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Serving Over 20,000 US Medical Transcriptionists

The individual who is now the president of

Posted By: add up the score on 2006-04-09
In Reply to: MA passed law stating all residents MUST - carry health ins...

the insurance company association (whatever it is called) is Mark Racicot, who was Bush's right hand man and head of the RNC. They do not care about the welfare of people, just their own pockets.


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I believe it's up to each individual
state government.  It's not a federal thing. There are other areas of the country that don't do it as well.  Not many, but a few.
This individual is not someone who transcribes on
a routine basis, she was more like an account manager who assigned the work and now is assistant director of operations, I think, so I doubt she would have a stockpile of "normals" she made for herself on any account, nor have a super expansion file. Which leaves 1 explanation. I worked with her when she was at another company and she never typed there, more like a clerk-typist position.
How about the responsibility of the INDIVIDUAL
You've totally missed the whole point of the article!
It is a very individual thing...
No one says she needs to look in the casket. I personally cannot look into an open casket and people seem to understand there is no need to force me. My comfort level is not the same as other people have. It does not prevent me from paying my respects to the family or showing my support.
yes, but how old are you that you can get individual ins for $59/month?
x
Obviously a sick individual, but
is he just saying that to get attention.  They don't know if he really did it.  Only the tests will show on the DNA.
That depends on the individual

When I worked in-house one of my coworkers was a lady with 15+ years experience, and had attended a transcription school prior to that.  She had a sad tale to tell - she once decided to leave the hospital and work at home.  The ESL dictations did her in, within a couple months she came crawling back to the hospital (and lost all her vesting and retirement over it, busted back down to a newbie there).  The doctors at that hospital were mostly ridiculously easy, and that's all she could handle.


On the other hand, I never attended a transcription school, but learned on the job.  After 3 years inhouse, I started working from home.  I refused to let the ESL win, and gritted my teeth and kept trying.  Now I can do ESL because I refused to be intimidated by it.  I think its all in your mindset, how determined you are to learn and how determined you are to stretch your comfort zone.  It has nothing to do with schooling OR experience in some cases.


I had individual coverage - sm
when I was IC and SE for a while.  It was expensive - but now I think it would be impossible as I am older.  Considerations are preexisting conditions.  My daughter lost her job and has Graves disease.  She is 23 years old and was flat turned down - no amount of money could get her coverage.  COBRA is costing 380 dollars a month until her new job's coverage kicks in.  If you have any preexisting conditions it may be extremely pricey.  Also do not let insurance lapse  - because anything you might have will not be covered for a period of time - usually a year.  If you are young and have no problems and depending on where you live - individual coverage can be found - before my daughter had problems we got it for under 100.00 a month.  Our state does have a program for people who cannot get coverage but I have not checked to see what that entails - you might call your state and see.
IC's who pay for their own individual insurance
Can you please recommend a dental insurance that is a good one and affordable? TIA
Thanks, but unfortunately this individual has no other option.
She uses wireless high-speed now for internet and her company has told her that their new platform won't work with that. She's "a little bit country", so has no cable or DSL service.
Individual MT usually has to purchase it ..
--
I think it depends on the individual. There
are 48-year-olds who are in as good of shape as any 25-year-old.

I think if you feel you are up to it, age doesn't matter. I was thinking about it myself (I'm about to be 45).

48 is still young! You'd graduate in 2 to 4 years and only be 50 to 52! That's still at least 15 years before you would retire.

Good luck with your decision!

Since your lender is an individual and not a company

I would get an attorney immediately who can tell you what to expect and what your rights are.  It should be a nominal consultation fee and you should take with you a summary of your payment history and all the papers you signed at closing.


I had an FHA-backed loan with first-time bond money and my mortgage was sold from my original lender (Union Planters Bank) to a mortgage company.  FHA bought me more time and lessened the financial loss for me greatly (they have stake in that - they WANT you to stay in your home) and were of great help.


