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They hand your credit card #'s when processing orders - why not mail?

Posted By: Food for Thought on 2006-01-28
In Reply to: My mail carrier just informed me that the mail is sorted by - so much for security and background checks

It is common knowledge inmates work by processing internet and catalog orders. They hand credit card numbers every day. How can you even trust to place an order anymore, not knowing who is actually processing your order? It is surprising what inmates are allowed to do. Some live better than us behind bars!


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Oddly enough, if I don't use my bank card as a credit card in the billing cycle, I get charged fo
x
No credit card is a good credit card.
Just kidding. I'd suggest not using credit cards to pay debts. It'll only dig you in deeper. Look into a signature loan or putting a lien against a vehicle or house. Lower interest rate, pay off sooner.
Debit card. They've got the credit card logo on them, so they
can be used anywhere a credit card can be used.
Credit card? I'm not sure either.
NM
How do you rent a car without credit card?
I only use my debit card now.  However, how do you rent a rental car without a credit card?
Credit Card Consulidation
These offers for credit consolidation sound good until you read the fine print. Basically, you are taking out a loan for the amount of your debt. If you miss a payment or even are one day late, you can end up with huge, huge interest charges added to your bill. I thik a lot of people go bankrupt falling for this scam.
get a credit card just for your IC expenses
it will keep all your expenses in one place and you won't need to keep receipts, just the credit card statements. Other than that, track mileage, though to be frank most people will just claim an average mileage and then create a mileage journal if audited. Also if you will take the home office deduction, you can claim percentage of heating, etc. but easy enough to do that. Might be worth your while to consult with a CPA if you take the IC job, and then the first year that you do your taxes. He can explain everything you need and then you can take it from there. Just one or two more forms to fill out, nothing earth-shattering.
A credit card separates
personal purchases from business purchases and simplifies bookkeeping. No need to keep multiple receipts, just credit card bills. You need to HOLD money in 2006 to pay tax bill FOR 2006 when due in April 2007. At that time, the IRS will send you a notice that your underpayment is too great and they would like you to file quarterly.   Then, as said, you only have to pay 100% of what you paid for 2006, divided into 4 quarterly payments, across 2007 in order not to get a fine, even if you make lots more or lots less. Come April 15, you settle up the difference again.
Oh, not this discussion again. I haven't had a credit card
account in over 10 years now, and I do just fine.  That includes reserving hotel rooms and rental cars, buying plane tickets.  I live on a cash basis within my means.  Nobody needs a credit card.
In addition to your credit card receipt you should

get a printout of your payment and if they don't offer it, ask for it.   Be sure to check right away that they are showing you paid and if you have a receipt your payment was put in the system, which should eliminate this issue in the future. 


Billing an insurance company will give the insurance company a good laugh and will probably create further problems. 


New credit card interest rates (sm)

Wondering if those of us on this board have noticed that credit card companies will be increasing their interest rates along with the minimum payment due soon.  How will this affect some people who can barely make the minimum payments now.  Any insight greatly appreciated. 


Purchase date on credit card
x
is it safe to apply for a credit card

over the internet?  I hesitate to give out social security number and personal things on the net.  Is it okay or not?  Thanks



Credit card/income question. sm
I got an offer from Capital One for a personal credit card. Credit not great, but I figured they checked it before sending offer since I have a business card and they check with CRA every month.

Anyway, they declined it. They said I didn't make too much. Said they would not put denial on credit report. Want to find out how do they know how much or little I made since that information is not reported. Do they go by FICO score? Just wondering if anyone else had this problem.
Had this problem before, and worked for a credit card company too

I also had problems with travelocity, which ultimately was routed back to hotels.com, where I booked it for one date, they reserved it for a different date, and I ended up having to pay for both dates, PLUS a HUGE fee.  I challenged them on it, but nothing ended up happening, other than me biting my tongue and paying it.


HOWEVER, since you were told that they would credit the amount, you need to talk to Hotels.com first.  Make a concentrated effort to speak to supervisor after supervisor until they give you an apology and credit it.  ALSO (and, if they refuse to give you the remaining credit), call your credit card company and explain the situation.  They can do a few different things here.  They can, and probably will remove the over-the-limit fee for you, if you explain the situation, as long as you don't have a long over-the-limit history.  Don't let them tell you that they can't remove it, just keep going up the chain of command until someone does.  All CSRs in that situation are able to remove the charge, and if they don't, ask for their manager (they will just put you through to a phone queue where the people have higher capacity to remove stuff like that).  The second thing that they can, and will do, is, if hotels.com won't do it, you can dispute the charge, explain what happened, and it will be removed while they research it.  Most of the time, they remove it and you never hear about it again, other than to tell you that it's been taken care of.  If they decide it was a valid charge, which they won't, they will add it back to your credit card balance after getting hotels.com to prove that they provided the necessary service.


