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Well, if it's due to divorce, you DEFINITELY want an actual

Posted By: see message inside on 2006-10-02
In Reply to: selling home - meMT

real estate agent.  You are thinking of the money you think you could save, but what it will end up turning into is a bigger mess.  If you sign a 60 or 90 day contract with a for sale by owner agent (i.e. Help-U-Sell, Assist2Sell, BuyOwner) and all they do is plunk a sign in your yard and give you a lock box then you're not getting much.  They don't do a lot of advertising other than on their own website and they might print a few flyers for you. 


With the market soft right now, unless you price the house really low just to get rid of it, expect it to sit for 90 to 120 days.




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Me too. Been there, done that, got the divorce.
.
For those of you who have gone through a divorce...sm

My husband and I have decided to go our separate ways after only 2-1/2 years of marriage.  I have no idea where to start and what to do because we bought a house together, bought a new car together, have credit cards together, etc.  This is a mutual decision for both of us to end our marriage so it's not like it is a bitter divorce or anything.  We would like to NOT involve attorneys but how do we separate all of our stuff?


Thanks


You have a point there. I wonder if it's the divorce?
It's like Tom Cruise not aging well also.  And have you seen Robert Redford?  OMG.  His face is ravaged with time and his neck..... terrible.  But you get Paul Newman he he does look better as he ages.  Guess it's in the genes? 
Not due to divorce, but our family went their
separate ways after both of our parents died.  Strange, because I always thought we were close before that, but it could have been wishful thinking.
He was my divorce attorney
.
My attorny put in my divorce that I have to take him
to court to enforce any part of the divorce agreement, he has to pay fees for both of us.  To the best of my understanding, it's very difficult to have something changed once it's been a legal and binding contract in a divorce.  The judges normally stick to what the original agreement was.  Good luck. 
when I got a divorce -- see message
Whe I got a divorce my husband tried to make me put a price on my small business and there basically was no value as most of my clients would probably not go with a new owner.  Most of the value was in my computer, printer, etc. which after a year is worth nil.  It is mainly an income and not much else as you cannot quarantee that when you sell that your clients will go with the new business.  Sometimes it can be valued at a one month income.   There are real estate agents that sell businesses and she can check with them to see what they say.   I worked for a small MTSO that sold and what they did was to not tell any of the clients that it was being sold, ran under the same name with some of the same people there and it went okay but that is touchy.  You are selling more the name of the business than anything else.   Again, she needs to contact a real estate agent that specializes in selling businesses.   She is selling her client list and name mainly and hoping that they all go with the new owners which is a gamble and not one I would take.    Good luck. 
She hasn't filed for a divorce yet -

Because the state she lives in does not recognize legal separation, she had an agreement drawn up by her corporate atty.  This agreement handed the house (quick claim deed) and business over to her, while her "future ex" draws his pension and moved to warmer weather (California).  This all happened when things were friendly. Now she wants a divorce so she can get on with her life (with her new beau she is buying the house with).  BAD idea since she has not filed for a divorce.  Anyway, thanks everyone.  I think I'll be visiting her in jail.    


I guess I was wondering how a divorce could have been
the agreement or been before the judge with your lawyer to dispute something in the agreement. People with nothing to dispute rarely have to appear, as they have already signed the documents that the lawyer presents to the judge. I don't know if you signed your portion of the agreement without having read it to ensure your wishes were followed...hope you find some resolution.
And they say divorce is less traumatic on adult children....
Unfortunately, this is NOT the case. Adult children whose parents divorce quite often end up just as you have described. They are old enough to form their own opinions which are quite often colored by their life experiences and how they relate to each parent as an adult with adult biases and opinions. Divorce, regardless of the age of the children, always affects the children and people who are "waiting until the kids are grown" are only deluding themselves.


Each state has different divorce and family laws; however, sm
ex-hubby is not entitled to anything after the date the divorce was filed. So, if she filed for divorce on January 1 and hit the lottery on January 2, he gets nothing!