I also at one point was in such emotional turmoil that I went to a local realtor, sat in his office in tears and told him I did not know what to expect.  He spent 45 minutes with me and I learned more from him about what I would actually see happen than from anyone else I had talked to. 


I was served my intent to foreclose from the mortgage company and it took about 6 months to actually get through it.  I was served the papers announcing the foreclosure auction at the Courthouse on MMDDYYYY date.  I went to the courthouse and there was a man standing (literally) in the parking lot and no one else around -- all were inside doing normal business.  I walked up to him and asked if he was from BLAH mortgage company.  He asked me if I had a gun (hahaha) and I was SHOCKED.  Of course, I said no and looked at the courthouse - thinking some crime was happening and pulled my cell phone out to call 9-1-1 (the police station is ACROSS THE STREET...lol).  He said most of the time the owners show up with guns and he's even been shot at doing this. LOL


I told him that I had dealt with the loss months ago; they were taking my house - not my children, my job, my life...just my house...and that since I just could not afford to keep it up and repair it, etc., that I would be relieved and better for it in the long run.  We talked and he told me that since no one showed to bid, that the mortgage company now officially owned it.  I asked him how long I had to get out; he said that I would receive a notice in the mail but to be out by that date as they would literally come in and change the locks and secure it.  I told him I would be out before that date and he said to lock it up but leave the keys on the kitchen counter and call the attorney (for the mortgage company).  I did just that; I also immediately contacted the company I had my insurance with and told them (got a lovely refund from them for about $360 which helped me move -- also sold virtually everything I had to get out and start over).  This was all last year in January 2004.  This year I received a paper to file with my taxes where the difference in what I owed and what the buyer (the mortgage co put it up for sale and it eventually sold) paid was forgiven so I did not owe anymore on it. 


I have forgiven myself and we now live in a nice clean apartment that is 300 sq ft bigger than my little bitty house.  I have an apt mgr to call if something breaks and I don't have to fix it myself; no more lawn work, etc.  For me, it was the best thing that happened.


It will be off my credit history the same as a bankruptcy in a few years.  I am happier.  I learned a lot.  Good luck to you.  Write me if I can help you deal with the emotion of it at all. 


I think it depends on the individual's experience.
I have had no problem with MQ and don't agree with anything you have said. If I felt that way, I wouldn't be there anymore, nor should you since you feel so strongly. I have nothing but good things to say about MQ.
BCBS. Individual policies.
.
An Individual Education Plan
For my child, his pediatrician had us go to Babies Can't Wait (in Georgia), but because he was 3 at the time, they referred us to Gwinnett County Public School System, who performed an evaluation, diagnosed autism, and we now have at least annual IEP meetings to layout the plan for next year (can have a meeting at any time if goals need to be changed, etc.). This is an educational evaluation, not a medical evaluation. They then, of course, recommend a medical evaluation.
Depends on individual case
Mine was $15 per month, a friends was $20 per month. Her program was for 3 years while mine was for 5 so perhaps that's the difference. Well worth the money though.
They do offer individual plans, but they are SM
similar to my insurance at Spheris. A very high deductible, many out of pocket expenses, no prescription drug coverage. Basically, will cover hospital expenses. However, the most out of pocket with them was $5000.00 per year; with Spheris it is $10,000 per year. I believe it cost $250.00 a month.

