You can't go wrong with Suze and take her advise, cut up cards but do NOT close accts. Just don
Posted By: use them, better for credit rating to keep them op on 2005-08-30
In Reply to: You might do just as well negotiating - Listenup
:I
Complete Discussion Below: marks the location of current message within thread
The messages you are viewing
are archived/old. To view latest messages and participate in discussions, select
the boards given in left menu
Other related messages found in our database
Do not close credit card accts with 0 balance
I get offered and have used no interest credit cards for years. They are usually no interest for 1-1/2 years. When it is time for them to start charging interest, I roll them over into another no interest card. I have never closed an acct, just cut up the cards and forget about them. My FICO score is excellent, as is my credit. I get offers for no interest cards at least once a week so it obviously hasn't hurt me.
Do you listen to Suze or Dave? I prefer Suze myself. nm
:+
Wrong. Just up Word, change to 150% and close.
Word will save that setting to your Normal template. Now, open a blank document and you will see that and subsequent documents will be at 150%. Problem solved.
Suze Orman says . . . .
http://biz.yahoo.com/pfg/e16buylease/
Leasing sounds like a waste of money to me. I always purchase the car outright if I can to even avoid a payment.
Suze Orman
My hero!!!
I would recommend looking into the Suze Orman
books and her show which is on CNBC (I know of Fri/Sat/Sun nights at 10:00CST) but may be different elsewhere.
I was in debt living paycheck to paycheck before reading her books and watching her show. Most is common sense. She can be a little annoying at times, just ignore that part and get the general idea.
We now have a $600,000 house with only $220,000 owed on it that is appraising at $800,000 after only 3 years, 2 fairly new vehicles (2002 and 2004) with low mileage, a summer home (cheap and small but great for weekends) and NO DEBT. My credit score is moving up (high 600s) and my DH's score is now over 700.
If we can do it, anyone can; both our scores were in the low 500s 4 years ago. It takes time, but if you follow her advice, you won't be sorry!
p.s. I wish she gave out commission for spreading news about her; I have about 15 friends and family that I have steered towards her and all are doing much better!
I love Suze Orman - sm
About 2 years ago I took on about $25,000.00 in debt from my husband.
It was rough. I then decided that I was going to get rid of it first, then get rid of him (this wasn't the first time he did this.)
Combining some information from books by Suze Orman and Dave Ramsey, I have almost eliminated that debt. I have just over $8000.00 left.
It can be done. We don't have to be dirt poor forever on what we make.
My financial freedom is only 11 more months away now and I couldn't be any happier.
wrong, wrong, wrong. work is being outsourced because of $. period. not because of unqualified MTs
c
Suze Ormon on TV advises to NEVER, EVER lease a car. (NM)
Read Suze Orman's new book
on women and money. She says never put yourself on sale. She says women tend to undervalue themselves and not ask for raises, and not get paid what they are worth.
Wouldn't it be FUNNY if we could get Suze Orman
Especially if she were a "surprise"? My heart leaps just THINKING about that.... hehe.
Well, whatever they call it now, when Suze Orman talked about
.
Suze Orman had a chef on her show last week ..
The girl spent $35K to go to an 18-month culinary school. Now makes $7 an hour and with interest on her $35K school debt, she is paying back $119K.
At $7 an hour, she'll have to pick up another job.
Chef's make LESS than we do! LOLOLOL
Thanks for the advise...
I appreciate the good tips about the company board, but my situation is unique. I currently have more than enough work to keep me busy; however, I may be interested in getting a business license and picking up a few more clients and having my cousin (who just graduated as an MT) work under me where I can supervise her work.
If I were to start my own small business, I would like some sort of website and would need a method for my clients digital files to be sent back and forth which is HIPAA compliant (my MD now insists on using email, which I have told him is not secure).
I emailed sitefever earlier today and they showed me an online demo of this file management system they have under development, which they said should get released before Jan 2006. It seems really easy to use, and it is designed for MT's and their digital files. They said the cost is only $60 per year, which seems like a really good option. And, best of all, it's HIPAA compliant!
