call credit card people immediately
Posted By: fg on 2005-07-20
In Reply to: Need some advice - Poor MT
and dispute charge (the back of your bill should give you the procedure on this) WRITE down everything you have done for the record. Yes, you absolutely must contact someone who knows something at hotel.com and be sure you contact the Atty General of your state and the state where hotel.com is headquartered, not to mention the BBB. Hotel.com has just got a load of bad publicity - don't forget to point that out to them. They also need to reimburse you for any charges incurred.
Be sure to keep a paper trail...emails will work. Good luck to you.
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Call the credit card companies and ask them to lower your rate. sm
Tell them you are having trouble and you need a lower rate. I would try that first on your own. I have done it and went from 14.9% to 4.9% on my credit cards. I can now pay them more monthly than they ask for and I am on my way out of credit card debt.
Consolidation companies, some, charge a fee and it goes on your credit report as "write off or bad creditor". If you have no success with the cc companies yourself, than try a consumer company to help you.
Good luck to you!
Indian call centre credit card 'scam' exposed
RE: Symantec (Antivirus) customers credit card information being sold.
http://www.theregister.co.uk/2009/03/20/call_centre_credit_card_fraud/
Oddly enough, if I don't use my bank card as a credit card in the billing cycle, I get charged fo
x
No credit card is a good credit card.
Just kidding. I'd suggest not using credit cards to pay debts. It'll only dig you in deeper. Look into a signature loan or putting a lien against a vehicle or house. Lower interest rate, pay off sooner.
Debit card. They've got the credit card logo on them, so they
can be used anywhere a credit card can be used.
Credit card? I'm not sure either.
NM
How do you rent a car without credit card?
I only use my debit card now. However, how do you rent a rental car without a credit card?
Credit Card Consulidation
These offers for credit consolidation sound good until you read the fine print. Basically, you are taking out a loan for the amount of your debt. If you miss a payment or even are one day late, you can end up with huge, huge interest charges added to your bill. I thik a lot of people go bankrupt falling for this scam.
get a credit card just for your IC expenses
it will keep all your expenses in one place and you won't need to keep receipts, just the credit card statements. Other than that, track mileage, though to be frank most people will just claim an average mileage and then create a mileage journal if audited. Also if you will take the home office deduction, you can claim percentage of heating, etc. but easy enough to do that. Might be worth your while to consult with a CPA if you take the IC job, and then the first year that you do your taxes. He can explain everything you need and then you can take it from there. Just one or two more forms to fill out, nothing earth-shattering.
A credit card separates
personal purchases from business purchases and simplifies bookkeeping. No need to keep multiple receipts, just credit card bills. You need to HOLD money in 2006 to pay tax bill FOR 2006 when due in April 2007. At that time, the IRS will send you a notice that your underpayment is too great and they would like you to file quarterly. Then, as said, you only have to pay 100% of what you paid for 2006, divided into 4 quarterly payments, across 2007 in order not to get a fine, even if you make lots more or lots less. Come April 15, you settle up the difference again.
Oh, not this discussion again. I haven't had a credit card
account in over 10 years now, and I do just fine. That includes reserving hotel rooms and rental cars, buying plane tickets. I live on a cash basis within my means. Nobody needs a credit card.
In addition to your credit card receipt you should
get a printout of your payment and if they don't offer it, ask for it. Be sure to check right away that they are showing you paid and if you have a receipt your payment was put in the system, which should eliminate this issue in the future.
Billing an insurance company will give the insurance company a good laugh and will probably create further problems.
New credit card interest rates (sm)
Wondering if those of us on this board have noticed that credit card companies will be increasing their interest rates along with the minimum payment due soon. How will this affect some people who can barely make the minimum payments now. Any insight greatly appreciated.
Purchase date on credit card
x
is it safe to apply for a credit card
over the internet? I hesitate to give out social security number and personal things on the net. Is it okay or not? Thanks
Credit card/income question. sm
I got an offer from Capital One for a personal credit card. Credit not great, but I figured they checked it before sending offer since I have a business card and they check with CRA every month.
Anyway, they declined it. They said I didn't make too much. Said they would not put denial on credit report. Want to find out how do they know how much or little I made since that information is not reported. Do they go by FICO score? Just wondering if anyone else had this problem.
2 days, minimum. Call immediately or give it up.
x
Had this problem before, and worked for a credit card company too
I also had problems with travelocity, which ultimately was routed back to hotels.com, where I booked it for one date, they reserved it for a different date, and I ended up having to pay for both dates, PLUS a HUGE fee. I challenged them on it, but nothing ended up happening, other than me biting my tongue and paying it.
