avoid refunds
Posted By: taxman on 2006-01-18
In Reply to: I remember the days of refunds.. Now all we do is pay pay and more pay - Tax refund??? What's that??
Why would you want a refund? If you're getting a refund that just means you overpaid your taxes the previous year; in effect you gave the government an interest-free loan of YOUR MONEY.
Ideally you should set up your withholding so that you end up having to pay some extra taxes when you file your return (but not so much as to trigger a penalty). That way you get to hold on to your money as long as possible and can at least earn some interest by keeping it in a CD or money market account.
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What were the refunds for??
nm
Refunds are great fun
Personally I like getting a refund, it's almost like a bonus every year. I realize that it's like an interest free loan to the government but having an extra $100 or $200 a month added onto my paycheck isn't nearly as much fun as getting $5000 or more in a lump sum in January. I'm sorry if you all think that's dumb but I look forward to getting to go and buy something fun that I normally wouldn't be able to afford. You do it your way and I'll do it mine. 
Article on IRS holding refunds - sm
Any one ever have trouble with this? It seems like every year they come up with some excuse to hold our refund....usually for 5 weeks past when it was due to be paid. One time it was because they could not find my SE tax payments, they were looking under DH's SS#, not mine (really brillant there, 2 #s on the tax return but only check the main one); last year some trumped up thing about his ex-wife owing taxes and they wanted to make sure he was not liable (they had been divorced for 12 years at that point, and we had been married for 8), in-between these 2 excuses there was another one, though I cannot remember what it was now, in all cases except for last year they held our refund up for 5 or so weeks, last year it was supposed to be held for 3 weeks though they ended up holding it up only for about 10 days which surprised me quite a bit. For some reason we get put on this "black list" every year, drives me nuts. I have been audited 2 x too, though it was an internal audit at their end, all they did was send a bill, for which I knew I was at fault as I had failed to report some stuff my dad had in my name and he just would never get me the info I needed so I filed anyway without it, but it was relatively painless, though I wonder if that past error is now going to forever haunt me. Anyone else have fun with tax time?
I remember the days of refunds.. Now all we do is pay pay and more pay
Stinks to be us.
What's wrong with brokers wanting refunds?
Ameriplan advertises a refund if not satisfied, but then fails to do so when requested. That's blatant lying and cheating people. And why are the brokers dissatisfied? If it was a good product sold in a fair manner, there wouldn't be this many complaints. You can try to defend them until you're blue in the face, but the facts are that you're soliciting and Ameriplan cheats people out of their money with false claims.
Any way to avoid it?
My parents both lost hearing with age and I have seen how isolating it is.
Is there any way to avoid that with this job? I try to keep my volume down, but they way the dictators speak, I can't help but crank the volume quite a bit.
Did enough rock & roll blasting when I was young!
Any ideas?
Here's one to avoid -
My BF picked this up to try it for his laptop. It worked great for the first few days (long enough to get past the 'money back' offer), and then it suddenly began disconnecting him up to 12 to 15 times in a 4 hour period. I'm not sure about the legalities of using these types of devices to transcribe medical reports so I never tried it, but he said it was one of the most frustrating internet situations he'd ever been through.
If you've got Cricket stations in your area and they're offering their "unlimited" broad-band service for $40/month, I'd suggest applying that $40 toward a reliable service.
Here's one to avoid -
My BF picked this up to try it for his laptop. It worked great for the first few days (long enough to get past the 'money back' offer), and then it suddenly began disconnecting him up to 12 to 15 times in a 4 hour period. I'm not sure about the legalities of using these types of devices to transcribe medical reports so I never tried it, but he said it was one of the most frustrating internet situations he'd ever been through.
If you've got Cricket stations in your area and they're offering their "unlimited" broad-band service for $40/month, I'd suggest applying that $40 toward a reliable service.
It can be fun if you avoid the aggravation which I try to do - sm
Yes, it does bring out the worst in people...we got up to get ice cream after my 5 & 7 y/o had finished their lunch, left out drinks and my 1 bag purchase on the table, came back after maybe 5 minutes to find 2 ladies had helped themselves to our table, I was pretty pissed, but just gathered up our stuff (only 2 seats left for 3 people) and said we needed to find a place to sit, neither lady batted an eyelid or said a word. Kids asked why we didn't stay, I said I feared I wouldn't be too polite if we had stuck around since I was ticked. So we sat at the steps of the little stage area in the food court area and they had their ice cream that way. So that was the only wrinkle in the day basically. Kids had fun, we never dealt anything too horrendous, and I got a couple things accomplished without having to deal with the hardcore nut cases.
Do not avoid them. They are willing to work with you
because they want you to make your payment.
Read all the letters they send you some mortgage companies will point you in the right direction like using a third party to help you get caught up.
I never thought I would get hit with foreclosure but it happened to me and luckily as the poster below, my family was able to bail me out.
I still owe my family thousands because they tacked legal fees on top of what I owed and the mortgage company not only wanted what was late but also two month's mortgage in advance all in one lump sum!
Good luck...
Just want to avoid the same mistake...nm
x
None. I try to avoid caffeine.
nm
Yes, have done my own...avoid going to docs where I know...sm
the MT. I would not want anyone I know doing mine.