So, just sharing with you all some things I learned today just by asking a simple question!
You should never advise someone
I agree that she should get proof if she can. However, I think it's very irresponsible of you to tell her to "push his buttons". What if he fatally harms her this time? You don't know this woman and neither do I. If she is a person who normally does not instigate things, by her suddenly doing so could possibly REALLY set him off.
I say if he abuses her on a regular basis, the next time it happens, if she doesn't leave before, to call the police and make sure that photos are taken. You really need to calm down.
My advise to you is
I learned the hard way years ago out in my garage with no AC on a Royal typewriter, stacks of black carbon paper, a typewriter eraser, the aid of a good medical dictionary plus a kleenex or two to wipe the sweat off my brow and you know what? I'M STILL TICKING! I have so many accounts and doctors screaming to sign up I can't find girls fast enough but I would say to you to save your money and time about school. Invest in a good computer, a medical dictationary, learn to use google as a backup and for any questions but ..... DO invest in a good AC unit! Hee Hee!
Best of luck to you,
Old timer in Arizona
I would advise this -
Do not change anything right now. Keep working and spending like always. Let it sink in and then make responsible decisions with that money. I am not even sure how many people I would tell at first. The people you hear about who have nothing left a short time after a big windfall are nearly always those who quit their jobs and began spending like they were Bill Gates.
Fed up - Going on my own! Advise please!
Ok, I've had it! I'm going on my own. I need advise about how to find local clients, what to charge, simple dicatation systems, etc. Essentially, I need to know everything about starting my own business. I'm confident in my skills and am tired of being put up down and told when and how much I need to work. I'm dependable to the point that I have been tottally taken advantage of. I know there are better ways to make money doing transcription than what I'm currently doing. Please Help!
best advise is to go to Help on the start
menu, type in copy as the question, and then follow the directions.
Would respectfully advise you to do some SM
serious research before you choose a school. CS may not be the school you need.
I have worked for him and would advise you to look elsewhere. sm
If you are asking because you were approached about a job please feel free to e-mail me for details of reasons not to do it.
advise to atty
To begin with, a GOOD attorney is going to ask another doctor where mistakes are made, not us. The person who takes a deposition is the one who may ask for interpretation of the transcrtiption because most of them are not able to accurately transcribe medical dictation and our opinion is only worth what we interpret from listening to the doctor's tape. We are not medical experts but we are considered experts in interpretation and transciption. Belive me, I know. I've been in court twice relating to transcription and interpretation of a "tape" NOT making a judgment call on something that is only transcribed and has no tape to back it up. We are not allowed to make diagnoses. A good court reporter will ask for assistance in cases where this are problems with an ESL or similar. I have several that I assist with this part and since I am certified and have many years' experience, I am able to hold some weight with the court as an "expert". This is also part of our job and it has nothing to do with a Transcriptionist working against another transcriptionist, so your attitude is way out of line.
I would advise a little caution
First, send your grievances to your employer in writing. Give them a chance to rectify them. (Yes, I know you may already have done this, but there is a procedure for these things.)
Sever people have mentioned starting blogs. That would be a good place to share the answers everyone receives (if any) from the employers. THEN would be the time to talk strike, if the employers' response does not address the issues.
It's easy to get carried away with enthusiasm, but you don't what to shoot yourself in the foot.
Just call me - Gimpy
SPi "strongly advise against"
All the tech folks I've spoken to at SPi (also the Cymed tech people before) strongly DIScourage anyone from installing Vista. Everyone I've spoken to has said that it will cause major problems. (We use Chartnet platform, btw)
Advise needed
I really enjoy reading the posts here. I am getting back into transcription after being in for over 15 yrs and out for about 2. I have a new (1st) grandchild that I love to death and babysit quite a deal for my son. She is 16 months old and loves me to spend all my time with her. Now that I am going to be busy transcribing; how do those of you with small children keep them busy or balance working around them. This is my main concern with coming back to transcription; how to let her know Grandma cannot occupy her every waking moment now.
