oh my gosh, run, do not send them money - it is a scam. nm

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you know into signing up.  I felt like a snake oil huckster.  I hated it.  I was flushing money down the toilet from the moment I handed over my money. 

RUN, do not walk away!  I do an entirely different side business now that I really love (in addition to my MTing, which I also love!)  Find something you're good at and that you truly love doing.  Then make a business out of it.  That's the best way to have a side business.  Selling discount toilet paper through Amway/Quixtar?  Not so much. 

http://www.scambusters.org/ScamBusters8.html

http://www.scambusters.org/809Scam.html

http://www.scambusters.org/ScamBusters9.html

I would just like to say to the MLM Scam that seems to know everything about EVERYTHING!

AmeriPlan is NOT a scam...it never claims that you will get rich quick or anything else.  What it does do is provide a way for people to work from home if they want or need to.  Yes, I am a Independent Business Owner for Ameriplan and I'm so proud to say that I am.  I am a Christian with high moral standards and if it weren't for AmeriPlan my husband that is paralyzed from his neck down would receive no medical help at all.  If it weren't for AmeriPlan my husband would not receive his prescriptions in a timely manner.  If it weren't for AmeriPlan I would be working outside of the home with my husband in a "home" somewhere other than ours.  My 2 and half year old daughter would be in day care and wouldn't spend everyday with her mom and dad.  I support a family of 6 (my husband, myself and four chidlren) thanks to Ameriplan.  Prior to AmeriPlan I was constantly stuggling to make ends meet and most of the time they did not meet at all.  My husband was placed in the hospital on several occassions because I could not afford prescriptions that he needed so desperately.  He will be receiving Medicare at the end of this year (2006), but until then we are so thankful and grateful to have a wonderful plan like AmeriPlan.

As with any company, there are going to be disgruntled Employees.  Some businesses work great for some people, but they do not work for others.  The fact of the matter is...if someone really wants to work from home and do the work, treat it like a business then they will succeed.  If they choose not to do this, more than likely their business will fail.  Doesn't take a rocket scientist or "MLM Scam Pro" to figure that one out.  There are some scams in MLM network marketing, but their are a lot of programs that are not.  You just have to do the research and find out for sure.  As far as the better business bureau goes....AmeriPlan has complaints I will not dispute that fact, but you also have to consider the extremely high volume of customers they deal with.  The last time I checked it was 200+ complaints, but in regard to that we have 1.7 million members!  These are people that are completely satisfied with our services.  The complaints come from people that are trying to work the business that, as I stated before, were not successful.  MLM marketing isn't forever one and just because they did not succeed at it does not make it an illegitimate company nor a scam. 

As far as people referring to it as insurance...this is a huge mistake many new brokers make.  Ameriplan will terminate someones business immediately if an independent business owner sales our discount benefits plan on the premise that this is insurance (and they are made aware of it).  Of course AmeriPlan cannot validate every single person is not referring to our plan as insurance some time or another.  It is unfortunate that people do misrepresent what AmeriPlan has to offer, but again these are INDEPENDENT Business Owners, so AmeriPlan cannot "police" their every single more or comment.  Also, there are "bad seeds" in every apple...unfortunate, but true.  Ameriplan works diligently to weed out those bad seeds, but just like any other large company you don't always find them until it's too late.  Just ask the now bankrupt Enron how great Kenneth Lay was?  They didn't realize he was a bad see until he had depleted everyone of their retirement.  I'm sure every employee of WalMart, Target, Dillards, and JCPenney's have not all been exemplary, but they are not considered scam artists because of the fact they have a few bad seeds.

Now for the refunds.  AmeriPlan does offer a 30day money back guarantee to MEMBERS...not Independent Business Owners.  They do not guarantee you to make money in 30 days because they cannot guarantee that a IBO (independent business owner) will do what they are suppose to do in order to make money immediately.  I personally can guarantee that if someone signs up to  be an IBO under me and they take the training that I offer, accept my help and coaching calls that they will make money in 30 days.  This isn't a written guarantee nor is what I'm saying backed by AmeriPlan because I am an INDEPENDENT Business Owner.  The odds of someone doing all those things are pretty slim, unfortunately because I would love everyone to be as successful as I have been, but no everyone has the drive that I have.  It takes someone that is extremely serious and willing to focus and put in the hard work in order to be successful.  To say that AmeriPlan does not stand behind their services is completely false!  They are excellent services, I use them myself as well as many of my family members that has insurance to boot.  We have a 90% retention rate with our services which means that 9 out of 10 people that use our services KEEP our services.  I'm not sure which state you live in because I find it extremely hard to believe that you have only a couple of providers in your whole entire state.  Maybe  you should learn to quote the facts rather than make up whatever is convenient for you.  Ameriplan has 500,000 providers nationwide.