I would like to know to, so I can avoid applying
there. 3 cpl is awful.
I do have kids. They can have pop and chips, but I try to avoid it.
And Iecture them on the value of healthy food. LOL My diet used to be horrible until it caught up with me with my last pregnancy. I was frequently hypoglycemic and had high blood sugar. Then I had two irregular EKGs before a surgery. I've basically been scared into becoming healthier.
I definitely think its best to avoid relatives this year.
I'll join you for a toast on Thanksgiving? The idea of being alone during the holidays still sucks, but its a change from the strain of being with relatives, and a first. Might be kinda nice I guess.
Avoid Focus Infomatics!
I worked for Focus for a couple of months, and I absolutely hated it! They offshore their QA and tech support to India, and you can never understand a work they are saying when they call you to train you on their software, which is the worst program that I have ever transcribed in. It was always freezing up, losing connection to the VPN, and it cost me so much money because I kept losing work that I had done. Their tech support would take forever to respond when I IM'd them, and they were hardly ever very helpful at all. It is also true that they deduct pay for mistakes. I now work full-time for Cymed, and I am so much happier!
The only way I've found to avoid this is to.....
have three part-time jobs. I used to have one full time and two part time, but just recently went to three part time.
I NEVER run out of work now, but always have in the past six years in the business. This works for me, but took almost a year to balance the three so I'm not working a ton of hours.
You said THAT right! Most people avoid her type
nm
I try to avoid it, but I'm a pretty good diagnostician.
Most of the time I'm right, but I hate to do it, cause they invariably will say, "then what should I do?" - at which point I have to tell them, "go to the doctor. I'm not a doctor, I'm a diagnostician."
No, just want to cut to the chase and avoid tne empty posts. nm
:+
How to avoid hiring an American (video)
Cut and paste this link into your brower and click on the video to play it. It's kinda long but worth it....just dang is all I gotta say about that.
http://www.networkworld.com/community/?q=node/16421
I've developed a bit of social phobia, now I avoid
 I listen to social anxiety tapes, Dr. Richards, because i'm finding I want to be around people now, just have forgotten how. When i'm in a conversation, even with people i've known forever, where attention is focused on me I feel this fight or flight feeling, get nervous and turn red, just uncomfortable with socializing. Getting better though.
My service told us to use mg/dL...as well as mL instead of ml, "to avoid confusion." nm
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Not coming up w/ much except construction paper...tyring to avoid that if I can. Thanks anyway. nm
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I prefer weekends. I find most cherrypickers also avoid
weekends, so I at least get a decent selection of work to do.
Accreditation matters. It helps to avoid scams, but not always. sm
Pick a good school. It is extremely difficult to get hired immediately, even when graduating from an accredited school. It is a hard row to hoe. Most companies require at least 2, usually 5 years of time on the job. They just don't have time to train new MTs.
I avoid numbers in my short forms and use letters
instead when needed. What I do most often is double-key a short form (same two letters) that goes back and adds slashes or dashes for dates and decimals. It's easier for me to key the numbers, then let a command entry edit when needed. You might want to go to Productivity Talk for a lot of great tips on learning IT.
Also avoid Antivirus 2008/2009. It is very nasty.
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AVOID AT ALL COSTS SoftScript, Transcend, Medquist, OSI, Transolutions
SoftScript has bad, bad ESL accounts.
Transcend is notorious for running out of work while they have plenty of well-to-fo executives. They overhire, then nobody has any work. They will call you every day to "work extra" - that is, if they have any work to do.
Medquist is having a massive exodus because they have been sued for fraudulent billing. There are thousands of people looking for new jobs, so maybe you can get something soon.
OSI offshores like crazy but their worst problem are some of their lunatic department heads, one in particular with no experience and less of a brain. NO IDEA how to run a successful company able to keep good employees. Most of their best MTs have left and they are stuck with a bunch of MTs fresh out of school.
Transolutions - Low, low pay and horrible QA department that is not consistent and will write you up over crazy things like commas.
Garlic keeps you healthy. You smell so bad sick people avoid you.
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Medical Bazaar is Indian and horrid. Avoid like the plague.
Here's the deal. The only way to avoid the pre-existing waiting period (usually 12 months) is to
insurances..Even at that, say you have coverage until the end of July miss August and get new insurance September 1, your new insurance cant do a 12-month waiting on you for pre-existing but they can make you wait that 1 month that you didnt have insurance so...in effect, if you new insurance starts on Sept 1..it wouldnt have to cover a preexisting problem until October 1 cuz you missed a month. My advice.. keep the Cobra.. I know it's a fortunate but if you had any kind of complication or anything related to a preexisting and you have to miss a month of coverage..it could be really painful. Let me know if you have any more questions.
I hate shopping. I do mine on-line and avoid the annoying crowds.
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If allergic to nickel, then avoid green beans, broccoli, peas, etc.
I have that same allergy, had problems with the old metal zippers, snaps, etc.
This is a link for metal/nickel allergy
http://dermnetnz.org/dermatitis/nickel-allergy.html
if a new headset doesn't help, plug directly into CPU and avoid speakers and see if that helps.
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