I can advise her from here. Don't go on television and dog the people who are looking for
your daughter and investigating the people who may have seen her last. Wipe off some of the makeup and go grieve. Hire a private investigator. Let your Aruban attorney versed in the laws and possibly with more knowledge of what is going on in the system speak for you. Go help the searchers from Texas. Be more like your ex-husband. Maintain a low profile and quietly go about your business and don't second guess anyone who has more knowledge than you.
Advise you discuss this with your doctor. Soon.
11
Need help, QA says no to type-2 diabetes, please advise????nm
nm
Guess you NEVER advise your children, do you?
x
Yes, i advise my "children" he is an adult now. sm
He accepted the job as it was and can quit or accept the terms. my dh and i run a construction business. he runs around and spends 2 hours a day just picking up help. we do not pay travel time. you either choose to go or you don't. we do, however, buy their lunch when it is a longer than usual travel. when they are ICs as usually with any manual labor field, labor law and travel time doesn't constitute for their positioning. turn the situation. if someone was coming to your house to do some work, would you be willing to pay every person on that crew travel time? probably not because that would significantly raise the price which you probably already think it too high to do the work you need. you have to realize they are ICs as we are and have all the expenses of trucks, tools, gas, taxes, etc. and have to cut their prices because foreigners are taking over the manual labor fields as well and working for pennies just as transcription is doing but manual labor isn't going to overseas, overseas is coming to the US for pennies. i would have him ask the man he works for about it but it the guy accepts either live with it or quit. i doubt he will get it as with 18yo he can't have a lot of experience to constitute the extra pay, etc.
When people put "please advise" at the
x
I would advise you to continue teaching! nm
x
Advise on important questions to ask on job interview
I have applied at a company and they are to contact me. I'm really not sure even what to ask. This is a new experience for me. Any help would be appreciated. Any warning signs to watch for?
I would just advise to present your situation clearly w/o 'whining' (sm)
as my DH went several years back and there was a lady who worked on her farm picking crops, her husband was disabled, and she sold at market on the weekend - the judge actually bought from her - and judge refused to excuse her and said it was a 3-day trial, was her civic duty and would be over soon.. DH did QA at the time and didn't say anything after that :(
Laptop user question... please advise...
Well, it's time to put the old one out to pasture and get a new one. Computer, that is. I really want a laptop so I may travel with husband to clinics and now follow games and a daughter (cheerleader) going to college. But my primary use will be at home. Do any of you laptop users have any trouble with the monitor going out from over use? I was told it would be best to hook up to another monitor (already going to hook up another keyboard) for everyday use at home.
Any feedback on this would be great! Thanks
Any IC charge late fees? Please advise.
I have been contracted with a hospital for almost 13 years and never had a problem with getting paid every two weeks. I email my invoice on Monday and receive check via mail by Thursday or Friday. Within the last three years I have had a little trouble, not often, but usually critical times for me, with receiving payment during that time. Does anyone charge a late fee and if so, do they pay it? I thought about putting at the bottom of my invoice "Payment is due within 5 days or a late fee of $ will be charged.
Need advise/guidance from experienced MTSOs. See inside.
I am an MTSO currently using a call in system for docs to dictate. The transcriptionists also use the call in system to access their work and the call in system is becoming rather congested. Want to save the call in system for the docs and put the transcriptionists on the internet. Can someone give me advice/guidance on how to go about this? Thank you in advance.
Off topic but need STAT ADVISE on deviled eggs
Hi,
I need help as I don't want to make anyone sick LOL. Baby shower tomorrow night, my co-host who was making the deviled eggs along with other things broke her wrist this morning...soooo, I am in a time crunch and would like to know if I can make these things tonight (36), just boil them tonight, maybe do the prep just fill them tomorrow?? I usually make them & take them or serve them, but don't know about preparing them this 24 hrs ahead of time.
