Thanks for all your input MTPocket,s,great advice ;-)

• IC contractor out of state where company is, how to file - Tax question
  • Taxes... - MTPockets
    • This may not hold true if the company is - in NY - see message
    • right, taxes are paid in the state where you earn 'em... - JoV
    • Thanks for all your input MTPocket,s,great advice ;-) - Tax Question

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You convinced me that it is better to let something else slide rather than the mortgage payment.  I wasn't sure what would be the outcome as we have never gone past 30 days. 

and by the way, I'm always amused by the "doctor's wife being the office manager" thing. What a joke. Obviously it's some insecure shrew who feels the need to keep an eye on her "investment" if you know what I mean. That's all too common, unfortunately. Same with nurses who end up "flinging" or "marrying" a doctor they met at work. "If they'll do it with ya, they'll do it to ya" in the words of Dr. Phil, and in my words, "you don't sh*t where you eat".

Wow!  Thank you all for the great advice, it really helps to get the support and advice and opinions.  I have decided now to go for it... .16 per gross line and hope that the chiro's will accept that offer.  If they don't agree, I guess I can then decide whether to keep the same arrangement or find something else.  It's time to venture out of my comfort zone. 

Thanks again, I am always so impressed by all the help here on this board!!   

for me, it works! Most docs pay $1 a page where I live - which is horrible to me! And the particular docs I transcribe for have "normals" set up where I might transcribe 2 or 3 paragraphs at best per report - everything is just pretyped as a normal, so I am more than happy with the $3. That's why I have the account and other's don't! Even if its 2 lines on the final page, that is a page. I tried to explain paying per line, and the doctors got glazed eyes.... I made a note myself of the brands of equipment others have recommended in lieu of Sony and Panasonic, but I must say that mine have lasted for over 2 years without a problem, and I got them used. I still wouldn't buy lots of equipment unless I had lots of $$ floating around! I have C-phones and foot pedals galore that I have bought and never used once....Well, again, good luck to you!

when it comes to dinner, treats or toys.  They have to be separated during dinner, separated to be given treats, and sorry to say, don't have much in the way of toys.  The rest of the time they can be practically right next to each other and nothing has ever happened.  Two of my dogs are greyhounds, so one little scratch can send us off to the vet's office, so I've learned to be very careful!

I have been an MT for over 10 years.  I also am getting burnt out, tired of my job, day in day.  However, I do love transcription and make excellent money at it, have grossed over $50,000 per year the last 5 years.  I decided to go back to nursing school and am very happy with my choice.  However, over these 10 years of transcription I have had my ups and downs.  My biggest issue with being at home working is lack of socialization, being home day in and day out with just the kids and the animals really gets to a person, sure hubby is home at night and thinks working from home is the easy life, thus the return to school and boy has my overall enjoyment of life changed once I realized I was the problem, not everyone else and I needed to find myself again.

Anyway, my biggest advice to you three-fold:

1.  Get into counseling for yourself, find out who you are and what your needs are, whether or not you think you need to, I sense you are feeling overwhelmed and need someone other than your family to talk to that can be nonjudgmental to your feelings and needs.

2.  If you're only making $100 after you pay preschool you can either keep doing it and be miserable, or quit because you are lucky enough to have a husband who can support the family without your income. (See how fast his mind changes just by losing the income you do have as to whether your job means anything.)  Or look for a different company or office that you like more and are more productive if you really want to do transcription (lots of fish in the sea as far as companies).

3.  Find a local "mom's" group where you can get out and socialize.  MOPS (mother's of preschoolers) is an excellent one that is nationwide, they have a website.  Also Mom2Mom is in a lot of areas.  They provide a once a week time for moms with kids the same age to get together, socialize, (some offer spirtual guidance some don't) and each week a different mom takes a turn watching everyone else's children at the facility that hosts it so the other moms can talk about things they have in common.  Every stay-at-home and work-from-home mom needs to socialize with adults, without their kids, or they will have a nervous breakdown eventually no matter how much they love their kids.

Sorry so long but it does get better but you have to take the first step at making yourself happy.

I think I will get busy on approaching some of the chiro's in the area then.  Small town here..not many facilities to choose from for just rad and someone else suggested trying chiro.  Any other suggestions would still be greatly appreciated as well as any websites or individuals willing to share some sample reports.  Feel free to email me with samples/more suggestions.

Thanks again!

 Leaving the office and going home to work sounds like something I should seriously consider.  I moved from Oregon to Texas recently and was shocked to find the wages so low.  I went from $15.00 an hour to $9 an hour and nothing around here pays anymore. Believe me my goals are higher than $9 an hour. Thanks again and I'll be hanging around!