Prepaid

• is there such a thing as a cell phone with pre-paid minutes, - sm
  • Verizon has one.... - AllieCat
  • ditto everyone else on Tracfone - fg
  • I use TracFone....sm - El Cheapo
    • it fits the bill for me! i'm frugal too :) - nm
  • anyone tried the refurbished Tracfone? - THANKS TO ALL, nm
    • Ditto below - I've had a refurb phone - for 2 1/2 years, still going strong.nm
      • Thanks a bunch to ALL !! - nm
    • Yes, that is what I did, free phone, like new, works fine. - nm - Laura E.
  • Yes, I use a prepaid Tracfone from Nokia- works well for me since I only use it for urgent stuff -nm - Laura E.
  • Prepaid - nss
    • special thanks for that info, as it applies to my situation! - nm
  • Cell phone - sat
  • Centennial Wireless. - Midwest MT
  • I have a pay as you go cell phone - Sue
  • Cingular and T-Mobile advertise prepaid plans. - nm
  • In our area .. Cingular has that - It's advertised daily

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i think you ladies have this MC/Visa thing all wrong...think of it as a debit card from your bank.  I have worked for multiple companies that have had this. This was done through ADP the payroll company...you can have all or a percentage of a fixed dollar amt put on the card, the rest is direct deposited into your bank account.  you go to ADP online and get your paystub just like regular.  Other payroll processes that do this are Paychex which uses JPMorgan/Chase as their MC/Visa...all reputable and above board.  Face it ladies this is the wave of the future...banks don't want us writing checks and don't want to deal with paper checks so they are slowly phasing them out.

Has anyone used a prepaid Visa card for receiving payment for work?  Is this safe?  Thanks

I have a Visa debit card through ADP. They are the payroll processing company used by Medquist (which is where I got the card initially) and many other companies, not just MTSOs. The only fee involved is $1.50 per month to have the card and fees for using it at an ATM, which is the same as if it were through a traditional banking account. I can also transfer the funds to my saving account if I want or set it up to have a certain percentage put on the card and the rest in the bank. I have had this card for about 3 years now and love it. However, if the card they are wanting you to use is like the ones you can get at grocery stores, Wal-Mart, etc, stay clear. They require fees for almost everything from getting your money loaded onto it to using it for each and every purchase.

As far as not wanting to give out routing information for direct deposit, why is there such a worry? So long as the information is given only to your employer, there shouldn't be a problem. Unless this is only a short-term job, I don't see the big deal.