Thank any of you experts in advance for your opinions..this is so much easier than trying to call Betty Crocker
You have to have your own accts SM
and you definitely cannot be only getting 7 cpl. I have always been an employee of nationals and in-house hospital, have never ever reached $40,000, more like 36, and I have 15 years' exp.
For the person who thinks Codex is no threat. I advise you read
HON. RON PAUL OF TEXAS BEFORE THE US HOUSE OF REPRESENTATIVES July 11, 2005 Henry Lamb- A Great Freedom Fighter Documents how your Dietary Supplements are Under Attack Mr. Speaker, I urge my colleagues to read "Your dietary supplements: Under attack again" by Henry Lamb, which I am inserting into the record. Mr. Lamb explains the threat to American consumers of dietary supplements and American sovereignty by the Codex Alimentarius commission, commonly referred to simply as Codex. The United Nations created Codex to establish international standards for foods and medicines. Just last week, representatives of the United States government agreed to a final version of Codex's standards on dietary supplements which, if implemented in the United States, could drastically reduce Americans' ability to obtain the supplements of their choice. Members of the American bureaucracy may be hoping to achieve via international fiat what they cannot achieve through the domestic law-making process--the power to restrict consumers' access to dietary supplements. American bureaucrats may gain this power if the World Trade Organization, which considers Codex "guidelines" the standard by which all other regulations are judged, decides that our failure to "harmonize" our regulations of dietary supplements to meet Codex's recommendations violates international trading standards! This could occur despite the fact that American consumers do not want to be subjected to the restrictive regulations common in other parts of the world, such as the European Union. This article is typical of Henry Lamb's work. For almost twenty years, beginning at an age when most Americans are contemplating retirement, Mr. Lamb has worked to expose and stop threats to American liberty, sovereignty, and prosperity. Mr. Lamb became involved in the battle for liberty when, as the CEO of a Tennessee construction company, he founded a state association of contractors to work against excessive regulations. In 1988, Henry Lamb founded the Environmental Conservation Organization to defend true environmentalism, which is rooted in the truth that there is no better steward of the environment than a private property owner, from those who used the environment as a cover for their radical statist agendas. Since 1992, Mr. Lamb and ECO have focused on the threat to economic liberty and self-government posed by the radical global environmental agenda. Henry Lamb works to further the cause of liberty by giving speeches around the country, editing an on-line magazine, making numerous television and radio appearances, and writing a weekly column to inform his fellow Americans of the latest scheme to undermine their freedoms. Mr. Lamb is the model of a citizen-activist, and all who wish to become involved in the battle for freedom can learn from his example. In conclusion, I once again urge my colleagues to read Mr. Lamb's article to learn about the need to protect American consumers from Codex, and I thank Mr. Lamb for his tireless devotion to the cause of freedom. YOUR DIETARY SUPPLEMENTS: UNDER ATTACK AGAIN (from WorldNetDaily, June 11, 2005) (By Henry Lamb) The Codex Alimentarius Commission sounds like one of those shadowy, sinister organizations conjured up by one-world-government nuts to scare people. Truth: It is! The Food and Agriculture Organization and the World Health Organization created this commission in the early 1960s to set standards for food safety and to ``harmonize'' the laws of member nations. The commission was endorsed by U.N. Resolution 39/248, which says: ``When formulating national policies and plans with regard to food, governments should take into account the need of all consumers for food security and should support and, as far as possible, adopt standards from the ..... Codex Alimentarius. .....'' The Codex Alimentarius Commission consists of delegates from 163 member nations representing 97 percent of the world's population. It meets every two years, either in Rome or Geneva. Between meetings, the commission is governed by an executive committee that directs the activities of its many committees. Of immediate concern is the ongoing effort to bring dietary supplements in America under the control of standards set by this commission. Dietary supplements generate a $17 billion industry in the United States, which affects more than 150 million consumers, according to Congressional findings (H.R. 2485). Proposed procedures and standards could virtually destroy this market and deprive millions