You could look into it.
The 2 posts by the individual have been removed. (SM)
They were advertising for other sites. Please report such posts when you see them.  Cher/Moderator
It is up to the individual person and their circumstances
Personally, I could not afford to wait three months and "hang on." I have bills to pay and children depending on my paycheck. I just left a job where I "hung on" for 6 months and it was the worst thing I ever did. And guess what, I am not even putting this place on my resume because the place is an embarrassment. I am putting that I did IC during that time, because I had to do that to supplement my income. Saying tsk tsk you did not give it long enough is like saying tsk tsk you did not try that relationship out well enough or long enough, when the signs were there that you were being battered. Personally, I say trust your instinct. Communicate professionally with your supervisor and point out about the equipment, and the set up not going well. Have a good self-esteem (don't put anyone down) and let them know that you are seeking a mutually-beneficial business relationship and you'd like to have your concerns cleared up. You may do this is a nonthreatening manner. Then, sit back and see the way they react. If they treat you like a dime a dozen, then you will be less than that after 3 months, trust me. If they fix the problems and tend to your needs, then you will probably want to hang on. That is IMHO. And from personal experience, I have made the mistake of "letting them work it out with my waiting" and guess who got screwed, and it certainly was not them. Good luck in what you choose, but only you can know what is important to you. Trust that inner voice which is telling you what you need to do for you.
I think if MT went back to each individual hosp, and NOT MT co's,

President's Day

hopefully our next president will see this
/
Who was the US president when U first became an MT?
President Clinton for me.
? US PRESIDENT
Gerald Ford
US president
That would have been Daddy Bush.
president
Carter - 1979 - American
Individual Health Insurance Policies

I am going to be purchasing my own health insurance policy for myself and my son in the next couple of weeks.  I have gotten a quote from BCBS already, but was wondering if there are any other health insurance companies out there that offer good benefits at a decent monthly premium.  Just looking for some suggestions.


TIA!!


If you can get it, do an individual account with a high deductible...sm
but in order to get individual insurance, you have to have NO medical problems. They even put a rider on my son's ADD. Premiums for me and my two kids (husband has ins through work) run about $3800 a year, and we have a $5000 family deductible. Worse case scenario, some one gets sick and it costs us $8800. Premiums for family ins through DH's work were $9000 - sick or not. Good luck. I agree - the insurance lobbied that sucker through.
I saved the individual glossary as an attachment
and then emailed it to myself at my yahoo address. Then I could log onto yahoo email on the other computer, save the attachment to my hard drive and then use it with the IT program installed on that computer. I also email a copy of my glossary to myself at yahoo about every month or so (hotmail or anything web based would work) because if my hard drive ever crashes, then I have a backup of my glossary that has nothing to do with my hard drive and I won't lose months and months of additions. If I add a bunch of expansions at one time, then I email a new copy to myself more often. Hope that helps.
Someone should have told our President that...nm
nm
Well, I'm glad YOU are not the president...
The same people who wanted to tar and feather GWB for not piecing together some snippits of information before 9/11 and tried to say that he should have seen it coming are the same people who criticize him for stepping into Iraq to remove a dictator who even Bill Clinton said needed to be removed.  If you think terrorists weren't conducting business in Iraq?  You are naive.  If another attack were traced back to weapons or nukes passed off in Iraq, you would be blaming Bush for ignoring all that was known about Saddam and the danger of leaving him in power.  In a post 9/11 world, with all that was before him BEFORE the war as far as intelligence, he did the only thing he could do.  I think in the long run it's going to work out in Iraq, but again, that takes us back the patience thing.  I've got it, you don't.  History shows that Rome wasn't built in a day, and neither will a new Iraq.
The president has it in for you, yeah, that's it!
Blaming other people because you refuse to keep up with the world and desperately want to hold on to a job that's clearly on its way down the toilet is the exact attitude that ends up getting nowhere in life, but that's always someone else's fault too, right? What a defeated, running in place attitude you have! See you at Walmart applying for the prestigious greeter job (that will be the president's fault too).

LMAO
That president is such a wimp.
You would think he'd be as far away as possible. I miss President Palmer.
President of AAMT going to
x
Writing to president sm
It's a good idea but he's been talking about it for a long time and doubt he'd agree, his mind is made up. What has to come across is the confidentiality issue which I believe is another moot point. It's very sad and I think has been in the making by the hierarchy for years. Doctors don't care period. They have families, hate dictating, would love to have it off their backs. I guess what we have to do in response is be discreet and not tell them anything we don't want the world to know. Sad, sad,sad!
My email to the President
I wrote this email to the President this afternoon. I cry each time I read it. I know I may have a few errors in the punctuation but I was very emotional when I wrote it. *Please note I am a newer Transcriptionist hence the money comment.


