wow!! not true - they just changed insurance companies (sm)
Posted By: txmt on 2006-02-05
In Reply to: If insurance is your primary concern, then Trans Tech may not be an option for you. - From what I know..
at the end of the year. I don't know about the family coverage, I get the single, but it is about 1/3 of what you said. Maybe you should give them another look.
Complete Discussion Below:  marks the location of current message within thread
The messages you are viewing
are archived/old.
To view latest messages and participate in discussions, select
the boards given in left menu
Other related messages found in our database
MT companies negotiate with the insurance companies until they get what they want
It is strictly up to the agreement between the employer and the insurance company. Your new employer can tell you what the pre-existing clause is in your new policy. Some require proof of insurance for the past 12 months. It may say something like if a diagnosis has not been made NOR treatment received within the last __ months. Not good when companies negotiate with a pre-existing clause in order to get a lower rate. Better check with your HR with your new company before doing anything. It really gets hairy !
That's not true. You do not need liability insurance SM
I went through a similar situation not too long ago. My lawyer informed me that I do not need this insurance. The dictating physician is responsible for the content of the dictated file and if he/she fails to read it/correct mistakes before signing off - he/she is the one that buys the farm, not the transcriptionist.
In other words, error and omission insurance is a crock.
Do any MTs just go buy their own insurance, is so which companies do you
nm
Insurance companies
I do know that there are insurance companies that will deny coverage of a person if that person has EVER been TESTED for HIV, despite circumstances involved. People entering the military are automatically tested for HIV. This in effect just caused the person to be denied coverage from that one particular company. I know of another company that has denied one man benefits for life insurance because of a medication he has been taking, despite the reason for that particular medication. Imagine being denied life ins because maybe you took Wellbutrin, a medication that can be used for several purposes.
Medical records are not protected despite HIPPA. Medical records are the most available records to any eyes of all records out there. HIPPA is a smoke screen to appease the masses, so that people don't storm Congress.
While many insurance companies sm
have been paying for this over the past few years, it's become such a "common" thing that many have it on their list for non-coverage this coming year. When you find out the company and the insurance company they use, call and verify that it does in fact cover the surgery.
Considering insurance companies
only reimburse .02 on the dollar, they'd need to bill over $500 to make their $5 needed. Sad, but true.
They usually herd them because tis what the insurance companies
x
Insurance companies get rich
If you look at the profits, insurance companies are getting rich. They are the ones pocketing all the money. Plus probaby the hospitals are not far behind. I feel the same, my docs are not getting rich.
has anyone ever charged insurance companies for doing their work - SM
I have a lot of medical issues with my family and so see a lot of doctors and pay a lot of copays. Each and every time I see a doctor or facility I have to pay a copay, which I always ALWAYS charge on my credit card. No exception. Do not pay, do not see the doctor or have the test. Yet time and time again I get letters from the doctor's billing or facility saying I owe a copay to them. When I call them up, explain that I paid my copay at the time of services rendered and do not owe anything further, I am told they don't have a record of it. I must find the receipt and send them a copy for proof of payment. In short, I must do their job because they are either too lazy or inefficient to do it. Earlier this month I got a statement from the x-ray facility saying that I owed a copay. The customer (dis)service person was very unhelpful when I explained that I always made my copay first and it showed up on my credit card statement. Finally I told him I would call the facility myself and get things straightened out, which I did (they had put my copay into a different account by mistake). But I ended up doing his job and got treated rudely to boot. Then yesterday, I got yet another doctor's billing statement saying I owed my copay. I called and left a message saying that it had already gone through on my credit card bill and would not be paying. They want proof. Am I out of line saying, fine, I will photocopy the receipt (and this is an NCR receipt so the office has a copy of it) and my credit card bill (with everything else blanked out) and send it to you as proof of my payment, but it will require my invoicing you a $10 processing fee. If you are not willing to reimburse me for my time to straighten out your mistake, then I will not provide proof of payment. This takes time out of my day to hunt through my receipts, make a photocopy, document it in writing (LOL I learned that VERY early on), then postage, etc. Why must I do this without being reimbursed for it. IS ANYONE ELSE FED UP WITH PEOPLE NOT DOING THEIR JOBS????? Arrrrghhh. I feel every so much better.
Insurance companies already know. Doctor bills them you know.
I'm not running for political office. Who would be interested in my medical records and what could they do with them if they did have them?
the major insurance companies should also be notified. SM
Plain and simple, HIPAA regulations mean nothing once their insured patient's medical records leave the country. I really cannot understand why the major insurance carriers in the U.S. have not cracked down on offshoring medical records, as this is not within guidelines of HIPAA, which was created by the Department of Health and Human Services. I feel the insurance companies here in the U.S. should refuse to pay insurance claims if a patient's confidential medical information leaves the country where no regulations on privacy are in place or enforceable. Can you imagine how many doctors and hospitals would make themselves more informed on where patient medical records are being transcribed if their claims are suddenly being denied for payment. I say inform Aetna, Blue Cross and Blue Shield, Health America, Medicaid, Medicare, etc. I think this is where the changes need to start.
