Refer to the Spouse Equity Act
Posted By: RadtransToo on 2006-06-26
In Reply to: Divorce will be final in 2 wks, can I stay on my ex's health insurance? - M
You are entitled to coverage for 18 months...some of these responses just floor me!
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ITA with home equity loan if possible. sm
If credit is good you can get a prime rate, or maybe even 0.25% below prime. Can get about 2% below prime for 3 months, but for most people this isn't reasonable.
Trying to get a credit card to consolidate might not work, because if you have that much $$ outstanding (I'm thinking other credit cards) you aren't going to be able to get much credit and you'll just have 1 more credit card to deal with. Also, lots of credit cards will offer 0% for 6-14 months, BUT if you read the fine print you may have a transfer fee of 3% of the balance. Sometimes there is a cap on the total, but not always. Also, pay CLOSE attention to the grace period. We had a card that had a 25-day grace period, but by the time I got the statement and the time they received payment I was outside my grace period, thus we were charged interest, even though we paid the card in full.
If at all possible don't get a credit card to help get you out of debt. Call current creditors and see if they will lower your rate. If you have good credit they probably will, if bad credit you are probably out of luck. I would cancel some of the cards too. It won't help you pay off the debt, but will stop you from getting more.
I know this isn't what you asked, but BTDT and learned the hard way, and hoping to present other options you might not have considered.
Spouse's job???
What does everyone's husband/wife do for a living? Who makes more money? I know I am being nosy, just curious though.
I work fulltime
Husband is starting an online travel company (which I will definitely let you all know when it is ready so you can book some vacations!!!!) He has been working probably 12 total hours a day with that (day and night). He quit a very high profile job so he could do something from home to be with the kiddies more.
I obviously am making more money as of right now, but hopefully will be able to retire once his business soars!!!!
What spouse???? sm
I am IT and I am raising 2 kids alone on what I make. It would be nice to have a spouse to help with the expenses and to be able to afford some of the luxuries of life, but that's not in the cards for me, at least not for the foreseeable future. :-(
Spouse's job
My hubby definitely makes more than me. He is also self-employed tri-axle truck on road construction. works anywhere from 5 to 6 days a week, 8-10 hours a day.
I work a full time, part time plus 3 accounts of my own, 10-12 hours a day, 7 days a week and I earn in 2 weeks equals a little more than days pay for him. I'm thinking about joining him iin that business. 
Is there truly a way to get your spouse to....sm
really help out around the house? I am young, lower 30s, and my husband is too. He is on disability due to a mental health issue that is totally controlled with medication. The problem is he does not help out around the house without me begging or getting mad and then it is just the basics. We are supposed to go to counseling tomorrow, but I feel it is not going to help. Another issue is he is not clean like he used to be. He does not make an effort in his appearance, does not get cleaned up hardly ever, etc. This has impacted my feelings for him a lot and I hate that it has. Sometimes I feel like I am trapped in a place where I don't want to be. When we had first gotten together I could not imagine my life without him. I thought about him all day, couldn't wait to be around him, etc. Now, it is the same 'ole, same 'ole. We have only been married 5 years. We do have a small child and that is the main reason I think I am staying. I have told him time and time again that this is pushing me away, but still nothing changes. I bust my butt every day trying to work and even pick up. I do all of the laundry, do all of the bills, do all of the cooking and most of the cleaning. After all of this, our house is still a disaster area. I am tired. But I want that love back - just unsure if I can ever get it back again. Any advice?
Spouse's job???
My spouse is a QA tech at a meat packing plant. He hates it, too. Has to work in a freezer. We think we got it bad.
maybe have your spouse or
someone else read you the questions to make sure you understand them. another MT would be great since he/she would know if you're getting the gist of the question.
The written part's always been the easy part for me. It's the transcription I fret about, often making things wrong that I had right. It's hard, but I'm learning not to second guess myself so much and am doing much better. What's funny is I always make 98% or better with my current company - been there 10 years. Just nerves I guess.