HOWEVER, since you were told that they would credit the amount, you need to talk to Hotels.com first. Make a concentrated effort to speak to supervisor after supervisor until they give you an apology and credit it. ALSO (and, if they refuse to give you the remaining credit), call your credit card company and explain the situation. They can do a few different things here. They can, and probably will remove the over-the-limit fee for you, if you explain the situation, as long as you don't have a long over-the-limit history. Don't let them tell you that they can't remove it, just keep going up the chain of command until someone does. All CSRs in that situation are able to remove the charge, and if they don't, ask for their manager (they will just put you through to a phone queue where the people have higher capacity to remove stuff like that). The second thing that they can, and will do, is, if hotels.com won't do it, you can dispute the charge, explain what happened, and it will be removed while they research it. Most of the time, they remove it and you never hear about it again, other than to tell you that it's been taken care of. If they decide it was a valid charge, which they won't, they will add it back to your credit card balance after getting hotels.com to prove that they provided the necessary service.
Make sure you contact your credit card company, even if hotels.com refunds your money, at least to get the over-the-limit fee waived. I would still dispute the charge, and that way, it is covered if they say they are going to refund it and don't. If you dispute it, and they end up refunding your money, just alert the credit card company, and it will be a wash. Good luck! 
Do not close credit card accts with 0 balance
I get offered and have used no interest credit cards for years. They are usually no interest for 1-1/2 years. When it is time for them to start charging interest, I roll them over into another no interest card. I have never closed an acct, just cut up the cards and forget about them. My FICO score is excellent, as is my credit. I get offers for no interest cards at least once a week so it obviously hasn't hurt me.
could it have to do with the class action law suit, my credit card company did that once...
they sent me a check of some money they supposedly owed me because someone filed a class action suit regarding their not posting monies received the same day and therefore charging people late fees, etc. I got like $3.46 for something or other.
perhaps it was a class action suit that was filed, and then of course MQ would have to go back and pay any monies due to everyone regarding the line-count discrepency issue.
maybe I am way-off, but if it is on the QT, that could be why. once they pay you off, they are no longer liable, right?.
anyone else have any ideas?
Looking for best credit card, visa,mastercard or amercian express
need to consolidate some bills,
They hand your credit card #'s when processing orders - why not mail?
It is common knowledge inmates work by processing internet and catalog orders. They hand credit card numbers every day. How can you even trust to place an order anymore, not knowing who is actually processing your order? It is surprising what inmates are allowed to do. Some live better than us behind bars!
I renew my subscription to Norton each year it is due by credit card through them on the internet.
If I change computers how do I get that back into the new computer as I dont have a disc or anything I just do it over the internet. I have the original disc that I purchase 2 years ago but have since upgraded over the internet as I said.
Such lies. Just yesterday I had a payroll problem. 1 phone call, person answered, and IMMEDIATELY
remedied the situation. There are always people there to help us. Wendy is just lying, and like I'll bet she's lying about her name! Its sooooooooo stupid to do this stuff when you're a disgruntled ex.
Charge what the credit card companies charge when they don't get paid on time!!!!
I cannot stand people playing the race card
This is no race issue on the View.......this is merely Star *pulling* the race card.......
Won't miss her in the least..........
great website for credit and credit cards, interest rates
great website
Has anyone used a credit counseling service to consolidate credit cards?
What was your experience? Was it worth it? Which ones are credible?
People know not to call me
on Monday nights. Can't miss a minute of it. I think it's best show also. Poor Edgar!
I'm not defensive at all. I think people who call
others fools because they can't appreciate humor or don't like their views are the people who are missing the point and can't see anything but their sorry situation. When you sit in judgement of others from your high horse of course you can't find humor or anything else. Really get over yourself or crawl back into your imagination where you are queen.
The people who call me from India are AM
ALWAYS polite, agreeable, call me "ma'am", say please and thank you, etc. They at least attempt to seem concerned with what I need from the company.
ANY MQ SE PEOPLE GET THE PHONE CALL YET?
What is this all about?
Here we go again. You call other people liars because YOU can't do
what we do? That is just not very nice. Think about what you've said!
I do acute care. I wouldn't touch clinic work with a 10-foot pole, because I'd starve. Operative notes only, but for four hospitals in one state and one hospital in another state. I don't usually check my line count every day but I can tell you that I do 150 minutes in 5 hours just nearly every day. Rarely do I work longer than that.
