my full retirement age is 67 according to my estimated benefits paper - nm
Posted By: Amanda on 2008-02-23
In Reply to: Well, for example- I want to continue to work - Lori
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That was with full benefits, which are the same benefits as an in-office employee for the QA staff..
However, I hear that their current QA staff are being asked to reach numbers that are out of sight and goals are basically impossible.
I had exactly the same benefits, pay, and retirement plan when I was single as I do now, married. sm
So, your post doesn't make sense. Benefits aren't withheld from singles and offered only to marrieds.
my dad just retired at full retirement age, and there is a limit on income for the first 2 years tha
x
IC positions offer no benefits, employee positions off full benefits, so if you do not need
benefits, then IC would be best.
$16/hr with full benefits at home.
nn
I pay .108 cpl, full benefits including PTO. sm
I do not have high turnover but have had accounts stolen out from under me by offshore MTSOs charging 8 to 10 cpl. I can't raise rates because no one will pay them. I am not unhappy, just realistic that the AHDI and their support of offshore companies has made the smaller MTSOs in the USA suffer greatly.
I have employees not ICs and know how to schedule. 4 MTs that were to work did not so I picked up the slack. I was not complaining, just stating facts of why the industry is going downhill.
I was making 14.06/hr with full benefits in Calif. (nm)
dd
48K with full benefits, 40 hours per week,
I also have a PT subcontractor position (about 5 to 7 hours a week), made about 7K last year.
Made $5,500/yr. with full benefits at hospital. Rent 175.00. Car 75.00
I think back then we made more than the average secretary and the cost of living (Morgantown, WV) was low. I just remember that I had raises every year, one for performance and another for cost of living raises. My pay went up a few thousand every year with the raises, that much I recall. This was in 1977. West Virginia University Hospital. We had to be there at 8:15, one hour paid lunch, two 15 minute breaks and went home at 3:15. My supervisor sometimes took naps in the employee lounge. She was kick back. I learned how to speed read by researching Dorland's but terminology was not too out of the ordinary from what I recall. People who were ill back then had the usual problems (gallbladder, kidney stones, etc).
New IC, estimated tax?
After leaving the Q I am now an IC. Do I need an accountant to handle my taxes? We have been doing our taxes ourselves since we got audited because of a crooked accountant and I am afraid to trust one again. Do I have to pay estimated if we file jointly? If I have to pay estimated, how do I go about it?
Thanks.
Where I used to work, they estimated SM
that one minute of dictation was equal to approximately 11.5 lines. So 130 to 140 minutes a day would equate to (roughly) 1495 lines to 1610 lines per day.
Let's say you average 135 minutes a day. That would be about 1553 lines a day or 194 lines an hour. At the current hourly rate you earn of $23 an hour, it would equal approximately 0.12 per line...which is very, very good--especially considering you probably get benefits on top of that.
:)
Chickadee
Does anyone know what the estimated total # of MTs in the US is? nm
nm
Don't worry about estimated
Look at your last years taxes add in $3600 (minues any deductions) figure 15% for at least SS on your NET amount and see if you withheld enough from you and your husband. If you received a refund - you are probably fine. If you used Turbo Tax or any of those programs you can do a projected estimated income for next year which takes off your deductions, etc. You can always have an extra $25 to $50 per pay period taken out of your employee position. The IRS does not care what source the money comes from as long as the taxes are paid, they put ALL your and your husband's income into one combined income and you are taxed on that amount. And, $3600 won't add on that much except for the Social Security that you will pay the 15% on and again, it is all paid to the IRS and so if you overwithold from your employee position they don't care as long as they get their money.
you need to be paying quarterly estimated taxes(nm)
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Estimated downtime for hernia surgery?
I have a large ventral hernia that needs repair and am trying to determine how much I have to save to see me through the disability period...have any MTs had similar procedures who could tell me approximately how long you were not able to work? Thanks for any input. 
My UPS has an estimated battery time of 19 minutes
which gives me enough power to finish the report I'm working on and shut down my computer correctly.
Full Core means full CPR code.
NM
My retirement
I worked for a large multi hospital alliance in Ohio that is now under scrutiny by the attorney general and has many hospitals pulling out of their contracts and at a cost to patients and physicans....everything about it was to cut money and cheat people. Our pension which was noncontributory by us, works like Social Security. You retire early, you get reduced amount. I was forced to retire early because of the war and now I need more money. I was told when I took the reduced amount that I could not work again till I was 66 unless I kept it under $900, just like Social Security. I do not know what an independent contractor is. I didn't think I would NEED to know...I just am trying to find out how it is done, how it works, because the jobs I see that I want wnat ICs. I'm sorry I even asked. Since so many jobs say IC only, I assumed that some of you would know what an IC is and how to be one. I need to work at home because the other grandma has no computer. I was just trying to find 15-20 hours a week. Let's just drop it. I don't see what I did wrong. Thanks to those who understand I am not trying to break the law. Good grief.
they get half pay for retirement too!
Bus drivers are making $63,0000 and that is with no education. you can be a hs dropout or a foreigner. I hate NY and glad I left.
