Wow! Congratulations! Taxes, then savings....
Posted By: Smiley on 2007-07-03
In Reply to: What would you do? - jenny
If you want to take time off to be with your daughter, how about asking for a reduced schedule for a while instead of whatever you have now? That way, you can decide later if you really do want to keep the job or if you don't, and you won't be rushing into any decision in the heat of the moment. Best wishes to you.
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You have your W2 showing very clearly those taxes were paid. MQ is responsible for those taxes
because you were a statutory employee. That is the responsibility of the employer to pay those just as though you were an employee.
Phone savings
I am trying to come up with a solution for all of this. I have a remote office at my Mom's 10 minutes from my home (in another state actually) where I have DSL. I have a phone line there that I use for my fax machine. They installed the DSL on my Mom's regular line (for some reason). I just pay her for the DSL and the extra phone line. I could get rid of the extra line if I could figure out a way to receive faxes. I am thinking about changing from DSL to cable internet there. Here at home I have dial-up internet and 2 phone lines. My daughter is a heavy computer and phone user so there is really no other way that I can come up with. We have cell phones, but are in a very poor service area. My remove office is in an even poorer cell phone service area. We have satellite available here at home, and I do not think the company I subcontract with now would care if I used it. However, Directway is the only satellite option and it is pretty expensive. Then again, it would not require 2 phone lines, and with Vonage we might actually come out better.
savings for the company but
not such a happy ending for the 21 FTEs who no longer have jobs..?
Our company is just now switching over to VR and they keep assuring us that they do not forsee cutting staff, but I'm not so sure.
Hope You Have Some Savings!!
It took my husband's daughter-in-law FOREVER to get her first unemployment check. Right now they are being indundated with applications for the new Honda plant that is being built in Greensburg. A few weeks ago they opened applications for 18 non-production jobs and got 7500 applications. This past Sunday they opened applications for production jobs and by Monday morning they have received more than 6000 applications. Honda is only allowing applications from 21 counties surrounding the plant. There are even people moving from Ohio in order to be eligible just to complete an application. It's crazy!! I don't know if that has anything to do with unemployment benefits being slow to get but all Indiana state agencies are screwed up now with our governor moving to privatize everything.
Good Luck! 
Grocery savings, and web link
We shopped at Aldi Foods when all our kids were at home - teenagers and toddlers at the same time - this was a big help with keeping grocery $$ lower. I think they take only cash or ATM (no credit cards - which is probably a good thing).
Gardening and canning your own produce can help save money on your grocery bill, as well as homegrown produce is better for you nutritionally. It is time consuming, however.
A favorite web site - The Dollar Stretcher http://www.stretcher.com
I opened a savings account ...
and I put 30% of everything I earn in there. Then I can be sure of not spending the money and it is available for the quarterly payments.
If I didn't do that, I KNOW I would spend it and then having trouble coming up with the payment.
Anyone want to do a group savings club?
Just trying to drum up a little motivation.
If we pact to do 100 lines a day more each day that we earn and then put that net amount into savings each paycheck, it can add up a bit!
For me, that would be 500 lines a week or $160 a month gross. By the time my taxes are taken out, that's about $131 a month net and THAT adds up to $1572 a year!
Any takers?! See who earns the most for it or heck even stays with it?!
eh I like it. It's kinda like a savings plan for me.
Plus I get the child tax credit. Usually get around 5 grand back. Nice. but after buying an HDTV, computer and two Xbox 360s last year this one will alllll go to the credit card companies!
You don't manage your own savings account?
5 grand instead of the government. 
JUST A REMINDER - IT IS DAYLIGHT SAVINGS TIMES
At least we no longer have a cough, not to mention the savings $$$.
dd
Poll-Daylight Savings Time
Like or dislike?
Personally I dislike it very much. It changes everything with my sleep cycle, work cycle, and even my emotions. It is too much of a bodily adjustment that I personally would wish not to experience twice a year. Anyone else???
what is the rationale for going digital, your savings on mileage?
you need to sell the doc on the advantages HE will receive from digital, i.e. better quality = fewer blanks/errors, ability to STAT, perhaps even improve the TAT on his transcription?
Don't mess with my line counts to get that $.01 savings !!!! n/m
v
actually I buy I bonds, can't trust myself with a savings account
x
Yes, it's the same principle, except no checkbook or savings acct.
Just the card. You don't receive a monthly statement. You can log onto the website and check your account transactions and card balance anytime. For me it's more convenient then balancing a checkbook and no more bounced checks! Either the money is there or it's not.
No check=MTSO fault. No savings or cushion=
x
hate daylight savings time, LOVED living in AZ for 2 years!
used to whatever time you are on, some government says, "EVERYBODY CHANGE AGAIN!"
Agree! I hate Daylight Savings Time. It takes me a good two weeks
to get myself and everybody in the household adjusted to the time change every six months. If the farmers need to get up earlier, let 'em! That doesn't mean I should have to, also! DST has definitely outlived its usefulness. I stay up later and get up earlier in the summer, but go to bed earlier and sleep later in the winter. It's like my mind and body are tied to the sun, not the clock. I never got an extra hour of sleep last night anyways because the neighbor's stupid dog barked from 2:00 a.m. to 3:00 a.m.
As an IC when paying taxes, are SS and fed taxes sent SM
to the same place?
Congratulations !! ....sm
I'm very happy for you! I know how it feels to FINALLY find a company that is a perfect fit.
Much success!
congratulations
My hat is off to you. How did you ever get so fast? I have been doing this for 5 years and I can't type but half that fast, sometimes maybe a little more than half. I do have 2 small children at home, but they will both be in school this fall. I also have Instant Text and have had for 4 years, but I am not utilizing it to its fullest potential I know; I wish I could manage to do that. Any hints? TIA.
