Quick question for x-bank manager
Posted By: Excellent credit here on 2005-08-31
In Reply to: I hope it all works out well for you . . . - Former bank manager . . .
Is it true what I was told about NOT closing out 0 balance credit card accts? I never have closed one, just never use them and I have excellent credit, but in general, am I doing the right thing by not closing out? I get 0 interest cards, typically good for 1 1/2 years and when comes time to be charged interest, I transfer balance to no interest card, do not close acct and have been doing this for years. I usually do not carry a large balance and have paid outstanding balance to 0 on several occasions. Thanks for your imput.
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Since your a former bank manager- how can I get
my credit score up? My husband and I want to buy a house with no down payment and the lender said that we need to get our credit score up 18 points to do this. How? He mentioned paying our credit cards down to almost a zero balance. What else can we do? And how fast could we do it?
Hey former bank manager, what
does the "came way" mean? Is that a banking term?
I agree w/you, bank manager...
God is not a vindictive (sp?) God, He is a kind and loving God. This hurricane is simply nature, and nothing more, I'm sure...Would you bring your wrath down so hard on your own children for something they did that was wrong? Well, that's how God feels about us...His children, everyone of us. Even those who fight so hard to have Him removed from our lives...we are extremely blessed that God is so wonderful! 
because the person used to be a bank manager
nm
Former Bank Manager, Could you be more specific. I want to make sure I get this right.
=
You're really proud of the 'former bank manager' thing aren't you
Why do you use that name? Just curious.
Head manager, middle manager, lower manager question
Ok, maybe someone is having this same issue as me. A couple of weeks ago I made mistake and the person on call for the weekend not there, tried to contact them. I He contacted me about this after my shift was over. Instead of stopping there, he in turn told the higher boss up on the chain and then I was contacted again by them. Does this happen in most cases- the 1 you talk with then goes higher and you get slapped on the wrists from both sides? Does 1 person calling it to your attention just not work?
Any good ideas where to look. Job Bank and Resume bank not working.
I think they must be waiting for a tech for repairs.
Wow what bank
did your son use?
I recently had my debit card number stolen when I was visiting in Toronto. My bank's fraud department called me within a day of the fraudulent charges. They had already denied 2 of them, and the one that did go through I was refunded every dime of. I guess I have a pretty good bank! (Wells Fargo).
The cop that I talked to when I filed a report said that they have one guy who does nothing but take the fraud calls every day, that is how many there are now. One poor little old lady had her entire account cleaned out, and on top of that the people somehow managed to SELL her HOUSE out from under her. I don't know exactly how they did that but she was not able to get it back, she was pretty much SOL. I guess it makes good sense to check to see how your bank deals with fraud and what the policy is on giving you back your money.
Also his advice was to get a shredder, and the kind that shreds both ways, and he told me that he even blocked out his address on his car registration. He says he never has anything in his car that has any personal info like that on it. I thought that was interesting and did not even know that was okay to do. But I guess if a cop is doing it it must be!
just called the bank and
Sure it is SS that is late and not your bank? They have to
build deposit files and it may be the banking system having problems.
Just trying to help.
Resume Bank.
http://resumes.mtstars.com
Smile all the way to the bank!
nm
I would. My son got his job at the bank he believes by
hope it didn't get cut off.
If you bank with Wachovia they have/are
sending 400 call center jobs to India, which also means they have access to your financial information. I use a local credit union, but have a home equity loan with Wachovia and with that they gave us, checking, savings, credit, debit accounts. I have closed all but the home equity account so far and told them why. I'm currently in the process of shopping rates to open a new home equity loan too.
No telling how many more banks/credit card companies are doing the same.
Talk to your bank
With DD, your bank statement is proof that the company paid you or not. With checks or prepaid credit cards, if it's lost in the mail YOU have no proof it wasn't sent. If it gets screwed up in adding it to the card, YOU have no proof the MTSO is at fault and you have to fight with Visa.
The MTSO is correct in refusing to tell you which other MTs get Visa--they have a right to privacy.
The main problem I can see with Visa is that it's just inappropriate. You'll be forced to spend every penny you earn AND spend it at an establishment that takes Visa. How do you plan on saving? How do you plan to pay your insurance and other expenses? What if your children need $10 for school?
You also may be subjected to fees and/or expiration of the funds on the card.
Why don't you talk to your bank about the safety of direct deposit? Perhaps if they can calm any unfounded fears you have, you can be paid in a more appropriate manner.
