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You might also call the various creditors and utility cos...

Posted By: FBL on 2008-01-14
In Reply to: MT with broken wrist-need advice - crispycritterMT

if you have a good record with them they may let you skip a payment or at least waive late fees for a while. 


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Do it as a LAST resort. Try to work with your creditors.
It will follow you around for some years, depending on how you file. My opinion from what I saw in my former world of banking.
As far as creditors, once you signed up with the agency, they have sm
NO CHOICE but to work with the creditors and YOU DO NOT HAVE TO ACCEPT calls from them. There are plenty of laws on the books protecting people like you. You need to contact your agency ASAP and tell them which creditors are harrassing you (yes, that is what they are doing if you cannot afford to pay them), and quit talking to them. Trust me on this one. My husband and I years back got into a major bind and worked with a credit agency where we learned about a lot of laws.

So, we began writing our own cease and desist letters directing them to our agency or saying "we want to deal with the original creditor and not YOU", i.e., capital one, etc., and they left us alone. We cleared out debt and it's been pleasant ever since.

So, you have fallen upon rough times. We all have. You HAVE options. You can keep your house and you can have phone call-free days.
You are doing the RIGHT thing by using an agency instead of filing for bankruptcy. Too many people are filing because they see no end, but there are ways to avoid bankruptcy. Plenty of ways.

Good luck
Your personal creditors may not discount amounts due, but
commercial entities often do. In doing the books for numerous local businesses, I was required to pay ASAP to take advantage of discounts. For example, "terms 2/10 net 30" means you get a 2% discount if you pay within 10 days, otherwise, it's the full (net) amount due within 30 days to avoid a late charge.
That's what I'm thinking, too. Our agency told us to refer ALL creditors to them
and they were awesome. I'm thinking she doesn't have a good one, either. She definitely needs to call them or switch agencies, like the one you mentioned, to help her.
She is in our utility room, so she is out
of the rain.  We have a chest freezer in there which puts out heat.  We also have our hot water heater in there, which puts out heat and we also leave a light on for her, which generates some heat.  She has room to lay down and stretch a little, just not as much room as a big dog really needs.  
Kansas utility bills
Hi, I live on the Kansas/Oklahoma border have a 3000 sq ft home (2 levels) and 2 boys who don't know how to close doors. Anyway, our last electric bill was $260.00. This was keeping thermostat at 80 upstairs with ceiling fans going in every room. If it gets too warm, you just go downstairs where you have to wrap up in a blanket as there is a good 10 degrees difference in temp. I have to admit, I thought mine was high but am now thinking we don't have it too bad. Good luck to all and hopefully, we will still be able to pay these next year at this time and the rates won't have put us all in the poor house.
arkansas utility bills
Wow.  I live in a 6 room house and my last bill was 328.00.  We have very high rates here.
I found a great free utility...

after making myself nuts and getting lots of technical advice on how to backup AutoText, when what I wanted was to back up AutoCorrect -- I found this great little utility that creates a text document out of your AutoCorrect entries, then you run it again on the Text document to re-create your AutoCorrect if lost.  Click on the link under "Method 1" on this page to download it.  It's a lifesaver!


http://word.mvps.org/FAQs/Customization/ExportAutocorrect.htm


There's a free utility you can download to add multiple AutoText ... sm
entries at one time, but you have to format the list manually in a Word document before you can run the macro to upload. The utility only works in versions 2000 to 2003. You would create a 2-column table with your entry name in column 1 and your text in column 2, then run the macro. You can take a pre-made list and convert that to a table, but it's still going to take some manual editing on your part to format the list. It's a lot of work either way. You can find the utility here:

autotextloader2.zip Utility for loading a large number of AutoText entries into a template. http://jay-freedman.info/

ABCZ lists you can purchase are made to work with ShortHand and Instant Text only. Google Jon Knowles or ABCZ lists.

You can use the AutoCorrect Utility that comes with Word to backup and restore ... sm
or just copy your .acl file to your flash drive. The name of the template with the AutoCorrect Utility macro depends on your version of Word. Word 97 is macros8.dot, Word 2000 is macros9.dot (has to be downloaded from the Microsoft site), and 2002/2003 is support.dot. You open the template and follow the instructions.

You can find your .acl file by adding an entry and searching for *.acl by the date you created the entry. You may have to check the option to search hidden files and folders and you may have to change your view in the search box to Details to see dates.