Congratulations!
Sounds like you've discovered one of the secrets to making money doing MT.
CONGRATULATIONS! sm
Glad to give you that extra little "push." As you adjust to your new methods I bet you'll see an even bigger increase in your paycheck!
Congratulations! And, tell
We wish you all the best. Prayers are with you all.
CONGRATULATIONS !
I am so glad that you have decided to do this. I am proud of you for taking the initiative to do this.
We know that to MQ we are only a "number", so they will replace us with another "number", but this job has become so very stressful -- not knowing from minute-to-minute or hour-to-hour if there will be enough work for all of MQ MT's on our accounts !
Congratulations!
I am getting married at the end of October myself. We are having a Roman themed (God's and goddesses)ceremony since it is close to Halloween. Black would not bother me if someone wore it, but my friends wedding this weekend is in the afternoon and I was not sure if black would be okay.
Congratulations!!
Been with them 8 years and struggling like crazy for the past 1-1/2 on DQS. Find out Monday when I can start my new job!!
Congratulations!
Congratulations on your success!!! Whether this is a dying field or not, you still have opportunities in MTing and given time to carve out your path in your journey of life to look into another field if you so choose. Best of luck to you always!!
Congratulations on
going back to school. I'm always amazed when people defend the future of MT. I've seen it go from a clerk/typist job in the hospital that paid minimum wage to a "profession" to an assembly line job, with the assembly line "out of jobs" a good bit of the time.
At least they can't outsource dental work....but then the question will be whether anyone is going to be able to afford dental care or anything else for that matter. I don't think it's just MTs who are suffering. Everything is going up except wages, which are going down everywhere. How can Americans, with our cost of living, compete with $15 a month workers? I don't remember the Great Depression, wasn't born quite yet, but I sure remember my parents talking about it. Their greatest fear was another Great Depression and I wonder if we're not about to see what it was all about.
Congratulations!!! Is this your first? (nm)
nm
Congratulations to you! nm
s
First off, congratulations!!
My vote is put the note in. It's just smart thinking. I personally would appreciate it.
Congratulations to you!
:-)
Congratulations!!
Congratulations
How wonderful. Congrats to both you and your daughter!
CONGRATULATIONS!!!
This is one MT week you will remember! Congratulations!!!
Congratulations!
I'm working on 2 years' of marriage. How time flies. My hubby is a farmer so we don't do much vacationing in the summertime. We went to Vegas last Sept. for our anniversary and hopefully again this year. Best of luck!!
Congratulations!
Hubby and I honeymooned in Helen 12.5 years ago. It is beautiful there.
Enjoy!
Congratulations
Congratulations to your children. Wow, we have smart kids. My daughter has been getting straight A+'s all this year in 6th grade. They must take after us. LOL.
Congratulations!!!
Congratulations To Your Son
I'm happy your son was able to get the job at K-Mart. Good luck to him. And yes, I know, husbands and men in general are never wrong. LOL.
Congratulations to you.
I also am in need of going to gym and perfecting my diet. I think you may realize how difficult it is to make the move. The fact that you did gives me inspiration as I feel so unlike myself, am overweight for the first time in years, tired, nothing fits, people are shocked when they see me and I am becoming house bound and decide when to go shopping when there are fewer people. I even considered shopping in a nearby town so I would not run into people I know.
This is no way to live. The lethargy I feel is profound but I realize the only answer is an exercise program and to cut out the foods that are loaded with salt, fat and sugar.
Congratulations!
Getting the first job is the hardest part of being an MT! (If they are willing to train, even better!!)
Make sure that this "agency" isn't a scam (there are some that prey on new MTs and require them to pay a lot of $$ out up front), and once you're satisfied that it's on the up and up, GO FOR IT!
A computer of your own is a good idea, if only for HIPAA requirements. The desk and chair probably wasn't necessary at first, but if it makes you more comfy, then it was a good idea.
Some companies will provide work equipment, some expect you to buy your own.
Books...I would definitely start with a good medical dictionary, and a medical/pharmaceutical spellchecker. I consider a text Expander essential too. If you can find out what specialties you'll be working, word books for those areas will prove invaluable. You might consider CDs rather than actual books, too, because they're more easily searchable.
It does cost a bit to get started, but KEEP RECEIPTS! Anything that is remotely related to MTing is tax deductible. (Internet connection, gasoline, a second phone line if required, all your equipment and supplies.)
Most times you can get things down the road as jobs and needs dictate. You can even find some things cheap or free if you search.
Expect that you'll be very slow in the beginning. It'll be very discouraging at times, but eventually your speed will increase as your knowledge and listening skills develop. One day you'll be amazed that you're easily doing dictation that a couple months previous sounded like a different language. Just keep at it, have yourself a good cry now and again, and you'll be just fine!
Again, congratulations and good luck in your new job!
Congratulations! nm
x
Congratulations!
Not sure if I'm going to end up with two posts...but even so, it's worth congratulating you twice. It's an accomplishment to be proud of, so you brag all you like!!!
congratulations!!!!!
//
Congratulations!
Glad you stuck with it and now you are able to be there for your children. I love typing, too - so I don't think you're weird at all! LOL
A very Happy Anniversary to you!!!    
Congratulations! And don't you think - sm
it's funny that for waste management they need, are able to recognize, and willing to PAY FOR, someone with brains and training to do their work, yet in the healthcare industry.............................
Congratulations!
I've done lots of newsletter editing/publishing, as well as editing several cookbooks for charitable organizations. All of it, unfortunately, on a volunteer basis - but I love it, and when I was doing it I had the time (I was a stay-at-home mom).
Getting paid $25/hr to do it - woohoo! Lucky you!
Congratulations! nm
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