Purchase date on credit card
Posted By: no matter if made payments or not on 2006-02-07
In Reply to: TAX question..deductions??sm - unided
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Oddly enough, if I don't use my bank card as a credit card in the billing cycle, I get charged fo
x
No credit card is a good credit card.
Just kidding. I'd suggest not using credit cards to pay debts. It'll only dig you in deeper. Look into a signature loan or putting a lien against a vehicle or house. Lower interest rate, pay off sooner.
Debit card. They've got the credit card logo on them, so they
can be used anywhere a credit card can be used.
if you use your debit card for gas purchase (SM)
make sure you realize that some companies (Shell is really really bad to do this) will reserve extra funds on your debit card until the transaction completes and releases those funds 24-72 hours later. With Shell, it is $75 over your purchase. I nearly fainted when I realized what was happening. You can go on MSN Money and find a few articles on this -- gas companies reserving funds on your debit card.
Credit card? I'm not sure either.
NM
How do you rent a car without credit card?
I only use my debit card now. However, how do you rent a rental car without a credit card?
Credit Card Consulidation
These offers for credit consolidation sound good until you read the fine print. Basically, you are taking out a loan for the amount of your debt. If you miss a payment or even are one day late, you can end up with huge, huge interest charges added to your bill. I thik a lot of people go bankrupt falling for this scam.
get a credit card just for your IC expenses
it will keep all your expenses in one place and you won't need to keep receipts, just the credit card statements. Other than that, track mileage, though to be frank most people will just claim an average mileage and then create a mileage journal if audited. Also if you will take the home office deduction, you can claim percentage of heating, etc. but easy enough to do that. Might be worth your while to consult with a CPA if you take the IC job, and then the first year that you do your taxes. He can explain everything you need and then you can take it from there. Just one or two more forms to fill out, nothing earth-shattering.
A credit card separates
personal purchases from business purchases and simplifies bookkeeping. No need to keep multiple receipts, just credit card bills. You need to HOLD money in 2006 to pay tax bill FOR 2006 when due in April 2007. At that time, the IRS will send you a notice that your underpayment is too great and they would like you to file quarterly. Then, as said, you only have to pay 100% of what you paid for 2006, divided into 4 quarterly payments, across 2007 in order not to get a fine, even if you make lots more or lots less. Come April 15, you settle up the difference again.
Oh, not this discussion again. I haven't had a credit card
account in over 10 years now, and I do just fine. That includes reserving hotel rooms and rental cars, buying plane tickets. I live on a cash basis within my means. Nobody needs a credit card.
In addition to your credit card receipt you should
get a printout of your payment and if they don't offer it, ask for it. Be sure to check right away that they are showing you paid and if you have a receipt your payment was put in the system, which should eliminate this issue in the future.
Billing an insurance company will give the insurance company a good laugh and will probably create further problems.
New credit card interest rates (sm)
Wondering if those of us on this board have noticed that credit card companies will be increasing their interest rates along with the minimum payment due soon. How will this affect some people who can barely make the minimum payments now. Any insight greatly appreciated.
is it safe to apply for a credit card
over the internet? I hesitate to give out social security number and personal things on the net. Is it okay or not? Thanks
Credit card/income question. sm
I got an offer from Capital One for a personal credit card. Credit not great, but I figured they checked it before sending offer since I have a business card and they check with CRA every month.
Anyway, they declined it. They said I didn't make too much. Said they would not put denial on credit report. Want to find out how do they know how much or little I made since that information is not reported. Do they go by FICO score? Just wondering if anyone else had this problem.
I am planning to contact WalMart and purchase a gift card and have her go pick it up
so she can buy her kids some gifts in time for Christmas.
Wedding websites are fantastic..that address can be shared on the save the date card.
nm
Had this problem before, and worked for a credit card company too
I also had problems with travelocity, which ultimately was routed back to hotels.com, where I booked it for one date, they reserved it for a different date, and I ended up having to pay for both dates, PLUS a HUGE fee. I challenged them on it, but nothing ended up happening, other than me biting my tongue and paying it.
