caused me to go severely in debt
Posted By: been there on 2008-01-09
In Reply to: What do I do about continually late - paychecks?
that 10 years later I am still recovering from - was writing checks on charge accounts to pay mortgage - this was local and when I would go to her house to pick up and drop off tapes I was seeing boxes from QVC yet she said she wasn't getting paid. Still angry.
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This is severely sad and depressing. sm
Sounds like I retired just in time, before our profession started going totally down the tubes. Actually, I believe it already was on its way down really more than three years ago. We all worked so long and hard to build ourselves up to professional standing and recognition--not to mention decent pay because we're worth it--only to end up as factory girls again. I hate that.
While AAMT does have a good QA program, they severely lack in other areas.
p
Do you know what caused the ....sm
water damage? Is it something that could happen again like flooding?? I would certainly wait until after inspection. Personally, though, I would probalby keep looking. Do you have a realtor? They could answer your money questions.
Considering they have just gotten out of debt,
it is very accountable for them NOT to get back into it by donating responsibly.
how far are you in debt?
 Just curious as to where I stand, thought it would be interesting to find out what the average is in a forum like this.
school 3200 (in forebearance at the moment, original loan 6000 in 1994, three deferrmants)
car 6000 (1999 chevy, original 12,000, backwards on loan, brakes going fast).
credit cards 8400 (just paid 2000 to one, first priority to pay off, debt contributed by ex).
hospital 4000 (major operation, no insurance, total bill 10,000 in 2001, lived with parents almost a full year to pay off half).
Well, thats mine. Please share yours.
debt
Approximately 25K. Would love to have a plan that really works to pay off in 5 years. Anyone know of one?
If you are truly serious about getting out of debt....
I would really suggest getting your hands on a copy of "Total Money Makeover" by Dave Ramsey. It has changed the outlook of our family totally and we are on our way out of debt one "baby" step at a time - we've already paid 3 credit cards off and are going to be debt free (including our vehicles and our mortgage) in less than 5 years - credit card debt (to the tune of about $28,000) will be gone in another 17 months. His method is working for us. We tried debt consolidation by credit card and by "equity line of credit" but this only treated the symptoms and not the actual problem. Hope this helps you if you're TRULY wanting out of debt. It really motivates you as you go along, too ! Nice to write those zero balances off of our refrig !
Hey Susan..I don't think it really caused any flames.
x
I bought one of those cat fountains and it caused
A brown area on the white fram around the plug. I sent it back and got my money back. Most of this stuff is made in China now and I think they use cheap wiring. I was glad I was home and noticed it because it could have melted the plug and started a fire.
Did try - it caused my supe to giggle :{ NM
.
I am pretty sure braces CAUSED my DD's TMJ
She never had it before she had braces, and has had it ever since. I started to do some research on the web about it, and it seems it is pretty common for orthodontists to line up the TEETH, but not the jaws - which is kind of a DUH thing to me. I mean, you would expect an orthodontist to know they needed to have both in line, right? My DD's teeth look beautifully straight, but her jaws click and sometimes get stuck.
I have heard that this can often be caused by stress.
In the early years of my first marriage, my husband soaked the sheets nightly. He was in the middle of a nasty divorce and child custody case. When those issues resolved, the night sweats disappeared.
Thanks for the input. It's not debt, as we
don't have anything besides a mortgage and one loan. It's just tracking the finances. I've been thinking about switching to a cash basis for everything instead of using checks or Quicken. It would speed the process up a lot by not having to balance the checkbook or enter everything into the computer. I already spent an hour this morning trying to balance the checkbook because somebody can't save receipts, write down amounts or use duplicates. I give up...
I also need debt help. Any advice.
because of slow work this winter in MTing, but now with a new job, maybe making more to finally get caught up, our mortgage company is threatening us. I only owe 1700 over but that is a lot when you don't have it. This is not FHA loan. Has anybody else been in this position and what did you do.
When the CC debt is paid down
9 months and counting, then I can relax a bit
True, this is just until I pay off some debt. And 1 job
p
Here's a different perspective on what really caused lung cancer.
http://www.vialls.com/transpositions/smoking.html
That is what caused me to be unable to transcribe anymore.
I have to do QA now and it is a good thing I like QA, but I cannot do anymore transcribing due to the mess it has made of my back and to my hands/wrists. I also did minimally 2200 lines in 5 hours and have done as many as 3200 before. Those were the good ole days. Do it while you can because at that rate, it takes its toll on our body.
Apologies all around, we experienced a glitch that caused
the content on the inside of the post to not belong to the original job ad post. The error has been rectified.
Unfortunately, CS seems to be the easiest debt to skip out on
You'll get into more trouble if you bounce a $25 check. I have used one of those private agencies because my ex had moved out of state and once that happens, if the ex doesn't want to pay and moves around in jobs, you can pretty much forget about getting anything.
