be sure your insurance will cover surgery AFTER sm
Posted By: MDmt on 2006-06-23
In Reply to: has anyone had a gastric bypass...sm - passing through
he's going to lose so much weight the skin will be hanging and a lot of insurance companies will not pay for "cosmetic" procedures like tummy tucks, etc. to get rid of the excess skin. Just be aware. Good luck!!
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There are some short-term insurance policies out there that cover you betweens job but do know that
they will not constitute as having "real" insurance thus the same has having had no insurance for those few months. I stupidly got a short-term policy for three months until my new insurance would kick in and it ended up not meaning anything to my new insurance. I had to wait a year for my preexisiting. This was Regence Blue Shield and others could be the same way. If nothing else, get a cheap high deductible plan ASAP to kick in right away if you dont want to take the Cobra.
accounts. Pay own taxes & insurance, charge to cover it all & to pay yourself a good salary.
nm
Don't you have to have insurance to have the bypass surgery or the lap band? sm
It may take her more than 4 months to even get a start on checking into surgery.
My understanding is that you have to have exhausted all other weight-loss options before you can even THINK about surgery. Then you have to have psych eval, CPE, lab work etc. The BMI also plays a part as well as various co-morbidities. If she has until 2/2009, it may very well take that long just to get into a doc, surgeon, psych etc. and then the insurance company has to authorize it to boot.
Good luck Siren, I hope all works out well for you.
All Chris did was cover the band Live's cover of the song. He
didn't do anything special.
I was transcribing a surgery once, the surgery was over and the doctor was dictating
from anesthesia yet. Anyway, the surgeon dictating stopped dictating and said "Hey Mary - is this one big enough for you?" It was obvious he was talking about the patient's PENIS! I thought HOW EMBARRASSING! I hope they didn't make fun of my anatomy when I got my tubes tied!
New job first, save sick time, then surgery or surgery first?
I’d like to go back to medical secretary work. I’ve had cortisone shots in my ECU tendon 3 or 4 times and was warned not to have too many or my tendon could rupture. It’s been very weak for a year or so and my left wrist is smaller than my right wrist. I can’t type at all with my left pinky so I think it’s ruptured. I have Word auto correct and Instant Text set up so I very seldom type As, Qs, or Zs. I haven’t had surgery because I have my own account, no subs, a DD in college to support, and no disability insurance and didn’t want to take time off work for surgery. I do have medical insurance though my DH.
I’m debating whether to get a job, save up sick time, and have the surgery while getting sick time pay or have the surgery first without any sick time pay.
I’ve done medical secretary work before. I figured if I use Word there I can save their Auto Correct and transfer mine. If they use EMR, I can make my own shorts to stay away from Q, S and Z. I could only accept a job where I don’t type for more than an hour straight, which is what I do now. Then I started worrying about what if I have to use someone else’s computer? What if I unexpectedly have to type more than an hour?
I think I have cold feet about getting a job outside the home after over 7 years at home AND I’ve had cold feet about having surgery! Can someone help me think this through logically? I can’t think straight when my feet are cold.
Surgery/Plastic Surgery Transcription
Hello. I am considering taking a position in the field of plastic surgery. Can anyone recommend a way to pick up on the terminology FAST?
I bet other insurance carriers have insurance for their employees. Why not Wal-Mart? nm
:+
It is about more cover up
There isn't one thing liberal about it. It is about, as noted, covering it, glossing right by it .. better than the rest of us .. rules don't count .. do what you want .. you run the show attitude that these idiots have adopted in their bid to right wing the world and do what they want. Does Dick Cheney really need to be out shooting birds??? My God, he actually makes George look like the smart one now!! Scares me too death to know these fools are in the woods playing with guns.
Just have to cover yourself
I have an account that asks that I not use subcontractors but for vacation it is okay and I know if I had a two week illness or something they would be okay with it but for everday use, they don't want anyone but me. But again, I only work with verbal contracts and I know that means I could be let go at any time but so could they. I have asked my accounts every year for the past seven to ten years if they want a contract and they say no need for it. So we just keep on plugging along with each other.
Most likely will not cover
Unless they are considered a "dependent" and living with your or their main residence is with you when not attending college, they will not cover. Once they reach the age of 18, they must be attending college/school full-time and you have t have a form filled out by the school. Sorry.
ps CTA meaning to cover their a**.
x
Is this the same as Sheer Cover?
and wondered if it was any good; it's less expensive than Bare Minerals, I think. It seemed that in the infomercials, they applied a lot of concealer beforehand, so I was wondering what the difference was from using liquid makeup and then powder to set. ?
I use Sheer Cover . .
They let me order only two times a year. They also break the payments into two payments. I was going to cancel, and they said I could get the kit without the face wash and moisturizer, so it's a pretty good deal. I like it very much.