At least that is how it is in PA. Don't know about other states.
This is not illegal in most states. Sometimes it's in the divorce agreement.
nm
I needed to divorce cheating DH of 27 years. This was
xx
You need to join a divorce support group. Look around. Helped
zz
Divorce will be final in 2 wks, can I stay on my ex's health insurance?

My ex is willing to leave me on his health insurance.  Is it legal to do this?  Will we get ourselves in trouble if he doesn't take me off? 


How true, mine is trained quite well....before we married he asked if I would ever divorce him -
abused me in any way. So far so good after 9 years. He admits to cheating on his first wife a couple of times though as she did not like having sex (not the reason of their divorce and long before I met him which was 2 years after his divorce). He is germaphobic so it's amazing he ever cheated in the first place....but I think he was actually trying to get her to divorce him (subconsciously)....took 12 years for it to work though. Luckily they had no kids. She did not want kids either, at least not then. She has since remarried too (a month after he did) and her 2 sons are very close in age to my 2 girls. Weird. Men can be such weenies though. Now to just train him to throw out his used paper towels instead of leaving them all over the kitchen counter (my dad does the same thing too). Oh well.
I'd hire an attorney and do a quickie divorce. They're cheap and well worth it.
If it's uncontested the attorney can help you amicably sort through what needs to be split and do it fairly and according to the laws of your state. This will avoid potential problems later.
After divorce, child chronic illness, involuntary job change, parents illnesses and death, was force
I frequently regret it, the changes it has made to my life, but when life hands you horror, at least there is this "final solution" to your financial situation. I must admit, I sleep better, and I can finally hold my head up, and I no longer feel hopeless. Find the attorney you can work with,get your free consultation and DO WHAT HE TELLS YOU TO DO. If you have doubts, see a 2nd and a 3rd attorney, till you're comfortable with the person you choose.
But how much do you charge for the actual
cc? He wants me to print out the cc also, and if there is more than one cc I have to print out more than one copy of the note...the notes are usually two pages long, too. Thanks for your help.
Holli
Oh, I don't think it is an actual portrayal either..SM
I'm just saying alternative lifestyles do not bother me, so shows that show that do not bother me. There are people who do not want any type of homosexuals shown on TV, like their kids are going to "turn" gay because they see 2 guys kissing or something. I will say that TV has gotten out of hand a little, but I also don't believe in too much censorship; and yes, this is what America wants to watch, or they wouldn't keep putting the same stuff on the air. I don't let my kids watch anything that is obscene. The fact of life though is that one way or another they are going to see things that you might not want them to see. When things like that happen, it gives you a good opportunity to talk to them about what they are watching. The simple life for example. Any parent who lets their kids watch that show and then never talks about it is just crazy. Kids think it is cool to be stupid, to be rich, to never have to work, to only worry about boys falling all over you. It gives you a good chance to talk to them about life, about how things on TV are not always how they appear to be, etc. Unfortunately, no matter what we do, our kids are going to be exposed to all kinds of stuff, and it is up to us as parents to teach them right from wrong. We need to not rely on the media to only show what we consider right and acceptable. That is our job. Also, in no way am I saying you are doing this or this is what you should or shouldn't do. I am just giving my opinion on TV in general. :o)
PS: To clarify, not the actual job but more what is becoming
And I really just want out :(
I hope that is not an actual
medical record you posted there.  Yikes!
See post below with actual MQ CEO letter.
http://forum.mtstars.com/main/v/1/5201.html
I mean the actual word ALLERGY not the med itself
x
Actual dictation. Made my day.

Excerpt from actual dictation that I received on an  80-year-old man.


"He doesn't have any complaints with the exception of his continued relationship with his wife."



She is talking to the actual place.(nm)
x
Do you ever transcribe in actual dreams? (s/m)

Along a similar, but different thread with regards to the post below about daydreaming or thinking about other things when transcribing, do you ever transcribe in your dreams?  Thank goodness it doesn't happen all the time, but sometimes I will have a dream where I'm sitting at the computer and transcribing dictation, and can read all the words in front of me.  Is that strange, or what?  And I also sometimes dream that I'm reading a book.  I guess that's what happens when you're in such a word-oriented profession! 


