They do offer individual plans, but they are SM
Posted By: Good luck. on 2007-08-15
In Reply to: From my experience, they only offer a policy that pays... - InternetMT
similar to my insurance at Spheris. A very high deductible, many out of pocket expenses, no prescription drug coverage. Basically, will cover hospital expenses. However, the most out of pocket with them was $5000.00 per year; with Spheris it is $10,000 per year. I believe it cost $250.00 a month.
You could look into it.
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AT &T and other co offer unlimited plans
We have an unlimited longdistace plan with AT&T for only $35 monthly I know there are a few other companies that also offer these type of plans. I would definitlly check into them if I had to pay longdistance charges.
Offer 1 week notice, but willing to offer 2 if they would be in a bind. Also, (sm)
make sure your resignation letter is written with class. Never good to burn your bridges.
I believe it's up to each individual
state government. It's not a federal thing. There are other areas of the country that don't do it as well. Not many, but a few.
This individual is not someone who transcribes on
a routine basis, she was more like an account manager who assigned the work and now is assistant director of operations, I think, so I doubt she would have a stockpile of "normals" she made for herself on any account, nor have a super expansion file. Which leaves 1 explanation. I worked with her when she was at another company and she never typed there, more like a clerk-typist position.
How about the responsibility of the INDIVIDUAL
You've totally missed the whole point of the article!
It is a very individual thing...
No one says she needs to look in the casket. I personally cannot look into an open casket and people seem to understand there is no need to force me. My comfort level is not the same as other people have. It does not prevent me from paying my respects to the family or showing my support.
The individual who is now the president of
the insurance company association (whatever it is called) is Mark Racicot, who was Bush's right hand man and head of the RNC. They do not care about the welfare of people, just their own pockets.
yes, but how old are you that you can get individual ins for $59/month?
x
Obviously a sick individual, but
is he just saying that to get attention. They don't know if he really did it. Only the tests will show on the DNA.
That depends on the individual
When I worked in-house one of my coworkers was a lady with 15+ years experience, and had attended a transcription school prior to that. She had a sad tale to tell - she once decided to leave the hospital and work at home. The ESL dictations did her in, within a couple months she came crawling back to the hospital (and lost all her vesting and retirement over it, busted back down to a newbie there). The doctors at that hospital were mostly ridiculously easy, and that's all she could handle.
On the other hand, I never attended a transcription school, but learned on the job. After 3 years inhouse, I started working from home. I refused to let the ESL win, and gritted my teeth and kept trying. Now I can do ESL because I refused to be intimidated by it. I think its all in your mindset, how determined you are to learn and how determined you are to stretch your comfort zone. It has nothing to do with schooling OR experience in some cases.
I had individual coverage - sm
when I was IC and SE for a while. It was expensive - but now I think it would be impossible as I am older. Considerations are preexisting conditions. My daughter lost her job and has Graves disease. She is 23 years old and was flat turned down - no amount of money could get her coverage. COBRA is costing 380 dollars a month until her new job's coverage kicks in. If you have any preexisting conditions it may be extremely pricey. Also do not let insurance lapse - because anything you might have will not be covered for a period of time - usually a year. If you are young and have no problems and depending on where you live - individual coverage can be found - before my daughter had problems we got it for under 100.00 a month. Our state does have a program for people who cannot get coverage but I have not checked to see what that entails - you might call your state and see.
IC's who pay for their own individual insurance
Can you please recommend a dental insurance that is a good one and affordable? TIA
Thanks, but unfortunately this individual has no other option.
She uses wireless high-speed now for internet and her company has told her that their new platform won't work with that. She's "a little bit country", so has no cable or DSL service.
Individual MT usually has to purchase it ..
--
I think it depends on the individual. There
are 48-year-olds who are in as good of shape as any 25-year-old.
I think if you feel you are up to it, age doesn't matter. I was thinking about it myself (I'm about to be 45).
48 is still young! You'd graduate in 2 to 4 years and only be 50 to 52! That's still at least 15 years before you would retire.
Good luck with your decision!
Since your lender is an individual and not a company
I would get an attorney immediately who can tell you what to expect and what your rights are. It should be a nominal consultation fee and you should take with you a summary of your payment history and all the papers you signed at closing.
I had an FHA-backed loan with first-time bond money and my mortgage was sold from my original lender (Union Planters Bank) to a mortgage company. FHA bought me more time and lessened the financial loss for me greatly (they have stake in that - they WANT you to stay in your home) and were of great help.
