Suze Ormon on TV advises to NEVER, EVER lease a car. (NM)
Posted By: Dolo on 2006-05-07
In Reply to: Anyone lease their vehicle? Need pros and cons please - sm - confused
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Do you listen to Suze or Dave? I prefer Suze myself. nm
:+
No one advises buying stocks that use pink sheets. Go back to Mars.
:
Suze Orman says . . . .
http://biz.yahoo.com/pfg/e16buylease/
Leasing sounds like a waste of money to me. I always purchase the car outright if I can to even avoid a payment.
Suze Orman
My hero!!!
I would recommend looking into the Suze Orman
books and her show which is on CNBC (I know of Fri/Sat/Sun nights at 10:00CST) but may be different elsewhere.
I was in debt living paycheck to paycheck before reading her books and watching her show. Most is common sense. She can be a little annoying at times, just ignore that part and get the general idea.
We now have a $600,000 house with only $220,000 owed on it that is appraising at $800,000 after only 3 years, 2 fairly new vehicles (2002 and 2004) with low mileage, a summer home (cheap and small but great for weekends) and NO DEBT. My credit score is moving up (high 600s) and my DH's score is now over 700.
If we can do it, anyone can; both our scores were in the low 500s 4 years ago. It takes time, but if you follow her advice, you won't be sorry!
p.s. I wish she gave out commission for spreading news about her; I have about 15 friends and family that I have steered towards her and all are doing much better!
I love Suze Orman - sm
About 2 years ago I took on about $25,000.00 in debt from my husband.
It was rough. I then decided that I was going to get rid of it first, then get rid of him (this wasn't the first time he did this.)
Combining some information from books by Suze Orman and Dave Ramsey, I have almost eliminated that debt. I have just over $8000.00 left.
It can be done. We don't have to be dirt poor forever on what we make.
My financial freedom is only 11 more months away now and I couldn't be any happier.
Read Suze Orman's new book
on women and money. She says never put yourself on sale. She says women tend to undervalue themselves and not ask for raises, and not get paid what they are worth.
Wouldn't it be FUNNY if we could get Suze Orman
Especially if she were a "surprise"? My heart leaps just THINKING about that.... hehe.
Well, whatever they call it now, when Suze Orman talked about
.
Suze Orman had a chef on her show last week ..
The girl spent $35K to go to an 18-month culinary school. Now makes $7 an hour and with interest on her $35K school debt, she is paying back $119K.
At $7 an hour, she'll have to pick up another job.
Chef's make LESS than we do! LOLOLOL
You can't go wrong with Suze and take her advise, cut up cards but do NOT close accts. Just don&#
:I
We lease
It's a version of living beyond your means.
"Lease payments are much lower than buying" talk about needing instant gratification! Leasing per mile is always more expensive than ownership. You forget, at the end of the lease, you give the car back. At the end of the same $$ spent in car payments, you could sell the car and get MONEY back.
My husband is also in the car business and although he has a car that is now paid off, we've been leasing my vehicles for over 8 years. I also resent what one of the posters said about living from pay check to pay check and living beyond our means. We do not live beyond our means in any way and if we live pay check to pay check, I'm sorry we aren't as priviledged and as you and your family. You don't know everyone's situation so please don't judge those of us who don't do things your way.
oh, puh-lease. you don't have to QA here. nm
x
puh-lease
I'm sure you weren't the original "just me". Lots of people use that as their name on here, as well as mtmt, mtmtmt, radmt, happymt, etc. Due to the way this site is set up it is unavoidable. If you want to post somewhere where your name is exclusively yours, this may not be the site for you.
Equipment For Lease
Hi! I would be doing part time transcription for two months and would need micro casette transcriber. Does anybody know if there is any company that lease transcription equipment. Thanks in advance.
Lease Equipment
Part-Timer.
