all 3 major credit-reporting companies offshore
Posted By: all your credit reports and FICO scores on 2006-03-21
In Reply to: Chase - Reported It - sm - Dewglo
Equifax
Experian
TransUnion
all 3 offshore your information
there's just no fighting it by refusing to do biz with them
the only fight to hold is with the govt for allowing this ridiculous practice
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the major insurance companies should also be notified. SM
Plain and simple, HIPAA regulations mean nothing once their insured patient's medical records leave the country. I really cannot understand why the major insurance carriers in the U.S. have not cracked down on offshoring medical records, as this is not within guidelines of HIPAA, which was created by the Department of Health and Human Services. I feel the insurance companies here in the U.S. should refuse to pay insurance claims if a patient's confidential medical information leaves the country where no regulations on privacy are in place or enforceable. Can you imagine how many doctors and hospitals would make themselves more informed on where patient medical records are being transcribed if their claims are suddenly being denied for payment. I say inform Aetna, Blue Cross and Blue Shield, Health America, Medicaid, Medicare, etc. I think this is where the changes need to start.
For what reason do companies/hospitals want to do credit checks for MTs? nm
nm
Call the credit card companies and ask them to lower your rate. sm
Tell them you are having trouble and you need a lower rate. I would try that first on your own. I have done it and went from 14.9% to 4.9% on my credit cards. I can now pay them more monthly than they ask for and I am on my way out of credit card debt.
Consolidation companies, some, charge a fee and it goes on your credit report as "write off or bad creditor". If you have no success with the cc companies yourself, than try a consumer company to help you.
Good luck to you!
Which companies do we know do NOT offshore?
x
re: Which companies do we know do NOT offshore?
Transcend.
If all they had was the offshore companies
to transcribe, do you know how unhappy the M.D.'s would be. They are already complaining. There would be enough jobs if no one worked for the offshoring ones. Idealistic? Yes, but.............
Companies that offshore should have to pay a
X
You can thank offshoring and the companies who offshore for most of this. SM
Been in the business well over 20 years and I am working twice as hard for half as much. It started with offshoring and the big MTSOs who bolted the US like their pants were on fire. They used the excuse that were not enough US MTs. LIES. All LIES. They forced the smaller MTSOs to charge less. We got paid less. Many of the smaller MTSOs got gobbled up by the Squid (MQ). Now there are only one or two superpowers and they all offshore. Some of them lie about it, some are very open. This business is not even close to what it should be as far as making a living. 
So many companies offshore that there aren't
enough companies that don't to take on the displaced MTs. Standing up for what you believe in is a good thing, but when it comes to putting food on the table you do what you have to do and then you have those that just don't care, give them a paycheck and that is all that matters.
They also try to place you with companies that offshore.
t
There are good companies that do not offshore -hopefully will never have to.
nm
I know of 2 companies, neither of whom offshore, that are slammed with
overflow from the MQ shutdown. I think clients are looking for anyone that works on platforms they use to pick up the slack.
If we boycott working for companies that offshore,
boycott medical providers that offshore, and write to our politicians, maybe we can change things. I won't go to any local doctor that uses an offshored transcription outsource. Hit 'em where it counts, right in their big fat wallets. They put us out of work and reduced our wages, so why do we owe them any loyalty? Why should we pay higher medical bills when they're too cheap to pay us what we're worth? Pretty soon, we'll all be on unemployment, foodstamps and Medicaid. One way or another, they'll have to cough up.
This is not a new market. Is being done with all offshore companies I have ever worked for. nm
:+
You idiot, there are plenty of jobs with companies that DON'T offshore. Go somewhere else and
quit your raggin on this board.
Working for offshore owned companies and feeling
j
I have an idea...we can picket those facilities who use companies that offshore. sm
Every patient going in and coming out of that hospital/facility will know their private medical record is going offshore to be transcribed and therefore, there is risk of identity theft, lack of privacy, etc Just like those for ProLife and the like.
I think that will bring attention to the matter!
I know a huge hospital system in my town outsources their TX to MQ, who is now CBay, and now everything will be offshore. I think I will make my point and concerns when I have picket signs outside the President's window in a public area, so as not to be trespassing.
Free Speech in America.....right!!!
AAMT/AHDI is run by and for the management of companies that offshore!
I too used be a member and an officer in the local chapter. I too attended all the activities. I have since let my CMT lapse. Never once has being a CMT earned me a better job or more money, it's all about the experience and the quality of work you can produce, not whether or not you're a CMT!
Today is different and you cannot fight companies who LEGALLY can offshore work.
So all Americans refuse to buy goods, shop at stores, or work for companies who offshore. That leaves a mess. Do you realize a lot of American companies are actually owned by foreigners? Get real and move into 2005. You are going to spend a lot of time boycotting once you do the research. I doubt you will be able to shop or work at all.