HOWEVER, since you were told that they would credit the amount, you need to talk to Hotels.com first. Make a concentrated effort to speak to supervisor after supervisor until they give you an apology and credit it. ALSO (and, if they refuse to give you the remaining credit), call your credit card company and explain the situation. They can do a few different things here. They can, and probably will remove the over-the-limit fee for you, if you explain the situation, as long as you don't have a long over-the-limit history. Don't let them tell you that they can't remove it, just keep going up the chain of command until someone does. All CSRs in that situation are able to remove the charge, and if they don't, ask for their manager (they will just put you through to a phone queue where the people have higher capacity to remove stuff like that). The second thing that they can, and will do, is, if hotels.com won't do it, you can dispute the charge, explain what happened, and it will be removed while they research it. Most of the time, they remove it and you never hear about it again, other than to tell you that it's been taken care of. If they decide it was a valid charge, which they won't, they will add it back to your credit card balance after getting hotels.com to prove that they provided the necessary service.
Make sure you contact your credit card company, even if hotels.com refunds your money, at least to get the over-the-limit fee waived. I would still dispute the charge, and that way, it is covered if they say they are going to refund it and don't. If you dispute it, and they end up refunding your money, just alert the credit card company, and it will be a wash. Good luck! 
call credit card people immediately
and dispute charge (the back of your bill should give you the procedure on this) WRITE down everything you have done for the record. Yes, you absolutely must contact someone who knows something at hotel.com and be sure you contact the Atty General of your state and the state where hotel.com is headquartered, not to mention the BBB. Hotel.com has just got a load of bad publicity - don't forget to point that out to them. They also need to reimburse you for any charges incurred.
Be sure to keep a paper trail...emails will work. Good luck to you.
Do not close credit card accts with 0 balance
I get offered and have used no interest credit cards for years. They are usually no interest for 1-1/2 years. When it is time for them to start charging interest, I roll them over into another no interest card. I have never closed an acct, just cut up the cards and forget about them. My FICO score is excellent, as is my credit. I get offers for no interest cards at least once a week so it obviously hasn't hurt me.
could it have to do with the class action law suit, my credit card company did that once...
they sent me a check of some money they supposedly owed me because someone filed a class action suit regarding their not posting monies received the same day and therefore charging people late fees, etc. I got like $3.46 for something or other.
perhaps it was a class action suit that was filed, and then of course MQ would have to go back and pay any monies due to everyone regarding the line-count discrepency issue.
maybe I am way-off, but if it is on the QT, that could be why. once they pay you off, they are no longer liable, right?.
anyone else have any ideas?
Looking for best credit card, visa,mastercard or amercian express
need to consolidate some bills,
They hand your credit card #'s when processing orders - why not mail?
It is common knowledge inmates work by processing internet and catalog orders. They hand credit card numbers every day. How can you even trust to place an order anymore, not knowing who is actually processing your order? It is surprising what inmates are allowed to do. Some live better than us behind bars!
Call the credit card companies and ask them to lower your rate. sm
Tell them you are having trouble and you need a lower rate. I would try that first on your own. I have done it and went from 14.9% to 4.9% on my credit cards. I can now pay them more monthly than they ask for and I am on my way out of credit card debt.
Consolidation companies, some, charge a fee and it goes on your credit report as "write off or bad creditor". If you have no success with the cc companies yourself, than try a consumer company to help you.
Good luck to you!
I renew my subscription to Norton each year it is due by credit card through them on the internet.
If I change computers how do I get that back into the new computer as I dont have a disc or anything I just do it over the internet. I have the original disc that I purchase 2 years ago but have since upgraded over the internet as I said.