of Americans of the supplements they want to use. The European Union Directive on Dietary Supplements, which becomes law in August, severely restricts the types and quantities of supplements that may be legally sold. Most forms of vitamins C and E, for example, are not available, or are available only in extremely small doses. If current plans proceed on course, American consumers are in for a shock. How can this little-known international commission control what consumers buy in the United States? An even less-known agency, deep within the bowels of the U.S. Department of Agriculture is responsible for U.S. participation in the Codex Commission and designates delegates to each of the commission's committees. Barbara O. Schneeman is the delegate to the Codex Committee on Nutrition and Food for Special Dietary Uses. The effort to regulate dietary supplements has been under way for more than a decade. In 1994, Congress adopted the Dietary Supplement Health and Education Act, which kept supplements beyond the reach of the drug police. In the past, Codex recommendations have been non-binding. Now, however, the Codex Alimentarius Commission is teaming up with the World Trade Organization to bring international enforcement to the dietary-supplement battle. Ironically, it was primarily the U.S. that brought the WTO into existence in 1994, as the successor to GATT, the General Agreement on Tarriffs and Trade. The WTO agreement specifically requires that the member nations--including the U.S.--conform its laws to meet the requirements of WTO decisions. Failure to conform results in stiff financial penalties. The Codex Commission and the European Union want the WTO to enforce Codex standards, which fly directly in the face of the Dietary Supplement Health and Education Act. Pascal Lamy of France was just selected as director general of the WTO. Lamy served as a member of the French Socialist Party's steering committee and was chief of staff and representative of the European Commission for President Jacques Delors. Since 1995, he has served as a member of the Central Office of the Mouvement Européen (France) and as a member of the European Commission, responsible for trade. The Codex Commission will be meeting in Rome July 4-9 to adopt the final rules on dietary supplement use. Dr. Carolyn Dean, president of Friends of Freedom International, will attend this meeting and return to the U.S. just in time to present her report to the Sixth Annual Freedom 21 Conference in Reno, July 14-16. The Codex Alimentarius Commission's reach is much broader than dietary supplements. Its committees are also working on standards for pesticide residue, labeling of all kinds of foods, food additives and nutrients, veterinary medicine and drugs, as well as standards and methods for analysis. The function of this organization is to establish standards for all food worldwide and to enforce those standards through the power of the World Trade Organization. Few people know that there is such a thing as the Codex Alimentarius Commission. It was created to promote food safety in international trade. It is on the brink of becoming an Orwellian bureaucracy--far worse than the worst fantasies of the one-world conspiracy theories. The Codex Alimentarius Commission is neither fantasy nor theory; it is real. http://www.house.gov/paul/congrec/c...05/cr071105.htm
__________________
I typed a report on the wrong patient as the doc keyed in the wrong info, SM
He later said the correct patient's name and I SWEAR to this day I made the changes but somehow the report when through without the correct patient and changes made. I still remember that incident.
Flooding accts-MQ
I agree totally with what you said, I have an account that is going nuts because of the new MT's that the Amherst office threw in there and now the hospital is doing a lot of their own work but the only people that get hurt by this are the experience MT's that have had the misfortune of being transfered to Amherst. But yet the hiring continues and we are still running out of work. Hopefully there are not too many more offices that they will be closing, we do not need any more MT's sent to Amherst. I hope the statement about the Ohio office closing is not true and if it is, that they are not being transferred to Amherst, not to be mean, but we do not have enough work as it is and any of the accounts that are at the Foxboro office will be going up on DQS soon, which will add accounts but will also add more MT's. Even the accounts that are in Foxboro that are on MTs have all been flooded and those MT's are in the same situation, no work. I just don't understand why these 2 offices are run like they are--I know other MT's from other offices that always have work andcan make their lines every pay period and they are only in one account. Again and again as it has been stated here, why are all the offices not run the same???