I guess you forgot about India and all the other offshore companies they deal with, ASR and EMR.
That is the plan. They have hired all management lately that have been involved very heavily with overseas companies. Now why do you think that is. I dont think you see the whole plan here.
Bad news today regarding taxing companies who offshore..Microsoft SM
says they will hire more offshore employees and cut US employees because of the cost. This could cause our jobs also to go to offshore companies.
http://www.bloomberg.com/apps/news?pid=20601087&sid=aAKluP7yIwJY
I was told today that all the big computer companies offshore their technical service. Does anyone
x
Charge what the credit card companies charge when they don't get paid on time!!!!
great website for credit and credit cards, interest rates
great website
Has anyone used a credit counseling service to consolidate credit cards?
What was your experience? Was it worth it? Which ones are credible?
Please post offshore topics on Offshore Concerns board. (NM)
Thank you.
Goldbird
CREDIT, everyone is living on credit, and from what I see
with a rather, 'might as well, we have no future' kind of attitude.
our credit cards are maxed out, we are buying gas, food (which I swore I would never do, how stupid - all that interest for food, yuck!), paying bills, and we would not have survived without them. now they are maxed out, and we are not making one bit more than we were.
glad things must be going so well for you, but look around in your own neighborhood.
the gap is closing between rich and poor. like it is in somalia, for example.
call us doomsdayers, but I call it protecting our own interests.
why is it the only people who are supposed to care about themselves are the rich?
No credit card is a good credit card.
Just kidding. I'd suggest not using credit cards to pay debts. It'll only dig you in deeper. Look into a signature loan or putting a lien against a vehicle or house. Lower interest rate, pay off sooner.
Have you tried reporting this (sm)
to the police? It's called telephone harassment. Once the police get the list back from the phone company, I'm sure they'll be happy to have a chat with the delinquents and their parents, maybe even arrange a meeting in your husband's office. Is your husband at a school where there is a DARE officer or police officer assigned? That would be a good place to start.
IRS reporting
Thought it was 500.
court reporting
I have a friend who did court reporting for many years. She made excellent money, but had back trouble and neck, arm and carpal tunnel problems. The machine she had to tote around is quite heavy, even in a roller suitcase, was not easy, especially if elevators were out and she had to be on the third floor. Of course, no one ever offered to help her with the suitcase. She did her own editing and printing out of all her depositions and made probably $70,000 to $85,000 per year attending all the courts and taking depositions. She gave it up because of her hands and back and is now a paralegal. after going to college for that. She loved it though and used to call me for medical words she was stuck on....
Court Reporting
I actually graduated from CR school in Iowa and use my machine to transcribe. I would never discourage anyone from trying, but be aware that is very difficult to learn and achieving speeds takes dedication and a lot of time and practice. It sure isn't as easy as it looks, but the payoff is great in the end. I couldn't transcribe w/out my machine!
COURT REPORTING???
Has anyone out there ever thought of going from being an MT to court reporting? I have been transcribing for almost 15 years now. I know that the pay scale is better for court reporters, and there are schools that offer on-line classes now. I just wonder what the job prospects were. I have only known 2 court reports and both of them were working as MTs. Any info, anybody? Thanks
court reporting
I often think about court reporting too. I was told just recently by a court reporter if I was going to do it to go into real time reporting, don't know much about it, other than it is doing caption work for live tv.
court reporting
She's right, there are no jobs...they're all held by people who have no intention of giving them up and the rest of the court reporters are doomed to working for services. How do I know? My daughter attended a local college for this, finished the course with excellent grades and looked for a job but could not find an opening within reasonable distance. Tuition is horribly expensive also, so she's now in debt to the tune of approximatey 14,000 dollars, luckily it's Sallie Mae and is at 2.12%. Don't do it! This job is just too hard on your body and mind (if you do get a job, all you'll be hearing is about murders, drug deals, divorces and child abuse), and who needs that? In West Virginia, a court reporter starts out at 13,000 a year -you could make that McDonald's, easy, without having to repay an education loan. The local college's ads say Make $60,000 a year your first year...that is also bs. It's more like $28,000.
Court Reporting vs MT
Hello all ! Years ago I considered getting into court reporting, but back then I remember being told you only get paid PER PAGE/LINE, and not for your time in the court room when you're recording the cases. Recently I was told a court reporter gets anywhere from $3 to $5 per page.
Does anyone have any info on how payment for court reporters works? Is the above true? I thought MT was a better-paying position, as the whole go-to-work-and-jot-down-the-text part was eliminated - and we (used to) make good money doing MT.
Any info would be interesting! Thanks !