Ah, but actual statistics and things like that
 make it so less fun for them to WHINE AND WHINE!! Great post! There are some bitter MTs out there. Whew!
I thought Lanier was an actual
I could be wrong.  I thought a Lanier was similar to a C-phone. 
Oops! it is .06 per actual line
Thanks
Only actual employees get min wage.

The CD is WAY harder than the actual test.
No sweat. 
Only hospitals and Diskriter do actual sm

background checks where this information would turn up.  They also ask on their applications.


I have never been asked when applying for a service.  If the question is not asked, then there must not be a prohibition on felons.


The actual medical record contains
those things you mention. The dictated report sometimes does, not that is not often. Some facilities, however, do have the physician dictate everything imaginable and even if it is 1 out of every 10, that is still too much info to let out.
Hope you spell better in the actual reports.
Lets try ALL
Do you work an actual 8 hrs a day if hired for such or is it more like 7 with your breaks, etc. nm
s
Amazing.. I think I will have to look into it. Anyone out there know actual costs for family ins?
Thanks.
They'll probably say lower than actual amount
.
Most of the tests are really easy. Much better than the actual dictation.
x
I use CS and ST, works great. The CS that I use is actual Word -sm
I have heard that Chartscript net, which is the newer version, is different - more like a box that you type in instead of actual Word. I have worked for 2 places using CS now, and it implements the actual Word program. As long as it's not Chartscript net, you should be okay. When working, we're told to open our own version of Word first before we even log into CS because it will save anything there if the report you are working on is lost somehow. When I type in CS, which looks just like my Word, ST is up and running right in CS, just like when typing in my own Word program. No problems with it at all. I know what you mean.....I would haaate to work without ST too. Hope it works out for you!
Actual court reporting or transcribing?
There is a difference in the actually reporting where you sit and court and record. You always see the little ladies typing away on the minitypewriter and the actual court transcription. My friend who do this use the tape or digital recorders, for either court or depositions. They also speech into a little cone type deal (name not important) to make notes of thier own as well as writtent notes as the tapes record up to 4 microphone at a time. They did go to school for this.

I transcribed for a small company locally and would pick up thier overflow. The recent rate seemed to be 1.25 a page but I received 1.35 for medical which they could not understand. You do have to have a special tape transcriber for this. You can buy then new or used but you can also get some that have been company modified. They have to be able to play multiple channels. This could run you anywhere from $300-$800 for player alone.

The difference is VERBATIM. Where we correct for proper English you do not on legal. There are a few tricks with the dates and numbers and such but it's not hard to catch onto. You might check into a local court reporting business and see if they have extra work. It can be time consuming but it is interesting. Some are short, some are long. Court cases longer but I have typed depositions that are up to 100 pages long, but that is double spaced. They had to listen to it while recording, then I listend to transcribe and then they listened a third time to proof it. Here is a sample of how the wording can be...

Q All right. Did you ever see the Cadillac at any point, go into the turn lane?
A No. When -- No. Because, when he came off the car he was right in the road. It was in the through lane.
Q Okay. You went over and talked to Mrs. Hobbs, the lady driving the car. Now tell us exactly what she -- David said tell her -- tell you -- tell her that I’m okay, and what did she say to you about just glancing back or what exactly did she tell you?
A If I’m remembering -- getting it right -- I don’t want to -- but what I’m saying is -- like, I said well David, David told me to come and find out how you were doing and don’t worry about him he’ll be okay and then she said, after a few minutes, like I said, she said like -- to the effect that she glanced off the road and she took her eyes off the road and when she looked back it just happened.

Some of them are hilarious.