Dear Mr. President,

I am a medical transcriptionist. I just got laid off this morning from my job due to our largest client taking their work back in-house and sending some offshore. I have worked 3rd shift for a year for not very much money. I have sacrificed family time, personal time, money, and my health. I have rearranged our family schedule and my body clock. I needed to work and did what I had to do. I worked the job I could find. It was not much money but that money paid my mortgage, put food on our table, paid our auto loans, and credit cards. There are very few jobs out there.

What do you suggest I do now? What are you going to do about offshoring? How am I going to tell my husband? I voted for you. How are you going to help me, (Name) the Transcriptionist? Do I now have to work for an overseas transcription company. That seems very un-American to me.

We pay our bills, we are good people, we work hard but it does not seem to matter. I'm a tired American. I'm tired of working so hard for so little. I'm tired of not making ends meet. I'm tired of being told to be patient and it will turn around. I'm tired of the rest of the world taking advantage of our generosity. I'm tired of my husband driving a (Corporate name) truck all day and night and showing very little for his efforts. I'm tired. I'm tired. I'm tired.

Well, I guess I can get some sleep now because I don't have to work tonight.

So Mr. President, my policy questions for you are:

1. When are we going to take our jobs back and take care of our own people?

2. What am I going to do for work now?


Thank you to whoever reads this. It may not be seen by the President but I feel better having told him about yet one more struggle of an American family.
michelle for president!!!! nm
nm
Just give up...no point in reasoning with an individual who does not want to understand. nm.
nm.
My head is not in the sand - I am a very wise and "shrewd" individual
as far as jobs go. You are entitled to your opinion; however, Dictaphone is not the best VR software out there. I work on the best, and believe me, the hospitals will need MT/editors for a long time. Maybe not 30 years, but I make enough money to put at least 4K away a month, so by the time I can retire, I will have a hefty savings account to live on.

I am getting while the getting is good!

Good luck with your nursing career!
Three words to discribe Mr. HIS President....
"Male Shovenist Pig"!

The nerve of some people amaze me. Anyone know if he is Indian?
Three words to discribe Mr. HIS President
"Male Shovenist Pig"!

If you cannot even take the time to spell correctly what you are describing, how can anyone take your comments seriously. "chauvinist".

"discribe" How about describe?
My kind? The blame goes far beyond our president.
He should have finished his first battle before he started another. He has done nothing to ensure that our safety is any better than it was pre-911. If anything, it is worse.
Our president has even alienated his own base.

I visit a local political board that is primarily conservative (something I am totally not, but it's still fun to go watch the "fireworks") and even the hardcore Republicans are peeved at him.  Apparently this immigration "amnesty" bill he's pushing has really not settled very well with his "peeps."  I didn't vote for him twice, so my conscience is clear, but I still think he's a tool, president or not.  I never had respect for him and never will.  I know I am not alone either and I'm sorry if that offends you, but I'm exercising one of the primary freedoms that our poor soldiers are dying and getting wounded for--freedom of speech. 


The president himself deserves respect only
when he begins to show respect for the office he holds, the populace he serves, and the constitution.
MQ offshoring - My response to the President

Here's MY letter--below--to our President.  Our jobs are going people.  But our president has other plans.  To the poster below--do you think that lovely older woman who asked the question about offshoring--or any of us lovely people sitting comfortably in our home offices right now working--are cut out for jobs such as (taken from the transcript) building solar panels or wind turbines or the new biofuel -- that involve these higher-value, higher-skill, higher-paying jobs ??  Are you ready to climb a friggen wind turbine and service the propellers? 