Formatted AutoCorrect entries are stored in the normal.dot. Those are entries you have added formatting such as bold or italics or multi-line entries.

Unfortunately in my area they made it so the utility companies can shut you off no matter how cold
nm
got the "phone call" -- get this, MQ has hired a bunch of telemarketers to call all of us to

we received our "incentive packet."  They don't even have the wherewithall to contact us personally.   These are temp-agency hired telemarketers sitting around a boiler room making sure we're reading our mail.... told him it don't pertain to me because I've been demoted from FT to SE.... He said, "yes, the letter is vague, but it does pertain to FT as well as SE...." yeah right, we'll see.


*70 will disable call waiting unless you are expecting a call and want it on (nm)
x
On-call requires on-call compensation by law
This field gets more disgustingly grotesque daily.
Call me, call me anytime.
I'm waiting to hear back on a job.  Call me!
Call KS and call your bank. Why ask here?
.
If they don't call you within 15 minutes, you should call them. There
is no excuse for leaving you sitting by a phone all day. At the very least, an e-mail explaining why the delay. If this is the way they train, how do they pay. Do you really want to work for a company who thinks so little of your time?
Call the doc and get an Rx....sm
My 3 kids had hand, foot, and mouth disease and the lesions in their mouths was just awful!! When they got chicken pox about a year after that one of my kids had them in her mouth and the doctor prescribed the same mouth rinse. They swished it around and spit it out and they stayed numb for hours! They finally got rest that way and so did I!! Go luck to you and hope all is well soon.!
you may need to call the doc (sm)
cause when I had the chicken pox, the same think happened to me and they did spread to my throat and became infected.  I had to take antibiotics...I remember so well cause I was 13 YO when I had them.  Also, it is Maalox and Benadryl, and viscus lidocaine, but I think that is Rx only.  I'd call the doc if it were my child.   give them a hug for me, I know how they feel!
I would call
your local humane society first and speak to them about the matter.  First, do a little investigation while your neighbors are gone.....does the dog have fresh water and food during the day?  Does he have shelter at all times from the sun or from storms?  It is totally a bad thing for any animal to be kept on a chain.  Look real hard and try to find out anything they are doing wrong with that poor pup.  Actually just calling the humane society or animal control about his constant barking should bring them out to talk with the owners.  Let us know how it goes for you.  I know it has been unpleasant for you but, as you apparently realize, it is even worse for that dog.  This is your chance to help him. 
call first

I would contact Hotels.com first to see why they only reimbursed partial.  That is ridiculous.  I would be upset.  How long ago did they bill your credit card?  I'd call your credit card company and dispute the charge.  Most credit card companies will fight it for you.


Good Luck!!


You call that a different POV?

the point is how this person has attacked the OP.  They were rude and it was uncalled for.  so the next time you have a concern and bring it here, we can rip you apart instead of give support and you can chalk it up to it being a different POV.


I get so SICK of some people trying to make excuses for bad behavior. 


We call them
PIG NUTS up here!  LOL  They are good, though.
call in 1-800
MedT:

idigital through transcriptiongear.com is very very reliable. You pay for what you use. I have been with them for over four years now and you dont worry about anything.. Check out the website and give them a call.
On Call Pay..
I know someone who works as a computer tech. When she is on call for a weekend, she gets paid $3 an hour for every hour she is given "on call" duty, so basically from 5 p.m. Friday to 8 a.m. Monday, she is paid $3 an hour, whether she has a "trouble" call or not. When she does get a call it is usually 15-30 minutes to deal with it, and it rarely happens. I think she has a great deal. She is not a transcriptionist, but is employed by a hospital.
On Call Pay
Thanks Pam. That gives me an idea of price range.
I can see why you call yourself that!
Spheris is hiring over 1500 US MTs THIS YEAR ALONE, you idiot. It's laughingly obvious that you're a disgruntled worker or EX. LMAO I hear McDonalds is hiring. LOL

Everything in your post is bogus. Just an angry dissidence. LMAO
I will call them
I will call them once I get DSL in my area. It isn't available here yet.
Why are we getting a call
to ask if we got the packet yet when we are not supposed to get it until October? This seems really weird to me.
The call...

was very friendly. Medquist will now offer:


1.  15 cpl/line for each and every MT regardless of ASL or regular transcription.