Please be nicer to people who have come here offering to help you. I'm not selling anything and I never was sure the OP was, but every time this subject comes up, people come and try to help, only to be called liars and scoffed at.
I hope I don't get myself banned from the board for this, because I'm telling the truth.
No I don't call people from the internet...sm
Never really thought about it.
Funny how people call you 'racist when you
Ever call people you meet online?
I feel a little weird calling someone that I met online. Yet several people have left me their phone numbers to call them just to chat or some ask me to IM (instant message) them. Are they too trusting? Am I too mistrusting? It just feels weird to me. I am on my own. No kids or anything. Soon to be 45 years old. So I guess maybe that comes across in my e-mails that I am lonely and they are just trying to be nice. However, I would prefer just to leave a message on the message boards like this one or send an e-mail. I guess I want to know if others are exchanging phone numbers over the internet and IMing people they meet over the internet? The people I meet are usually people suffering from autoimmune disorders or people in chronic pain. They are usually responding to a message I left. I can't do anything about this condition so I try to focus on others and offer whatever words of encouragement I can over the internet to those suffering.
People may call repetition of this thread 'boring', but - sm
I think it needs to be repeated over and over again to anyone who will read and/or listen, in order for this truth to finally sink in. Many of us seem to have been brainwashed by the industry's rhetoric about a 'global economy' (i.e., lowering of living standards in the US?), and 'that's just how things are, now - get used to it.') I think the future of MT as a US industry, as opposed to a purely offshore, sweatshop industry, depends on this message getting out there.
I totally agree...how old are we to call other people stupid???
Give me a break...we do not go to school for countless number of years and just because we have to correct a doctor's spelling on certain things, doesn't mean we are smarter than they are...give me a break...if you were expecting to making 75,000 in this field you made the wrong career decision...how about a little bit of respect for a fellow MT...
oh sorry grammar police...but you did call people stupid..
that was not taken out of context
Same people who properly call the bird African GREY
.
I used to send a card and gift card to my direct supervisor, but that's it. sm
She was the only one who knew me as more than an employee number, and the only one I had any respect for.
CREDIT, everyone is living on credit, and from what I see
with a rather, 'might as well, we have no future' kind of attitude.
our credit cards are maxed out, we are buying gas, food (which I swore I would never do, how stupid - all that interest for food, yuck!), paying bills, and we would not have survived without them. now they are maxed out, and we are not making one bit more than we were.
glad things must be going so well for you, but look around in your own neighborhood.
the gap is closing between rich and poor. like it is in somalia, for example.
call us doomsdayers, but I call it protecting our own interests.
why is it the only people who are supposed to care about themselves are the rich?
We will get on that immediately!
He has had a part-time job all along. He works for a landscaping service in the summer months and for a local jewelry store during the winter months (but being a student, neither job pays very much) and has paid for some things like his books, spending money, gas money, etc., so he is helping a bit. Thank you SO much for pointing me in a direction. I have felt so helpless!
I'd be looking for another job immediately
Jump ship ASAP.
That's when immediately
using the Undo button can be a lifesaver.
Has anyone disconnected the internal sound card and replace with another sound card?
I am having problems with my sound on one of my computers. Several different ExText program have been on it so I don't think it is the program and the sound is just now as clear as on my other computer. Has anyone switched (disconnected the internal sound care and replaced) to a new sound card? Did it make a difference.
Everyone on this board is so knowledgeable, I really appreciate you. You have helped me many times.
Well, they said I could expect OT immediately..??
We will see on the production. I was told the accounts were overburdened with work and there was a bounty of OT being offered.
We will see.
LEAVE SS IMMEDIATELY
guarantee they are stealing your lines. It's a shame, but they are the worst!!!!!!!
Find a vet that will see you immediately
last Thursday from renal failure. I hope things work out for the best for you. Hug your kitty and let him/her know it will be okay.
and by disclosing it immediately...
it would have changed WHAT? Not one thing...it's not some big conspiracy or something like that. It was an ACCIDENT...
And on the subject that Clinton didn't shoot anyone or start a war in Iraq, no he didn't, he just had sex with younger women in OUR White House, cheated on his wife, and paid the Iraqis so he wouldn't have to deal with them....real big man, huh?
You could have had your answer immediately
just by clicking on the underlined (i.e. clickable) blue term MTSO in the OP's post. That's why it looked like that.
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