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That's what I'm thinking, too. Our agency told us to refer ALL creditors to them

Posted By: Kim on 2006-09-11
In Reply to: Chpater 13 - been there

and they were awesome. I'm thinking she doesn't have a good one, either. She definitely needs to call them or switch agencies, like the one you mentioned, to help her.


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As far as creditors, once you signed up with the agency, they have sm
NO CHOICE but to work with the creditors and YOU DO NOT HAVE TO ACCEPT calls from them. There are plenty of laws on the books protecting people like you. You need to contact your agency ASAP and tell them which creditors are harrassing you (yes, that is what they are doing if you cannot afford to pay them), and quit talking to them. Trust me on this one. My husband and I years back got into a major bind and worked with a credit agency where we learned about a lot of laws.

So, we began writing our own cease and desist letters directing them to our agency or saying "we want to deal with the original creditor and not YOU", i.e., capital one, etc., and they left us alone. We cleared out debt and it's been pleasant ever since.

So, you have fallen upon rough times. We all have. You HAVE options. You can keep your house and you can have phone call-free days.
You are doing the RIGHT thing by using an agency instead of filing for bankruptcy. Too many people are filing because they see no end, but there are ways to avoid bankruptcy. Plenty of ways.

Good luck
p.s. I was told my MQ prog used WORD and I keep thinking it should be in my
Any ideas there?
Do it as a LAST resort. Try to work with your creditors.
It will follow you around for some years, depending on how you file. My opinion from what I saw in my former world of banking.
You might also call the various creditors and utility cos...
if you have a good record with them they may let you skip a payment or at least waive late fees for a while. 
Your personal creditors may not discount amounts due, but
commercial entities often do. In doing the books for numerous local businesses, I was required to pay ASAP to take advantage of discounts. For example, "terms 2/10 net 30" means you get a 2% discount if you pay within 10 days, otherwise, it's the full (net) amount due within 30 days to avoid a late charge.
Any agency you use should be licensed and bonded.
and always to check to make sure that's really the case because some tell you they are when they are not, just to save money on the fees and make themselves appear more credible and trustworthy.

Merry Maids is a good start!
It is JAHCO and having worked for a gov't agency
with rules also in place - there was a 5-day rule to have your interview dictated - although they then wanted typed within 7 days - the biggie was having dictated w/i 5 days so would be fresh in the mind of the dictator - and think that sort of applies here too... obviously H&P needs to be dictated so patient can be admitted and paper work started but in my mind thinking OP needs to be dictated STAT while still fresh in mind of doctor before he forgets a lot of the details!  There are also safety issues obviously - H&P first, any consult next before surgery so surgeon can have all the facts, but just because dictated does not mean MT has to kill herself to get it done - what is that saying about 'your incompetence is not my emergency'............Or something like that???? 
This gov't agency does not prohibit offshoring,

that is, it was not explicitly or implicitly stated in the RFP.  But I have a feeling they knew by the ridiculously low price that the "C" company was funny business.  My company did state in its cover letter that the agency should inquire of other vendors whether they offshore work. 


Anyway, my company is not going to protest because the contract went to, I have to say, a great competitor.  Frankly, we don't want to be bothered because the agency made prospective vendors jump through hoops of fire for a small amount of work each month (IMO and exp). 


2 words - collection agency
Technically speaking you have to use a collection agency of some sort for a certain amount of time before being able to write it off as a bad debt. Yeah, they take like 30% sometimes if they collect the debt but 70% is better than 0%. I have done it. I have had to do it twice. One i had to write off and the other I got paid. You will have to have some proof of billing and your trying to communicate with them. I would even send them a registered letter via mail and give them 7 days or you will turn them over to collections. Add a nice fat late charge to that...i dunno 30% or so. hee hee. :)
What agency can help me with a co. who consistently underpays me....sm
then says they will have to make it up on the next paycheck. This has gone on for over a year now, with so few checks correct that it just boggles my mind. I just want to know who I can contact to make this company pay me correctly. Any ideas will be greatly appreciated! Thanks in advance
Can you send it to a collection agency?

Is there any way you could send this to a collection agency?    I don't know if it would work for this, but I know that some places that give out equipment (like Direct TV, etc.) has in their contracts that the quipment is only for as long as you have the service and must be returned to them as it's still their property.


I know it's not the same thing, but it seems like this would fall into that category as it was assumed that it's still your equipment and they were only allowed to use it as they were working for you.


I agree that it's stealing.  You wouldn't go into an office and just take equipment home from there, so what gives you the right to take it from a company via mail?


Has anyone ever worked for a temp agency? sm
I am thinking of working for a temp agency for extra income. I am trying to find out what kind of testing do they do.
Per above posts, often it only takes a letter or two to the company and/or right agency. Is
:+
Speaking of Kenny Chesney, is anyone thinking what I am thinking? see message
When I hear the words, "annulment" and "fraud" in the same sentence, I can only think of one thing.  Anybody else thinking the same thing?
if the child is adorable and has charisma, i would take him to a professional modeling agency.
if they see something in him, they will pay to train him and do the photos for free as they will make money on him. if they aren't willing to do this or they want to charge you, i would think he is just like millions of other children, adorable but not so much that an agency would hire him as is. most models are "discovered" because of their charisma/beauty and don't go through the costs involved to get photos, etc. the agencies do it for them because they see potential.
What about your local hospitals, Manpower, employment agency, Monster, CareerBuilder, etc. nm
s
Could your hubs become a patient of a home health care agency and then you could work for them
s
I was told I needed 2 phone lines, but was told I was dialing into the doctors' system. What woul