Indian call centre credit card 'scam' exposed
RE: Symantec (Antivirus) customers credit card information being sold.
http://www.theregister.co.uk/2009/03/20/call_centre_credit_card_fraud/
Charge what the credit card companies charge when they don't get paid on time!!!!
great website for credit and credit cards, interest rates
great website
Has anyone used a credit counseling service to consolidate credit cards?
What was your experience? Was it worth it? Which ones are credible?
I used to send a card and gift card to my direct supervisor, but that's it. sm
She was the only one who knew me as more than an employee number, and the only one I had any respect for.
CREDIT, everyone is living on credit, and from what I see
with a rather, 'might as well, we have no future' kind of attitude.
our credit cards are maxed out, we are buying gas, food (which I swore I would never do, how stupid - all that interest for food, yuck!), paying bills, and we would not have survived without them. now they are maxed out, and we are not making one bit more than we were.
glad things must be going so well for you, but look around in your own neighborhood.
the gap is closing between rich and poor. like it is in somalia, for example.
call us doomsdayers, but I call it protecting our own interests.
why is it the only people who are supposed to care about themselves are the rich?
Has anyone disconnected the internal sound card and replace with another sound card?
I am having problems with my sound on one of my computers. Several different ExText program have been on it so I don't think it is the program and the sound is just now as clear as on my other computer. Has anyone switched (disconnected the internal sound care and replaced) to a new sound card? Did it make a difference.
Everyone on this board is so knowledgeable, I really appreciate you. You have helped me many times.
Up-date
Okay, I found a phone number on my statement for thier "Premier" card so I called that number. I asked where the rep was located and she tole me Buffulo, NY and her name was Vivian. I got the answer to my question and then told her I had initially called and got hold of a center in the Phillipines but I refused to talk to them. I asked how I could go about lodging a complaint about the company offshoring. She said she could forward the complaint for me but it probably wouldn't do any good. I told her it would do some good if more people did as I was doing and also lodged complaints about offshoring. I explained that in my profession offshoring a a huge problem and that it was only a matter of time before SHE lost her job to offshoring also. I told her to include in my complaint that her bosses worked for me and if I, and others like me, refused to use their services, her boss and the company's management would be looking for new jobs. Vivian told me they have call centers all over the world and I just lucked out using the :"Premier" phone number because I do not have a "Premier" card. She said in the future if I want to get a rep in the US, I will probably have to hang-up and call back, several times maybe, until I got hold of a US rep. (Yeah, right, I am calling the Premier number first thing). But, at least I know what it might take to get a US rep.
I realise even the offshore people are just looking to make a living but what about all the US citizens trying to make a living, only to see their jobs go offshore? And I agree that it is "managament" that is responsible for this, but until we stand up for ourselve, no one else will. Management works for us!! Just like the managment of the MTSOs and even the Nationals have no job without us. It it too easy to say, "Well, just this one time, I will use the foreign call center, One time won't make a difference." But it is that one time, added to your one time and added to her one time, added to my one time and on and on, that WILL make a difference. It is too easy to sit back and wait for someone else to solve the problem. That attitude will get us nowhere but out of work or working for slave wages.
Date? Isn't that where....sm
a guy asks a gal out, and they go to the movies, maybe dinner, or something fun? I haven't been on one of those in several months now.
As far as internet dating goes - have you tried it? I've met more decent guys through the internet over the past 5 years than I have at church, in the grocery store, through neighbors, etc. Of course you have to use common sense and if you smell a rat then run.... but often times you can figure out who the jerk or married person pretending to be single is through some chatting on-line before you even talk on the phone. Two guys I met on-line are still good friends and I hooked up 1 with a gal that I knew that they were much more compatible and they've been dating now for 5 months.
Just went on a date!
Anyone have any success with eharmony.com? It's not a good thing when you get to the stop light and bust up laughing over what you just went through! 
well now you date yourself and ME..LOL..sm
Well, I'm old enough to be your oldest sibling or perhaps even your parent *L*
I VOTED FOR MONDALE AND FERRARO - it was my first election that I chose to vote in and I think it was 1972. (I didn't vote when I first turned 18). GIRL POWER!!!! YEAH!!
