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Well, my husband and I paid 58% last year in taxes. I swear! sm

Posted By: I'm with you!! on 2008-02-08
In Reply to: Tax vent sm - A Nonny Mouse

I won't tell you our gross, but it's above average, we both work 70+ hours a week and we are struggling to pay our bills - parents of 3 young children.

I am scared to death of Democrats being back in office. GW at least wants tax breaks for families like ours. If the Dems are in office I'm afraid we'll be taxed more to help pay for people like my niece who had babies beginning at age 13 and has never had a job in her life. How can this NOT outrage anyone - yet I know there are people out there who tell me to get over it, it's life, those other people are 'entitled' to our money. It's absolutely vile and disgusting.


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to cowgirl - Last I knew, last year the job paid $25,000/year no taxes, etc.
The hospital was bombed about a year ago, but not a lot of damage, very minimal damage.
You have your W2 showing very clearly those taxes were paid. MQ is responsible for those taxes
because you were a statutory employee. That is the responsibility of the employer to pay those just as though you were an employee.
Husband claiming less for taxes.

I heard this might not be a good idea and that you can get penalized by the IRS anyway.  Any ideas what works best for any of you?  Should I have my husband claim less to make up for my taxes or, should I pay quarterly?  If this helps, I do have 2 kids.  


Thanks in advance!!


I don't pay quarterly taxes. My husband
as 0, so they take out the maximum possible, PLUS he has them take out an extra $100 out of every check to help cover taxes on my income.  Usually when we do taxes we owe an additional $1000 to $1200 after what he has taken out of his check, my business expenses, and our itemized deductions.  We just write a check and send it in with our taxes.
Husband claiming less for taxes.
Thanks!  Do you have any kids?  I am just wondering if that is included as well, since you tend to get money back for kids.  I am hoping my two kids well help put us even, instead of paying in..
Husband claiming less for taxes.
Thanks everyone for your help. I think I will have my husband drop to a 2, then I will have to ajust accordingly. 2006 will be my first full year doing taxes as an IC. By saying exemption 2 at a single rate, you mean not married right? I just want to make sure I am understanding everyone (taxes are not my thing)!!!
But the husband will be paying taxes
If he becomes the IC and they earn 24,000 in a year on IC income and he pays her $10,800 -- she will still pay taxes on that but it will just not decrease her social security of whatever it is. And she will have to pay the 15.75 SS on that.  He will then pay income tax and the social security on the 13,2000 that is left.  Even though she does all the work.  Someone will still pay on the remaining amount.  So will they be ahead -- NO.  She probaby should have just become an IC out and out and wait to collect her retirement or SS.  But there is a difference between SS and taxes.   So when they combine their income they will still be paying taxes on that total amount, and if he earns anything it will be higher than just that. 
taxes must be paid either way
No matter type of business you set up, whether it be sole prop., LLC, etc., you still have to pay taxes on that income.  So either way, some sort of paperwork will have to be filed with your state when it comes to tax time.  The state and the feds want their cut of your profit.
You MUST have 90% of your taxes paid by Dec 15 or they will penalize you.
My DH was having more taxes taken out of his pay to cover me but not enough and we were always getting penalized. Now he's smartened up and raised how much they can take. Hopefully this year will be better.
Always paid my taxes and on time so never
had to worry about this, but I would be leary of any company wanting $$ for services.  I'd just call the IRS and tell them the situation and see what they say.  Of course, this late in the tax season getting through may be an impossible task.  If you have a local IRS office it might be better to go talk to them in person. 
Thwap the husband on the head, buy the keyboard, save the receipt, deduct it from your taxes.

I wouldn't even ask my husband for something like that, any more than he asks me if he can fill up his car with gas so he can get to work! Sheesh! What a prince of a guy you've got there....  You get your keyboard, girl! 