Are they losing accts? Do
The work has dried up. Again I won't make a full paycheck. Others are saying the same thing. I think you may be right. Especially if you are an employee. But wasn't that their plan from the start?
I can't imagine what this package is they are sending out.
Unless they are going to offer to provide equipment, sufficient work/or a plan to give me lines (like on-call pay) for sitting with nothing to do IN WRITING, and a raise of 5 cents a line, the package will probably go in the round file right here beside me.
So is it just DQS accts that are out of Amherst?
Wondering. Trying to piece things together here.
You have new accts--give them to the NE
I was told not to ask for any other accts, we have to do with what we have for now---that the work is low nationwide for MQ--and here you are telling me that you are getting new accts
Again is this MQ lies--if you have new accts and work--send it to the NE--we need it
no, but try to get more local accts....sm
makes one a whole less dependent than the companies using DQscribe (but again I do like the DQScribe program but would NEVER choose it for my private local accounts). My local accounts still like the personal touch, still dictating into dictaphones, and they just like it this way.....they are not all that interested in getting more techy and they are all 35-48 in age............
Get your own accts. When approach Dr with
x
I live in VA and accts
that we were able to get didn't want to pay as much as I make now. Sounds like you've got a good thing going for you. I may start looking into this again as it's been a couple of years now since we did this.
Thanks for all the great info!
Anyone know the process for getting accts...
directly from Nuance (Dictaphone) to work on that are set up on their Enterprise system?
Have asked to be taken off 3 accts cause cant
x
Speaking of rip-offs, anyone have any advise on how to get back money paid for a product you never
received? I needed a Dictaphone C-phone for my job (was using a loaner) and put a note on the equipment board pertaining to this back in May. A woman contacted me stating she had one for $100 (I only needed the phone, power supply and phone cord). She said she was going away for 3 weeks and to Western Union the money to her that night and she'd send it out the next day. I did not like the high pressure and was still shopping around anyway so I told her I'd wait the 3 weeks and contact her then. About a week later she emailed me stating she cut her trip short but was going away again that Friday (It was Tuesday), I had by this time decided to buy her phone. I mailed out that day via Priority mail a M.O. for $100. She was very anxious for the money, and thought I'd sent it Express Mail, which I of course informed her I did not. She stated that it should be there by Friday and if she did not see her mail that day that she'd have her mom check the mail and then mail the C-phone to me. After 2 weeks I emailed her as I had no phone as yet, no response. A week later still no phone, emailed again, no response. Then I called her (looked it up) and she claimed her email was "broken" and she had not received my emails but would email me back as she was on her way out the door to a baseball game. I asked her how can she email me back if it was broken??? So then she backpedaled and said she'd call me.... I held my breath at that point. So the next day by some miracle I get an email from her stating her mother had mailed it regular mail, no way to track it, etc. So supposedly it is lost. I emailed her back which it appeared she did not get as she did not respond to my questions but she did email me again saying she'd return my money.....again I am holding my breath. That was 8 days ago. She is in OK, I am in VA. If she sent me a refund promptly it would have been here by now. Now when I call her, she does not pick up, and no answering machine either. I am planning now to mail her a copy of her email and my response to getting my money back. I am assuming at this point that I was taken for a sucker and was obviously too trusting. Right now I don't have $100 to burn (who does?) with my drives to the hospital (60 miles round trip) for my daughter's chemo, doctor visits, etc, on top of only making about 1/2 what I used to make due to the changes in my life right now. In the meantime I got kicked off the account for which I needed the C-phone for (add insult to injury here) due to problems at the company I was working for, so that does not sweeten my disposition any. So does anyone have any idea how I can squeeze her and get my money back? Contact the police there for fraud? Small claims court in OK? I am a persistent pain in the butt and will keep at her until I get my money back, if it is fraud then she picked the wrong person to screw with, if it is on the up and up then it is unfortunate but she should have insured it to cover her own (and mine) butt, and sent in with a delivery confirmation too....but you know what they say about hindsight. Any ideas???
|