I also at one point was in such emotional turmoil that I went to a local realtor, sat in his office in tears and told him I did not know what to expect. He spent 45 minutes with me and I learned more from him about what I would actually see happen than from anyone else I had talked to.
I was served my intent to foreclose from the mortgage company and it took about 6 months to actually get through it. I was served the papers announcing the foreclosure auction at the Courthouse on MMDDYYYY date. I went to the courthouse and there was a man standing (literally) in the parking lot and no one else around -- all were inside doing normal business. I walked up to him and asked if he was from BLAH mortgage company. He asked me if I had a gun (hahaha) and I was SHOCKED. Of course, I said no and looked at the courthouse - thinking some crime was happening and pulled my cell phone out to call 9-1-1 (the police station is ACROSS THE STREET...lol). He said most of the time the owners show up with guns and he's even been shot at doing this. LOL
I told him that I had dealt with the loss months ago; they were taking my house - not my children, my job, my life...just my house...and that since I just could not afford to keep it up and repair it, etc., that I would be relieved and better for it in the long run. We talked and he told me that since no one showed to bid, that the mortgage company now officially owned it. I asked him how long I had to get out; he said that I would receive a notice in the mail but to be out by that date as they would literally come in and change the locks and secure it. I told him I would be out before that date and he said to lock it up but leave the keys on the kitchen counter and call the attorney (for the mortgage company). I did just that; I also immediately contacted the company I had my insurance with and told them (got a lovely refund from them for about $360 which helped me move -- also sold virtually everything I had to get out and start over). This was all last year in January 2004. This year I received a paper to file with my taxes where the difference in what I owed and what the buyer (the mortgage co put it up for sale and it eventually sold) paid was forgiven so I did not owe anymore on it.
I have forgiven myself and we now live in a nice clean apartment that is 300 sq ft bigger than my little bitty house. I have an apt mgr to call if something breaks and I don't have to fix it myself; no more lawn work, etc. For me, it was the best thing that happened.
It will be off my credit history the same as a bankruptcy in a few years. I am happier. I learned a lot. Good luck to you. Write me if I can help you deal with the emotion of it at all.
I think it depends on the individual's experience.
I have had no problem with MQ and don't agree with anything you have said. If I felt that way, I wouldn't be there anymore, nor should you since you feel so strongly. I have nothing but good things to say about MQ.
BCBS. Individual policies.
.
An Individual Education Plan
For my child, his pediatrician had us go to Babies Can't Wait (in Georgia), but because he was 3 at the time, they referred us to Gwinnett County Public School System, who performed an evaluation, diagnosed autism, and we now have at least annual IEP meetings to layout the plan for next year (can have a meeting at any time if goals need to be changed, etc.). This is an educational evaluation, not a medical evaluation. They then, of course, recommend a medical evaluation.
Depends on individual case
Mine was $15 per month, a friends was $20 per month. Her program was for 3 years while mine was for 5 so perhaps that's the difference. Well worth the money though.
The 2 posts by the individual have been removed. (SM)
They were advertising for other sites. Please report such posts when you see them. Cher/Moderator
It is up to the individual person and their circumstances
Personally, I could not afford to wait three months and "hang on." I have bills to pay and children depending on my paycheck. I just left a job where I "hung on" for 6 months and it was the worst thing I ever did. And guess what, I am not even putting this place on my resume because the place is an embarrassment. I am putting that I did IC during that time, because I had to do that to supplement my income. Saying tsk tsk you did not give it long enough is like saying tsk tsk you did not try that relationship out well enough or long enough, when the signs were there that you were being battered. Personally, I say trust your instinct. Communicate professionally with your supervisor and point out about the equipment, and the set up not going well. Have a good self-esteem (don't put anyone down) and let them know that you are seeking a mutually-beneficial business relationship and you'd like to have your concerns cleared up. You may do this is a nonthreatening manner. Then, sit back and see the way they react. If they treat you like a dime a dozen, then you will be less than that after 3 months, trust me. If they fix the problems and tend to your needs, then you will probably want to hang on. That is IMHO. And from personal experience, I have made the mistake of "letting them work it out with my waiting" and guess who got screwed, and it certainly was not them. Good luck in what you choose, but only you can know what is important to you. Trust that inner voice which is telling you what you need to do for you.
I think if MT went back to each individual hosp, and NOT MT co's,
Plans for THIS weekend?
Summer has gone by WAY too fast. What are your plans for this weekend? Anyone have a big weekend last weekend? I am not sure what we are going to do. Husband is playing in a golf tournament and I will probably take the kids swimming, maybe work a little. Would be nice.
