living paycheck to paycheck
Posted By: Gina on 2006-09-03
In Reply to: Okay. Where do I begin? I need some advice! My husband is in real estate. sm - New To Penny Pinching
Yeah, I feel your pain. I shop for as much groceries as possible in the Dollar Aisle at a local Kuhn's grocery store. Hopefully you have something like that around you.
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Serious Poll: Paycheck-to-Paycheck
1. Are you living paycheck-to-paycheck? Defined: Missing one paycheck would seriously harm your basic living (housing, food, utilities or necessary meds/medical care).
2. If you lost your job today, without warning, do you think you could be employed again within 1 payperiod?
3. Do you have an emergency fund in case a loss of job happens?
My answers:
1. Missing 1 paycheck would hurt but not devastate me. Mising 2 or more, yes - it could be dire.
2. Yes, most definitely.
3. Started one and slowly building it up.
paycheck
Mine was direct deposited yesterday, Wednesday.
paycheck
I worked for them for about 7 months the first 5 with direct deposit was fine but the last couple where they mailed checks was bad!!! My last several checks were 2-3 weeks late. Several people have left here. The "captain" is crazy. You would not believe some of the crazy & nasty emails he sent me. I would definitely get out of here unless you like waiting 2-3 weeks for a check and then are not sure if it will clear. Yes I heard a few checks bounced. Sorry I could go on and on about this guy but I think I have said enough. Good luck to you.
first paycheck?
It usually takes a full billing cycle for direct deposit to get going in my experience.
paycheck
Yeah the MTSO was responsible in that if they had payed her when it was agreed upon she could have paid her bills and wouldn't be in a financial bind. If you have your paycheck you can pay your bills. You work to pay bills, not for the heck of it. Yeah, you should have a cushion but they should pay on time. You think a sick child is an excuse you go pay a few doctor bills a see how much "cushion" you can keep in the bank. Don't judge people without knowing the circumstances. You don't know what is wrong with the child or how frequently they have to go to the doctor and it costs money not to mention the medicine. They have an agreed upon paydate and she has every right to be angry when she doesn't get her money. People work to pay bills. Alot of people don't have a big cushion in the bank.
No paycheck
I started with a company about three weeks ago, and here is the situation. This is my first transcription job, so I think I was a little too eager to jump at the job offer when it was given to me. They charge a "set up fee" of 100.00 that is taken out of the first paycheck. I am only getting paid 5 cents/line, so I did not make that much more than the 100.00 (I think about 40.00). The pay period ends on the last day of the month and checks are issued on the first of every month. They do not offer direct deposit, so I have been waiting for the last nine days for my measly 40.00 check. I really just want it to have documentation that I have paid the stupid set up fee (which I am embarrassed that I even agreed to). I have emailed them 5 or 6 times with no response whatsoever. They continue to send me work, and will (usually) answer questions regarding work, but NOTHING about my requests to see where my check is.
I have since found a much better and higher paying position with another (wonderful) company, but I do not really want to put in my 2 weeks' notice until I have that check. Any ideas??
definitely paycheck to paycheck sm
Losing even 1 would devastate me.
I am the only wage earner, and it is paycheck to paycheck.
There is nothing set aside to help, just in case. But I definitely feel I could get another job almost immediately with my skills and experience.
It's a hard knocklife. 
You will have paycheck on Monday 711/05
x
Why is it that the more desperately you need your paycheck,
the later the mailman is delivering?
Production is my paycheck
I work in 1 of my bedrooms with a big window facing the driveway. I have done this work for 30+ years. The office also has my husband's computer in it. I have absolutely no problem in keeping my mind on my work, the pay alone is the answer, no work, no pay and the more lines the better I feel when I get that check. I never see things I should do around the house because I have a housekeeper that comes every other week and takes care of things like that for me. Housework is about the last thing I want to do!!
whoever signs your paycheck
has the final say.
But, you might consider drawing up a "contract" that states the terms and conditions ... the dotor takes the ultimate responsibility ... your initials are only a reference ... and so forth. You sign it and they sign. Throw in a notary.
Not when your paycheck depends on it, it isn't.
p
To get the paycheck I want, I work
5 days a week and I type 1500 lines per day. I am radiology and therefore this is easy to achieve and for the most part, I am done in less than 7 hours but I will put in 7 hours.