Bank jobs
I have a good friend who is a bank branch manager. Tellers, etc. are entry level. She just hired my hairdresser!!!! Don't know about where you live but I think most bank jobs are entry level in the smaller banks at least.
Put it in the bank. 100 years of interest. Just think!
Give me a break!
I needed a good laugh, thanks for posting. Trust me, I'm only laughing at the sheer stupidity of issuing a check for one cent. You can't even rebel and send it back to them because you'd be out 36 cents.
Maybe you should frame it and label it, "My Big Bonus." 
I didn't think former bank managers
made any mistakes.
Take the money from your own bank account
I agree..The things *she* donates are from manufacturers that get a plug on her show or from the people who watch her show and donate to her Angel Network. Even when she donated cars, the people who got them had to pay the tax and registration on the cars, which came to a few thousand dollars each. These people could not even afford to buy new cars and they are gonna come up with a few thousand for taxes, etc.? Oprah is out of touch with the real world. I think Stedman Graham said it best on one of her shows, he told Oprah she was not nice. She seemed shocked and asked well, who is nice and he said Gayle King, her best friend. Oprah is pompous and acts like she thinks she is smarter and better than others..She isnt in my book. Come on, Oprah, how much of your billions are you gonna spend in your life time? Dont take the money from the public who watch your show..take it from your own bank account.
If you make enough of a fuss at your bank they
can, and will, release the funds back to you immediately. We bank at Commerce, and have had so many flubs with our debit card that we have 2 separate accounts - one just for the debit card with a limited balance in case it ever gets hit. But we have had lots of errors - ebay once hit the card for one of those burps at 1 cent for about a zillion times - other errors just like above, and I was told, too, that it had to take 3 days to release the hold. When I flipped out over it, it got released immediately. After all, it is our bank and we are the customer, right? Stick to your guns and you'll get your $$ instantly, if a mistake has been made that is verifiable.
Go to your bank or credit union and they can help
you set it up. What you claim depends on how you setup the account. You can claim $$ this year provided it is paid in by 4/15 and get taxed when you take out, or you can put in after taxes and not get taxed when taking out.
I did, actually I got two jobs through the resume bank.
I went to work for a small independent company and was there for 2 years and then got a job with a national 3 months ago. Both places had contacted me from my resume being on this site.
It all depends on when your bank actually posts *sm*
it to your account.
If a person at your bank has to manually process it then it may vary, But they usually have a certain time it has to be done by.
What we were told when I worked in a bank - sm
Sometimes it depends on the time the tapes get loaded, sometimes there is a system glitch, sometimes there is tons to post on a particular day, so for all those reasons and more it can vary. People used to call all the time and ask if on their payday if they were waiting at the ATM at 12:01 would the money be there. I useds to tell them not to count on it! The bank actually has until, I believe, around 10 a.m. on payday to post them, but I have seen some postings later than that.
Oh yeah, I am Bwahaha'ing all the way to the bank (nm)
x
we took an IC's check that worked for my DH to our bank and cashed it for them. sm
the check was returned and they came after us for the money of which we paid, plus the penalty to pick up the check and this was not even our check. we took it to the DA and after over a year, they sent the check back to us and told us it was a stolen check and they were not able to collect on it. our loss, $425.
in your bank account by direct deposit OR
just showing up in ipay? Mine says assistance with verification available at ________ . . . . THIS IS NOT A CHECK -- void non-negotiable.
Is the money in your bank today 09/02/2005?
Look at my piggy bank after I bought gas yesterday
.
Unless you work in a bank or at a cash register,
doubt they would do a credit check. I remember telling my employer during my interview about my Ch13, explaining the surgery, the divorce, the agony...she sat there and then said "we don't do credit checks." This was at a major hospital. Background checks only.
Charge what the bank or library charges. nm
You can't bank "self-esteem" and if she wants to cut her losses, give it up.
Besides that, you take this to any court, small claims for instance, they can award you the money, but the court does not collect it. It's up to you. So you lost time on the work. Then you lose time in small claims but woo-hoo you win. Then prepare to waste more time collecting the debt small claims said is owed you.
What is your time worth. Mine is worth about 25-30 dollars an hour. I don't have the time or money to devote to chasing down a bad debt. I LOSE AGAIN. Self-esteem? I have self-esteem with or without a company not paying me.
This is the weekend that we are completely revamping the resume bank, so
there may be some disruption until it is live.
Bank debt/check card? Same thing?
Is the prepaid visa card the same as a bank debt or check card?