CHANGE OF PLANS
Check with your old job and see if you can stay (unless you REALLY hate it). At least that is what I would do.
Got any weekend plans?
It's so hot, I may just work instead.
My dinner plans
I am so sorry that your doggy had diarrhea all over your face. OH GEEZ, I didn't realize that is really what you look like - again sorry.
Individual Health Insurance Policies
I am going to be purchasing my own health insurance policy for myself and my son in the next couple of weeks. I have gotten a quote from BCBS already, but was wondering if there are any other health insurance companies out there that offer good benefits at a decent monthly premium. Just looking for some suggestions.
TIA!!![](https://forum.mtstars.com/smileys/smile.gif)
If you can get it, do an individual account with a high deductible...sm
but in order to get individual insurance, you have to have NO medical problems. They even put a rider on my son's ADD. Premiums for me and my two kids (husband has ins through work) run about $3800 a year, and we have a $5000 family deductible. Worse case scenario, some one gets sick and it costs us $8800. Premiums for family ins through DH's work were $9000 - sick or not. Good luck. I agree - the insurance lobbied that sucker through.
I saved the individual glossary as an attachment
and then emailed it to myself at my yahoo address. Then I could log onto yahoo email on the other computer, save the attachment to my hard drive and then use it with the IT program installed on that computer. I also email a copy of my glossary to myself at yahoo about every month or so (hotmail or anything web based would work) because if my hard drive ever crashes, then I have a backup of my glossary that has nothing to do with my hard drive and I won't lose months and months of additions. If I add a bunch of expansions at one time, then I email a new copy to myself more often. Hope that helps.
Did your husband know that the plans the mayor of NO used
were the same plans that were specified by the Department of Homeland Security when they did a simulation of this disaster in the 4 years prior? When FEMA was absorbed by the DHS, they did simulations of events like hurricanes, earthquakes, etc. In their simulation called Hurricane Pam, which was only simulated as a category 3, they said that the only place available as a shelter in this type of storm was the Superdome. They studied this for years. The mayor followed their recommendations.
As far as buses being available, the mayor made the public transportation system available for free but that was only inside the city of N.O. He can't make private sector transportation services provide free transportation OUT of the city and then, again, he could have used the public transportation and the school bus system to transport them out of the city, but to where? These people had no money - where were they going to go? The only option the mayor had was to use the recommendations of the DHS and house them in the Superdome. What other city was available in Louisiana that would have housed hundreds of thousands of people in shelters designed to withstand a category 4 (possibly 5) storm? There was none.
There was an article published yesterday in which many administration officials described how FEMA would work since it was absorbed into the Department of Homeland Security and what the responsibilities would be if the president declared any disaster an incident of national significance. It was an excellent article and very eye-opening. FEMA isn't the FEMA we knew from years ago that could act independently and at a quicker pace.
Long Distance Plans
Can anyone suggest a long distance carrier that provides unlimited long distance at a reasonable rate for transcription purposes? I have been told that I have to have a business plan because it is against government regulations to use your home phone line to surf the internet, etc. I have to dial into a long distance number to get my work through a Lanier. I have statellite internet so I do not think I can have Vonage or anything like that where it goes through your PC. I currently pay over $100 a month with taxes and surcharges to have unlimited long distance on one phone line. Is there anything better out there?
Had to cancel my plans again today to do MT (sm)
Although these doctors pay pretty well they are a pain in the neck. I am about ready to give this up altogether.
I have tried other services and they only pay about half of what these guys do. What next? See items on E-Bay?
Long Distance plans
Depends on where you live. Do a Google search for your area. My employer told me AT&T was cheapest, but not in my area, ALL plans here run about 70+ a month for unlimited, but down south, AT&T was about $25/month. Big difference where you live. Hope this helps.
Family holiday plans (sm)
I just had to post this as it reminds me so much of a lady who posted about her family, saying that they were ungrateful.
I was going to take the Amtrak train to visit my family on Thanksgiving, it's only about an hour on the Amtrak, and about $80.00 for the ticket! My stepmother says to me that it would be way to much trouble for them to drive the 15 minutes to the station to pick me up, they are having company that day. My father would spend his whole Thanksgiving day going back and forth to the train station. But I was welcome to come the day before Thanksgiving and stay until the day after Thanksgiving, that way they could drop me off at the train station when they didn't have company. Company meaning her children, who have always come first. So I am supposed to go to their house at an alloted time? I'll be darned if I'm going to do that.
