this applies to MT, right? (link for financial assistance)
Posted By: MTbucket on 2005-10-19
In Reply to:
link: http://www.doleta.gov/programs/factsht/taa.cfm
something has to be done to help people losing jobs to foreigners...
it says you need 3 or more workers to apply...
also, it aint going away, ladies:
Other projections include:
10 percent of U.S. technology jobs will have moved offshore by 2005 (Gartner Group)
up to 25 percent of traditional IT jobs will be relocated from developed to developing countries by 2010 (Gartner Group)
500,000 financial services jobs (8 percent of all U.S. jobs in banking, brokerage and insurance) will be shipped overseas by May 2008 (AT Kearney)
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Financial Assistance???
I am currently a full-time-college-student-but-otherwise-SAHM. Pretty soon we'll be needing more money, but I have neither time nor resources (day care around here is INSANELY expensive) to work outside the home. I've been doing the reasearch and have come to the conclusion that MT is a good job option for me.
The problem is the training is sooo expensive! I mean,if we didn't need the money I wouldn't be looking for the training to begin with--so obviously I don't have $1600-4000 up front for the training. And most of the payment plans I see aren't looking much better--like $1000 up front, $350 every month after that. Right now that's just not feasable.
Are there any MT schools that offer reasonable financial assistance? Or, I'd even be cool with a payment deferment plan or something!
Anybody know of a school that's willing to help the financially strapped?
I don't think that applies only to WM!!!
Seems like they are coming in droves and are getting some of the better jobs, such as construction! My friend couldn't get a job because they were *mainly* hiring "Hispanics" - cheap labor, he was told very bluntly!
How do you? Same applies
t
I wonder if it applies to ICs or only employees?
I make a whole $9 -$14 an hour depending on the work, sometimes less of course when I get someone really bad.
NO. The bonus applies for either or both day(s) during the weekend
Don't start rumors, please.
this doc just coined another word - and it applies to
me today - amotivated. She spelled it. I know what she means but that still doesn't make it a word!
Sure appreciate all the answers, I don't know if this just applies to SH version 10 (sm)
But I just found out that by using the tab key on the keyboard will eliminate the space. For example:
The doctor ordered an MRI.
My shortcut is mri; which expands to MRI then a space, but if I put mri; hit tab key I will get:
The doctor ordered an MRI and the cursor is right next to the "I" right at the position to put in the period. Thanks to all.
If talking about MY docs, it certainly applies either way. :-) nm
nm
special thanks for that info, as it applies to my situation!
x
What state are you in? There is time limit that applies
In Calif, 45 days past due is enough for default to go into effect. Then, my loan goes to atty's desk and they begin collection.
I would say to you to pay your mtg before anything else at all other than food/utilities and insurance for medical care.
Sorry, you said Edit Script - think same procedure applies though.
I think the same thing applies, go find where you downloaded it and click on the setup file. All programs will not self-install. If I remember correctly you have to find the install or setup file to start it manually. Sorry for the mix up in programs. Good Luck again.
Actually, heard this applies to any profession adversly affected by offshoring.
:{
I was told by insider noncompete just applies to you not going after their clients. Does not apply
:P
Assistance (SM)
You can write me at goldbird@mtstars.com.
Goldbird
mt needs assistance
I have worked with just about every type of platform, and never with a c-phone. New account is now working with this, and I would like a leg up on any training they may offer - This is a personal and private account, so not sure how good their training or information will be lol - can someone email me some basic information on the use of the c-phone? I will surely be so appreaciative.
I think you'd be better off having your first MT job with assistance available. SM
I mean no offense, but the first few months of "real life" MTing have a serious learning curve. I have advanced academic degrees in another field, and I was surprised by how difficult actual transcribing was. For the sake of your reputation as an MT and for the safety of the patients whose records you would transcribe, I would advise you to keep trying to find employment with others, get some good experience and QA feedback, and then, if you're still motivated to do so, start your own business. Starting an MT business as a newbie is just not a good idea, no matter how intelligent you are or how long you have been in school.
Some suggestions: Look into nationals that hire newbies. No, they're not the "be-all, end-all" of MT jobs, but you will get experience, which is what you need to move to a better job. And it doesn't take MUCH experience, either. There are plenty of nationals who hire newbies. Do a search of this forum and you will find plenty of names to research.