Retirement Accounts
I am considering getting into a retirement account this year. I am a sole proprietor with no employees to contribute to. I am also looking to reduce my tax obligations for next year with this account. I am also over age 50, so this may be a consideration. Any suggestions from knowlegeable MT/business owners out there? Some of this stuff is very confusing. so any help would be appreciated. Also include who to go through for set up, if known.
thanks 
I'm going to be 58 in a few months, don't see retirement in my
:(
Yes. I cant take early retirement because I
x
Who wants to take early retirement if not
x
Why did you take early retirement
if you knew it wouldn't be enough? I don't mean to be rude, but it seems to me you want to have your cake and eat it too. I don't think it's right you want to cheat the gov't by putting everything in your husband's name. I suggest you ask your clergyman what he thinks of your proposal.
I have been married to the same man for the last 13 years. We had 3 children together after we got married. My husband and I each had to pay for our own college educations. We have worked for everything we have and have done it the honest way. I would have loved to have had a child first and then went to school for free while my husband was living with me and supporting us but had a different mailbox so I could still collect welfare. Then after school, I would have popped out 2 more and continued to receive welfare while I was looking for a job (but secretly planning our wedding) and then got married while the gov't picked up the tab, so I could sit back now and enjoy my beautiful house that I was able to afford while I was ripping off everyone else.
It really burns me when someone tries to get ahead in life by taking from others. I'm sorry that I don't share in your plight, but what you are doing is illegal. It is fraud, and if you chose to go that route, I hope someone finds out and reports you. Maybe the gov't wouldn't screw us so much, if so many didn't screw it first. Shame on you! 
They want a retirement that they don't even contribute to, they already retire at 55.
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I think decent retirement is possible from an in-house job
s
you sound more than ready for retirement!
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Why take early retirement if you cant afford it?
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When you took early retirement, did you not find out
how much you could earn and other questions about retirement? If you did not, very foolish on your part. I have another year to go to have FULL retirement age- that for me is 66. I could retire now but knew AHEAD of time if I did, then for every 3$ I make, the government takes a part of that. I did not want to pay in any more than I have already. I went to social security last month, found out how much I will get at full retirement, etc. etc. If I live and take retirement money out (I plan to continue working) I will be getting almost $2,000 a month. With my salary, the full retirement money and some retirment money I get from a company I used to work for, that will be a very good sum for me. Having said that, there is no way in hades that I would ever try to pull the wool over Uncle Sam's eyes- talk about trouble- what you propose seems to be underhanded- whether it is or not I would not want to be any part of that scheme. I think where you live has a lot to do with whether you have to get tax ID number or not. Better to be on the up and up than spending some time behind bars.
When I found out about retirement money
they were so KIND to tell me I could start drawing out my money 2 months ahead of my full retirement in January- ha- they tried to make it sound nice- you would get 2 checks for January- having said that I just thought to myself- no I will just wait until FULL because 2 months ahead of time reduces then my total monthly income for as long as I might draw- thanks but no thanks- I want my full retirement money, don’t want 1 single dime to have to be paid back.
Why take early retirement before you find out
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Yeah, but full-time lines does not necessarily mean full-time hours, so I would do it if your produc
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Government retirement program has changed.
It is now the same as Medicare, with a 401K added.
Question for you Statutory Employees about retirement?
Any of you who work as an SE, have you ever looked in to an SEP IRA or an individual 401K for funding a retirement plan? I was just wondering if this is allowed, since the income is considered self employment income, but I have searched on the Internet and can't find anything to tell how the laws specifically apply to SE's. I know if I was an IC there would be no question. I already have a Roth IRA but the limit for that or a regular IRA is $4000 a year and that is not enough IMO for retirement, would love to be able to save some of my SE income tax-deferred. I'm going to ask my accountant about it but figured out of courtesy I would wait til after the tax filing season winds down. Just curious if any of you could help out in the meantime?? TIA.
What kind of retirement tells you how much you can earn?
I will start drawing from a pension plan this April - I have absolutely nothing saying I can or cannot make X amount of dollars a month. How did you get a retirement that tells you what you can make? This sounds strange to me.
Put it on paper
I was drowning in debt a couple of years ago. I finally bought a book by Dave Ramsey about getting out of debt and I must say, this man is a genius! He also does a radio program daily where he takes calls and gives advice. I now do a budget on paper where EVERY penny is accounted for. It is amazing how much of a difference this has made in my life. No, I don't reuse foil or sandwich bags ... LOL! I have paid off my credit card debt and installment debt. At this point, I'm working on the mortgage. I highly recommend the plan Dave Ramsey pushes for "financial peace" as he refers to it.
I have seen ads in the paper where...
Radiology MTs are paid that per hour. Maybe some of the others are too. I applied at a temp agency to work as an MT and asked for a minimum of $12/hr. I didn't get the job. I was not tested or anything, so I felt maybe they didn't want to pay me the $12/hr.