It is true. A lot of companies
are not yet compatible. With the company I work for, we were able to do a workaround so I could get my account to work. IF you already work for someone, ask them first. At Best Buy (and I'm sure others) you can request that they load XP instead of Vista. Found that out after I purchased! I ended up just getting a laptop with XP, so when I have an account that is not compatible, I just do them on my laptop!
Companies in general, true. ICs could be
added in, but obviously there are laws from the labor board regarding employees, versus IC where it would be a contract.
However, I just was wondering how far a supervisor can go as long as people work their hours (allowable by law 8 scheduled) and as long as people get their agreed on minimum line count. Wondering about no breaks between reports, and working every minute being monitored and that would be with a company or any employer paying your benefits. Also, wondering if this were mentioned at the interview, would a person take the job. Guess that is a more rhetorical wondering. But it is true, up to the employee to do something about it. I agree. If the employee does not want to stand for it, could either leave, or make an issue out of it, which brings us to another conversation then.
Need info or true ULD companies. I've
not paid attention to past posts because I never thought I'd need it. Have chance for a position, but need ULD - like now. I'm on the east coast. I have DSL and my ISP is Earthlink. They have something called truvoice where it looks like I can get true ULD, but because I have DSL I still have to maintain my land line. Not sure if I could use DSL, phone, and tru voice all at the same time.
True, but that doesn't mean we have to embrace it by working for these companies!
have a spine and absolutely refuse to work for any company that outsources offshore.
I bet other insurance carriers have insurance for their employees. Why not Wal-Mart? nm
:+
Thank you ghost! So true! So true! More than one person!
xx
Yer crackin' me up! True, true, true! nm
x
Has this changed?
Congrats!
Will all MTs be changed over to ASR?
x
no, nothing has changed.
Just a very bossy lady who waits until the last minute to give me the work, sometimes three to five days later than it came in, and then demands it ASAP. It isn't my fault she cannot keep up with the work.
Fed law changed that
We got a notice last year that the feds required they get 911 in place in all areas by the end of the year. When we first got it, we had no 911 service. We had to use the 911 service twice due to my son being so ill and it worked fine, however afterwards we had to reboot the modem and wait for half an hour to get the phone back. I think having a regular line just for local calls is advisable and using Vonage for long distance only or work is the safest way to go.
Has changed now though
My husband - now ex - has been in trucking for over 25 years and all of our friends have and are and were. It has changed a lot and also depends on whether you own your own or drive for someone else. Kind of like IC versus employee. Also a lot have also been outsourced as there are a lot of foreigners driving the trucks now a days. There is such a similarity between the two (MT and trucking) but this started with trucking sooner. Just like MT you do not make money unless you are moving and when that truck has to pay two salaries it is hard. But like you said, your dad raised four kids but in this day and age it would be hard to do. If you are cross country it is so hard watching expenses, etc. Again just like MT it was a good career and if you have been in it for years it is still decent pay but to start out in it, would not do that. Just like MT as I have very good accounts, make very good money but when someone talks to me about starting out in it, I do shudder a little as I read such horror stories on this board and I know it is not as easy to do as it was when I started 20+ years ago. I do still yearn for the open road sometimes though. It is a way to see the US. Drove through 42 of the 48 states here and Canada. Anyway that is my thoughts for what they are worth.
changed
Yes there have been changes but not all companies abide by them either. Some stuff comes up to be all subjective though and some companies QA team is quite picky. Obviously your own accounts still like what you do so I wouldn't worry about it.
Maybe you changed the
spellcheck setting so that capitalized words would be spellchecked, which is a very smart thing to do.
I don't know how to make the change the poster below mentioned, but I'd rather have it spellcheck names than not spellcheck capitalized words, especially since I have to cap allergies.
I just changed ..
I did start at 4 a.m. but was finding it very difficult to get up consistently. Now I start at 5, and it's much easier. Due to kid's activitise it is often 10:30-11:00 pm before I get to bed, and I just personally could not do it.
so, you would have to make going to bed early a priority ..
Good luck to you!
I would think that if ANYTHING is changed
such as that, the MT would have to be notified. If you have a signed contract stating a line is XXX, then would they not be in violation for not disclosing the fact that the contract is now in violation?
I just changed my IT
Thanks for the tips. I just recompiled my Instant Text glossaries and then went into the Importer and created abcz glossaries. I hope this helps. I really need to be making 300 to 500 lph because my huby was just laid off and no one is hiring.