The private agency works a lot faster, but the contracts are very complicated and you are pretty much signing up for the life of the CS obligation; otherwise there has be nonpayment of CS for a year before you can end the contract. And yes they take a big chunk of money but at the time I thought it was better than getting nothing at all.
But in the end, once payments have been established, the private agency ends up filtering the payment through your local CSEA anyway.
I think your best bet is to use some kind of locator service and if you can get a good address provide that to your local CSEA.
I wish they had an "America's Most Wanted" for deadbeat dads/moms. It's amazing to me that it is seemingly so easy to stop paying, change jobs, and just not be found.
About 50K in debt not counting mortgage. nm
x
I also tried debt settlement and I am now also being sued.
I spoke to a bankrupty lawyer and he said absolutely go for Chapter 7 but I guess I just wanted to here from somebody else who has been there. Thanks.
Try debt counseling first - if that does not work - sm
it will at least look good to the judge when you declare bankruptcy. I do not regret declaring bankruptcy at all - got a lot of pressure off of me when I needed it. I started all over, and now I am so much wiser so I don't get in that circumstance again. It doesn't take long to rebuild, either.
Desperately need debt consolidation help.
Can anyone recommend a reputable debt consolidation service that they have used to help successfully get them out of debt? I just want to break down and cry, but we have to do something as our credit card debt/medical bills are through the roof and unmanagable due to tough times findings jobs, etc. Thank you for any advice you can give. 
I knew someone that did get in debt overnight due
to illness. The bills were higher than any loan would cover and they wanted their money then. In that particular case, BK was the only answer and this person got it in about 1 week before the new law took effect. The individual will be able to purchase a home I believe within 2 years and has already received offers for credit. That was under the old law.
The new law makes you take a course I believe 6 months before you can file. I believe you have to qualify if you want all your bills discharged and they make it harder to get that done, i.e. you have to make a certain income only and anything over that, you have to pay back over time and it is still BK.
With the new law, I would weigh it carefully. Not everyone has emergent medical illness which might necessitate taking this step and it is automatically assumed they mishandled their affairs. This person raised her children alone and just did not have extra money in the bank for bills totaling over $150K. In that case, she was warranted in filing.
chapped lips are caused from dehydration in the beginning and sm
chapsticks are a chain reaction causing continual need.
I read a book once that burnout was caused by being out of balance. sm
Working too much and not giving time to other parts of your life is the culprit in the job arena. Variety is the spice of life, so focusing on balancing your job, your need for a good cash flow, with times to enjoy yourself is essential.
It takes work, and fortunately I have an S/O that demands that I take time for us to have fun and for "me" to have fun as an individual.
Mwahahaha. Just call me the dealer that caused the shuffle. SM
I'm like you, I couldn't understand how this particular subject could cause such a ruckus. I got a little picky about how the question should be answered because there are many variables when talking about line counts.
So I'm just going to give my answer and hope that this helps you.
I work 8 hours a day and my line count is based on a 65 character line with spaces.
In an 8-hour day, with very few interruptions, I produce 1800 to 2000 lines a day. If the kids are home (as they are today), my production will slip to around 1500, sometimes even lower, but let's not talk about those days! 
How? I've done pretty well staying out of debt, but
I'd like to get some money set aside for retirement and pay off my home. Any advice you can give?
If you have the time to get down and dirty with some low-life bad debt,
As for me, I live and learn. Ever hear the phrase cut your losses. The more time you spend chasing down a bad debt the more loss you incur.
My headaches were caused by a bad chair! My boss told me about the same thing and sm
I went out and bought a new chair. No more headaches. That was 4 years ago and it still ticks me off that I had a headache for 5 months that no one had a reason for. Turns out that my chair was tilting funny and I was over-compensating for it without realizing that it was off balance.
Because it is hard work to collect and once you know a company is a bad debt,
Got to know when to hold them and know when to fold them. She already lost on doing the work. Now she loses doing the collection work.
Bank debt/check card? Same thing?
Is the prepaid visa card the same as a bank debt or check card?
Yes, I work 80-90 hours a week. I am going to stop because life is passing me by and it has caused
depression. There is no way mentally or physically you can keep up the pace. It is finally getting to me and I now realize there are more important things in life than work. I have been a workaholic all of my life. It started as an escape to a bad marriage but I ended up missing my kids grow up, I've lost friends because I have no time for them, and this is my last chance with an 8-year-old child left at home to get it right and put my family first. It means giving up a lot of "material things" but what do they matter when all you need is the love of your family. I'd never recommend this to anyone. 
I did. I never have regretted it. We filed 7, I beileve. All unsecured debt was wiped out. Kept my
xx
Sounds like Rodney King after he wreaked havoc and caused a great race riot.
Quit calling people FOOLS and then asking if we can't get along.
All I know is it caused the company I work for to be unable to do all work due today and the rest
:+
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