heaven should be closed to most IRS agents

As soon as possible, talk to an attorney who specializes in this. Ask them if you can file Chapter 13 bankruptcy. In many cases, you can ultimately pay up to 10% of a past owed date.

While this is being haggled in the courts, you can send money, or not. You will have the protection of the federal government, who will handle another branch of the federal government.

Just never miss a single payment to the courts.

• My IRS nightmares - Frustrated
  • heaven should be closed to most IRS agents - Snow Bunny
  • request an abatement - sm
  • Try calling back about a payment agreement. - I have actually found the IRS easy to
  • They will be relentless, been there - Sherri
    • Never, ever ever - Sherri - again
  • IRS payments - Extext User
    • never say never - DumDum
      • Lucky you! - Student loan
  • IRS - clk
  • Ugh . . . - Mimi
  • Don't know if this will help, but....sm - me too
    • Chapter 13 vs 7 - Patti
      • I feel your pain - MT4eight
        • They let you set up a plan? - Frustrated
          • IRS info again - Extext User
          • I don't know about now, but they used to have local field offices. sm - searching
          • I talked to this really nice guy - MT4eight

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as well as doctors and others.  I agree that a business has more value if you are talking about an office with equipment and established client base.  My insurance agent retired last year and sold his business, which was essentially just his client list and their accounts since he ran his business out of his home.  No idea what he sold it for, but I got a letter telling me about the exchange.  There is the risks there that the clients will choose not to stay with the new agent, but many do like me who doesn't want the hassle of looking for a new one.  But I think it is a little different in your situation.  You probably have a contract with your client, which insurance agents don't have, and whomever you sold your client to would most likely have to make a new contract, which the doctor may or may not want to do with someone you just bring it.  Then again, big MTSOs sell off their businesses and it all seems to work out, so maybe it would for you, too. 

They are somewhat different as your insurance coverage is with a larger company and they only act as the agent and get a commission.   When your policy comes up for renewal that insurance agent gets a commission from that company.  But your actual business is with the insurance company.   One of the companies that I subcontracted with sold out but again they had an office, machines, computers, etc.  They also did not let the clients know that it was being sold to new owners for at least six months because they were afraid that some clients would pull their accounts.    But they had the same people working.  But with a small MTSO we rarely have contracts, on a month to month.  One of mine does stipulates that I do not subcontract out and if I were to quit they would find their own replacement -- it is verbal but I would abide by it.  That is how I got it.  But she is talking about a business work probably a couple of thousand a month income if that, and she is not selling anything tangible except for a client who may or may not chose to stay, I would not go for it.    I like better odds than that when gambling.   Again, that is why I suggested subcontracting for a while to see how everything works out.

Can you use mayonnaise, butter or vaseline to smother head lice?
Like olive oil, mayonnaise, butter and vaseline are smothering agents. However, unlike olive oil, these substances are difficult to get out of the hair, particularly in the case of vaseline. Children are often repelled by the smell of butter and mayonnaise and both these substances can turn rancid, and cause problems if children suck on their hair.

Mineral oil (including baby oil) is not recommended because it can be harmful to mucous membranes.

Olive Oil is the best smothering agent. It has been lab-tested and found to be effective in killing head lice. Olive oil has few, if any, allergic properties and is relatively inexpensive. The least expensive grade - pumace or restaurant grade - is best. And olive oil can be purchased with food stamps.

Smothering head lice is a safe and effective treatment option, but it can be somewhat complicated. To smother successfully, you have to be persistent and know when and how to apply the smothering agent.

I need to watch now, getting a bit weary of so many this-and-that contest though.  Awaiting return of Dancing with the Stars though. Loved it last time, so fun fun fun.  I've seen Alicia Keys on Leno, brought back two in quick time, she played piano and say.  She is good and so young, so many of them are so young and really have talent too not just a lot of loud hoopla of this-and-that. 

How exciting for you both.  

don't dictate in the bathroom.  That's waaaaaay more than we want to hear!

I guess I am out of it.  How big of a holiday is this?  All the kids home from school today?  Post offices and banks closed?  Seems rather quiet work-wise.  Wondering if I should start cleaning the house or keep staring at the no jobs to do in my queue.

Thanks!

You know the closed caption on TV programs, especially the Court TV transcripts....I wonder if those are computer-typed or human-typed.  If they're typed by humans, then any one of us could do a hundred times better, as there are typos all over the place! 

While we're on the subject....I wonder how much money a court stenographer makes, and wonder if it's more of a pain than it's worth.  They don't look very comfortable when they're typing in to their little machines.  Anyone know?

on the main board - ha).

Congrats :)