You've never been upset with your spouse
and didn't have anyone around to vent to in real life? Besides, it's said that marriage without conflict likely involves a lack of deep or meaningful communication. Research has also proven that couples without conflict are more likely to divorce because there's no passion or growth.
spouse abuse
Yes, I have talked to the police, but he was married before and living in NC and I believe he may have a record there. He is a real slick one. He put scratches all over himself to try and make it look like I hit him. I have never had anyone do this before and he is a sick individual. I am sure he has had prior incidences.
We were only married for 6 months. I refuse to let anyone hit me, no matter how much I love them.
Thanks for your concern.
Spouse abuse
I was wondering if anyone could tell me if there is a way to find out if someone has a previous record of spousal abuse.
My husband hit me and I cant afford a lawyer but make too much money for Legal Aid. I want to do this on my own. I just need to know if there is a way to find out this information from a different state. Are these files open to the public? Or does a lawyer have to request these things?
Thanks so much for your help!.
If it's something you wouldn't do with your spouse
x
Yes, but being with a spouse who does those things
doesn't justify the other spouse's emotional infidelity.
If you have a spouse who is an employee have
extra $$ taken out of his/her check for your taxes. I am not an IC, but my company is in a state that has no state taxes and so they do not pay my state taxes. The first year I paid a penalty (about $60) for not having enough taxes taken out, so I just figured out what they would be, divided them per the number of paychecks and had that much extra taken out. We've always gotten a heft federal return, but usually paid at least half of that in state taxes. This is the first full year that we've had extra taken from DH check and I'm anxious to see how it all works out.
If I expect perfection from my spouse, that must mean
I am perfect myself. I don't know of anyone who is perfect. I am not so judgmental of people that I expect them to never have bad days and never express frustration, or else the relationship is over. I'm sure there have been plenty of days in the past 20 years that we've known each other when I've annoyed him to no end. Sometimes intentionally.... LOL
One gift per wedding per spouse.
You do not have to buy a gift for this and that and the other. ONE GIFT. No more. Oh, and you have a full year from the official date of the wedding to get them something.
Shoot, I cut my brother off after his third wedding (to three different women). I'm not buying him any more wedding presents ever. LOL Especially, now that he's on his third divorce.
Health insurance for me and spouse..how much? sm
I would like to get a general idea of how much I will have to fork out for health insurance for me and my spouse. I've always been an IC and am looking to switch to employee status for benefits. How much in general do you pay?
If you wouldn't do/say it in front of your spouse, it's wrong.
Just my opinion.
Every time I transcribe someone who has lost their spouse...(Sm)
or other family member and is having a hard time getting through it, my heart just sinks and I feel so bad for them. It is amazing the empathy we can feel for people we don't know. This pt is having a hard time today because it is the one-year anniversary of her father's and sister's death. How very sad.
Think you need to refer this to your QA,
they are 2 words where I work.
It has nothing to do with having a spine as you refer to it..
As long as the place I work helps me pay my bills, raise my children, and treats me fairly, it doesn't matter to me. You are never going to get the entire transcription community to do that. If we were all alike and had the same opinion life would be very dull and we would all be like drones. If you CHOOSE not to work for companies that outsource, that is fine with me, as that is YOUR CHOICE. However, I am happy where I am and it gives me what I need in life. I hope that you can be a bigger person and respect other peoples choices in life. They need not all be like yours. 
What are these "loopholes" you refer to?
My DH has been in administration healthcare for over 20 years (national health care company). He says there is no "loopholes" that keep him from following the wage and hour laws, overtime is overtime, PERIOD!! Their MTs get paid overtime just like everyone else, and have no FORCED mandatory overtime.
You need to contact the wage and hour division PRONTO...something is stinky here!!!
so it's okay to refer to doctor as like a pig!!
but i suggest we might be more professional and MY post is deleted!!?? Good grief. What gives?
Yes, I agree here. You want them to refer you
You want to keep them happy within reason. I doubt it would be that much of a bother. You can write off the expense of the stickies and the travel.