If you are progressing past the initial point of contact with a company and are testing and then being told "no, thanks," (and I have no idea if this is the case, so I don't mean it personally or in an insulting way) you might think about doing a brush-up or taking additional courses to improve your skills before continuing to test with companies. As I say, I don't know that to be your case, but a lot of newbies come out of school and don't test well.
At any rate, I wish you much success. Your first MT job probably won't be fabulous (mine sure wasn't!), but it will get your foot in the door and get some experience on your resume. Keep looking and don't hesitate to ask people for evaluation and help. If you test for a company and don't pass their test, it does not hurt to ask the recruiter for feedback. S/he might not have it, but you should ask.
Best wishes. ICMT
Need some assistance
Am being told to go to MS word in order to try and fix something. Where would I find that?
See if there is financial aid available,
including work-study and/or grants. If you're developing an injury, please make a change before you become disabled. I worked as a historian in a hand surgery office, and sometimes you have to just stop. Good luck to you.
CS has job placement assistance too,
and also I think Spheris hires only CS grads. And the companies that waive the 2-year experience requirement for Andrews and M-Tec grads waive it for CS grads as well.
state assistance
Cindy:
Thank you so much for the informed response.
state assistance
Amy: I have been looking into adoption in the state of Illinois as I plan to adopt a child in about two years. In our state, if the child is a "waiting child" (a school age child who has not yet been adopted), the state will assist with attorney's fees, court costs, etc. The adoptive parent(s) will have little, if any, out of pocket adoption fees. Perhaps, your state has something similar. Hope this helps.
Get some overflow assistance...
There are MTs out there who specifically want overflow work to fill in some gaps. This way, you can still hold her job for her when/if she is able to get back to her usual production. If not, at least you'll have a backup to get help when needed and you won't go out of TAT.
It is still difficult to get assistance. SM
I would say give it a try to the OP, but don't be surprised if very little or no assistance comes. I may be reading more into this than is there, but OP probably needs assistance with house/rent payment, keeping up utilities, etc. and the public assistance people will look at it like he or she will be well in XX weeks, things will work out. Unfortunately, people who truly need short-term public assistance can't get the help they need to get them through trying times like this. OP may be able to get emergency food stamps fairly easily though.
I would also suggest, if OP is a member of a church, letting the church know what's going on and seeing if there is help there (they are usually quick to respond) or trying Catholic Charities or another faith-based organization set up to help. You don't have to be a member of that particular religion to get help. The key is to reach out NOW while the situation is unfolding and not wait until things get so bad you are getting forclosed on or evicted.
Not receiving any assistance. sm
I wanted financial help with going back to school for coding. The only training they offered was at a JVS school or a IDT type school as a medical assistant. Then the funds for training were cut. They offered (and pushed) this job assistance program which I thought was going to be more in depth than it is. I thought I would be sent on interviews they had arranged. Basically I meet with the counselor once a week and she gives me leads she found on the internet and I send in my resume. She supposedly knows the area and was going to provide local job leads. I lost one MT job in June due to VR and on my own found the job I have now in about a week. Yes I probably need another job in billing/coding so I can make more money, but now is not the time to be giving up a job you already have. IMHO
ABOVE POST SAYS CAN TAKE GOV ASSISTANCE OR THIS, WHICH ONE IS BETTER?
Close to the bottom this person is putting out this statement, how mature! This person is not a transcriptionist, has no experience, probably worked around a medical office before, does not even know what QA is as opposed to editors, say what? I am laughing about how others are trying to tell her about expanders, etc. This person needs a clue.
glad to be of assistance...nm
:)
If you qualify for financial aid
You might want to consider looking into EVCC. It is a community college that uses the Career Step courseware, but you have instructors and accept Pell Grants and Stafford Loans.
EVCC grads get the same consideration from employers as Career Step grads.
I am having a bad financial hardship
any kind of help, but not enough to seem to get by on. Oprah has a debt diet and I am going to try it. Also I recently joined Debtors Anonymous, for anybody with money problems. I hope it helps, it seems to have so far. Good luck to both of us.
