Xs and Os -- Which are hugs and which are kisses? NM

• Xs and Os -- Which are hugs and which are kisses? NM - Anyone Know?
  • x=kiss o=hug nm - anna
  • Kisses and hugs - Bah-Humbug
    • That's backward (sm) - Lori
      • x's and o's - Mary
    • Whoops - Bah-Humbug

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I am so sorry you are going through this.  It's not easy to be in that situation.  I have been under a mountain of debt and staring at bankrupty before, with two small children and no money for food, and no help in sight.

I second the suggestion to talk with your creditors.  Also, pay the necessities first, which of course you know already.  I am going to look into Dave Ramsey myself, after that suggestion. 

One thing I have leared is that change is constant.  Things will keep changing and this will get better with time. 

I do know people who have downsized from owning a home to moving into an apt. for a season in order to get out of debt.  That may sound crazy, but in THEIR position it helped them with utility costs, commute costs, etc.  I am not telling you to do that at all, but perhaps there are other options that would make things easier for you to pay everything right now. 

Sometimes I feel like I would like to take just my laptop and a change of clothes and buy an RV and hit the road. 

Wish we could have a big yard sale together. 

My sister who is a CNA at a nursing home is constantly saying I 'just type what people say'.  Yeah, OK... I'd like her to even TRY to do this!!  My other sister thought that way too until I played a dictation for her and she put the headset down and said he couldn't understand a word said.  Wish I could get the older sister to try it, but she'd not admit defeat anyway.   

Or how it isn't a real job because I don't go to an office everyday.  Yeah, I'd like to see them work with a toddler underfoot and still do a good job. 

I'm happy with my career choice though and I'm proud of myself and my husband is proud of me so I'm happy with that!    Plus I get to have this great job and still never have to miss any of my daughter's firsts.