Think you need to refer this to your QA,
they are 2 words where I work.
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I work for an agency, type for a major hospital - no hourly wage - just production. nm
x
Tax guy told me to hold 30%. After first year when got idea what I would be making, he told me
:P
It has nothing to do with having a spine as you refer to it..
As long as the place I work helps me pay my bills, raise my children, and treats me fairly, it doesn't matter to me.  You are never going to get the entire transcription community to do that.  If we were all alike and had the same opinion life would be very dull and we would all be like drones.  If you CHOOSE not to work for companies that outsource, that is fine with me, as that is YOUR CHOICE.  However, I am happy where I am and it gives me what I need in life.  I hope that you can be a bigger person and respect other peoples choices in life.  They need not all be like yours. 
What are these "loopholes" you refer to?
My DH has been in administration healthcare for over 20 years (national health care company). He says there is no "loopholes" that keep him from following the wage and hour laws, overtime is overtime, PERIOD!! Their MTs get paid overtime just like everyone else, and have no FORCED mandatory overtime.

You need to contact the wage and hour division PRONTO...something is stinky here!!!
so it's okay to refer to doctor as like a pig!!
but i suggest we might be more professional and MY post is deleted!!?? Good grief. What gives?
Yes, I agree here. You want them to refer you

You want to keep them happy within reason.  I doubt it would be that much of a bother.  You can write off the expense of the stickies and the travel. 


The other worry I have is setting up digital for an office just because I don't want to travel and have them go with another MT because they could get cheaper rates by already being digital.  You don't want that to happen.


Can you tell I'm a firm believer in tape work and loyalty? 


No matter what, there are things in this profession that you do that are sort of thankless, but I think in the long run if you like the account, you're better off just cutting the stickies and attaching just a small fee each month as Patti says.


Is there a manager for QA you could refer all these
x
Here's a nice one I refer to
This one has a good collection of ops.  See link below.
Here's another useful site I refer to

This one's come to my rescue quite a number of times.


http://medicaltranscriptionwordhelp.synthasite.com/


 


I'm sorry, but why would you refer to ?'s about ones puppy or what's for dinner
Not trying to start a flame or anything, but what's wrong with a few non-transcription questions here and there? It helps break up the monotony of the job, don't ya think?
We have a gal in our office who I refer to as the 'notetaker'. She's always got some e-mai
that lists this or that infraction. No one is immune. She just isn't happy unless everyone is unhappy and I think the complaints are really just a way to elevate her own status in her own mind.

Not everyone is like our "notetaker", but I've learned when it comes to work, do your best, meet your quotas and if you can have a little fun while doing it, then life is good. Pick your battles, don't sweat the little stuff, and you'll have a whole lot less stress to deal with.

JMO
You should refer them to the testing site.
That's what I do when someone says they *would like to work at home, like you.*  I had someone tell me, quote, *You just type what the doctor says, right?*  I just looked at her and said, *Yeah, you're right.  I just type what the doctor says.*  ARRRGGGHHHH! 
I refer them to the job boards so they can see how much experience they need. sm
That is it. I don't deal with it anymore. I usually just write down the website and go take a look. You will see how much experience, etc. you need. Good luck.

I have learned from past experience.

Never hear anything again from that same person.


Refer to the Spouse Equity Act

You are entitled to coverage for 18 months...some of these responses just floor me!


You refer to ME as smug when you call sm

yourself "your fine self?"  That's rich.


I'm so done with this.  I'm amazed you have a job. 


A lot of physicians refer to their patients
as heterosexual or having same sex partners, it is very relevant in some aspects, as in exposure to AIDS/HIV, etc.
I still refer to myself as a 'transcriber' because I hate
I don't think any of us even CARE what the real name of that buncha shysters is.
Try to refer to ref sites and books
Sites like these help.
Why not? Other MT boards refer people here all the time?
Are we supposed to just pretend other sites don't exist?
It's not a fad. You need her doc to refer you to a therapist for her. Took my teen years to get
s
I read the posts. Most of my references refer to
x
I don't have time to refer to reference the law details but (sm)
Check out:

http://www.nlrb.gov/index.aspx

You'd be surprised!

An employer has the right to answer questions, but a prospective employer is limited as to what they can ask. Unfortunately, not enough smaller businesses know and follow these rules, thus a terminated employee ends up being blackballed.
Without having Word open to refer to, I'll see if I can help...sm
When you click on autotext to open it, it should be where you can type in a new entry. Type in the entry you want to delete, and when it is highlighted I think an option should show to delete. I hope this is right, but like I said, I don't have Word open and I may have missed a step. Hope this gets you started in the right direction anyway.
We don't have to SAVE lists of mistakes to refer back to. They are readily available at any given
Believe it or not, that's the kind of stuff we see all day long on a daily basis. Your resentment for QA is shining through. Perhaps you recognize some of these errors....
Template lines usually refer to pretyped canned reports
These would include such templates like epidural steroid injections and such where you are just typing in patient demographics and the date of procedure, cataract surgeries, or whatever canned dictation the physicians have come up with so they can cut costs and not dictate. Make sure you are not always having to revise the templates constantly at no cost; otherwise, that is a good price.
I told you once, I told you twice, eTransPlus is going down the drain!
Don't expect communication from anyone, we are only little "peons."
Definitely one of the other board's people who refer to those on this board as "holy rollers,&
Now go ahead and post your reply - I know you're dyin' to!

LOL
Maybe try to find a good web site to refer to! Good luck NM
.