Does it serve your financial needs?
The main criteria for any job wage would be whether you think it is a fair trade for your skills and will it provide what you need it to financially.
I personally would not work for $15 an hour. However, your needs may be different from mine. I also have other options. You may not.
It is a very subjective question and one that only you can really answer.
Any financial wizards
out there. Hi guys I am wondering if I could get some suggestions on my 401K. I am really dumb about numbers. Give me big medical words and I am fine, but not numbers. Anyway, we just switched to another financial management for our 401K. I cannot remember what managed portfolio I had picked years ago. Would you, in this day age with the way the stock market is, go with an ultraconservative 100%, conservative 20(stocks)/80(fixed), balanced 40(stocks)/60(fixed), balanced 60(stocks)/40(fixed), aggressive 80(stocks)/20(fixed), or ultra aggressive 100% stocks. Can anyone help me out here? TIA
This is exactly why my financial advisor said
:)
To any financial wizards out there. SM
Does anyone know about when a company says it has profit sharing what that exactly means. Is it the same as them matching the 401K contributions, or is it separate outside of the 401K distribution? Also, is it usually paid directly to the employee or invested by the employer?
Thanks to anyone who can help.
Tax assistance - I am a part-time IC but also have...sm
a full-time job with benefits and employee status. The IC job I just accepted and expect to make around $300 a month filling in for vacationing MTs/excess work. I usually make around $50,000 with the full-time employer and am married with 2 kids.
How do I figure out if I need to file estimated taxes especially since I'm not a full-time IC and have taxes being deducted from the main employer? Most of the information I see on the IRS website seems to relate to only if you're just self-employed. I don't want to over-pay taxes but don't want to risk getting penalized if I don't send payments in and need to when it comes tax time next April.
Patient Assistance Programs
Which program did you use? I tried Select Care Benefits Network and they ended up shuffeling the paperwork so long that I was paying them a monthly fee for free manufacturers prescriptions for nothing. I finally got smart and stopped it all but it cost me about $140.00
This is one of the things public assistance is for. nm
!
Suggestions about temporary assistance (sm)
. If you own or buying a home and have mortgage insurance, check to see if "disability insurance" is included.
. If you have a life insurance policy, check the "temporary disability" section.
. If you have retirement/401K, etc., loans are available for medical/disability purposes.
. SAGA (state-administrated general assistance program).
. State of _______ temporary assistance/department of social services -- cash or medical assistance for individuals who are unable to work.
I'm not 100% certain about any of the above, but it could be a starting point.
Remembering you in my prayer!
Post again soon to keep in touch -- ask if there is a "social worker" turned MT on line who can direct your path.
Great...I have IT and just checked out PT for assistance...
Great resource. I am going to have to read my IT book again. How long have you been using IT?
Needing assistance with formatting
Asked to go to word, tools autoformant and disable autonumber but cannot locate this. Can anyone help?
Do you ever feel the financial crunch?
My house payment and insurance are auto debited from my checking account. However, work has been so slow and my paychecks have been so puny that I need to get more money in there to cover those. I've called everyone on the planet that owes me money, but nobody's coughing it up. I'm the one that posted the other day about the medical company and the IRS owing me money from way back. I wouldn't have a problem at all if they would just pay me. I've tried picking up extra work and looking for a new job, but there's nothing anyone can do that would pay today. I don't want to take my rings to the pawn shop because I don' t think I'd get a whole lot out of them anyways. Interest on those check cashing loans is terrible, then you get sucked into that cycle of borrowing from them repeatedly. I've already cut my household expenses back as much as possible. I'm just so stressed about it all. Has anyone else ever been in this situation? What do you do? I can't stand being broke.
More important to me is keeping my financial
info within the US. HIPAA allows many uses of unidentiable medical records to be distributed in many ways even within the US, not to mention overseas. There is no law that keeps my financial information confidential and within the boundaries of the US. Very little truly identifible information to connect medicall record A with a particular person other than by name is sent anywhere, even to MTSOs within the US.
Who wants my medical information? The College of Surgeons to help them identify ethnicities and trends in cancers, the AARP to help target demographic groups for products they sponsor and to "represent" when they pay their professional lobbying group in DC, the auto industry to decide my premiums, and on and on.
