Well, my life insurance policy is worth more than I am,
Posted By: sigh.... on 2005-12-27
In Reply to: how far are you in debt? - please respond
especially the more I try to make MT work for me. Oh, well. It used to be a lot worse. I cut up my credit cards and made power payments on those. I have my first credit card now in 10 years. Yours isn't bad. You can do it.
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I never said it was an insurance policy. Are there not programs set
up for a reason? Is there no government assistance programs set up so that people can get help momentarily when they need it? I am not talking about depending on it. I am talking about OUR tax dollars going back to us during a time of legitimate NEED, not out of laziness. Do you think they are better spent in Iraq or a lot of other bull crap spending that is done on people not in our own country? We pay for this! No we don't have to expect our government to help us in times of need. Move to freaking Africa. Those views would fit in real good over there. I hope your kids go to private school. Wouldn't want the government taking OUR earned money and spending it back on us.
Health Insurance policy for 2006
is now charging a supplement payment for smokers and those that live with smokers. Does anyone else have this policy or getting for the next year? This not through MT companies.
I'm with you on the illegals, but paying taxes is not an insurance policy.
x
I do not carry E&O insurance, but I do have my equipment covered under my HO policy.
My office is in my home and, God forbid, there should be a fire, I'd be out of business. I have coverage for my computer, printer, fax, phones and loss of use on a separate rider. Also, should anyone injury themselves coming or going from my office while doing business with me, their injuries are covered. Perhaps this is the information you're looking for.
Assurant life insurance
Right after we went with the new company, I emailed TT and asked them to cancel my life insurance with Assurant. I was told that the life insurance had already been "stopped" by TT due to the change-over to the new company. I didn't receive an email or anything from TT stating they were going to stop the benefits we had through Assurant. I have wondered since then if everyone who took out the Assurant life insurance, short-term and long-term disability lost the money they put into it without being contacted by TT.
TT and life insurance policies
Assurant life insurance was offered (for life, long and short-term disability) last fall. Did anyone have difficulty rolling it over to the new payroll co. this past May?
Just called my life insurance policyholder.
The customer service rep was in Panama City, Panama. At least he had good communication skills. I wonder where the customer service is for my other policy.
You haaven't knocked off the husband for the life insurance yet?? You have options, she may not!
 
My husband just signed up for group life insurance with work which will give him 10x his salary if
he dies which will leave the kids and I with almost a million bucks if he dies. Of course I would much rather have him here more than anything. He had just 150,000 in insurance but for some reason just opted for this group thingie. When talking last night I asked him if he died if I could marry again and this man got so upset with me I thought he was going to cry! He told me absolutely, positively NOT that I could not remarry ( am 31!). He is 35. LOL
Poor guy. Leaving me all this money and I supose the thought of me sharing his wealth with someone else makes him sick!!
I told him he could go ahead and marry if I should happen to die. I want my kiddies to have a great mom and person who loves them very much. Wouldn't you agree?
How do you feel about your spouse or partner remarrying if you or he dies??
Life is life....the haven't bonded the same as if it were a 2-year-old!
nm
I bet other insurance carriers have insurance for their employees. Why not Wal-Mart? nm
:+
Policy (SM)
There is policy about this.
Please write the Administrator about this (admin@mtstars.com).
Goldbird
I think the policy is
as long as they have an American office (storefront) they are still considered American and they do not allow offshore MT's to post resumes - but that is an I think.
If only this policy was followed with consistency, now that would be new!
x
It seems like you have to ask the company what their policy is (nm)
x
you may have been sold that policy
it doesn't mean you could have collected on it.
Yes, came from hosp. If was co. policy, they
x
Check the policy. It says......
unlimited long distance, person to person, then you will get busted. It may take a little while but they'll get you. I learned the hard way. I used Vonage and it worked great.
Honesty best policy
I don't think it would reflect badly on your son if you're just honest with the person who hired you about not being able to be on your feet for so long. I would suggest telling him/her that you didn't realize how difficult it would be to be on your feet for so many hours and that you've made a mistake. I think everything should work out just fine in the end :)
If it is your company policy, then you have
to do it. I would keep track of it though, check for errors, etc.