LOL, no, I think you need a date. LOL. nm
.
Actually, the date is right there on the
why is it MOST important to you what I do?
word for date
I use "da" and then change it in the Autocorrect every day. This works for when you're not using today's date.
eww, why on earth would you want to date.
And chances are you will find the person boring, annoying or unappealing. I don't see why people date on those sites, its so set up. Its better to meet by chance, more natural and less pressure. I'm in my early 30s and I see my friends either divorced or miserable in their marriages, same with my family. It gets old real fast, why not have something to look forward to, and use this time to figure out who you are, your passions, and the right person will be drawn to you to complement you, rather than being forced together because you feel like you should be in a couple. At this point I have my own life and forcing a relationship into it would make me irritable and obligated...BUT if in the process of living my life I happen upon someone who fits in there without me knowing it...meaning I can stand him there...well that would be a big bonus. No need for it, or want..been there done that...i'm old enough to know I want it on certain terms. In the meantime, i'll just hug my dog and cat way too much.
Date? Isn't that where a guy takes you out
And expects to get sex afterward? If you don't cooperate, that's the last time you will ever see him. No thanks-- my furry critters are a lot more loving and faithful and are not the least bit selfish.
date rule
Thanks. My mind just blanked and I couldn't remember. It seems like it has changed so often over the years!
Date question
Hello everyone. I know this a dumb question, but I have searched and I cannot find this answer. Can you please tell me when a doctor gives a date in the body of a report do you automatically write the year as well. For instance.... He was last seen on January 19. Would you type the year too? I have always typed the year if I am 100% sure of the year the doctor is referring to. I believe I was told to add it for clarity, and I believe that is the way I was taught in school, but I cannot find it referenced, and I had someone ask me about it. 
Not since today. (what's the date where you are?)
Time traveler, are we?
:oD
LOL! We sure date ourselves when we admit we know
s
What is the date of this article?
I looked all over this article and could not find a date of publication. Everything vaguely says "later this year.' Which year? The only thing I could find on the entire page was 04/08/02 under the author's byline, and at the very bottom of the page, a copyright of 1995-2002. When you click on the link to discuss the article in the forums, the new page never loads. If you look up all other articles by this author, they are all dated 2000-2002.
I think you are getting upset over nothing. Call Time Warner directly and ask them what their plans are.
All I can say is what is written on my up-to-date
social security forms and the fact I just talked with them in January. I certainly asked the question, again, if money withheld when I turn full retirement next year and again told no, full benefits then. Like I told Doxie, just call social security and check with them.
do we have to purchase a
Do independent contractors working from home have to have a business license to work from home? Please help as this issue has been raised. Thanks for any help!
Where did you purchase? sm
I bought one from Exprescribe like that and never could get it to work.
Does anyone know if you can purchase
a C-phone locally or you have to get them on the web? I am freaking out. A little bit of water got spilled on mine and the buttons will not work now. I let it dry out overnight and it seems fine when you plug it in, but none of the buttons will work! 
Does anyone know where I can purchase sm.
VoiceScribe program? I am offered a position with a company but they only give you a 30-day trial for this program - then after that you have to purchase license for $600. I just can't afford that right now. Any help would be appreciated. Thank you.
definitely purchase something
I got a Brother fax machine several years ago at Office Depot for around $80 or so. I later got an HP all-in-one in 2005 at Sam's. I don't remember what it cost, but it's worth it if you'll be faxing regularly. Some of your clients may prefer a scanned version.
You could also compare on-line fax capabilities, which seems to be more current, for obvious reasons. I can't remember the details, but I've heard it advertised on talk radio.
Just a thought, especially if you'll be doing this regularly. Places like the UPS Store, etc. charge a good bit to fax, not to mention the inconvenience of leaving the house to do it.
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