No paycheck, need advice
I have worked for a company since April 21 of this year. I began asking about my first paycheck around the beginning of May, because it was my understanding that I would be paid for what I worked in April on May 1. After asking MANY times, one of my bosses (they are husband and wife) finally responded to me (saying that he had already responded many times) only when I stated that I would not continue to submit any more work until I got an explanation of where my paycheck was. He told me that I had misunderstood when I was hired, and that I would be paid June 1st for the pay period of March 5 - April 29. I decided (stupidly) to continue working, and the same thing has happened this month. I have been given three different explanations as to when my paycheck was mailed. Today, I finally stated, again, that I would not submit work until I received either the paycheck, or a faxed copy or emailed copy of something that proved that a check was issued and mailed to me. He was very rude, and basically said, he would not do it, and I would be "shut off" from work. The wife emailed me and said she did not want me to quit, and that the check had been resent the previous day. I subsequently gave my two-weeks' notice, and stated that I would complete any and all assignments given in the next two weeks, but wanted to quite thereafter (which I have to do according to the contract I signed). I live in CA, and the company is located in PA... and I already submitted a back-wage complaint online, but do not know what else to do. I have read recently that other people have had this problem, and am in contact with someone else that works there currently, who has only received one paycheck, and has worked for them since January. They also charge a "start up fee" of 100.00, so the check I am waiting on is only for 17.00! It's not the money, It is the fact that I have worked very hard for 2 months and have not been paid! He was also very rude and brought up personal things about myself and family in his emails. ANY ADVICE is MUCH appreciated. Thank you.
SoftScript paycheck late again?!!
Any other SS employees get their paycheck? Mine is late again! And I have direct deposit- so sick of this. Why do I stay!! aagghh
SS paycheck question for SS employees
This is my first check and it seems like they did not hold out taxes, does anyone know if you get a copy of a paycheck to see?????
I don't feel in control of my paycheck
For example, I start out on a roll, going along at a really good pace.. get half my production in a few hours, then all h - - - breaks loose. Here comes the bad stuff...All of a sudden, its not about skill... its about detective work...hunting foreign referral doctors names and addresses, etc, many times I can't even understand what the name starts with. I have to search and search for what seems like hours just to get what might or might not be the right name! OOPS...there goes that production. I'm at the mercy of my "pool". I have no control over that or the paycheck from that point on. Any suggestions?
Self-employed even worse getting paycheck
Bill three doctors at the end of the month, and still waiting two weeks later, sometimes three. I even stay up all night and do a 12h turnaround time. You'd think they would see I was paid in a reasonable amount of time!
Are there any deductions for taxes on your paycheck?
nm
Nada! My work and paycheck are enough!
n
Affected my paycheck - a verb
nm
Would you work for a co. that docked your paycheck for blanks?
nm
Right, they want all this time off, yet you can bet they expect a FULL paycheck come payday! nm
.
don't worry, they'll catch it. Probably take it out of your next short paycheck.nm
nm
Dear, I'm wondering if the economy has effected your paycheck...
something tells me it hasn't.
And should you not receive your final paycheck in a reasonable amount of time,
notify them that you will be filing complaints with the Department of Labor, the BBB, the FTC, the state attorney general's office, and small claims court.
As an IC you invoice the company, count your own lines, and receive a paycheck.
First Choice, JLG, QT Medical, Metro in Atlanta, just to name a few.
Most use SylCount or something similar. I used Abacus - free line counting software.
My dwindling paycheck, loss of benefits, and loss of respect is all the proof I need. nm
,
Anybody know what living in Ky is like?
You want to make a living don't you?
Then you listen to idiot dictators. You want to be in the spotlight and be on TV, stay in Aruba. You want to grieve the loss of your daughter privately, stay at home and appoint a spokesperson. You ultimately make choices about what you do based on facts and necessities. It is NOT NECESSARY for Mrs. Twitty to be in Aruba or if she decides she rests more easily in Aruba it is NOT NECESSARY for her to give press conferences acusing people of being criminals or incompetency.
the living conditions
The only life they know is confinement and pain. From the little I let myself watch, they have absolutely no room to move, they are crammed and shoved in together. They don't get to roam and do whats natural to them outdoors. They are being born and raised primarily to be brutalized for crop. Like a canned food factory. They get their body parts cut off, injuries from other animals, and have to live in physical pain until they are ready to be put out of their misery for whatever purpose they serve.
In all honesty, I absolutely love meat and enjoy it on rare occasions, and it is meant for us to consume. There is another way to do it! They cannot be treated as if they do not have feelings, they 'feel' pain, the mother's are distressed when their calves are taken away, the calves are scared, you see it in their eyes, as another living thing, you have got to connect with this. Its an awful way for any living thing to go through, even in a short time.
I can see being raised on a farm, room to roam, be outside, run, eat normally, socialize with their breed, have a life. They do not know the better that they are being raised for our consumption, there are living in peace without pain and living freely. Being crammed, thrown around, beaks cut off, having throats slit, hung upside down while still alive thriving in pain is not a peaceful life.
Sounds like you are living beyond
your means or you've got absolutely the lowest paying 3 positions in the world, which still means you are living beyond your means if you can't afford to simply live.
The house pymt, car pymt and utilities and food -- those things are supposed to be put on "the paper" when you budget.
I feel for you but something truly isn't adding up here. I don't believe you're in as hot water as you say. SOunds like either super poor money mgmt or a strange sense of priorities.
Either way, good luck.
wouldn't that be the living end?
Talk about production!!!
However, that only works if the person who has dictated the voice file is also the one who trained Dragon on the system. IOW, Dr Smith has DNS 8 Med Suite in his office, and he's trained it enough to provide a good level of accuracy. He can dictate into the mobile unit, say, after seeing a patient, but things still have to be in the same manner that he dictates into DNS on his home system. He can give the voice file to his office manager to upload and do the editing.
