What about just a catastrophic policy in case something major happens?
Posted By: academia on 2007-09-24
In Reply to: Giving up Health Insurance - Kristy
Anthem I know has some cheaper high-deductible policies. Most nonprofite hospitals also have organizations to help with medical bills for the uninsured/lower income patients.
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I wouldn't use lower case. I'd use upper case. Don't worry about it. nm
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Policy (SM)
There is policy about this.
Please write the Administrator about this (admin@mtstars.com).
Goldbird
I think the policy is
as long as they have an American office (storefront) they are still considered American and they do not allow offshore MT's to post resumes - but that is an I think.
If only this policy was followed with consistency, now that would be new!
x
It seems like you have to ask the company what their policy is (nm)
x
you may have been sold that policy
it doesn't mean you could have collected on it.
Yes, came from hosp. If was co. policy, they
x
Check the policy. It says......
unlimited long distance, person to person, then you will get busted. It may take a little while but they'll get you. I learned the hard way. I used Vonage and it worked great.
Honesty best policy
I don't think it would reflect badly on your son if you're just honest with the person who hired you about not being able to be on your feet for so long. I would suggest telling him/her that you didn't realize how difficult it would be to be on your feet for so many hours and that you've made a mistake. I think everything should work out just fine in the end :)
If it is your company policy, then you have
to do it. I would keep track of it though, check for errors, etc.
Not if you have a company policy
I never said it was an insurance policy. Are there not programs set
up for a reason? Is there no government assistance programs set up so that people can get help momentarily when they need it? I am not talking about depending on it. I am talking about OUR tax dollars going back to us during a time of legitimate NEED, not out of laziness. Do you think they are better spent in Iraq or a lot of other bull crap spending that is done on people not in our own country? We pay for this! No we don't have to expect our government to help us in times of need. Move to freaking Africa. Those views would fit in real good over there. I hope your kids go to private school. Wouldn't want the government taking OUR earned money and spending it back on us.
Deletions are made according to policy. (SM)
If you have a complaint about a post, take it to the Monitor board.
Goldbird
You'd be better off getting a private policy. Premiums are
cheaper, though still expensive, and you don't have to worry about insurance if you make a job change. Shop around, should be able to get a family policy for about $400.00/mo.
Or try to get the kids a separate policy
xx
Fair Access policy
I have DW7000 professional and even with the extra download and upload capability they will still shut me down if I go over their limit. Also I am on SatMex and have had occasional trouble as long as I have had the system. Sometimes I just want to run over the dish and modem with my Jeep!!
I would read your health ins. policy
My husband's policy specifically states that even if a married couple get separated the spouse no longer has insurance coverage! The coverage definitely stops, on my husband's policy, when a divorce is final.
I would want to read a copy of the health ins. policy for sure. Just my 2 cents. :)
Each company has their own policy for how they handle it.
I only worked for one company that deducted and that was YOG. There is no industry standard, at least that I am aware of. I'm going on 6 years at my current company and have never had a deduct.
That depends on the company's policy.
Each company defines it's own policy. Most all do pay it out but since offering paid time off is not mandatory by any federal or state government, there is no mandate that a company HAS to pay out any accrued but unused paid time off.
Your Human Resources or Benefits Department will be able to direct you to the policies that govern this for your employer.
Ex-HR'r
Official policy puts it best . . .
from the 2002 AAMT Book of Style:
"Obscenities, profanities, and vulgarities do not belong in a patient's record unless they are part of direct quotations that are essential to a report."
In 20+ years of transcribing, mostly psychiatry, with, as one might imagine, a lot of profanity, I've always just typed whatever the clinician quoted the patient as saying, and have never had a complaint.
Good luck,
CTT
Advertising policy of MTStars...
Many of you haven't noticed Advertising policy of MTStars lately.
http://www.mtstars.com/advertising.htm
No more sponsorships from MTSOs etc. The truth is being spoken on these boards and it always hurts. You can't remain sober if betrayed by some company or individual. You would have been speaking the same way if you were in their shoes.
I love MTStars for being unbiased (what people say nastiness). It's not like MTChat or MTDaily etc., where the posts are deleted and board owners are instructed to keep their & posters mouths shut for annual sponsorship of $500 by MTSOs.
It's the advertising policy of MTStars..
Many of you haven't noticed Advertising policy of MTStars lately.
http://www.mtstars.com/advertising.htm
No more sponsorships from MTSOs etc. The truth is being spoken on these boards after change in administration and it always hurts. You can't remain sober if betrayed by some company or individual. You would have been speaking the same way if you were in their shoes.
I love MTStars for being unbiased (what people say nastiness). It's not like MTChat or MTDaily etc., where the posts are deleted and board owners are instructed to keep their & posters mouths shut for annual sponsorship of $500 by MTSOs.
