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hey if you can afford it and a supervisor's approval means more to you than cash, have at it.

Posted By: routing is cherry picking. on 2005-08-05
In Reply to: Assigning Can Also Be Good News s/m - Yet Another MQer

i want the luck of the draw.  you think your supervisor is going to pay your bills when she routes crap to you and it takes you twice as long to do a report?  all you do is make her look good and she gets a raise. 


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She could probably sell the purse on the street for cash, then use the cash for drugs. nm
x
and we do pay their salary so who needs their approval. They need ours.
I would love to subject managers/supervisors to QA and have their salary based upon their performance.   Which begs the question, what do supervisors do all day but generate e-mails?  We do the hard work to bring money into the company so a supervisor can e-mail us and what else?
do you have your approval letter
from medicaid? There should be a blurb about how much your household can earn before having to do a change of income report to them.

Yes, I'm sure the approval rating has to do with hate
Do you not know how ridiculous that sounds? I might not approve of things my kids do, but I sure don't hate them. I'm sure there are people who "hate" the president. That happened when he got more votes than Gore and won...and he's been "hated" by some every since. Sorry 'bout that.
so if someone else posts something that rings true, you ignore it? you need adminstrator approval?
first you cry to administrators to fight your battles and now if they tell you that they wrote the post, you will take it to heart but otherwise, you don't care? dano, you need a psychiatrist to see why you need authority figures approval and why you are still tattling to get this authority figures attention. seriously. you got issues.
Agree and disagree -- there is a time and place for discretion -- but it should be with the approval

I used to do shift assignments many years ago ... first off, there are times when you have a newbie (or not so newbie)  who will literally take hours to do a few OP reports, when what you need  is TURNOVER, VOLUME, SPEED ..  in those cases, it may make sense for the overall picture to assign someone new (or ailing) some "easy" work to clear out a worktype ... Ditto, I don't have any problem with requesting (and having request granted) to do certain report types or this-not-that when there is a request for extra hours. If you've already put in your shifts doing luck-of-the-draw, spending extra hours doing the dregs feels like punishment ... and if you're doing an unfamiliar worktype on overtime or extra, your reports will  likely be a burden to QA ... net gain lessened.


There are all kinds of cherrypicking possible depending on the configuration of your job -- switching worktypes, switching accounts, taking a "break" are all ways to pass the exhausting and frustrating on to somebody else ... Oh, and no, I make myself NOT do that ... easy though it appears to be for most people to get away with it.


I once had a coworker (whom I liked) who explained that she HAD to cherrypick because otherwise she couldn't reach her line count within her 8 hour workday ...


I guess we have to wear ID bracelets "no docs not on approval list" nm
nm
Next time I'll run my postings past you for approval then, okay, posting police?
I love the "my way or the highway" attitude. Get over yourselves.
it's spelled right. Exo means outside and you know what phrenic means. nm
:
I just said I DON'T have the extra cash.
However, I'm not going to shop there because what comes around, goes around. If I don't support the other small businesses in my area, they won't support my business or my husband's business.
What about my cash flow problem?
She owes me for 2 weeks work.
Good for you!! We are the same as far as paying with cash.
It was (and still is occasionally) hard to be patient and save for what you want instead of using credit, but it is so, so, so worth it!!  Nothing like peace of mind and not being "owned" by creditors and employers.  Best of luck to you and thanks for sharing. 
Is it unheard of to cash in PTO with national?

I have 75 hours of PTO and wonder if the national I am with (starts with an S and ends with an S) would allow me to cash it in?  This thought just occurred to me so will call HR when I have time to but just wondered if anyone has done this and is it an unreasonable request.


Thanks


Yeah, i need the extra cash
my husband passed away in january. I need the promotion or I have to get a second job and I thought to work at home would be good because I still have a 15 year old at home. Oh well, I was trying to get prepared, but God will provide. I'm sure it will all work out. The hospital I work for has been very good to me so I count my blessings there. Thanks!
The difference between a refi with cash out and a
home line is there is a variable rate with a home equity line of credit. The refi with cash out finance rate is 4.625% right now.
Ew. My DH listens to Johnny Cash and the Highwaymen.
I tell him it's canner music. I've listened to AC/DC for 25 years, but I listen to a lot of other types of music, too. My kids were surprised because they didn't know I listened to AC/DC and they like it, too. They don't like Johnny Cash or the Highwaymen either. At least AC/DC isn't rap or thrash metal. (Angus rules!) My son's learning to play electric guitar and he likes all those old rock bands.
Unless you work in a bank or at a cash register,
doubt they would do a credit check. I remember telling my employer during my interview about my Ch13, explaining the surgery, the divorce, the agony...she sat there and then said "we don't do credit checks." This was at a major hospital. Background checks only.
The reason I don't tip is because I NEVER have a dime on me. I don't carry cash, ever! I don&#
debit card and it's been like that for 4 years. I use a check or credit card for EVERYTHING!!!!!!!!!!!
I havent had insurance in many, many years, I pay cash and like SM
the poster below I usually get a 20% discount, but you have to call around to find out who will give it to you. My DD had to have an MRI last year and I got a big discount on that too by calling around.

