Paypal debit card
Posted By: wimt on 2009-04-29
In Reply to: PayPal question - Penny
We have a Paypal debit card that we can use just like any other check card/debit card. It just draws from the funds from your Paypal account. You can use it at the store, etc., and at the ATM. Even paying an ATM fee to get out cash would be less than the $10 charge to transfer. You might check on it.
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Debit card. They've got the credit card logo on them, so they
can be used anywhere a credit card can be used.
2,000 debit card
When your boss gives you your paycheck, do they ask what are you going to do with that money? Didnt think so. Same thing for the people of the gulf coast. They lost their jobs, their homes. The money they will be given will be in lieu of a paycheck till they can find another job and home. Its a paycheck from the govt.
Debit card use
I know the credit card companies charge the place of business a fee or percentage when you use your credit card but does anyone know if it costs them every time you use a debit card, does the business pay a fee? Our apartment complex just offered the option of automatic checking account deduction because they said it costs them less than credit/debit.
debit card
Usually my purchases show up right away, unless its a holiday weekend and I use the debit card like a credit card instead; then its usually the next business day before those purchases show up. However, if I use it like a regular debit card, holiday or not the purchases show right away.
Just got a debit card this week, trying to
get away from credit cards and be more responsible with $$ and out of debt. There was a pamphlet in with the card that gave a list of when to use credit and when to use debit and pretty much 99% of the time they suggested using credit. The biggest pro to using credit is that if there is a dispute over a purchase you can get the charged credited, at least temporarily, but not with a debit - at least that is what the pamphlet led me to believe. Not a usual occurrence, though nice to have that protection.
if you use your debit card for gas purchase (SM)
make sure you realize that some companies (Shell is really really bad to do this) will reserve extra funds on your debit card until the transaction completes and releases those funds 24-72 hours later. With Shell, it is $75 over your purchase. I nearly fainted when I realized what was happening. You can go on MSN Money and find a few articles on this -- gas companies reserving funds on your debit card.
First, a prepaired debit card is not attached to your bank at all. SM
It is a separate account set up for use with your prepaid debit card only. No checks. No bank. And with the prepaid card, they cannot withdraw money without your prior authorization. Your employer can only deposit money if your employer provides a signed DD form with your signature on it.
I've never had any problems with my card. I feel pretty secure. I do pay bills with my card, but rather than authorize a recurring monthly charge (which you can do), I opt to manually get on the money card website and pay each bill, each month. So consider this. Once you authorize a recurring bill payment, it sometimes takes an act of God to stop it.
I always use my debit card (with visa symbol) for online purchases, never a problem. nm
x
Oddly enough, if I don't use my bank card as a credit card in the billing cycle, I get charged fo
x
I used to send a card and gift card to my direct supervisor, but that's it. sm
She was the only one who knew me as more than an employee number, and the only one I had any respect for.
debit cards
 do they automatically take the money out of your account the second you use it. I looked at my account online and it is very low. DH has been using the DC and it has not shown any of the transactions dh made this weekend. Just wandering if it had already took those out but hasn't shown it yet on-line or are we going to be bumbarded tomorrow. If dh don't get his paycheck in Wed and quick me may be in trouble
I use debit cards and keep the receipts on the
desk until the item has cleared the bank. I check the accounts online EVERY morning and balance each while I am waiting for DQS to load. Once a check or debit clears I toss it.
This way mistakes (mine or others') can be caught before they become disasters, any by knowing exactly what the balance is I know what I can afford to spend that day.
Debit cards with logos on them
Where do you get debit cards from with the Visa or Master Card logo on them? My bank only gives out a Star Debit Card without any logos on it.
What news channel? I have to use my debit as a credit at stores and such. NM
x
One of those radio financial guys said debit cards are the MOST dangerous to use.
s
Washington Mutual offers Visa debit cards with
nm
Has anyone disconnected the internal sound card and replace with another sound card?
I am having problems with my sound on one of my computers. Several different ExText program have been on it so I don't think it is the program and the sound is just now as clear as on my other computer. Has anyone switched (disconnected the internal sound care and replaced) to a new sound card? Did it make a difference.
Everyone on this board is so knowledgeable, I really appreciate you. You have helped me many times.
paypal
I am also a musician and I have paypal and have used it do purchase all of my sheet music and books online, works just like a visa.
no paypal ;)
No paypal for anything considered "adult" industry.
Don't ask me how I know this! ;)
PayPal?
If I understand correctly, you can use PayPal (through eBay) to pay for services. I read this in an article that the wireless service sent out. That is what they prefer, so it should work for something like this as well. Let me know what you find out.
Using Paypal...
Is it safe to purchase from someone online using paypal? I will have to read on how to use paypal but how can you be sure they will sell you what they said they will? Is there a way to protect myself?
TIA.
Thanks.
paypal.com (sm)
if you go to their web site and click on 'security' in the top right corner, that will take you to the page that explains the buyer protection program, if you want to see it with your own eyes and make sure you understand it better.