Court reporting (see m)
Hi - if you work for a court, you are paid an annual salary plus benefits, starting around 50k per year, just for sitting in court and taking down the proceedings and even if no one orders a transcript. On top of that, you also get transcript fees (if anyone orders a transcript) of $3 to $5 per page and more if you provide RealTime. Most court days come out to about 250 pages of transcript, so if someone orders even the cheapest transcript that's $750 right there.
Court reporting is much more lucrative than MT if you can get a full-time job with a court.
If you freelance and take depositions, then you can charge the parties an appearance fee for showing up, plus the transcript per-page fee, but it's usually a bit less lucrative than a courthouse position.
court reporting
thanks for the info! It's a better position than I was aware !
Court Reporting
The poster is right in that it's a hard field to get into, at least in our area at the Courthouse, but there is always freelancing. You can make really good money if you're good. I do know that when I took ShortHand a long time ago (I was a legal secretary), there were court reporter students in the class and the machine looked really hard. You have to have tremendous speed. Good luck in whatever you decide to do.
court reporting
I used to transcribe for a friend who was a court reporter and she did voice recording. This was 15 years ago though. She had a 2-track tape recorder. She would repeat everything being said in the courtroom into a small microphone, that I believe was almost like a mask. One track of the tape would record the court proceedings, and the other track would record her. I would transcribe the court proceedings, and if I could not understand something, I would switch to the other track, and it would be her repeating the testimony, etc. Not sure if they even do this anymore, but she made a lot of money at the time.
court reporting
Recently there had been an ad in our local paper for a full-time court reporter for the superior court in our local area. It was advertised at $78,000 per year with full federal benefits, and bonus days off like President's day (when was the last time a MT got paid for being off on President's Day?) Again, I too pick the wrong career and should have went into court reporting but at that time (in 1976) there was not a lot of interest in that field so I just went into transcription training and here I am 30 years later. Can you still teach an old dog new tricks?
They might not be reporting it on a 1099
Do they have your SSN, they might not be reporting it on a 1099 to IRS and so you have a choice to report it or not, I guess. How much was it? I have a couple of small accounts that do not send me a 1099 but I do report the income through my business, just add it into the total. A 1099 is not necessary to file your taxes if you are an IC. Not all plumbers or electricians get 1099's when they do contract work.
Court reporting
Yes, I've been through CR school. If you want to do it, go for it, but fair warning...you have to be married to that machine and have no life outside of it until your graduate. I agree with the other poster...it is extremely difficult, and unless you can dedicate 100% of your time to it, it's near impossible to make it through the course.
court reporting
I spent almost 3 years in CR school, was about to graduate and began to hate every minute I was chained to that machine. The school also had a MT program, so most of my credits transferred. Of the people that I knew who did go on to that career were disappointed with the money. Be careful researching this career and make sure you really want to do it. You really are a slave to that machine in court.
Try reporting it to the moderator.
I just sent one - I don't know if this is just some way to send viruses or what, but is certainly illegal.
Court Reporting
I definitely would go to school for court reporting, but unfortunately I am too old (64). I know this would be very interesting. Where I live near Chicago, they have an excellent court reporting program that a person can take.
Also, you can work at home eventually. Like I said if I were younger, I would go for court reporting.
court reporting
Go for it! You can do it. If I lived near a school, I would try it myself. I am 69 and will be 70 in the fall plus I am a disabled person (terrible back after surgery). Do not let your age stop you for doing anything. At the rate it is going now days, you might live to be 90 or 100. Just think all the productive years you have ahead of you!
Have any of you ever thought of court reporting? sm
It seems like there is more job security in court reporting -- and much better money. I'm really thinking of getting out of medical transcription... just so tired of getting paid less and less to do the same job. I was just laid off a great in-house job and I am really wondering if transcription is right for me anymore. 
I think they meant not reporting your income
or paying taxes on it.
Nothing wrong with waitressing or any other job as long as you report ALL your income AND pay proper taxes on it.
It's called tax evasion and it is a criminal act -- whether or not you got caught. Sad point of view that it's not wrong unless you get caught.
Court Reporting Employment
How do you get into this field of work?
I've been looking into it court reporting...
...and the training is EXPENSIVE...so is the software and equipment used. Go price a few stenotype machines online, basic models, nothing fancy...you're looking at over $1,000.00. Just when you thought MT had an expensive start up/out of pocket cost, this career takes the cake and the 'best' part of all...there is NO guarantee you will ever reach the 225 WPM required to earn your degree.
I had been looking at The College of Court Reporting, as well as a few other schools, currently I'm comparing programs and degrees offered...Plus, I'm still debating if I really have the desire to proceed with a court reporting career.
I'd think it would be next to impossible to learn the language skills required to master the stenotype machine without receiving proper training. Can't just buy the machine and the software, hook to your computer and expect to increase your MT production...there's a whole language of court reporting that needs to be learned.
If anyone is seriously looking into court reporting, I'd suggest you visit the NCRA site and read about it.
Good luck.
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