Personal question about 9 year old going to the chiropracter. ~sm~

My husband's ex-wife works in the office for a chiropractor.  I provide the insurance coverage for my husband's 9 year old son.  We constantly get insurance statements showing that he goes to the chiropractor on a regular basis.  At dinner one night I brought up the subject without trying to pry by asking if he had something wrong with him.  His response was I sneezed and hurt my back.  That was some time ago yet he continues to go for visits.  The last time we had him for weekend visitation was the weekend of October 7th.  I had not brought up the subject of the chiropractor in a long time, so I brought it up again and asked him if his mom takes him to the chiropractor when he has an earache, sore throat, or things like that because some parents do use a chiropractor rather than a regular physician.  His response was that he has not been to the chiropractor in a long, long time and that he only goes there when he gets dropped off to see his mom.  I just got an insurance statement showing that he was at the chiropractor on 9/20 and on 9/27.  Each visit is anywhere from $68 to $80.  My insurance does not cover all of it.  Wouldn't he remember that on October 7th that he was there less than two weeks ago?  Am I overreacting by thinking maybe he really isn't going and she is up to something?  Do I have the right to question this and if so how since she is the office person.  What if he is going all the time like that - is that even normal for someone that age?  I do not want to stir up trouble and have it come back at my husband because she can be vicious when something does not go her way but I would like to know what is up with this.  Any toughts/suggestions?

• Personal question about 9 year old going to the chiropracter. ~sm~ - Wondering
  • 9 YO Chiro Visits - Cyndee Weston
  • Inform the insurance company that they should check into it. - It's their fight, not yours.
  • Call your insurance co and tell them what you suspect..its up to them to verify. - my 2 cents
  • It sounds like she's scamming the insurance company - Dana
    • You've got that right... If only my joints felt... - SM
  • Chiropractor visits - dv
  • chiropractors and billing - sienna
  • Sounds fishy... - sm
    • chiropractor - denise

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to pay him a cool 1 million dollars.  You can check this out at the Medquist website.   I think the CFO makes $350,000 a year, and the head of IT makes $250.000 a year.

P.S.  This does not include the perks, like expense account, car allowance, sign-on bonus, etc. 

My daughter was in the process of being preopped for back surgery for scoliosis in her thoracic spine.  She had had before playing basketball, but she got injured during a game, which really exacerbated it when a girl fell on her neck/upper back.

Anyway, the PA in one of the many consultants offices we went to actually asked, "Who fell on you?  A teammate or someone from the other team?"  My DH and I looked at each other and could hardly keep from laughing, but God love my daughter who answered her with a completely straight face, but asked later, "What difference does it make who fell on me?"  That question still makes me scratch my head.

Can weight gain be a side effect of hormone-replacement therapy? Has anyone tried anything else for symptoms of menopause? I need help! Gained 40 lbs in the 1-1/2 years on HRT and gotta do something about it!

I prefer IC as well.  When you're an employee, they pay you less per line than as an IC.  You still pay taxes, federal, state, Medicare, Social Security as an employee.  However, the employer pays for Worker's Comp and matches the social security and Medicare only portion of your taxes, which I believe is only 7.65%.  That social security percentage is quite small when you consider the fact that self-employment taxes are only 15.6%.  I don't remember the exact percentages because it's been a while since I had to manually figure it all, but you can look it up on Google.

As an IC, I get to deduct every little thing I can think of.  I can deduct my home office, a portion of my utilities, a portion of my Internet and phone, any mileage, office supplies (and I love office supplies!), furniture, software, computers and other equipment, paper, reference materials, everything.

The issue is that when you are an employee, those taxes get taken right off the top so you don't even miss that money.  Most people don't set aside a percentage of their pay that should have gone to those taxes, so they grumble when they owe at tax time.  You actually get to see how much you're paying out in taxes.  However, they got to use their money all year instead of loaning it to the government interest free.  That's a perk.

Cut it out with the personal attacks.  If you don't like the subject matter, skip it.  Banning is the next step.  I'm tired of deleting unnecessary, ugly posts. 

Goldbird

Some men find tatooes on women very sexy.

Is that it is a side effect of spending so many hours alone.  I worked in one office (in-house transcription)  for 8 hours a day second shift.  I seemed to be better when I walked to work (3 miles to work one way) and could get regular exercise, sunshine, fresh air.  Then I started a business and was unable to do anything more than work, work, work.  Over the next 5 years I wasn't paying attention to the signals.  It wasn't until I cut back and started dating (have since gotten married this year - I'm 41 - yes, there is happiness after 40), and started relaxing that I began to recognize the symptoms.  I think it is a symptom of working too much and being alone too much, and losing a sense of self esteem from becoming a slave to corporate America. 

Symptoms like not wanting to write out the bills even though there is money enough to cover them, not wanting to take the kids out for fun activities, and instead dropping them off so that they can have fun while you return to "things that just gotta get done", discontinuing use of makeup, or ceasing to wear nice clothing and just "bumming it" all the time, no more time with girlfriends or family, procrastinating grocery shopping until you absolutely have to get some, etc.  The symptoms are similar to depression, and it may be part of the solution, depression therapy.  Music therapy, aroma therapy, light therapy, color therapy, church time, friends time, hobbies, play with babies (even if they are borrowed babies).  I think Kissing helps too, but not everyone has that available. 

Our pay for VR was dropped to 60% of our MT CPL rate.  The theory that VR produces more lines for MTs is, IMHO, hogwash.  The dictators I had were so bad, I usually blocked out paragraphs and retyped them.  VR took my pay down to near minimum wage and I had to find another job.  BUT, if you can, give it a try to see how it works out for YOU.  I once received 2 long VR reports from an unfamiliar account and breezed through them with very little editing. That's where you make your $$, if you are lucky enough to get dictation like that. Good luck with whatever you decide.

14 cpl is a good rate and more if you have to print or do anything other than receive digital files and send the reports back via internet.

As an IC contracting for an MTSO (subcontracting), about the highest I've seen is 9 cpl or 10 cpl with incentives if you are willing to work weekends and nights; sad state of affairs!