Originally, insurance was intended for hospitalization, not regular doctor visits. I dont know how it evolved into this monster we have now, but it sure has driven the cost up.
It's true that if you cash a check, they are no longer liable, but
with direct deposit, we are not given the choice to cash it or deny it. Wonder how that direct deposit affects that choice.
But you have learned nothing. Ever hear of paying cash for what you want, instead of financing?

Buy him a Johnny Cash CD, my kids are singing their hearts out right now to JC.
c
Hey if you have the cash more power to you. Obviously the rest of the country doesn't.
Everytime I go into a Walmart I see poor folks shopping and I never see poor folks in high-end stores with la-de-dah staff snubbing them. We just can't afford the prices independents need to charge the consumer.
Seems to be getting paid with a cash "card" instead of a check. Done at other types of
s
NEW CONTRIBUTION! $100 CASH courtesy of Meditec! Click on Santa's
/
CONGRATULATIONS! Cathy S. on winning $100 CASH courtesy of Meditec!
/
For extra cash I just started donating blood plasma SM

to BioLife, owned by Baxter. They pay about $50 a week for this (put on debit card). Does anyone else do this, and what other things like this is anyone aware of? It's not as gross as it sounds, just like giving blood, and they separate your plasma from the blood and give you your blood back.


slow periods, seek alternative extra cash? sm
Docs, like us, have busy family lives. I found that after Hannukah and Christmas (or sometimes with a break from family stuff) they "catch up" on dictation. Hopefully, this is what still happens. I have a son who is a professional and he likes to go in on Christmas Eve morning because it's so "slow" that he can get a lot of paperwork done. So hang in. Another aspect of today's world is that docs are carrying laptops now as is my family PCP and they are all doing their own notes. I think it's a "wait and see" thing, the world is changing and hopefully there is a survival tool for us somewhere. We are all being replaced by technology, sadly. Only time will tell. I was told several years ago that I should go into "scoping" which is kind of like editing, etc., you go into public stenographers machine gibberish and make sense out of it, kind of like making sense out of what comes back from India. I was offered this but refused to clean up someone else's "mess." Everyone should be thinking of alternative ways to get by, it's never easy. It's sad, as I have put a lot of time and $$$ into a profession that doesn't appreciate my knowledge. From your posts, Blondie, you have a good heart. I hope things get better for you. Try to have a happy holiday. How did you make out with those dogs you took in? Did the owner take them back or at least pay you? This may be an alternative few extra bucks for you. You seem to be an animal lover and a caring person.I don't live near you, but I would rather leave my Golden with you than some kennels around here. Thus, I do not go away if I can't take my dog. Hope things pick up for you work-wise.
I agree -- check, cheque, chex, etc. -- who cares as long as you can cash it? :-) sm
It is rather disappointing to see a bunch of professionals bickering over such a trivial issue. 
I keep the minimum amount of cash in the bank. I may sound paranoid but I fully

there to be locked up.  The banks are scampering around if you notice.  They have written notices that they can raise your interest rate to 28% or more for just about no reason on the credit cards.  I think they have let way too much money borrowed out be on the books, and now the little man is having to pay either with money, or his financial credit. 


If you read about GOLD, gold is selling for a lot, all over the world, even in this supposed stable time.  That's a sign they say that things aren't as steady as the powers that be want you to believe.


Do you have time to waitress? Would be fast cash if you're willing. And home health aides get pai
s
Wish I could afford...
...to do that! I am SO SO SICK OF MQ!!! They are driving me crazy! I am on my 3rd MT Supervisor in three months and still have not heard one word from the latest one. They just don't care about us at all. I understand that's the nature of the biz, but my God, would it kill you just to drop an email and introduce yourself???
Wish I could afford...
my TC? sorry, what's that?
If you can afford it, go for it. sm

Just remember, if you work as an IC you may have a "nonconforming" loan which may give you a little higher interest rate.  If you can document your income with pay stubs and W2s as well as income tax forms, you may be "conforming" and be able to get the lowest interest rate possible.  


If your credit scores are high enough, you can always do 100% finance with an 80/20 loan which will eliminate PMI monthly payment.  Your credit scores need to be 685 or higher for 100% finance.


Shop around for the best interest rate, but DO NOT let everyone pull your credit.  Have one loan officer pull your credit report and ask him what your scores are.  When you shop to the next loan officer, tell them do not pull your credit report, but here are my scores.  Just give them your scores and ask what is the best interest rate they can give you.  The more people who pull your credit report, the lower the score goes.  It drops 2 or 3 points each time it is pulled by mortgage loan officers.


Also, you can buy down to a lower rate.  So, if they quote you 5.75%, you can buy that down probably to 5.3% for 0.375% of the total mortgage you are borrowing (which in reality is 0.375 of 1 point).


I hope this advice helps - good luck. I say go for it!  No better feeling than to own your own home.