I apologize in advance for offending anyone if I have at all, this was not my intentions.  I only want to stand up for a very reputable company which not only writes my paychecks, but is extremely reputable!

Wishing you all a week filled with GREAT health and Blessings from Above!

Tammye Drewery

Tdrewery@ameriplan.net

Does anyone know how to get hold of the article from Parents magazine on the transcription scam? I have been in the process of training with a company and I am not sure if they are legitimate. I have not yet passed one test. I always fall short by 1-2 mistakes. I have been at it for over a year now. Mind you, I have only done this part-time as I also work for a drug store. Thank goodness for that, as I am now not sure there is a future here. I went back to college and received a degree in Office administration/medical and have a certificate but really wanted to work doing transcription out of my home. The reason I chose this company is that I didn't have to have high speed dial up. All I have is dial up. My connection is good and I can upload and download fairly quickly. Unfortunately the majority of transcription companies want high speed or higher. If you can give me any information on this, so as not to take up my valuable time further,  and can still look for companies which do not require high speed or years of experience please let me know. I am desperate right now. I only want to work part-time as my husband is retired. My dreams with this career were to be able to go on the road and travel and work at the same time. I don't need a big paycheck, just some backup money. Please help if you can. Thanks

DO NOT WORK FOR TOTH TRANSCRIPTION.  They are a complete scam, and have screwed me out of 2 1/2 months of my life and have paid me less than 20 dollars.  Warning to any new grads out there, do not under any circumstance accept a position with TOTH TRANSCRIPTION.  The management/ownership is terrible, rude, inappropriate and THEY WILL NOT PAY YOU!

"Med Workshops is a national Medical Transcription School. We provide home-based medical transcription training to students from all over the nation. All of our students study at home in order to be placed in a Work-from-Home Job in Medical Transcription. We’ve placed 100% of our graduates in home-based jobs since 1996. " 

http://sacramento.craigslist.org/hea/1132499533.html

I am posting this in the hopes of locating other students/grads who attended the same school in Wisconsin that I did. Thank you for your help.

I am very grateful to those who took the time to graciously answer my question.  I am now armed with information and dangerous!  Won't be getting this particular office to jump on board in the near future, though.  I just found out that they don't even have access to the internet.  Thanks again!  Loo 

I sure hope you enjoy it as much as I do mine!!!  Make sure you can send it back if you are not 100% delighted! 

Let me know how it goes.

I was just reading your thread about the C-phone and lost dictation and saw what you went through 2 years ago.  I just wanted to say that I'm so sorry.  I'm glad that you and your sons are okay.  I can't imagine going through what you are.

Although I know nothing about C-phone, work gets lost all the time and work can be reassigned, I'm sure.  Please don't be so hard on yourself.  Hang in there.

Back in 1981 when I graduated from high school I went to the local technical school (now community college) and went to secretarial school.  Yes, they called us secretaries then.  When I graduated the program I got hired by the school in their word processing lab.  They had a word processing program that taught the different WP machines then - Wang, Dictaphone, Lanier, Radion.  Some of them had the big floppies, and those were the bomb.  The Radion still used the old tapes.  We got one of the new IBM word processing machines - can't remember the name - and boy, were we the schnitz!!!!! 

I remember vividly a conversation I had with someone.  I told them that in 5 years those machines were going to be obsolete because of this new fangled invention called a personal computer that had just come out that could be programmed with different stuff, not just word processing.

She posts C phones on the Equipment Board or trolls these boards looking for people who need equipment, then she contacts them and offers them exactly the stuff they're looking for at a REALLY great price, then pockets the money and runs.  She will try to pressure you into sending the money Western Union, and then when a week goes by and you haven't received the C phone (or whatever) she comes up with an excuse like her child is sick (or her grandmother is dying) and she had to leave town for medical treatment for three weeks (or whatever) and she's going to have her sister (or her mother) send the C phone right away, but of course they never do, and the excuses keep coming and coming and coming and coming and the C phones (or whatever) never arrive.  I'm only sorry I didn't post a message like this when it happened to me back in January, because I could have saved a lot of people a lot of money and grief!