Do you need a cassette transcriber. I bought one from ebay that works great. Think it was about $80.00 and never used it. Will sell it to you for the same. Or you can try EBAY.
my email:
ray-m3comsys@cox.net
Hope this helps.
ray
I only lease. I want a new car every 3 years. sm
After 3 years, things need fixing. I have had no problems whatsoever leasing my vehicles. You can even bargain the price and lease amount. Negotiate is the key. I always get the 0 down, 36 month leases and they work out great. Mind you, I have to negotiate hard for the 0 down, but it always works out and the sales people given in.
I am on my 4th leased vehicle 2nd year. By next year, I will be ready for a new car again.
I considered a lease once (sm)
but when I found out my payment would be only $1 different I decided to buy instead. My loan was for the same length of time as the lease, had no "fees" attached, and didn't require a down payment. Make sure you read all the fine print on a lease. They can determine who services the vehicle. They determine "wear and tear" when you turn it in, early termination fees (you never know), and on and on. Any little dent that might be on the vehicle will need to be repaired, either by your insurance or out of your pocket, or they will charge you for it at turn-in. Beward of leasing salesmen that call you after you have already leased the vehicle and try to squeeze cash out of you. I've heard of that scam more than once.
The only way to end up upside down on a loan is to pay more than it's worth to begin with. As soon as you drive a new vehicle off the lot you are upside down on the loan and will be for at least 6-12 months. You'd be better off buying a vehicle from someone else who made that mistake. Not a lease buy-back, but from a private individual who needs to get out of their loan and hasn't driven the vehicle into the ground in a year's time. With a year-old vehicle you can easily determine whether there are major problems with them too, unlike new vehicles where you just hope it's going to be okay. Check epinions.com and read reviews from owners who are already driving that vehicle. Good luck!
I personally like to lease and SM
decide at the end whether I want to keep the vehicle or not (I have low mileage also)...but if you have dogs/kids/heavy wear on the car (burns, stains, scratches, etc.) when you turn the car in they charge hefty fees for rehabbing the car.
I just like to have new cars under warranty, which is the great part about leasing.
System lease or buy?
If I had my own clients, wouldn't I have to make a large investment for a call in system? Any advice on that? Also, I did make up flyers and put them all over medical offices and I only got 3 calls and one came to be out of hundreds.
Busy MTg...quesiton for you, lease sm
I read your post that you are on DQS (all my accounts will be on DQS beginning Nov 15; right now, only a few are).
Do you use the DQS expander? I'm asking because I find it just simply dreadful and I use Instant Text, but have only been using IT for a short time and haven't gotten completely used to it.
The transition from MTShell Expander to DQS expander was difficult because the DQS expander doesn't allow for nearly as many expander keys. IT is pretty good, I suppose, but uses a completely different system so that is taking some getting used to.
Just curious as to what expander you use. My expander database is huge, but I'm having to do some major modifications for it to be used to any great degree in IT.
TIA
Regards,
CB
never heard of lease trader, thanks for the tip
I'm hoping to keep payments under 200 though, probably dreaming.
DH has been in car business forever, He says NEVER lease a car.
:+
I alway lease, very 3 years I have a new car. sm
I works for us. I bought 2 cars and by the time 4 years rolls around I am tired of it and want a new one. So, the better option for us is to lease every 3 years. It works great and the payment is much more affordable.
I will always have a car payment as I get tired of the same old thing after a while. So, knowing that, leasing is the best option for me.
I am with you - I lease, love having new car every 3 years. nm
x
Do not lease. Big financial mistake for you. (nt)
To those that lease puters from MQ with DQS on them, what brand do they send you? Thx. nm
.
Anyone lease their vehicle? Need pros and cons please - sm
Am considering trading vehicle, and was advised because of the low miles I put on vehicles (under 25,000 miles in 5 years), that I would be better off leasing than buying. Would appreciate any and all thoughts and things to watch out for when leasing from those of you that have gone this route. TIA.
You are correct. Developed by a transcription company, but a division also lease its use to sm
facilities. I knew that, but had never encountered anyone who works with it in the real world who doesn't not work for the specific company that developed it. They keep us pretty much in the dark about that stuff.
anyway, when the platform is working well, it is not impossible to make over 300 lph. 350 would be rare, and depend a lot on formatting, what you are paid for and what you are not paid for.
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