But you can't do that with Dr Smith's dictation, unless Dr Smith has sat at your computer and trained it. As soon as you input the voice file, your system will give you a great big "do what?"
I hope this explains things better.
living it for the past 2.5 yrs---
my ex quite working a legal job so he doesn't have to pay support. my 3 yo son was able to get insurance through the state but it was very hard to get (and didn't keep it) they don't cover that much. the state keeps rewriting the laws and cut benefits each time. I'm an ic and have my own health ins for my son and myself. I'm robbing peter to pay paul right now and probably will be for a long time. we're doing without a lot of things so that I don't have to take a job outside of the house not to mention that I couldn't afford full time child care. I would try getting extra side jobs so that you could stay home. I worked 3 jobs for 2 years and went down to one job that promised full time work a couple of months ago and needless to say they haven't kept up their end of the deal-as usual-so I'm looking to pick up at least 1 other job. the peace of mind knowing that I'm here and flexible, especially if my son gets sick, isn't worth trading right now.
Look at working for a living like this: (SM)
YOU don't work for SOMEONE/COMPANY. You work for yourself (even if you're an employee). I say that because you are working to provide your own needs, not those of whomever benefits from your work. You arre responsible for providing for yourself and it is your personal responsibility to make sure your own needs are met. If the beneficiary of your need to work (i.e., pay bills, earn money, whatever) is not providing what you need, you owe it to yourself to take care of yourself and find enough work to achieve that goal.
Now, I'm not saying don't have a team attitude or be selfish, demanding, negative, self centered, but when you think about it, NO one is going to take better care of you than YOU! If you are sitting around waiting for someone else to take care of you, then you are not taking care of yourself. Get proactive! Find a supplement source of income. The first company doesn't need to know what you are doing...besides, if you are an IC, by IRS guidelines, YOU are in control, not them. They only need you IF they need you and have no obligation to be reliable in meeting your financial needs.
Really meaning to help.
off my 
4 cpl goes further when cost of living is less. nm
living/working there and not being able to
x
Cost of living
Could someone live comfortably in the Phillipines on $2000 per month net with adult and 1 teenager?
Living in the Philipines
I'm sure that is a lot of money to them...however, I'm quite happy here in the US...I'm not sure many people could live the life they live there or would want to. It's a beautiful place, but lots of poverty...A friend of mine married a girl from there years ago, and she told me stories...so, I'm thankful to be in the US 
8 cpl. is too low for ANYONE living and working
8
what does Mr. Jug Twitty do for a living? And what about Jar, his brother.
They are all staying in Aruba. How can they take off of work indefinitely even if they aren't wealthy and took a second mortgage on their house.
PS: I doubt very much a resort town is giving away free services to these people and their entourage. This is how a resort makes money you know. Especially when you are there criticizing their government and call citizens criminal who have been released from jail for lack of evidence.
Considering the high cost of living in.....
Florida, you are giving away your services. Out in California they're getting 12-14 cents a line, and that was 5 yrs ago.
More on high cost of living...
That is right about California; in fact, over 15 cents is common, particularly for docs and administrators who are interested in keeping the work local.
not kill any living thing?
oH, what about the plants? are they not living? some worship them too...and NO. I will not leave my God out of anything. My God is in me and I in Him. I will not try to separate one from the other. Sorry if my faith bothers you.
with cost of living going up and MT wages
How much do you think you would need to make a good living. Meaning enough to cover all bills, enough to put some away for a rainy day, and enough to play, like dinners, hobbies, maybe a weekend getaway twice a year. Be realistic. I'm thinking for me, since i'm single, 50k a year.
Second question. If you hadnt gotten trapped in MT, what profession do you see yourself in maybe even earning way more than you can imagine, doing what you love? For me, it would be psychotherapist.
anyone??? ANYONE ???
true...but they are living proof that
at least 6 times he was heterosexual lol.
What is the cost of your living expenses? sm
I would really like to know this as mine seem high. My cost for the bare minimum, not including insurance, medical costs or entertainment, is about $1,800.00 per month.
Is that high to most people? TIA.
you have a bargin cost of living!
Wow!!!! What I wouldn't give to have that as an expense!Here's mine - I live in Ventura County, California, and in one of the most expensive towns of Ventura.
House payment - $2,200.00,
insurances, all - $400.00 a month, utilities - $700.00 a month - electricity, cable is out of sight here and gas is almost double now, let's see, food, gas and personals - about $1,000.00 a month - wow!! It hurts to see it let alone pay it! (of course my home is now worth almost a million with the artifical inflate prices of real estate here).
Of course, that's basic living *grin* ...... nm
xx
It depends what you consider a good living (sm)
Some only need $150 a month for rent so the low pay would be fine.
But if you are pulling your hair out for less than what unemployment pays, I'd take the unemployment. 
no brainer, take it unless your cost of living....
in New York prohibits you from being able to live in a reasonable fashion on that. did you say UNION!!! Your pay will increase way more than the rest of us will ever see!
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