I bought a new house last year and we just refinanced and closed on Friday.   That is why all of this information is so fresh in my mind.  Also, my sister is a mortgage loan officer, so she helped me a lot and explained how things work.


Always ask what your closing costs will be - different mortgage brokers charge differently.  One may be $4000 and another may be $8000.  That is a huge difference.   Some want more profit, others are reasonable.


Best of luck to you.


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Which can you afford more?

The emergency room bill....or the loss of your DH?


I'm not trying to be harsh, but money concerns should not keep you from getting medical help when it is needed and warranted.


It really sounds like some kind of allergic reaction.  But it may also be something harmless.  I agree with the other poster about calling your MD.  You cannot fool around with stuff like this.


Me too! I can't afford NOT to be an MT!

Can't afford not to
I don't know how you've figured all this out. I have spent HOURS researching all this becuase when I started with learning MT, I barely knew how to turn a computer on, so I was completely in the dark. The only thing I've been able to conclude for sure is that you will pretty much get different information every time you go to a different site. I have tried soooo many different things and to be honest, I really haven't found any one thing to be much better than another, even the things I've started paying for.
I will definitly make a block of time very soon (tomorrow?) and try your group of programs and ideas and hopefully it will help.
Sure do appreciate all your time and thought into your post(s), btw.
Whether you can afford or not SM
you are going to have to see an accountant and/or a lawyer.  We cannot teach you how to be an IC or how to set up a company.  That is a job for a professional and I would never give advice on either (or take advice) on a message board.
unfortunately I can't afford $99 fee
.
I need a workout! Can't afford a PT
Could not walk for a week afterwards!  BOY, what a workout! My thighs hurt so bad I couldn't even walk down stairs, and I considered myself in shape before I took the class!  HA!  Hang in there, it will get better, and the results will be amazing!
Like ER-MT, I cannot afford to not work
I have four sources for work now:

1. Local account I provide services for another MT who has the account.
2. A small local office that is my own account (2-3 tapes a month that are not usually full)
3. A midsized national MTSO in another state.
4. A small MTSO in another state.

The trick is not having everyone bombard you all at once.
there are ways to afford it

I had the offices to pay for some of it, such as their own recorders.  But if it works for you on tape - you have advantages too like the personal contact on pick up/delivery that breeds loyalty.  Being on tape makes them harder accounts for people to take from you too. 


If they can't afford books
It would take the same amount of time (actually less) to run a phrase through Google or one of the NUMEROUS online medical dictionaries than it would to post it on the Word Board. I, too, can tell on the Word Board which ones are a lack of knowledge in general, and it's kind of frightening those people are typing our reports.

I've seen helpful posters provide links to specialty websites, internet medical dictionaries, pharmaceutical site, etc., to try to help out but judging by some of the repetitive posters, I can't help but wonder if they ever even use the links the MTs have been kind enough to take the trouble to provide for them.

We all have times when we need help (or just a brief brain freeze where we cannot recall a word which I do once in awhile), but many of these posts (i.e., 'what is symphisis pubes?') make you wonder how much exposure to medical terminology a lot of these posters have even had.

Scary, actually.
How do you think they afford their mansions and
expensive vacations? Greed.
I'd love a vacation, but cannot afford it
Hi everyone,
thanks for your posts on this subject. I really cannot afford to take a vacation or even a day off. No one is around to pick up the work that will pile up if I take off and if I take off I don't get paid and since I just went through bankruptcy I really need all the money I can get, but it is nice to dream of the day I can take a vacation and not worry about the day without pay.
You also couldn't afford a breakdown - sm plz
I am a walking burnout factory...  it is so necessary to not be the "yes girl"... take a break at least ONE holiday, ONE weekend and spend it on YOU...  You cannot afford a mental meltdown, which will happen at this rate.  Take care of you, and the job will continue to flow... everyone needs a break.... as short as it may be, it can still be refreshing if you use a day wisely... just my opinion
If you can afford to make the switch
then I would go for it. You will not make $15 an hour with most of the companies out there initially. Research the companies. I would try it PT before quiting my job and going FT with a national. Good luck!
We can't all afford the luxury of "Finding another job"
It isn't nearly as easy to up and quit a job as you make it sound.  What about health coverage?  Most of us have children or medical conditions and need our insurance coverage.  When you start a new job, you have to wait usually 90 days before health care will kick in and, in some cases, if you have a pre-existing condition, they won't cover you.  That is why a lot of us stay.  MQ is very closed in the communication department, so this is our only means of communicating with each other.  And it doesn't help to get bashed by our fellow MTs.  We could use a little patience and little sympathy from our brother and sister MTs.  So you have to scroll down past our remarks, you could be in our shoes and that is much worse.  So next time you want to bash MQers, think about if the shoe was on the other foot.
Life is too short . . . if you can afford it,
xx
Law doesn't matter if she can't afford to take
him to court to fight it. He can do as he pleases and the burden will be on her to go after him and make him adhere to the court order.

Been there, done that. It's an expensive, exhaustive process and, in the long run, she will probably lose out if she runs out of money.

It's sad, pathetic, unfair, immoral, but true.