Make sure you contact your credit card company, even if hotels.com refunds your money, at least to get the over-the-limit fee waived.  I would still dispute the charge, and that way, it is covered if they say they are going to refund it and don't.  If you dispute it, and they end up refunding your money, just alert the credit card company, and it will be a wash.  Good luck!


call credit card people immediately
and dispute charge (the back of your bill should give you the procedure on this) WRITE down everything you have done for the record. Yes, you absolutely must contact someone who knows something at hotel.com and be sure you contact the Atty General of your state and the state where hotel.com is headquartered, not to mention the BBB. Hotel.com has just got a load of bad publicity - don't forget to point that out to them. They also need to reimburse you for any charges incurred.

Be sure to keep a paper trail...emails will work. Good luck to you.
Do not close credit card accts with 0 balance
I get offered and have used no interest credit cards for years.  They are usually no interest for 1-1/2 years.  When it is time for them to start charging interest, I roll them over into another no interest card.  I have never closed an acct, just cut up the cards and forget about them.  My FICO score is excellent, as is my credit.  I get offers for no interest cards at least once a week so it obviously hasn't hurt me. 
could it have to do with the class action law suit, my credit card company did that once...
they sent me a check of some money they supposedly owed me because someone filed a class action suit regarding their not posting monies received the same day and therefore charging people late fees, etc.  I got like $3.46 for something or other. 

perhaps it was a class action suit that was filed, and then of course MQ would have to go back and pay any monies due to everyone regarding the line-count discrepency issue.

maybe I am way-off, but if it is on the QT, that could be why.  once they pay you off, they are no longer liable, right?.

anyone else have any ideas?
Looking for best credit card, visa,mastercard or amercian express

need to consolidate some bills, 


 


 


Call the credit card companies and ask them to lower your rate. sm
Tell them you are having trouble and you need a lower rate. I would try that first on your own. I have done it and went from 14.9% to 4.9% on my credit cards. I can now pay them more monthly than they ask for and I am on my way out of credit card debt.

Consolidation companies, some, charge a fee and it goes on your credit report as "write off or bad creditor". If you have no success with the cc companies yourself, than try a consumer company to help you.

Good luck to you!
I renew my subscription to Norton each year it is due by credit card through them on the internet.

If I change computers how do I get that back into the new computer as I dont have a disc or anything I just do it over the internet. I have the original disc that I purchase 2 years ago but have since upgraded over the internet as I said.


 


Indian call centre credit card 'scam' exposed

RE:  Symantec (Antivirus) customers credit card information being sold.


http://www.theregister.co.uk/2009/03/20/call_centre_credit_card_fraud/


 


Nothing but a card in the mail...sm
Do ya think it would have broke the company to have slipped a little something into that card? McDonald's $5.00 gift certificate; anything to show a little appreciation.

I've been thinking about it because there's not a lot of suits to pay; 1 owner. Now that I think about it some more, I'm thinking the owner might be Jewish, and not celebrate Christmas. But then why even send the card? And why not call it "appreciation during the holidays" instead of a Christmas gift? I duuno. The supervisors actually are MTs; I would have thought they would have brought it up during their weekly huddle. "what are we going to do for the MTs for the holidays?"

I thought about it some more and maybe only being with the company for 2-1/2 months might have something to do with not getting even a token. Oh well.
Charge what the credit card companies charge when they don't get paid on time!!!!
 
great website for credit and credit cards, interest rates
great website
Has anyone used a credit counseling service to consolidate credit cards?
What was your experience?  Was it worth it?  Which ones are credible?
Are you taking orders yet? (nm)

.
You should have a website and post your jewelry for orders!
I'd love to see pieces that could be ordered!
it is likely they are processing your medical
claims. 
IRS is not processing ANY tax returns sm
until at least Feb 11, when the new software is in place.  You may be talking about and H.R. Block type place that figures you return, for a price, then cuts you a check.  But IRS not sending checks or processing until Feb 11.
I've used Hand-Eze and Thergonomic Hand Aids. sm
They help with the carpal tunnel and keep hands warm for me. They cover the hand and wrist but leave the fingers free. I wear them inside out, though, because the seams rub on the skin too much for me. I've gotten so used to them, that it is more comfortable wearing them while typing than typing with nothing on.
Don't talk about hand, I still remember the one that got her hand chewed up by her pet rat....

had nightmares for 2 days after that.



