drinking spouses

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I've scanned the archives and either I'm not searching correctly or there's no substantial info posted on this. 

For those of you who've made the career choice that either IC or SE is a good fit for you and who don't have a spouse or significant other on whom you can 'piggyback' for benefits, what provisions have you made for your medical, dental, and vision coverage, life and disability insurance, and retirement funding?  In addition, if you've found a way to provide for this, how and where did you go about finding coverage for yourself as an independent?

I'd really appreciate any help that you can give in this area as I have a once-in-a-lifetime SE opportunity available to me that I won't be able to take unless I can figure out a solution to this problem.

Thanks in advance. 

You seriously think you kid is going to tell you that he is drinking?  Very, very few kids get out of junior high these days without having smoked pot and had some alcohol at the least.  Any parent who isn't aware of that has his/her head in the sand.  Waiting until college to drink is extremely rare.

BTW, go to a a teen AA meeting - they'll tell you that many of them started drinking when they were in 2nd or 3rd grade.  Parents are the easiest people in the world for kids to fool - the kids will tell you that.

I'm not a working MT yet, but I don't see anything wrong with having a drink after work. During work is a different story, that in my eyes is the equivalent to a bus driver boozing it up before his/her shift.

Someone's life is placed in my hands when I sit down to transcribe. One letter out of the way such as an "a" could change the meaning of someone's medical diagnosis. One slip of a wrong medication or dosage and the patient could die. We all know when docs get used to us getting things right, they don't even read what they sign. One pass-over of a word that we don't want to take the time to look up could kill a patient. Don't tell me to lighten up, please. That's your excuse! I have had an anaphylactic reaction to a medication. If someone decided to skip over this or whatever  - I could die, yes, DIE! I would no more drink and transcribe than play Russian roulette with an infant. Sorry, it's probably what you don't want to hear, but I would not want you NEAR my medical history. I once had a student skip over an allergic reaction and instead of looking up the name of it she just typed "the dye". When I caught her on it, she shrugged her shoulders as if it didn't mean a thing. She just wanted to get her line count in, looking things up took away from her $$$.

Please take me seriously, it's worse than drinking and driving. It's a serious, serious thing to do. Alcohol definitely affects judgement and makes you sloppy. Slop and medical transcription do not go together. I don't want to kill anyone tonight, do you? If you want to drink, that's your business, but don't drink and type someone's medical record! Don't bother responding for me to "lighten up" because anyone with half a brain knows I'm right! If you drink constantly, then you're still "drunk" when you get up in the morning, coffee does NOT sober you up. That's BS.

 Put the plug in the jug!

I gave up caffeine a few years ago.  I used to drink 8 to 10 LARGE mugs of coffee a day but gave it up. 

The bad part about being caffeine free was waking up in the morning and thinking "This is as good as I am going to feel all day long."

But....I got used to it. 

 So I'm addicted.....what's the big deal??? But **I*** have never been drunk while at work! I am completely in control of all that needs to be in control for MT work.  You see, we all have our crutches. Some smoke. Coffee is a big time popular drink, don't you think?  Some like to sip wine. Others just have to have rum and Coke.  And, still others will drink Bud Light cause it less filling!  My addiction that I have happily supported all  these years and will for many years to come is Yummy Pepsi!