Not if you have a company policy
Deletions are made according to policy. (SM)
If you have a complaint about a post, take it to the Monitor board.
Goldbird
You'd be better off getting a private policy. Premiums are
cheaper, though still expensive, and you don't have to worry about insurance if you make a job change. Shop around, should be able to get a family policy for about $400.00/mo.
Or try to get the kids a separate policy
xx
Fair Access policy
I have DW7000 professional and even with the extra download and upload capability they will still shut me down if I go over their limit. Also I am on SatMex and have had occasional trouble as long as I have had the system. Sometimes I just want to run over the dish and modem with my Jeep!!
I would read your health ins. policy
My husband's policy specifically states that even if a married couple get separated the spouse no longer has insurance coverage! The coverage definitely stops, on my husband's policy, when a divorce is final.
I would want to read a copy of the health ins. policy for sure. Just my 2 cents. :)
Each company has their own policy for how they handle it.
I only worked for one company that deducted and that was YOG. There is no industry standard, at least that I am aware of. I'm going on 6 years at my current company and have never had a deduct.
That depends on the company's policy.
Each company defines it's own policy. Most all do pay it out but since offering paid time off is not mandatory by any federal or state government, there is no mandate that a company HAS to pay out any accrued but unused paid time off.
Your Human Resources or Benefits Department will be able to direct you to the policies that govern this for your employer.
Ex-HR'r
Official policy puts it best . . .
from the 2002 AAMT Book of Style:
"Obscenities, profanities, and vulgarities do not belong in a patient's record unless they are part of direct quotations that are essential to a report."
In 20+ years of transcribing, mostly psychiatry, with, as one might imagine, a lot of profanity, I've always just typed whatever the clinician quoted the patient as saying, and have never had a complaint.
Good luck,
CTT
Advertising policy of MTStars...
Many of you haven't noticed Advertising policy of MTStars lately.
http://www.mtstars.com/advertising.htm
No more sponsorships from MTSOs etc. The truth is being spoken on these boards and it always hurts. You can't remain sober if betrayed by some company or individual. You would have been speaking the same way if you were in their shoes.
I love MTStars for being unbiased (what people say nastiness). It's not like MTChat or MTDaily etc., where the posts are deleted and board owners are instructed to keep their & posters mouths shut for annual sponsorship of $500 by MTSOs.
It's the advertising policy of MTStars..
Many of you haven't noticed Advertising policy of MTStars lately.
http://www.mtstars.com/advertising.htm
No more sponsorships from MTSOs etc. The truth is being spoken on these boards after change in administration and it always hurts. You can't remain sober if betrayed by some company or individual. You would have been speaking the same way if you were in their shoes.
I love MTStars for being unbiased (what people say nastiness). It's not like MTChat or MTDaily etc., where the posts are deleted and board owners are instructed to keep their & posters mouths shut for annual sponsorship of $500 by MTSOs.
Looks to me like this is the current policy, approved 10/2004, and
nm
The national I work for has a no blank policy. sm
Plus you have to have 90% no blanks to QA to get bonuses and to maintain full-time status. This is very hard sometimes with some of the dictators that dictate from across the room, while the ward is going ape, and this all right next to the telemetry monitor and the ringing phone or at home with the yapping dogs in the background.
But I have found our QA to be forgiving and understanding, so I am getting more comfortable. I think they have a high standard so we will step higher, but they understand the reality, which I think is good.
DH says he definitely would not go through what I go through to be sure there are no blanks, but I am hoping that in time it will get easier, and I will get more productive, and I think it is.
OUCH! I had a private policy with BC/BS for $180/month sm
and it was a pretty good plan -- Affordablue -- had a $25 copay for office visits or something like that. That was just a single plan, though. It included dental coverage too, bot other than covering for routine cleaning and such, it was kind of useless when paying for crowns and other "big" items.
Sounds like you have a good deal. Fortunately, I am working for Transtech now and have affordable insurance .. whew!
I know you are looking for BCBS, but my United HealthCare policy SM
will allow my kids to stay on until they are 26 if they are not married and still living at home, whether they are in college or not. I double checked about it, and it's true. Also my dental is the same way but a different carrier.