You can accept checks or money orders, but it's more convenient

to use PayPal, BidPay, or some of the other services.  You don't have to sign up for the premiere or business account on Paypal that takes fees out.  In fact, I use Paypal for bank fund only transactions and don't accept credit card payments. 


It's pretty easy to sell.  I find that I have better luck by including a digital picture, starting the auction low, and being completely accurate in the description.  I used my scanner to do pictures for a while before I bought my first cheap digital camera off of ebay.  ebay has tutorials on their site so you can read up on how to do it.


We have propane and hubby pre-orders and pre-pays for the season, sm
Most economical way for us to go. Turn temp down to 65 overnight and use lots of blankets overnight. Use humidifier. The humidity helps the air feel warmer.
I used to send a card and gift card to my direct supervisor, but that's it. sm
She was the only one who knew me as more than an employee number, and the only one I had any respect for.
Please name a post office processing
We are talking about handling mail for the US postal service. Not any other entity. Inmates are not allowed to handle mail anywhere in the United States. It is absolutely forbidden by the federal government.  Name a center where inmates handle mail.
Did you check your processing speed?
I would see how fast your processing speed is through your internet company. My eScription got really slow for a while and the cable company came out and replaced something and now it is super fast. I have an "older" computer too. Pentium III, 797 MHz, 384 MB of RAM.
Does your word processing program
have "search and replace" feature? That should do what you want.
data processing...medical charges
okay, so I've been doing medical data processing for a clinic for the past four months and the office lifestyle is NOT for me. Does anyone have information on work at home medical billing? I sure would like a nudge in the right direction. Thanks!
Well, if you broke your right hand and were right-hand dominant, can you see how this might be a fac
It may not be relevant at the time of dictating a physical exam or social history but in the future it would be good to know if the patient breaks the finger(s), wrist, hand, arm.
CREDIT, everyone is living on credit, and from what I see
with a rather, 'might as well, we have no future' kind of attitude.

our credit cards are maxed out, we are buying gas, food (which I swore I would never do, how stupid - all that interest for food, yuck!), paying bills, and we would not have survived without them. now they are maxed out, and we are not making one bit more than we were.

glad things must be going so well for you, but look around in your own neighborhood.

the gap is closing between rich and poor. like it is in somalia, for example.

call us doomsdayers, but I call it protecting our own interests.

why is it the only people who are supposed to care about themselves are the rich?
Vista is just the operating system. You buy the word processing software separate...sm...

`


 This is a test 08:20:00 Real time `


 This is a test 08:20:00 Real time


Request that they place a stop payment on the check, reissue, and mail priority or overnight mail
If they refuse or invent unbelievable excuses, you'll know you have a problem. If MY check was a week late, there are many months I would be in deep trouble.
I realize checks occasionally do get lost in the mail. If they are 100% sure it was mailed, then they shouldn't mind issuing another.

Be firm and be persistent.
My friend who works for them is having her mail go to her own account. She hates this new mail prog
x
In every company I have worked for that pays via mail, they mail the checks on payday. sm
Depending on the distance you can get them anywhere from 3-8 days later. Right now one takes 3 days, the other 3-5.
Joyce CMT - e-mail karen - deleted your e-mail address nm
nm
How long by mail did it take to get your IRS refund check after a mail out date was given when you c
;
My mail carrier just informed me that the mail is sorted by
prisoners as part of their work.  Now do you feel safer and more secure?  
Block her E-mail, return mail unopened

On AOL I can determine who I want to receive mail from and block those I do not  -- and if they are blocked  they get their E-mail back as being "undeliverable".  If she sends things out -- send back --unaccepted.  But to be simple just E-mail her back or call the recuriter if you don't want to deal with her directly and state -- leave me alone.  If she is in another state you should not be scared of her but you may simply have to put it out there in no uncertain terms.


Has anyone disconnected the internal sound card and replace with another sound card?

I am having problems with my sound on one of my computers.  Several different ExText program have been on it so I don't think it is the program and the sound is just now as clear as on my other computer.  Has anyone switched (disconnected the internal sound care and replaced) to a new sound card?  Did it make a difference. 


Everyone on this board is so knowledgeable, I really appreciate you.  You have helped me many times. 


BD WONG! I love him! I love all CSI and Law and Orders!
I am so addicted. I actually schedule my job and family around the shows LOL.