You can cover dependents (but I think it's SM
pretty pricey) and office copays are $20.
WC does not cover CPS any longer. They sm
have determined that it is not caused by typing. Can you believe that?????
Take the cover off the litterbox.
/
Cover letter
I am a professional resume writer, as well as an MT for some years now. It is advisable to send a cover letter with the resume as it shows you have an interest in the company and it is a means of introducing yourself. If I can be of further help, please e-mail me.
So, if I hire someone to cover a specific
eight-hour period and she decides she wants to stop after six hours and spend the last two hours of her shift making dinner, how is the work that comes in during those two hours supposed to get done? Or does that not matter in your world? I have contractual TAT to meet, and I determine schedules on that basis, not on someone's dinner plans. If an employee of mine agrees to cover a specific period of time but fails to do so for something other than a legitimate emergency (and the OP was clearly already making plans not to work the full eight hours of her shift), then that employee is fired. I can do that. I have done that. I don't care how much work gets done in the first six hours. If someone has a specific eight-hour shift, it's because there is work to be done during all eight hours. Leaving the last two hours of work undone on a whim could put me out of business. I will not allow some little princess to do that to me.
A good of thumb is 30%, that should cover everything.
x
Well, I read in the cover story of the TV...sm
I read in the TV book a story about this season of the Sopranos and they did say Tony does get knocked off....but Uncle Jr is the only one in the house, completely flipped out, and Carmela is out and about but about to get in her new car and drive home. I'm thinking that Tony dies and she has got that new car and perhaps the police will think she had motive to kill him........ohno....
Uncle Jr is totally *out to lunch* at the moment in my opinion.
Thanks for the optimism though!!! 
question about cover letters
If the job ad says send your resume, do you send a cover letter also?
When account specifics does not cover
I usually refer to BOS and it states to add the year if not stated - if you are sure of the year. Also - interestingly enough - it says if you are doing long dictation and doc says labs done on April 4, 2006 are.........and then says additonal labs 4/5.... okay to used slashed date - this is on page 121 of BOS edition 2 if you are interested. That being said don't think you would be WRONG to leave off the year if it is verbatim account :))
The disney tickets cover 4 parks so you are not set in where you go- sm
They cover Disney, Epcot, Animal Kingdom and MGM-Studios. With a park hopper pass you can bounce between all 4 Disney parks in 1 day and it only counts as 1 day/ticket. Without the hopper option you can only go to 1 park that day, of course these are a little cheaper. Check out the Disney web site, it will explain all the ticket options so you know what to ask for when you do get your tickets. Universal is separate, is 2 parks in one basically, one side is more kid oriented than the other. Sea World is separate too, they have a few rides there now too.
homeowners ins doesn't cover this? *curious*
I have an HMO for Small Business Owners. I also have homeowner's insurance and I have my computers fully stealthed (per HIPAA laws) so no crackers/hackers can gain access. Actually I have many programs protecting all this medical record stuff. But I thought homeowner's covered the professional liability insurance when we own our homes and work from home (?)
Oh well, I am sure that Florida will be one of the last states to change over for MTs. *lol* - perhaps by then, I'll be out of the business/retired/permanent vacation...isn't THAT wishful thinking now?!...HAHAHAHA
I use the stereo headphone type that cover - sm
your whole ear. My first set (Aiwa) cost about $30 and lasted about 3 years, second, bought an expensive ($130) noise-cancelling set (Sony). They lasted about 18 months and were not as comfortable and went bad (one side has a bad hum to it now and are unusable---cord pulled out from plug --I unplug them at least several times a day to listen through the speakers --helps me get words I cannot "hear", guess it could not handle that). Just got a set of Maxells for $35, also noise cancelling (don't use that option though), that are very comfortable, block out lots of noise and with any luck will last a long time. I may just go buy another set now so I have them for backup when the time comes, hopefully in 3-4 years. --So obviously it depends on the brand and how hard you are on them.
They can't "tell you when" to work, but if they need someone to cover certain hours ...
such as noon to 8 pm it's up to you whether to accept the work or not, you are still an IC. I had a job doing radiology where I "had" to be online between certain hours and work had a 4-hour TAT. I was an IC, I only had to work those hours because I AGREED to it. So in effect I did "choose" to work those hours, I could have turned down the job if I didn't want to work those hours.
cover with thiamine and (s/l) serafellon for alcohol abuse
Got no help on word board. Running out of time.
Thanks in advance
No extra pay here either- IC gotta cover my client's account.
x
Loreal will cover the gray. Try an ash blonde shade. SM
That is what I do and when my white starts growing in at the sides, it blends in nicely. Looks like highlights.
Professional color looks amazing, but costs a fortune. You can do it yourself, but don't use the inexpensive brands, stick to the better ones. They will cover the white.