Thanks again!!!!
I think you are right. I think they may have changed back to what it should have been all along.
:
Things have not changed
at Transhealth and one just needs to check back on past postings a week ago and you will read the bad experiences people have had with TH. Good luck if you go with them as you are going to need it!
I changed ATT LD to SBC business sm
line. Will see how long it lasts. Took me FOREVER to get to a LIVE American person who could do this for me!
BOS is changed so you have to keep buying the new one--$$$$
nm
My margins are changed!
Just went into my acct for a clinic in which I am an IC being paid 12 cpl in MS Word. I have not worked for a week. Today, I notice the margins are changed. Does this change what constitutes a line (isn't it 65 characters per line)??? I go into their system and type on their MS Word via HSI.
I am dumbfounded.
The needs of the client have changed.
They can say they need the work whenever the fancy strikes them. You can either provide it or not. That is just the way this business works.
Not unless something has changed recently...
I have worked at a job where I had to use both the Lanier and a Dictaphone. They are two very separate things.
I don't think so...they have changed the protocol--sm
for numbers, in particular, at least three times in the last five years. I know, because it gets annoying to have to change the way I do things everytime they want to sell another book for $80 a pop. They started out with numbers 1 through 10 being spelled out and using numbers above 10. Then it was numbers instead of roman numerals, and then it was back to using all numbers and not spelling them out....shheeesh make up your minds! and that is all within the last five 5 years. I swear they do it just to sell more books and not because any of it is right or wrong, or *standard*, because it isn't. JMO
If it grossed you out, you should have changed
Not prude, eh? Involved a cat? This could mean only a few things (mating, eliminating, shedding).
Why possibly cost someone their job because you are so delicate?
You were fortunate to have been talking to someone friendly enough to go beyond the acquisition of information.
What is up with the American workforce? Are we all now just a bunch of whiny crybabies and tattletales.
I wouldn't want you to work on my team.
Very little hasn't changed...sm
since the beginning of time. It's not just the 'religious fanatics' who have changed. The human race has evolved in their beliefs since Adam and Eve. Christians don't follow the rules of the Old Testament per se, because Jesus fulfilled the laws. There aren't too many religions who still make animal sacrifices. A woman who is having her period is no longer considered unclean. Pork is not considered taboo in the Christian faith, and Catholics aren't limited to eating only fish on Fridays. There were religions who believed in human sacrifice, but I doubt that goes on very much any more.
People have evolved in that we no longer believe the world is flat. We don't believe you are going to get AIDS by touching someone who has it. We no longer believe that a woman who is having her period can't go swimming.
Who believes the same things they believed when they were six? How different are your beliefs than your parents? Not just about religion, but about anything.
I'm a lover of WP 6.1 but changed
over to Word 2003 about a year and a half ago. I still have all my disks for WP 5.1 and 6.1 but hate to let them go! If you haven't found what you need, you might give this site a try. I was in communication with this lady a couple of years ago but she couldn't ship to California.
http://www.columbia.edu/~em36/wpdos/links.html#obtain
hth!
ExText...something changed
Question to all ExText users out there...I have been using ExText for over a year now, and right after January 1, I can no longer do control x to copy and move text any more. I have to copy the text, paste it to the place I want it, then go back and delete the text I copied. Is anyone else experiencing this problem. I did e-mail company but they, of course, did not answer me. I hate this, it is too time-consuming, just another step added to take away from production.
The rules changed?
I would have used a comma in that situation. But, I had no idea that the rules of English grammar had formally changed. This is a revelation; most of my grammar education happened before 1972.
I have changed my hours, s/m
I know a lot of people think that they cannot work nights and I used to think the same thing. I wish I would have done it a long time ago.
I cannot say that I am not sleep deprived at times BUT it has been great. I work a Sun.-Thurs shift starting at 9 p.m. when my daughter is out of school. I get off at 4 a.m. if I take no breaks. This allows me to get 4 or 5 hours of sleep before she gets up and then I lay down for a couple of hours when hubby gets home.
Working a split shift might help you, too.
A medical dx changed everything...
1. Living pay-check to pay-check after medical dx of BC in 2007 and a 10,000.00 deductible insurance which sapped my savings and nearly all equity in home. A missed paycheck would have me selling my jewelry. I am single.
2. There are so many MTs applying and since I am older now, I would need three months to find a position, I believe.
3. Not any more...but have about 50 grand in home equity. I need an emergency fund but it is very difficult as my pay has been cut due to no more OT. Do you have an emergency fund in case a loss of job happens?
This job has changed alot
Hi, new here.
I've been an MT since 1997, and there have been ALOT of changes. I went to school for MT and after graduating, I got a job at a company that let me work at home. It was sheer bliss. I could be home with my young children, and made a pretty lucrative amount of money, but reasonably for my clients.