2.  If work runs out each MT will be guaranteed compensation at their average hourly salary until work does come in.


3.  All offices will be run exactly the same way.


4.  If U believe all this, I do have a rather nice bridge in Brooklyn to sell...


No call yet either
I am still waiting for my call regarding the Rewards Plan. Letter is dated 9/2 and today is 9/14; that is almost a couple of weeks. The packet will come sometime in October so we will probably get a call a few days before it comes so we won't have enough time to look it over.
What should we call him?

Call whoever you want to
Listen up Bozo - I don't have any cousin named Sipper!

Go call whoever you feel like calling! For you comment about me being off the meds, why YES I AM!!!!!!!!!!!!!!!!1
not my call but

...if it were me I would tell them to STICK IT!  There are better jobs elsewhere!


Refuse to be treated like a doormat.  You're far better than that.


 


Why don't you call them and ask?
Make sure you have your dates right, verify your account information. The first paycheck is usually a check in order to make sure direct deposit is working properly. Other than that, nobody here can help you.
Call it what you please.

When I have a medical transcriptionist transcribe for my clients, they are subcontractors. 


When I transcribe for a clinic or hospital, I am the independent contractor. 


Now, you can refer to those positions in whatever form you wish and in the way that makes you happiest, but those, ma'am, are the facts, so I'm through going 'round the rosie with you about this.  


What does the IRS call YOU and your MTs???
The IRS will still call you an IC and will still call your subs an IC so it is possible to work for a service and be considered an IC. Some ICs just prefer to call their ICs "subcontractors" and there is nothing wrong about that -- a subcontractor is someone who performs independent contracting for a primary contractor. That person is still an IC, but their work is coming from another IC so they can be referred to as an SC if desired.

I never said you shouldn't/ couldn't call your people SCs. I simply said that it is not "impossible" to work as an IC for someone else. You and another poster had said she could not possibly be an IC and work for a service and several people have said yes, it is possible. THAT'S ALL I'M TRYING TO CONVEY. The only difference between an IC and an SC is that one obtains the client and the other does not. Both are ICs for tax purposes so if an MTSO wishes to say IC, they are free to do so and it would not be incorrect, nor is it incorrect if an MTSO wants to call them SCs. I do call them SCs, too, for the record, but I also recognize that in the eyes of the IRS, they are ICs just like me. I just get the additional benefit of writing off their wages. :D
If you want the job you will call.
It may not be right, or even professional for that matter, but that is life.  If you want something you have to get it.  If you don't like the fact that their tech people haven't called you yet, find another company.  Then again, they may be busy training others or fixing system issues etc.
we call that
a running spell. We have a lab and a pom and both do it.
Thank you, both!! I will call and see how he is doing
nm
I too have had to call the IRS....sm
to make arrangements on owed taxes for two years. I was petrified to say the least. But believe me they were very friendly and will work with you on the amount that you can afford to pay monthly. Try calling the IRS and work with them. I would not trust some fly by company advertising as you might get burnt !!!
Well then call her, cause you need one.
I pay my taxes, you pay yours.  That's how it works. 
I'd probably want to call her too but
I don't know if I would.  Does SHE know the guy is married?  Sounds a little despereate if she's calling this guy's friend.  She obviously must not have been able to reach him.  Was your DH with him when they met (sorry if you already said this and I didn't catch it).  I guess since you can't call her, tell the guy not to give your husband's number to women and that he better not give his own # to women either or next time you'll let his wife in on it.
We call it...sm
Aunt Flo or Aunt Rose...no matter what it's called, it's a curse!
Call Her
I would either call or e-mail her and ask if she is having problems with the report.
Let her know you will call her
client's if the check is not received in x number of days. Not for payment, but to advise them they will be involved if you sue HER.


I'd call it Welcome Mat!

IF you need her to be able to call in to you
have you checked into vonage? You can pick you phone number from anywhere in the US. I Live in the NW and all of my relatives live in a small southern town so I picked a number that is local for them so it is free either way. Hope I was of some help.
I got a call too
I have been getting a call lately, and chose to ignore it, but the call came from a overseas. This person called about 8 times. It makes me wonder if someone in these countries wants a contact here, possibly regarding doing transcription for a company in the United States.
That's what I would do, call them again. sm
They are usually real good about getting things fixed for you.
call for...
a boycott.  No MT should work for a company that would do a thing like that.