Looks to me like this is the current policy, approved 10/2004, and
nm
Health Insurance policy for 2006
is now charging a supplement payment for smokers and those that live with smokers. Does anyone else have this policy or getting for the next year? This not through MT companies.
Well, my life insurance policy is worth more than I am,
especially the more I try to make MT work for me. Oh, well. It used to be a lot worse. I cut up my credit cards and made power payments on those. I have my first credit card now in 10 years. Yours isn't bad. You can do it.
The national I work for has a no blank policy. sm
Plus you have to have 90% no blanks to QA to get bonuses and to maintain full-time status. This is very hard sometimes with some of the dictators that dictate from across the room, while the ward is going ape, and this all right next to the telemetry monitor and the ringing phone or at home with the yapping dogs in the background.
But I have found our QA to be forgiving and understanding, so I am getting more comfortable. I think they have a high standard so we will step higher, but they understand the reality, which I think is good.
DH says he definitely would not go through what I go through to be sure there are no blanks, but I am hoping that in time it will get easier, and I will get more productive, and I think it is.
OUCH! I had a private policy with BC/BS for $180/month sm
and it was a pretty good plan -- Affordablue -- had a $25 copay for office visits or something like that. That was just a single plan, though. It included dental coverage too, bot other than covering for routine cleaning and such, it was kind of useless when paying for crowns and other "big" items.
Sounds like you have a good deal. Fortunately, I am working for Transtech now and have affordable insurance .. whew!
I know you are looking for BCBS, but my United HealthCare policy SM
will allow my kids to stay on until they are 26 if they are not married and still living at home, whether they are in college or not. I double checked about it, and it's true. Also my dental is the same way but a different carrier.
If you leave one job and get a so-called bridge policy for your SM
90-day waiting period at your new job, this this also qualify as no break in coverage.
I'm getting ready to switch jobs, and there is just no way that we can afford the Cobra payments.
From my experience, they only offer a policy that pays...
cash for time spent in a hospital. Unless things have changed, I don't believe they have "regular" health insurance policies. I wouldn't buy from them anyway - they did a hike on my car insurance to over double one year about 5 years ago - I went to another insurance company and saved enough to cover my homeowner's insurance. They talk a good game, but it's just that - talk! You might try Anthem - I see them advertised on TV a lot now for individual policies. Good luck in finding something!
Read the policy and procedure manual, maybe something is in there.
I do not believe there is a law, but you could check with the labor department.
There was no announcement of this policy change? Sounds like it's time to go. nm
m
I'm with you on the illegals, but paying taxes is not an insurance policy.
x
I do not carry E&O insurance, but I do have my equipment covered under my HO policy.
My office is in my home and, God forbid, there should be a fire, I'd be out of business. I have coverage for my computer, printer, fax, phones and loss of use on a separate rider. Also, should anyone injury themselves coming or going from my office while doing business with me, their injuries are covered. Perhaps this is the information you're looking for.
Times change..including this policy about who is able to post. About a year ago,
this board started letting everyone post job openings, at least to what I can remember. I know at one point if they were India-based/affiliated etc..then they could not advertise but since anymore it is so rampant with companies being associated with India, they started letting them post. I could be wrong but this is what I recall.
Yes, it does constitute "creditable coverage." The only policy I found that was not considere
short-term policy. As you can tell, I've done this A LOT... So, I've hit every scenario..
Need bridge policy ASAP. Where can I get it? Have SEVERAL pre-existing conditions and meds
Just one medication at full cost is half of the COBRA payment plus I have steroid and Botox injections scheduled. Need insurance. Can anybody tell me where I can obtain "bridge insurance" without going broke?
There is something major going on here
Accounts that used to be really busy have no work. Multiple accounts are asking us not to work on their account for the day. Last night an updated was posted with 100 something jobs available in one account, and then later an oops, sorry, I meant 0 jobs available. What is up with that? Don't know what's happening with this company.
French Ed. major
with English Ed minor and Music minor. No jobs around here in Northern Indiana, and extended family is here, so once started having kids, kind of just fell into this work. Love it, though, love using the Latin I had years ago.
We have DirecTV and have had no major
issues. I have internet through the cable company and have had lots of problems. If cable is through Time Warner they have the worst customer service. In my area the programming is about the same between cable and satellite, except DirecTV has just added satellite radio. I don't know if cable charges per each box, but DirecTV does charge $5.00/mo per box after the first one. The only complaint I have about DirecTV is that we had a big storm and after that we could not get every channel on every box (we have 3). We're not sure where the problem is, but for them to come out is an automatic $70.00 and then depending on what the issue is there could be more charges. When my internet goes out there are no service fees, although it is a pain in the rear getting anyone out to fix the problem.