Not my place to make sure her taxes are paid
I can only take care of my end. Not in her head when April comes around so??
Today I heard you have to had paid that much in taxes
Heard that today and I think it is only fair if they do it that way.  Cannot see how this will help as all it does is push this country further into debt.  As a nation we cannot pay our bills as such and then they think that by giving people an extra $800 that it will help with our economy -- rather have them keep it and get us out of debt.   Here in Oregon, people get money back in state taxes who have not even paid because of the child credit and I do not agree with that -- will get flamed for that I am sure but feel that people need to be responsible for raising their own kids and not ask the government or me to do it. 
Taxes are deductible and it does help out at the end of the year.
Be sure to try to get fixed. I have 7.5 fixed for 30. They do have 40 yr mtgs now. And you can always refinance if your financial picture changes. When I moved into my home, i had no cable, a junky car and ate like a poor person. Once, to make my mtg, during a really rough time, i sold my bedroom suite. Keeping the roof over our heads is #1 priority. You sound like someone responsible enough to do this. Would you qualify for this loan on your own? Getting his name on this house might not be smart thing to do during these rocky times?
I did not pay state taxes last year...sm
and wanting to get them paid now ASAP so it will not delay my tax return now.  Does anyone know how the quickest way I can do this and get credit so as to not mess up the timing of my tax return. It was only like $130.00 but we have had such financial hardship this past year that that was hard to come up with at times.  I was wanting to do Turbo Tax like I have for the past few years.  Any ideas?  Thanks!
Why don't you ask the accountant who did your taxes last year?
I'm sure they are better able to answer that question than anyone here.
right, taxes are paid in the state where you earn 'em...
since you work at home, you earned your wages in your state and pay them to your state.
I was told this year by the lady who our taxes...
that if it the dictations are 2% of your income for the year then it will count...she told me to keep a list of everything just in case but I don't think my deductions would add up to anything since I am an employee...
1 ck to feds, 1 ck to state, divide last year's taxes into 4 payments...
xx
Totally agree. My husband has been out of work for 1 year. sm.
In that time he has graduated college. We have applied to close to 100 places with NO responses. I work two jobs (one of which just got cut back). Its tough but I don't ask for help. It drives me to the point of wanting to hit someone when they say "Tell you husband to just get a job". I just took out 30,000 in student loans to help him get a "career" because that is what they tell us to do in a recession but guess what..NOBODY IS HIRING. If you have a job, your lucky, keep it. If you quit your job just because you want state aid, your a fraud and a liar and a poor parent. HOW could you teach your child values, responsibility and work ethic, if you have none yourself.
Husband's plan has no deductible, just copay and pays just straight up to 12 visits a year.

I do have a high deductible for mine, I think $5000 but the important thing to me is that I only pay $35 office visit copay. The deductible only kicks in on lab, x-ray etc.. and I have prescription coverage. The other thing you have to consider, as I also work in a physician's office doing medical billing, is that there are substantial contractual adjustments if you are with a BC plan. Say, your bill is $100 and the "allowable" from the insurance company is $75, that means that your doctor's office has to adjust off the extra $25 and you are not responsible for that; whereas, if you had no insurance, you'd have to pay the whole $100 out of your own pocket, no discount there.


Made 60K last year working 50 hours a week being paid on gross line
nm
Excuse me but federal taxes are paid as employee by employee
The ONLY difference in IC is you pay the ENTIRE amount of the SS which is the 15.25%, as an employee you only pay 7.75%.  And you can easily make up that difference in deductions.  As an employee you just have someone else manage your withholdings and as an IC you do it yourself.  I have much more usable income being an IC and not an employee and I am strict about putting aside what I need to.  But everyone always says you have to pay your own taxes, well your employer does not PAY them for you -- except 7.75% of SS, they merely withhold it for you.  As an IC you are the employer. 
For QA consulting I'm paid per hour; QA instructing (college) paid salary, QA editing paid per li
I am an IC and work for two different MTSOs as well as instruct at a business college.
DH is dear husband or any number of colorful adjectives preceding husband. (no message)
;)
I could swear I had one say
The patient is tolerating her clothes.

Had the boss listen and she agreed, that's what it sounded like.
That would be me. You are very welcome. I swear by it. nm
.
Nope...I swear - s/m

Deals that big cannot, CANNOT, be done in a sneaky fashion.  It just doesn't happen.  I worked in investor relations for many years before my stint in MT and I promise you, if you read the fine print and follow shareholder's meetings and the daily stock news, you should never be surprised.


Not directed at you, but sometimes I think MTs love catastrophic thinking.  It's simply not realistic in this context.


I swear I do not change my name. Seriously.
I don't lie. If you don't want to believe anything I say in other posts, believe this. I did not change my name to Zippy or Frankie Boy or any of the other people who are responding to me!
You swear to never have another surgery sm
because you know exactly what they will be doing to you.
some swear by, but I think my hands are too big.

Voc. Rehab. let me try one out when they were helping me get my ergonomics together, and I knew right away I could never get used to it.  I have rather "fat" fingers, though, and I think that was part of it.  If you have longer, thinner fingers, it might be right up your alley. 


You can rent one (which can then be applied to the purchase price, I think?) for awhile from this site to try it out, rather than outright buying it.


http://www.sforh.com/keyboards/kinesis.html


http://www.keyalt.com/kkeybrdp.htm


 


 


 


Are we allowed to swear? I can't believe that!
If that is the quality of the transcription they are getting back, how on earth are they passing audits with hospitals?

I just do not get it.
I swear they are skimming off us somehow.