First, a prepaired debit card is not attached to your bank at all. SM
It is a separate account set up for use with your prepaid debit card only. No checks. No bank. And with the prepaid card, they cannot withdraw money without your prior authorization. Your employer can only deposit money if your employer provides a signed DD form with your signature on it.
I've never had any problems with my card. I feel pretty secure. I do pay bills with my card, but rather than authorize a recurring monthly charge (which you can do), I opt to manually get on the money card website and pay each bill, each month. So consider this. Once you authorize a recurring bill payment, it sometimes takes an act of God to stop it.
The post about the resume bank has been removed. It was discovered that the person
who made the post was lying and got caught. Administrator
Submit invoice; get check. Won't give bank account
.
Is there any danger putting bank acct# and routing# on federal tax (sm)
tax form so as to get your refund by direct deposit? Can someone use this info to their advantage?
manager pay
Let's just say I happen to know that the account managers make over 40,000
AccuSTAT in Wisconsin is hiring for an ER account. See the Job Bank for specifics. IC position. NM
xx
I keep the minimum amount of cash in the bank. I may sound paranoid but I fully
there to be locked up. The banks are scampering around if you notice. They have written notices that they can raise your interest rate to 28% or more for just about no reason on the credit cards. I think they have let way too much money borrowed out be on the books, and now the little man is having to pay either with money, or his financial credit.
If you read about GOLD, gold is selling for a lot, all over the world, even in this supposed stable time. That's a sign they say that things aren't as steady as the powers that be want you to believe.
ask your office manager.
x
As a former QA manager, I've done this.
We had a different kind of weighting when I first started doing QA reviews way back in the olden days (okay, about 10 years ago). I had one MT who would score in negative numbers, then would do okay after being reviewed, then would backslide, then would do okay, ad nauseum. It was just totally bizarre. Major medical errors, would not follow account specs, would not proofread, etc. Problem was (as I've stated in other QA posts) the company I worked for would not fire ANYONE for poor quality. She's still there today, 8 years later, and I'm sure is doing a pretty sucky job. I finally gave up reviewing her as it was a waste of my time. Don't I have a horrible attitude? Such is the life of a QA manager who is not allowed to ensure quality for a company. Anyone want to know the name of the company so they know where to go for a good time?
Nah, I'm not telling. 
Go to the QA manager. Oftentimes
two QA editors will have a different opinion what is correct, especially in terms of style. It's extremely difficult to get all editors on the same page on every issue. No, it's not difficult, it's impossible. There are simply too many variables.
When I was the QA manager I finally decided to have just one Editor who provided feedback on a group of accounts and the rest did not, just because there were too many cooks in the kitchen and I didn't like to see the MTs confused over who was right.
I would not advise going to a transcription manager if there is a QA manager available. Often the transcription managers aren't aware of specifics of QA policy, and might actually give information that counters what should be done.
Just my 0.02. Good luck with this!
Who said anything about an account manager? It's for an MT, that's it. nm
x
My dad was a K-mart manager too...
for almost 20 years in the 70's and 80's. He has a four year degree. He is no dummy. Him being a "K-mart manager" afforded us a nice home, nice cars, and my mother was a stay-at-home mom for three kids. Managing and being responsible for a store that big is a lot harder than you think.
When I worked at SS the QA manager
would send us e-mails with new drugs/terms. Frequently she had them spelled incorrectly. I worked at YOG for a short time too and one of the QA person sent out an e-mail making a big deal about how it the magnifying glasses were called loop and not loupe. She got lots and lots of e-mails on that one.
Invite the manager instead - NM
NM
Was a manager a few years ago - never again - for no amt of $
nm
I checked with the manager
and she said it made my report bold! Yikes! This board has helped me so much though. There are so many knowledgeable MTs who are willing to help and give advice. I only wish I had had this when I first started many years ago!
Nice to know another ER MT who is also technically challenged!
I am not exactly sure how our office manager
repaired them. She took the casing apart somehow and I believe she just taped the tape back to the spool to reattach it, but I am not exactly sure. Then, she had to tape the casing back together. It was very risky using it, as I didn't want the defective tape to unwind inside my machine, etc. I don't know of anyone around our area that actually repairs tapes as a service, but I think that would be the better way to go. I know if my machine detects a lot of crinkles in a tape and it starts catching in the machine, it won't play the tape as a safety measure. Our office manager is on vacation this week, and boy is she going to come back to a mess with several tapes on her desk that she will have to take the time to repair.
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