communicate professionally with your supervisor and point out about the equipment, and the set up not going well. Have a good self-esteem (don't put anyone down) and let them know that you are seeking a mutually-beneficial business relationship and you'd like to have your concerns cleared up. You may do this is a nonthreatening manner. Then, sit back and see the way they react. If they treat you like a dime a dozen, then you will be less than that after 3 months, trust me. If they fix the problems and tend to your needs, then you will probably want to hang on. That is IMHO. And from personal experience, I have made the mistake of "letting them work it out with my waiting" and guess who got screwed, and it certainly was not them. Good luck in what you choose, but only you can know what is important to you. Trust that inner voice which is telling you what you need to do for you.
I think if MT went back to each individual hosp, and NOT MT co's,
Individual Health Insurance Policies
I am going to be purchasing my own health insurance policy for myself and my son in the next couple of weeks. I have gotten a quote from BCBS already, but was wondering if there are any other health insurance companies out there that offer good benefits at a decent monthly premium. Just looking for some suggestions.
TIA!!
If you can get it, do an individual account with a high deductible...sm
but in order to get individual insurance, you have to have NO medical problems. They even put a rider on my son's ADD. Premiums for me and my two kids (husband has ins through work) run about $3800 a year, and we have a $5000 family deductible. Worse case scenario, some one gets sick and it costs us $8800. Premiums for family ins through DH's work were $9000 - sick or not. Good luck. I agree - the insurance lobbied that sucker through.
I saved the individual glossary as an attachment
and then emailed it to myself at my yahoo address. Then I could log onto yahoo email on the other computer, save the attachment to my hard drive and then use it with the IT program installed on that computer. I also email a copy of my glossary to myself at yahoo about every month or so (hotmail or anything web based would work) because if my hard drive ever crashes, then I have a backup of my glossary that has nothing to do with my hard drive and I won't lose months and months of additions. If I add a bunch of expansions at one time, then I email a new copy to myself more often. Hope that helps.
M-TEC has a Basic program (12 month) and a Premier program (18 month). To WAH, you should take the P
:)
Just give up...no point in reasoning with an individual who does not want to understand. nm.
nm.
My head is not in the sand - I am a very wise and "shrewd" individual
as far as jobs go. You are entitled to your opinion; however, Dictaphone is not the best VR software out there. I work on the best, and believe me, the hospitals will need MT/editors for a long time. Maybe not 30 years, but I make enough money to put at least 4K away a month, so by the time I can retire, I will have a hefty savings account to live on.
I am getting while the getting is good!
Good luck with your nursing career!
Keyboard shortcut for spellcheck is F7 for full doc, Alt + F7 for individual words.
Check out the link below for a list of Word's shortcuts. You're assigning shortcuts that are already in there. :)
1 month and you?
A month - and you?
We have had it for a month. All 5 of us
at one time or another tested positive for Strep. Only got well after antibiotics. But it lingers and flares up for weeks. Our entire town has it, and all for weeks and weeks - actually since Halloween.
If it has been less than a month,
you're probably still on probation, which works both ways. I would review the policy and speak to a supervisor before they invest any more time in training, etc. If you're professional and polite, it will work out.
Since one never knows whom they'll encounter down the road, try to make a graceful exit. Good luck.
I'm 30. 31 next month....
See update below.
a month...
I type 24 hours a week. I am new though and only get paid 7 cents a line right now. Would love to make more too!
$9,500 per month
Oh, I don't like to post my earnings here. It is such personal information. And I have you all beat cuz I make 19 cents per line.
My 18 month old was saying....
nm
A month? I do!
nm
how is $288/month better than $57/month?
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I got one about a month ago.
It's been all right so far. It was not my first choice, but I needed a laptop in a hurry and didn't want to spend a lot, and Gateways were on sale at Best Buy, so that's what I got. If I had had more time, I would have chosen a Dell or HP, but the Gateway seems all right. A colleague mentioned that his son's school uses Gateway laptops and have been happy with them, so it's probably a safe choice, if you can find one at the right price.
One month
I took one month off, but wish I would have taken a little longer.
I have been looking for about a month
and finally I got 2 offers, but 1 company I've heard nothing about and the other I've heard good and bad things about. I really need to be working and don't know what to do. It's a bad time for everyone it seems.
as of June, I'm at 47,000 and that was with one month off!
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Is it just me? Started DQS at MQ last month
and although I've read over and over that MTs that start on DQS start loosing lines, I swear my production has gone up. For the first couple of weeks, it stayed a little less than normal, then I was moved onto a NEW acct on DQS and I'm always a little amazed how many lines it says I've managed to squeeze out.
Don't get me wrong--not happy about many things going on with this company, and I'm a little nervous. I'm just a mere SE with not much say in anything. But the line thing, it's been OK for me.
I agree, especially with a 6 month f/u. SM
Can you call the office and ask the doctor call you back to explain the findings?
Thanks. You know, we have been OUT OF WORK for over a month.
the moment is hard.
And, ha ha, nothing with MQ is fast anymore anyways. I bet I haven't made over 120 lines an hour in 3 months. I get bad reports nonstop. NONSTOP.
It would have been decent of them to have said it was an option instead of pretending like it was mandatory. Especially since they know we are broke out here from having no work. And believe me they know we have had no work.
Oh well, just another reason why I can't stay in MT after all these years. Why do I want to keep "giving" it away.
I adore it. Have had it about a month...
...and it's now the only keyboard for me. I've always used ergo keyboards, but this one has totally negated the pain that I'd get even from those. I use the "booster" part that goes in the front--which seems to be the key, along with the more canted angle of the board. Thank you Microsoft!
Well, I actually pay close to $700 a month..
for health insurance, so wouldn't affect me much. The company will still be based in Houston though. They just have another location in Florida. The gas sounds promising. I was wondering how much for food. How much for bread, milk, etc. Just to get an idea. So far, it just sounds like the homes are what is real expensive there. The gas is comparible to Houston. How much do you pay for home insurance per year? In Texas, the ratio is usually something in the range of you buy a house for $140,000, your monthly bill would be around 1,400 for everything, taxes included. The homes here going for around $130,000-$160,000 look comparable to the homes ranging $260,000-$300,000 there. That is a huge difference.
Only been there a month, but have not ran out of work yet.. more than enough.
Maybe it depends on your account. I have only worked on one account and this one has plenty of work. I have not ran out at all.. usually, the account is even a little behind..
I have a 9yo shih tzu and an 9-month-old
Lab/retriever mix. Beautiful babies!!
5000 a month
It is actually quite possible to do. I work for a small transcription business and one of our transcritionist averages $1900 to $2000 a week. She takes advantage of her ESP/shortcut program and makes templates for everything. So it can be done.
$9500/month
Well, I for one do not believe anyone pays 19 cents a line. I would need to see proof of that in writing as I think it is a bunch of a bologne!
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