I got a Walmart credit card, was 7 days late in sending in my $10 minimum payment and got a call from India for collections. ???? Mailed in the account balance and closed the account. Then called all my credit companies to find out where their call centers were located. I now have only financial business with companies who keep my records in the US. That is my choice. There ARE 2 cases of people who sold US financial records being proscecuted by the Indian government and a total of 5 people are in jail for this.
To the OP, share with us your thoughts.
Michael: You've been missing a lot of work. Peter: I wouldn't really say I've been missing it.
I know it's not the best financial decision, but (see message)
I have no money problems and can afford to have payments each month.
I lease strictly out of convenience. I don't like to own a car for more than a few years. I don't want to deal with the hassle of selling a car once I no longer want it or deal with repairs. I want a car that's always under warranty and that I can give back easily when I'm done with it.
If I were not financially stable, I would definitely purchase a reliable used car, but where I am in life right now, I just don't need to. Leasing is a convenience for me, and it's one that I'm willing and able to pay for.
Do not lease. Big financial mistake for you. (nt)
Depends on mom's financial situation maybe....sm
I would assess the need of the mother and child and then give appropriately. Boxes of diapers and wipes are always appreciated and are sure to get used!
late pay and financial situation
No one is responsible for my financial situation however my check is not a payroll check -I am a professional subcontractor and once a contract is signed or a client (MTSO or other) tells me or I tell them when I will be paid they are legally responsible to do so within a reasonable amount of time for mail delivery.
If I told my electric company - sorry but can't pay now, hold off until I can - my electric would be shut off - with fees added on. Why is it that transcriptionists feel they are less important to a client than anyone other professional?
Charge them fees and pursue it - as a subCONTRACTOR you are entitled.
As for D&L - I cannot note the new name - but I can say that more initials but same people. I choose to be quiet about the new name so that others who maintain some sort of employment there do not lose whatever small thing they have. Eventually this will change and you will see it prominently displayed I am sure. At the moment they are not advertising at all, so I feel comfortable in my decision to remain quiet on the name.
The financial gurus always say when starting a new
business/career you should have enough money in the bank to cover 6 months of expenses.
Need to load some microsoft updates, need assistance here
I was told to go to microscoft and upload the latest - got the information to go to windows and click the express button and download and install. Where in the heck is the express button? Don’t see that anywhere. Thanks.
At recent financial aid seminar, I was told...
Although I am married and it doesn't pertain to me...
The financial aid officer told all the parents there that if their child is 22, living with them or not, their finances will be looked at and considered when the kid goes to college. So if you boot your kid out the door at 22, consider the fact that if you make too much money, your kid may not be able to afford to go to college without your help because their student loans, scholarships, etc. will be based on both the student's income and the parents. If they are married or have children parent's income is not a factor, only the student.
google greendot financial and read
x
Most financial advisors say when you receive a windfall...
After paying any necessary debts, etc., put the remainder in a CD or money market account and let it accumulate interest for a while so you can consider your options. You don't want to jump into (or out of) anything on the spur of the moment.
I guess the question is, is this a job you want to keep? If so, I think the advice the MTSO below gave is great - talk to your supervisor or lead, explain the situation, and ask if you can take some time off and still have a job waiting for you when you get back.
If it's not a job that you want to keep, then don't worry about it. Quit, spend some time with your daughter, then look for another job. You will certainly have enough money to tide you over!
P.S. For financial advice, check out one of Dave Ramsey's Endorsed Local Providers in your area. (link below) Look at the top right corner of the page under Trusted Services. Their goal is not to tell you what you should do with your money, but teach you how to make the right decision about your money and investments.
Good luck and CONGRATULATIONS!!!!!! 
Prayers and well wishes are just as important as financial help...
sorry you don't see it that way...
Lost job due to offshore? Government program assistance
found this information in my husband's COBRA package. He is in the machining industry which has lost a lot of work to China. This program will help support during retraining and give a tax credit for health insurance premiums. Worth checking out. Don't be put off by how "complicated" the form is. Just do it one step at a time and call some of the numbers for help if need be.
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