Now, after being away from it for only four years, that seems to have all changed. Outsourcing, voice-recognition, big companies, it's sad to me. Even working full-time, turning over a pretty decent daily line count, I can't make enough to support myself and my kids. Oh, that is, if I could get a job.
Changed the resolution....sm
I found a website that said to try increasing the resolution on the monitor. Since mine was at the highest available resolution already, I decided to go down in resolution....And so....voila....my desktop now fits on my whole monitor screen. However, now my resolution is less, and so everything is blurry.
So fixed the main problem, now another....but at least everything is on the screen now!!
M-TEC is good, but they have changed . . .
over the years. The program is very comprehensive, and you will indeed be able to work as an MT immediately after you complete the program (some even begin working before finishing). Like the other poster mentioned, it is a very difficult program, but it definitely prepares one to do MT.
I believe the program currently is about $3200. I finished in 15 months, and that was with working at another job during that time. Extensions are $75 a month, but you have to be at a certain point in the program to qualify for the extra time.
All that being said, now that M-Tec is owned by Webmedx, no doubt some things will change. Already they are charging for the RMT/CMT prep classes, when in the past there was no cost. Personally, I don't value the RMT or CMT so called "credential" anyway, but I find it interesting that there is now a charge when there was none in the past. This is a sign of things to come, I fear.
Also, one of the former owners, Kathy Kropko, has retired. That leaves only Susan Francis, and she, not being an owner now, has less say in what will transpire.
So, overall I still believe M-TEC's program is good, but I also wonder where it is headed.
You might also want to consider Andrews. It is also a top-notch program.
Good luck!
Why Things Have Changed for MTs
I have thought about this a lot. Yes, 30 years ago you made much more money, but 30 years ago there were no MT schools turning out certified MTs left and right. Now there are people willing to pay them and will jump at the chance to work from home. There were no computers in use the way they are now. We started at rock bottom and it took years to become experienced to the point where no one could compete with us. Thirty years ago you could not Google info for your reports. You learned it the old fashioned way. Thirty years ago there were not thousands of MTs sitting in other countries just waiting to do these reports for less than half of what you would do it for. Thirty years ago there were not so many MTSOs wanting in on the $$$. Thirty years ago most doctors would not dream of letting their medical reports go outside the office. Truly, I believe that MTs were a lot harder to find back then than they are now. They will work cheaper just to be able to work at home. The AHDI in bed with the MTSOs also has driven our wages down. The industry/job is not what it used to be and I don't think it is ever going back.
apparently, times have changed (sm)
that behavior would be very dangerous today. Even just 10, 20 years ago, the world was much safer than it is now. There's no way my daughter would go off alone like that. I don't blame Natalee's parents, though. The only person or persons to blame is the one or ones who took this girl and saw fit to destroy her. It's their fault, no one elses. In a perfect world, we could let our children go and not worry about them, but unfortunately, ours is not perfect. It's just sad that so many sick people are free to roam among us in society, be it in our country or somewhere else. We should just pray for the family and for Natalee, and for the people responsible for this horrible tragedy. Pray that God will put it in their heart to tell the truth, tell where she is at, so her family can move on. That's what we all need to be doing right now!
You mention that things have changed b/c of VR, but
VR is putting out some of the sloppiest work I've ever seen. In fact, we've actually been told not to over-edit. In other words, not to "pretty it up", just make sure it's correct. So if we come across Down's syndrome, like you mentioned, we're supposed to leave it because it doesn't change the meaning. We were told if we come across something like "a 3.5 centimeter p u s s y wound", the only change we make is to insert the comma between centimeter and p u s s y (purulent), because if you don't it definitely does change the meaning. Now if that doesn't look absolutely unprofessional I don't know what does. Yet if this was straight typing instead of VR, it would be the fault of the MT for not changing it.
You're right when you say that compared to 30 years ago language and quality are changing, but it doesn't mean it's changing for the better. It's changing to accommodate a financial benefit instead of quality.
The school curriculum has changed since then.
It's changed in the last 10 years since my oldest was in kindergarten. Now, the kindergarteners go to school full days here. They have to know their colors, letters, numbers, and social skills before going to kindergarten. They have homework. It's not coloring or pasting, but spelling words and math. They have to know how to read by the end of kindergarten, do addition and subtraction, and be able to spell a list of 100 words. Shoot, we used to fingerpaint, have snacks, and take a nap when I went half days to kindergarten. Ah, the good old days... It's no wonder so many kids are stressed out and in therapy now. Things have gotten tougher for them.
it changed on sunday. my question is does this mean mq has given up
on lowering the line rate for "editing" now that they have given up the "correction" and put everything under transcription and what does "clerical" mean when you go for line count? also QA and QC. aren't they both the same?
|