Now I'll be darned if I am going to pay $80.00 for a train ticket to spend a day with a family with this attitude. I told them I won't be coming, I haven't had the time to spend 3 days there and have to work, and they said it would be too much trouble to pick me up at the train station on Thanksgiving. Am I right or wrong in not going on Thanksgiving? Any opinions?
I just got a letter too...please post what plans are available to us...TIA
What are your vacation plans this summer? sm
I'm getting married in 11 days so my week vacation afterwards will be spent honeymooning in Helen, GA, which is where we're getting married.
VoIP plans are the only ones without restrictions
x
long distance plans
I live in NW Ohio and having a difficult time finding a LD carrier that allows for medical transcription. Anyone have any ideas?
Just give up...no point in reasoning with an individual who does not want to understand. nm.
nm.
My head is not in the sand - I am a very wise and "shrewd" individual
as far as jobs go. You are entitled to your opinion; however, Dictaphone is not the best VR software out there. I work on the best, and believe me, the hospitals will need MT/editors for a long time. Maybe not 30 years, but I make enough money to put at least 4K away a month, so by the time I can retire, I will have a hefty savings account to live on.
I am getting while the getting is good!
Good luck with your nursing career!
A parrot may outlive you, so make sure you have plans
for where it will live after you pass. I thought about getting a parrot, but I decided that it was too much of a responsibility considering how long they live and how much attention they need. If they don't get attention, they WILL have a tantrum like a 2 year old, so make absolutely sure this is what you really want. Also, parrots are LOUD, really LOUD.
I ended up getting female zebra finches and love them dearly. They are not loud and because I have a cage with the seed catch, they aren't too messy. Note: Boy zebra finches are loud, so avoid them if you can't handle the noise. Girls warble, boys squawk.
Program worked well for me, but not the most economical of plans. sm
They do make it easy for you -- meals and snacks all ready, but when I did it 10 years ago, it averaged $80-100 per week, PLUS you still have to buy your milk and fresh fruits and veggies. Still, it was a good plan for me. I walked every day too, and managed to lose 50 pounds. One of the things they taught me is true, though: Your decision to quit exercising is your decision to gain back the weight. Sure enough ... gradually, the exercise dwindled ... the eating habits slipped .. and the weight started creeping back. ![](https://forum.mtstars.com/smileys/sad.gif)
The other poster who mentioned Healthy Choice and Lean Cuisine dinners is right -- you can supplement with them for a lot less $$.
Good luck with whatever you choose! ![](https://forum.mtstars.com/smileys/dance.gif)
They don't want to look for their own jobs or figure out their own business plans. They want all
:+
Just 1 in 1 year. No plans to change in the near future.
I have what is perhaps a dumb question about 401k plans. Can you have 2? sm
I am starting a part-time job in addition to my full-time job, and they both have 401k plans with matching, so if I could have both, I could get a little extra on both sides. Somehow, though, I am thinking that probably is not allowed. ![](https://forum.mtstars.com/smileys/sad.gif)
Thanks for your input.
Affordable health insurance plans?
Do these exist? Any leads on where to find affordable coverage for employee and 1 dependent?
You purchase the plans which allow so much data to be transferred.
I paid for the $59.99 monthly package, which is a lot of data usuage and have used programs such as Dictaphone ExText and Escription on the road. It seems like someone told me you'd have to pretty much be on it nonstop to use up all the data allowance but you can check it out here..http://b2b.vzw.com/broadband/bbapccard.html
Keyboard shortcut for spellcheck is F7 for full doc, Alt + F7 for individual words.
Check out the link below for a list of Word's shortcuts. You're assigning shortcuts that are already in there. :)
Cingular and T-Mobile advertise prepaid plans.
nm
Business plans don't work either...been there done that with SBC & ATT...MTSOs/hospitals need to.
either offer 1-800 numbers or internet transcription if they want to keep hiring us all over the US....that's it!! Maybe we could all share the cost of a 1-800 number or something, and for goodness sake, with all the technology out there, everything needs to go to digital dictation anyway. Bottom line is MT is NOT allowed for ULD. I even asked about some sort of special ULD transcription package through SBC & ATT and they wouldn't even consider it. So, MTSOs, please listen up...the ULD is going to be a thing of the past real soon. It's a wonderful option to you and it broadens the MT's working capabilities, but without ULD, nobody can rake out that kind of money! We should all put our heads together (MTSOs and MTs) and try to get something going here. We can no longer overlook this situation.
Good luck everyone...I will be holding my breath for us all!![](https://forum.mtstars.com/smileys/pulling_hair.gif)
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