The other worry I have is setting up digital for an office just because I don't want to travel and have them go with another MT because they could get cheaper rates by already being digital. You don't want that to happen.
Can you tell I'm a firm believer in tape work and loyalty?
No matter what, there are things in this profession that you do that are sort of thankless, but I think in the long run if you like the account, you're better off just cutting the stickies and attaching just a small fee each month as Patti says.
Is there a manager for QA you could refer all these
x
Here's a nice one I refer to
This one has a good collection of ops. See link below.
Here's another useful site I refer to
This one's come to my rescue quite a number of times.
http://medicaltranscriptionwordhelp.synthasite.com/
I'm sorry, but why would you refer to ?'s about ones puppy or what's for dinner
Not trying to start a flame or anything, but what's wrong with a few non-transcription questions here and there? It helps break up the monotony of the job, don't ya think? 
We have a gal in our office who I refer to as the 'notetaker'. She's always got some e-mai
that lists this or that infraction. No one is immune. She just isn't happy unless everyone is unhappy and I think the complaints are really just a way to elevate her own status in her own mind.
Not everyone is like our "notetaker", but I've learned when it comes to work, do your best, meet your quotas and if you can have a little fun while doing it, then life is good. Pick your battles, don't sweat the little stuff, and you'll have a whole lot less stress to deal with.
JMO
You should refer them to the testing site.
That's what I do when someone says they *would like to work at home, like you.* I had someone tell me, quote, *You just type what the doctor says, right?* I just looked at her and said, *Yeah, you're right. I just type what the doctor says.* ARRRGGGHHHH!
I refer them to the job boards so they can see how much experience they need. sm
That is it. I don't deal with it anymore. I usually just write down the website and go take a look. You will see how much experience, etc. you need. Good luck.
I have learned from past experience.
Never hear anything again from that same person.
You refer to ME as smug when you call sm
yourself "your fine self?" That's rich.
I'm so done with this. I'm amazed you have a job.
A lot of physicians refer to their patients
as heterosexual or having same sex partners, it is very relevant in some aspects, as in exposure to AIDS/HIV, etc.
I still refer to myself as a 'transcriber' because I hate
I don't think any of us even CARE what the real name of that buncha shysters is.
Try to refer to ref sites and books
Sites like these help.
Why not? Other MT boards refer people here all the time?
Are we supposed to just pretend other sites don't exist?
It's not a fad. You need her doc to refer you to a therapist for her. Took my teen years to get
s
I read the posts. Most of my references refer to
x
I don't have time to refer to reference the law details but (sm)
Check out:
http://www.nlrb.gov/index.aspx
You'd be surprised!
An employer has the right to answer questions, but a prospective employer is limited as to what they can ask. Unfortunately, not enough smaller businesses know and follow these rules, thus a terminated employee ends up being blackballed.
Without having Word open to refer to, I'll see if I can help...sm
When you click on autotext to open it, it should be where you can type in a new entry. Type in the entry you want to delete, and when it is highlighted I think an option should show to delete. I hope this is right, but like I said, I don't have Word open and I may have missed a step. Hope this gets you started in the right direction anyway.
That's what I'm thinking, too. Our agency told us to refer ALL creditors to them
and they were awesome. I'm thinking she doesn't have a good one, either. She definitely needs to call them or switch agencies, like the one you mentioned, to help her.
We don't have to SAVE lists of mistakes to refer back to. They are readily available at any given
Believe it or not, that's the kind of stuff we see all day long on a daily basis. Your resentment for QA is shining through. Perhaps you recognize some of these errors....
Template lines usually refer to pretyped canned reports
These would include such templates like epidural steroid injections and such where you are just typing in patient demographics and the date of procedure, cataract surgeries, or whatever canned dictation the physicians have come up with so they can cut costs and not dictate. Make sure you are not always having to revise the templates constantly at no cost; otherwise, that is a good price.
Definitely one of the other board's people who refer to those on this board as "holy rollers,&
Now go ahead and post your reply - I know you're dyin' to!
LOL
Maybe try to find a good web site to refer to! Good luck NM
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