If you leave one job and get a so-called bridge policy for your SM
90-day waiting period at your new job, this this also qualify as no break in coverage.
I'm getting ready to switch jobs, and there is just no way that we can afford the Cobra payments.
From my experience, they only offer a policy that pays...
cash for time spent in a hospital. Unless things have changed, I don't believe they have "regular" health insurance policies. I wouldn't buy from them anyway - they did a hike on my car insurance to over double one year about 5 years ago - I went to another insurance company and saved enough to cover my homeowner's insurance. They talk a good game, but it's just that - talk! You might try Anthem - I see them advertised on TV a lot now for individual policies. Good luck in finding something!
What about just a catastrophic policy in case something major happens?
Anthem I know has some cheaper high-deductible policies. Most nonprofite hospitals also have organizations to help with medical bills for the uninsured/lower income patients.
Read the policy and procedure manual, maybe something is in there.
I do not believe there is a law, but you could check with the labor department.
There was no announcement of this policy change? Sounds like it's time to go. nm
m
I make sure the job is not my life and that it does not take over my life. sm
I have been at this 25 years, even once had my own accounts and worked 24/7 with cat naps to keep going but no real sleep. I really burned myself out. Now I work a regular 40-hour week, but it is not my life. It is a means of making money so I can go live my life. I work for a company that is not all about production. They want us to take our time and do it right. I am doing that, and it feels so good to be able to work at my craft and be allowed to do a good job while I am at work.
But after I get off, I have my family and I take time to have fun and enjoy life. I think that is the key to not staying burned out. You need down time, time to have fun, exercise, relax, etc.
Exercise is very important, too. It rejuvenates the hormone system so you have more positive hormones flowing through your body and helps get rid of stress.
That's what I do.
Times change..including this policy about who is able to post. About a year ago,
this board started letting everyone post job openings, at least to what I can remember. I know at one point if they were India-based/affiliated etc..then they could not advertise but since anymore it is so rampant with companies being associated with India, they started letting them post. I could be wrong but this is what I recall.
Yes, it does constitute "creditable coverage." The only policy I found that was not considere
short-term policy. As you can tell, I've done this A LOT... So, I've hit every scenario..
Need bridge policy ASAP. Where can I get it? Have SEVERAL pre-existing conditions and meds
Just one medication at full cost is half of the COBRA payment plus I have steroid and Botox injections scheduled. Need insurance. Can anybody tell me where I can obtain "bridge insurance" without going broke?
A job worth doing is worth doing well ...
If you do not want to do your best, get another job.
But that is what I would do - worth the $.30
nm
what are your worth?
To do business at this rate, the hospital would have to be contracting the jobs themselve. Most hospitals I am aware of, go through a service, which has overhead. So to that 7 cents you have to add pay for management, building, utilites and all the other costs of doing business. The services I work for charge anywhere from 11 to 13 cpl, so it really isn't any cheaper to go through a service or have your own accts from the hospital point of view.
And is it worth the $189?
It sounds quite interesting, but that's a lot of money to shell out for an expander. Do you find your production is a lot higher compared with regular word expanders?
For what it's worth...SM
I did say that in my opinion, drinking on the job, regardless of amount, was unprofessional and somewhat irresponsible. (I stated MY opinion of the SITUATION, not directed at anyone in particular.) I think most employers would agree with me on that one. You obviously do not. This topic has been discussed and removed several times now - if you don't like the "unpleasant" posts, why keep bringing it up? Do you need the validation from complete strangers?
Don't post the topic if you're not prepared to deal with multiple viewpoints. Simple as that.
Worth it?
YES! An ergonomic keyboard does take a couple of days to get used to, but I doubled my typing speed after those couple of days and do not get "tired" hands as quickly. I would strongly recommend getting one!:)
Yes, it is worth it! sm
We have VPI (Veterinary Pet Insurance--should be on the web) and it's great. You can pay monthly or all at once. It doesn't help much with the little bumps and bruises, but our boxer had a major ACL repair done and it saved us tons of money. She's worth it!
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