If you get on with the hospital, not sure if you will eventually be sent home or not, but most hospitals where I live send the MTs home to work. So, maybe try at a hospital near you? However, even though they pay hourly, they have a line count they want you to maintain. I think when they pay hourly, they really stick to the line count minimum to make sure they aren't paying you to do nothing. The minimum line count depends on the hospital.
good luck.
It also says on my paper...
…You may decide to continue working beyond your full retirement age without choosing to receive benefits. If so your benefits will be increased by a certain % between your full retirement age AND age 70. If I did not draw before age 70, I would have an 8% increase in the amount I would get at age 66- whatever that would be, don’t do math.
maybe you put too much paper into it, so that
the printer cannot 'grasp' it, or you put the paper too far away.
Hmm, I have a paper here that I signed that says
they will deduct FICA taxes, pay the employer part of FICA equaling 7.65%, and federal income taxes. It says I will receive a W-2, not a 1099.
FICA is the SS tax. So, if they are holding out federal taxes, FICA, employer part of FICA, then all that is left is state tax...??
Does anyone else get overwhelmed with all the paper
that's constantly thrown at them? I just spent an hour and a half cleaning off my desk. It was covered with mail, books, bills, school papers for all the kids, papers I have to fill out for DH and our oldest, papers to be shredded, stuff I have to do for other people, account specs. This was all just from the past week. I always thought I was a pretty organized person, but this place is a mess.....
What about scrapbook paper?
I know Joann has a big scrapbook paper notebook. It would look cute with a lot of different design/similar color paper hands. We actually did this with a turkey projected and covered the turkey with fall paper. I don't know what your budget is but the notebook is about $10 and you'd probably have a lot left over for other stuff.
I think I missed the ad in the paper that says you must
paint your house a funky color. I'm thinking I missed a huge sale at Home Depot on paint because my neighbors are going crazy with the colors. Yes, I understand home depot and Lowe's screws up paint and you can get the mixed up colors very cheap but geez. My neighborhood is going crazy with weird paint colors on their houses. Two months ago someone painted their house bright green with bright pink trim, then came the peach house with green trim, bright yellow house followed by bright blue house with the leftover yellow trim. New house being built across the street is all burnt orange including the fence. They even painted the driveway burnt orange and not UT vols orange. Now my neighbor is painting hers bright green. It's not a bad neighborhood here in Central Florida and the houses here run from 150s to 300s but these colors are horrendous. I think if I put my house up for sale I won't get an offer because the peach house, green and pink house, and orange house are all on the dead end street I'm on.
Sticky paper
Like I said below I buy my sticky paper through a place that prints up forms. You will need to do some calling to see. It is a little expensive but I provide that in my price. Just do not buy the boxed stuff from Viking or Office Depot or Office Max as they do not not have the perforations on the sides so that when they peel the note it is smaller than the paper and fits on a piece of paper. E-mail me if you have any questions. But if you are in the Seattle area, there are a lot of paper places up there. If you are doing overflow then the main MT should be able to tell you where to get the paper. Also they might provide it as some accounts do. Everyone is different. But CONGRATS -- the first step is the hardest. Knew you could do it. Be sure to ask for lots of examples when you start. Keep me informed. Any questions you can e-mail me. Patti typing without glasses hope don't have many typos.
You can get Sticky paper
You can get sticky paper from Medical Arts Press, get the quick peel that has perforations on the side so it fits on your regular sized paper. It is expensive though, I used to buy the large box, approx $90.00, so if you can get your client to supply it, that would be great. I always had to supply my own.
Sticky Paper
Does any one have any suggestions on a type of paper that can be printed on and then stuck into a patient's chart? I would like to find a lable type to fit in a certain space. Brand names would be helpful. Thank you in advance
Sticky paper
I use an 8 1/2 x 11 label size paper that has about 1/8" inch that peels back on each side so that it is smaller than the paper you place it on. The clinics use it to put the chart notes in the charts. I get it at a form place that makes it. Avery makes 8 1/2 x 11 labels but you have to cut down the sides before you peel back the sheet to place it on the paper and it doesn't have great peel backs either. Call local form places and sometimes they will have perforations 1" or so but I don't like that as you waste a lot when you have to begin another chart note and you have to be sure it is below one of the perforations. Have been using this for 15 years now. Did go with some national companies but the shipping got to be too much. Again, call local paper and form places in your area and see if theymake it. E-mail me wiht specific questions.
Patti
Sticky Paper
Another good source that is much less expensive than Medical Arts Press, American Corporate Services this company seems to carry everything that is Medical Record Related their web addy is www.americancorporateservices.com think you can find their number on the site. Im sure they carry these tyoe of rolls.
Sticky Paper
Hi, I have always used plain computer paper for my reports but have a new doctor who prefers me to use the "sticky" paper. I was wondering if I should charge for the paper, since it is an added cost, and also if anyone knows where to purchase this paper. Thanks.
sticky paper
I have a great supplier Forms & Filing Systems 800-472-0171. Costs about $120 for 1000 sheets. I pass this cost on to my docs.
sticky paper
I'm not sure about the colors. But it is laser quality. It comes in different label sizes. I use a full sheet lable.
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