Point is if you want to transcribe them you don't have to have any special schooling. My friend has never transcribed in her life and she picked it right up within a week.
Gross line is actual lines. sm
9 cpl if count is by 65 chars is not too much, IMO, for an experienced MT. If counting by gross lines, 7.5 c on a gross line equals about 9 cpl on a 65-char line, so if they use gross lines, it might sound low per line but it equals out in the end. A gross line is any line on the page. In other words, you can use your finger and count each line on the page that has words on it, and that's your line count. Most don't count blank lines. However, a lot depends on what they are including in that line, regardless. Are spaces included if 65-char line? Does the line count software count formatting changes (such as bold, underline, etc) If so, that will increase total line count. If not, it will decrease it. Gross line is usually a better deal unless the company is using a size 9 font or something or decrease the side margins. 11-12 size font with 1" margins is good with gross lines. The only thing that affects gross lines is the side margins or the font size. With 65-char line, font and margins don't affect it, which is why most go with that now. You take total characters (incl spaces if they pay for them, as someone else said) and divide by 65 to get total lines. Another thing to ask, if they use templates or normals, are the lines in those included? If not, that decreases total line count, too.

It's really hard for someone to say "this is the rate you should ask for" though, because there can be so much variability from company to company as far as what they count as a line. Also, is it clinic or acute care work? If clinic, generally easier and same docs all the time, so even at a lower line rate, you might make more in the end if you use expander, normals, templates, etc. Is there a platform or can you use Word and your own expander? If acute care where you have different docs all the time, a lot of ESLs, clunky platform, no Expander program, etc., it might slow you down so even with a higher line rate, you might not make as much in the long run. Therefore, you have to take all of that into consideration to arrive at what line rate you should charge or ask for ... almost have to adjust to each different company or client, really. For clinic work, 8-9 cents per 65-char line can net some good pay. For acute care, you might want more like 10-11 to get the same pay. Hope this all makes sense!
You may find that actual copies of the reports are also useful. sm
I did strictly OPs for two years. There were some doctors that I had to check 4 or 5 different reports for every time, just to find the subtle variations he used. I might have 4 copies of appendectomies for him, and need them all to complete a difficult one. Complete copies really are almost necessary, I think.
A "home" can be an actual house or an apartment. So,
to answer your question, you CAN say YES you rent a home.
The actual amount paid is irrelevant

more, but the value of it is more to them than it is to us.  For example, if you make $50 for a week's worth of work, do you think that's a lot in America?  Probably not.  But ask someone in a third world country if $50 is a lot of money to them and ask what it will buy them.


By offshoring work, the MTSO's are saving big bucks by paying foreign MTs far less than they pay us.  Therefore, there are many American MTs willing to accept a lower payrate for their work.  Thus, lowering the American standard of pay for this industry.  Got it?


actual typing time mess

I know exactly what you mean. We see it in E-mails all the time where I work. Although they aren't enforcing it, they do ask that we work our full shift AND get our lines in. I know Dictaphone Extext tracks your typing time and you can see that when you check your line count. It gets really depressing on the speech editing because actual typing time is a LOT less, so it takes longer to get my time in.


This is another way to get more out of the MTs. I think it's all crap, especially since if you were to go over 40 hours a week you won't get paid!


Yes, but the test files are indicative of the actual work.
If the sound quality was so terrible, you didn't want to work there anyways! Right? I do know how you feel. I brain fahrvegnugened on the difference between brady and tachy. Now, everybody knows that one. I just got momentarily confused on it because I get "deer in the headlight" syndrome on oral testing.
not much actual "data", again it's a point and click thing...sm
it's not like people are actually putting in words, just clicking on the match. I agree with the overall groan about GIGO (garbage in, garbage out) but I don't think it's stemming the tide at all...
The actual operation you're performing is Fill Down.
I should have mentioned that before. It's a shortcut that eliminates the need to copy and paste. It's one of many and is located under the Edit menu. For example, series can be used to increase in increments, like for dates.
Yes, the KVM switch will also have a button on the actual box to allow you to swictch back and forth
nm
We need actual examples of patients harmed by outsourcing
to take to the media. Then we could probably get enough interest for someone to do an expose on it.