With satellite you may have to put the dish in your yard on on your house where it might be an eye sore, but if the dish is on the house they only have the run the wiring down the house and not in the yard. If you have cable they have to run it from the pole to your house and they barely bury it, so that you have to have it located every time you need to do any planting/digging.
With satellite when it rains real hard we lose signal, though it doesn't usually last long. When we used to have cable we might not lose signal entirely, but it would be very fuzy. Cable really utilizes satellite. Our local cable company has huge dishes setup and the cable feeds from those.
some major issues!
If the post set off some "emotions," then keep them to yourself, or scream them out loud at home where no one can hear you. The person who posted this did not do so to set off YOUR PERSONAL "emotions." I think your major emotion just might be jealousy!!
These are not petty! These are major sm
things that any experienced MT should know. You need to take the correction as it was intended...........not to be petty but to fix things that you have been doing wrong for years! The docs don't know formatting and unfortunately most of the hospitals don't either. Be glad you FINALLY have some correction! Why you would waste your time checking everyone elses transcription is beyond me.
This kind of transcription is why I don't get too excited when I have an "experienced" MT call me to test for a job. I have tested MANY MTs with experience even more than yours and gotten the same thing! Sometimes people have been working for the same place for years and never been corrected.
This kind of stuff is why (in my opinion) that all MTs should have at least 2-5 years experience in an acute care facility before going out on their own! This "new wave" of going to MT school and then opening your "own business" is bringing this profession way down! It needs to stop.
major discrimination
My husband works for an agent with a major insurance company. He is not the agent although he does have to have agent's licensing. We were told probably 15 years ago, that a white male would not be allowed to become an agent for many, many years due to people (this happened to be two women) who declared that they were discriminated against in this company. So to compensate for discrimination this national company will not hire a "white male" for the appointed amount of time (which was a very extended time period of many, many years) unless that "white male walked on water." That was their quote too. I have heard (but have not verified this) that this same "discrimination" is going on in the medical field. Therefore, you have all the ESL's who are able to get into med school but the American Caucasian is not chosen because you cannot discriminate. My question is "Who is really being discriminated against?" In my husband's company -- It is the Caucasian white male and I have a feeling that it is the Caucasian that is discriminated against in the medical field as well.
What is a major bummer is...
A lot of the older MTs in this neck of the woods have lost their jobs not to outsourcing, but inability to keep up with technology, and it's not their fault either. All of these transcribing companies seem to have upgraded their technology so now people NEED high-speed internet/cable, and dial-up just won't do anymore. Imagine losing your job because the cable/phone company won't string up cable or DSL in your neighborhood because your're just too rural. It's a huge problem and I can see why that would make many people (including myself) jaded. What in the heck do you do for work when all you've known is transcribing? Hardly any hospital hires in-house these days either. Scary times indeed.
me too... lost major $$$.. sm
I lost my derm practice to EMR, $1500+ per week. That was my only account. Very humbling experience. I know a lot of you are in the same boat. Now it is taking me about a month to make what I made in a week. Have a couple PT accounts and am working for my FP doc that has EMR. He dictates part of the note and I put the typing where he wants it. It is slow as I have satellite but at least it is some income. I think EMR is the wave of the future. Hopefully it doesn't become a law soon.
For me, a major consideration is, would you be
nm
MAJOR PROBLEMS!!!!
Okay first of all I updated to XP from ME, lost my Microsoft Office so had to reinstall it. I use Express Scribe to play dss files. Before my update I updated ES to version 4.16. Found out that does not play dss files so uninstalled that and reinstalled v. 4.15 and it worked. After the upgrade, I reinstalled version 4.15 and it does the same think at 4.16 did. WIll not load dss files. They appear in the file list but with a duration of 0 seconds. I have tried uninstalling and reinstalling, restarting and everything I can think of. Even with the extra dss .exe that the website said I needed. Is there a possibility that XP doesn't not run with ES or dss files or do I need to install another component to make my files play on XP?
Please help, I am getting backlogged and starting to freakout.
major errors
Only 2 major errors allowed? When learning a new account that seems a little strict. I understand they can't have major errors but give someone a chance to get things right and learn the way of doing things.
I would say those are major. Hospitals SM
often have this sort of policy and expect the services doing business with them to enforce it.
Major error?
That is not a major error. They are just two straggling headers that got left behind, an oversight at best but not major error category. What is wrong with these people? If they call that major what do they call a real major errors that could possibly affect the outcome of patient care? When you consider all the malpractice that goes on with direct patient care involving doctors and nurses, two straggling headers on a report is really very minor.
The major obstacle is the ...sm..
long distance phone charges for the C-line. Check into Magic Jack. Some people have been very happy with it and have used it for long distance while using a C-phone. It makes no difference what kind of computer you're using when you use a C-phone.
Link to Magic Jack info is below.
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