Your cost estimate is about right. Lots of insurances don't cover it. nm
When I was considering it, my insurance (Aetna) wouldn't cover the Band and I seriously considered going to Mexico to have it done (about $7000 at the time). I decided on a RNY instead, but Band surgery out of the country can be a great option if its researched thoroughly.
Don't think the worker privacy acts cover discussions such as this...
more likely they cover things like credit reports, evaluations, etc. It's rude to discuss in front of others, but not illegal...of course, in the US you can sue for anything.
does workman's compensation cover us for carpal tunnel? nm
x
minimum wage laws cover employees only - nm
x
BK does not cover student loans or IRS owed monies. bummer.
x
Not the OP, but the Sted's Ortho & Rehab Words is invaluable and should cover
s
True but that is to cover the expenses like rent, office supplies, sm
manager salaries. That does not include payroll that is based on service.
A good example woould be this: You are starting a book store. You need to plan the original inventory and six months worth of expenses. If you sell that inventory, you use the money from that to buy more books. If you do not sell any at first, you can stay in business for six months while you get noticed.
With transcription or any service business, you need enough in the bank to cover the same expenses, those that can keep you afloat while building your client base. However, you only hire more people as you get more customers. The payroll does not figure into the 6 months as it is based on what you provide, whereas the 6 months takes into account what it takes to get it going even if you do not have 1 employee.
Very, very few companies can have $800,000 lying around. If they did, they probably would need to invest it in equipment or spend it in other ways or the IRS would consider it profit and tax the heck out of it!
Always! When emailing my resume, my email acts as my cover letter and when faxing, I always have a
Your cover letter says much more about you than your resume ever can. Your resume lists your education, your jobs, and highlights your skills. In your cover letter, you have an opportunity to sum up how many years total experience you have and get specific about certain things you've accomplished at certain jobs.
you get a network of MTs to cover as backup whom you can trust. kinda like docs are "oncall"
network with MTs, you cover for them, they cover for you when times are necessary or take your laptop and go mobile if you wish to not do that.
Who designed the cover for Guide to HIPAA Privacy Rule published by Stedman's?
nm
23K a year - not taxed. Women must walk behind the men, be quiet, and cover their face and head.
They would send me back home in about 2 days or just plain shoot me. I would never make it there.
I checked into it a while back and that was the salary then. It could be more now.
They do set you up with a home and housekeeper free of charge for the length of your stay. I know I would not adjust to their way of life, especially having to walk behind the men and being quiet about everything!
surgery
My son is having it on Friday in Dallas by the doctor who invented it. He has guaranteed it will work for him even with his astigmatism. He said he underwent five solid hours of testing today and the doctor told him to stay away from the 500. per day, 15-minute exam places.
If you do not want surgery,
You can have your dentist make a nightguard for you, and a chiropractor is also helpful for manipulation. For a quick fix, albeit temporary, you can go to a pain management physician for steroid injections into the temporomandibular joint. If treated, symptoms can abate without surgery. Hope that helps.
LOL and even after ALL that surgery...
x
Eye surgery
My son had this done last summer when he was 4. You can E-mail me if you have any questions.
Had surgery
I just had this surgery last week. Go to the surgeon and have him submit it to the insurance company. If your BMI is near 40, and/or you have other medical conditions as a result of obesity, most insurance companies will cover it; although some do make you jump through hoops to get it done. Just have to work with them.
Surgery
Just to let you know the condition I am in, and I am not looking for sympathy here, but I had a major foot surgery. I was born with clubfeet. I had to undergo a calcaneal reconstruction due to bone damage, and I underwent an Achilles lengthening and reattachment. I was totally non-weightbearing of the right foot for 8 weeks, and then another 8 weeks of rehab. Again, my doctor did not want me to go back to work yet, but due to the insurance and FMLA situation at work, I had to go back.
I am just belly aching I guess, but it just seems that this other FMLA person gets away with murder. I am more than willing to work 4 to 6 hours a day, as my foot withstands it, but it would mess up my insurance coverage, which is the only reason I have stayed at this facility for as long as I have. Such is life!
I just had the surgery - sm
I waited way too long before taking steps to stop it. Good for you for doing this now. Make sure to get an ergonomic keyboard and mouse. They have new ball mice (is that right for multiple mouses??) that is supposed to be really good at preventing cts. Taking breaks and wearing the splints at night are the keys though I think. Hoping that you can stop this in its tracks.
IMO, you should have the surgery before
trying to hold down a typing job. I need some surgery too (different type) and don't have disability insurance. I am trying to hold out until the stimulus package check comes (I know, I shouldn't hold my breath) and will use it to pay the bills while I am laid up. I also have health insurance, so that is not an issue, thank God. Good luck!
Brain surgery... ha....sm
when I thing of some of the doctors I've known over the years, we could probably learn brain surgery before they could learn transcription !
Lasik eye surgery...
Has anyone ever had it? 
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