How do you prove it though unless you are on the "inside" workings of the beast?  It's like the old Bugs Bunny where they were splitting up cash or something and the swindling character said, "One for you, one for me.  One for you, one two for me.  One for you, one two three for me...etc."



swear words in the spellchecker would be because(sm)
sometimes doing psychiatry notes (or any other for that matter) the MD will dictate exactly what the patient says.  If that quote contains swear words, the spellchecker will not pick these up unless it's been programmed that that they are spelled right.  It get's tedious having swears pop up all the time so they go into the spellchecker. 
I swear, the people who manage
this site should put a button right under  'main board' that says 'MQ Gripe Board' so that the seemingly hundreds of disgruntled MQ'ers can gripe and  argue all day long and the rest of us would be spared.  Every page of this board is filled with arguments between the MQ gripers and the few MQ folks who claim they are happy.  At some point you'd think the (MQ people) would realize that non MQ'ers don't want to hear this stuff every single day, all day long.
I swear I could hug you right now. Evidently my expander
left past the letter D and I was trying to replace because I have been using it for forever!!  Thank you so, so much!!!!!!!   
I swear a troll or someone just throws these Q's out to see
how close were paying attention to posts
I used to swear by Sylcount but recently
to Practicount. You get the same counts as you do in Sylcount but you don't have to save the files in the rich text format for it to work. I found it annoying to have to save everything in RTF and my version of MS Word would always ask if I wanted to save it in RTF, and I'd have to answer "yes" to two different pop-ups before it would even save. There might have been a way around that, but I found Practicount worked just as well without that bother so I switched.
I swear I had a neurology doctor

who would dictate into the late hours, sometimes almost hour-long dictations, and I could periodically hear the cork coming out of a bottle of wine...guess we are not the only ones that are tempted


I swear mine does a few lines... (sm)
And then sniffs all the way through the report, he is constantly changing his mind. You know how you can just tell when someone is "under the influence"? I would almost bet this account that this one gets all coked up before he picks up the phone! I have never done one of his reports where he is not trying to inhale the room in between sentences...
Yes, and I swear I've gotten viruses

from tech support screwing around.  I now have a new one, and no, I will never work on platform again or have anyone be on my computer through a meeting.  If it's not FTP work using Word, no way will I let a company mess around.


I think they do more harm than good! 


I swear, I just transcribed Bill Cosby! sm
you know that voice that Bill Cosby does, kinda sounds like he's drunk?  Well, this doc I just transcribed sounded like that!!! and it's workers' comp, no less. Just had to vent a little!  It's still too early for all this!
Hurry, watch the news & I swear

You will see my last dictator dictating from a chopper with at least 10 choppers around him, landing in the middle of a Rolling Stones concert notifying the fans that Mick is sick and won't be there


just don't know how better to describe this background noise that is obviously distracting to him...oh, please add,  oops change that...uhh, hmm where was I   I have a migraine now and I don't even know what one feels like and from the looks of my que, I'm going in for round 2


Sorry I did proof my post but I swear things moved around
Sorry for the typos. 
I totally understand but if your husband is like my husband... sm

When it comes to something like that, that I usually take care of but for whatever reason I can't, I will tell my husband exactly what to do, but when he comes back - to use your case as a "for instance" - I will ask him, "Did the doctor look at his foot?" 


Him: "No."


Me: "Did you ask the doctor to look at his foot?"


Him: "No."


Me:  "I told you to have the doctor look at his foot!"


Him: (shrug)


etc., etc., etc.


Your husband may not be like that - I sure hope he isn't. And yes, they should have checked his vitals and checked his foot without being asked. But sometimes you have to be assertive with people. And while my husband attained the rank of major in the Air Force and had no trouble ordering people around, there are times when he should be assertive but isn't. And he is not intimidated by doctors - he started his AF career as an x-ray tech (that's how we met). I dunno....(Rad MT wanders off, mumbling....)


Some people swear by vitamins, calcium, low protein diet, Flexeril. (sm)
try a variety of things, cuz it could be so many things.
I am laughing so hard, I swear I fixed my 'pot' (for potassium) expander, and it came out pota
xx
As an IC when paying taxes, are SS and fed taxes sent SM
to the same place?
if mt paid 9, editor paid 4 or 5...how can company charge 14 and make it..sm

I know the going rate in our area is 14 cents per line.  As MTs most companies here pay us 8 or 9 cents a line.  Now add in the Editor rate at 4 or 5 per line..you are paying OUT more than you can charge a line.  How would companies stay in biz?


Unless all work is sent by the company overseas at pennies per line, this would not pay for a company.


just curious how this works out


But how much are the US EDs gonna be paid? Typically this work is paid at 2-3 cpl. nm
:+
You don't get paid an hourly rate you get paid by line - sm
so because of how you are paid (not an hourly rate) you don't get OT, especially if you are an IC.