I was so upset with his answer.  First, I called the White House.  This is our right.  You ALL should do that.  Second I wrote the following letter to the President.  My own little two cents.  Then I copied it to every news agency out there that I could think of.  Again, just my two cents.  You all should do the same.  Let him know that his answer just will not do.  What are we all supposed to do, in the meantime, to buy food and pay our bills before we get trained to build turbines, solar panels, or go to the lab to create the next biofuel? 


----


President Obama—


You owe the American displaced workers an apology. 


How dare you. 


I am shocked at your response to the video question about the offshoring of American jobs.  How dare you say to us that we don’t want those jobs that are going offshore anyway.  Mr. President, for those of us who have lost or are about to lose our jobs to offshoring, yes we DO want our jobs. 


You then went on to blame offshoring on the credit situation.  Oh come on! The financial disaster has nothing to do with offshoring.  Offshoring is the bastard child of government ineptitude and the corporate greed running rampant in our country.  Offshoring means getting the same job done by cheap third-world labor.  Offshoring is about not paying decent wages and benefits.  Offshoring is about stuffing corporate pockets with more money. 


If there was an international symbol for offshoring, it would be a picture of a CEO’s heel grinding into a third-world worker’s back. 


These greedy corporations have sold out the American worker and are stepping on the backs of the low-wage third-world workers .


I am outraged.  I DID go to school Mr. President.  I HAVE a degree.  I have invested thousands of dollars into reference materials and equipment to help me perform my job better.  I also have invested almost 30 years to my career.  My career is very technical.  I could rattle off a bunch of words here for you, and I bet you would not know what they mean.  But I do.  And I have performed my job with pride all these years. 


How dare you brush off the offshoring question with such simplicity.


Well, I would rather Americans have jobs, not undereducated or poorly educated third world nations. 


A lot of the work from my field goes to India, Phillipines and Pakistan.  Didn’t I see a group of Pakistani’s burning the American Flag on TV recently?  Do you know that when my company’s work goes offshore, it contains the name, birth date and social security numbers of Americans?  This is information,  that in the wrong hands, could be used to ruin someone’s life.  How can we be sure in countries with unstable governments, with such widespread hatred for America, with the arrogance to burn the American Flag on national TV, that this information will be guarded with care?  The sad part is, after the Pakistani’s anti-American demonstration, chances are they all went back to work---doing jobs taken from Americans. 


How dare you say we don’t want our jobs.  What is your solution?  Wait for these “green jobs”  to be created some day?  Go to school while we are waiting and then hope that we will be hired when we are in our golden years? 


How dare you belittle what we all have worked so hard to achieve in our lives.  Not  all offshored jobs are call center jobs.  Many of those jobs are now degreed and highly skilled jobs also. 


And—your comment about our children becoming engineers was laughable.  With all due respect—get with it sir—those jobs are also being offshored.   Also, what are we, the displaced workers, many of us middle age, supposed to do in the meantime before we get trained to build solar panels, wind turbines and create biofuels.  How should be pay for our food and our rents and mortgages? 


No, Mr.  President, you are so very incorrect.  We DO want those jobs.  They feed us, clothe us, and keep us off the street.  Not to mention they help us strengthen the tax base in our own country--America. 


Yes, We WANT our jobs, Mr. President. 


You owe all the displaced American workers an apology. 


You Are Wrong. 



 


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Tell that to the President and congressmen/women that should be a requirement sm
and lets see what happen LOL
the president's vacation isn't long enough. needs to be permanent.
as for brain surgeons, they may be making enough money to pay the rent AND take a vacation; I'm not.
My husband is a union president and says we should definitely organize.
But what would then stop them from further outsourcing?
Your opening statement about our President is disrespectful.

Whether or not you like him, he is still the President and that office should be respected. Unfortunately, your statement is reflective of the mindset and mentality of many in our country. And people have to ask why the rest of the world doesn't like us--we don't even like each other.


At the very least you should be respectful of those in positions of authority. It's modeling of appropriate behavior that our children see and emulate themselves.