Also, I would ask for a delivery confirmation number or some other tracking number for your item, or even signature upon receipt, so you know when they mail it and they know when you get it, etc.
only get there by paypal.com
I agree... my account needs "updated" about twice a week. Every time I get one, I go to a new window and open paypal.com and if there is something they want me to know, there will be a message in there. If it's not there, the e-mail is fake.
The Red Cross just HANDED OUT $5 million worth of debit cards in Texas.
FEMA decided to mail them in 14 days if the people knew where they were going to be...couldn't possibly get them out faster...too much work...etc.
While I am not always a fan of Paypal, I feel there is
something not quite right with your story. Paypal NEVER hits bank accounts - they do other things, but not messing with bank accounts. That was one of those internet hoax horror stories. I have had even had a charge back once for over $200 from a nightmare customer - he had his credit card charge back Paypal and got his $200 back from Paypal. Paypal then had the right to take the $200 out of my bank account, as we ALL have bank accounts linked to our account, and they never did as I would not authorize that deduction. This was years ago. Again, they will take $$ you have in your Paypal account if they feel you owe them $$, but they do not go into your bank accounts without specific individual permission and reams of authorization. Sounds like you had a fraudulent TRANSACTION that went thru Paypal. They are just an intermediary, you know. That is different than Paypal just helping themselves to your finances. I use Paypal for literally thousands of dollars worth of transactions a year without a glitch, and have since its birth! Feel confident to donate using Paypal. One in a million horror story if something went wrong. And there are phone #s and contact people galore to talk to anytime at Paypal. Not true that they are "hidden" or inaccessible. I'm sure you had some sort of problem, but I don't think you may understand exactly what happened. Merry Christmas!!
My PayPal Story
I bought an item on ebay about a year ago. Paid with Paypal. Product was shipped but I never received it.
Apparently the delivery truck exploded.
PayPal's Buyer Protection reimbursed me every cent. All settled within one month.
A way to tell if PayPal is real or not...
One thing that PayPal tells you on their web site regarding spam emails is that they will NEVER send you an email from PayPal that is addressed to the general masses ("Dear PayPal User"). If it says Dear Sue and your name is Sue, then it might be real. If it says "Dear PayPal User" it is a hoax.
PayPal question
I have looked on the PayPal website and can't figure out how to do this...don't know where else to ask this question, so perhaps one of you might know the answer. I have an existing account that I use for PayPal when I win items from E-Bay, but I have recently gotten a job with a small MTSO who actually uses PayPal to pay transcriptionists. She informed me it doesn't cost anything to utilize this service, but my first check I got charged $10 to transfer it from PayPal account to my bank account. She tells me you have to set it up differently to get this to work. I have gone on my PayPal account and read everything I can find but nothing that states how you set this up. Anyone have a clue? If so, thanks for sharing.
My company also uses PayPal to
pay their transcriptionists and I lose $30 to $50 every paycheck because of PayPal's "fee" to transfer it. I don't think there's any way around it - at least not that I have found either.
Those whose companies use PayPal
I am surprised all the employees don't put up a fuss about that.
It is ridiculous that you lose money every time you transfer your own money.
I think you should tell your employer it is not acceptable to be paid that way. (Is there a way you can unite with other employees about this?)
What is the employer's reasoning for using this anyway? Why don't they go the standard direct deposit into bank accounts if they don't want to mail checks?
I have been using Paypal for years and have never had any problems.
see message about PayPal fraud
I went online one day to check my bank account balance and I was overdrawn. I was shocked. I saw an automatic withdrawal transaction for a company that I had never even heard of for a product that I had never even ordered.
The only thing that I went through PayPal for was a microcassette player that nobody else had bid on through ebay. I got that for 99 cents, plus shipping and handling. Incidentally it still works after nearly 2 years.
I called my bank and was told that the automatic withdrawal had gone through my PayPal account for a company I had never heard of for a "computer software item" that I never received, although I was charged for shipping.
I spent months attempting to receive a response from PayPal. I finally received an e-mail that said to print the attached affidavit of fraud, but found that the attachment could not be opened to be printed. PayPal finally agreed, via email, to give me a telephone number that I could contact and that I would receive that telephone number by US postal service within 2 to 3 weeks. Of course when I recieved the number and called it, I had to leave a message.
The recorded PayPal voice did eventually call me back when I was not at home and sent me another letter saying that I did not respond to their attempts to contact me.
Arrrrgh.
I filled out paperwork at my bank for fraud against PayPal, closed my bank account and eventually (almost one year later) received a bank check from my former bank for close to $300.00 in overdraft fees.
Apparently my former bank was going to collect from PayPal for their fraud. Whether or not they were successful in that attempt , I do not know.
My advice is to stay away from PayPal period. It may work for you now, but you never know. After all, they have all of your information.
I'm pretty sure this was not a Paypal issue, but
a fraud issue. I had a very similar situation happen with a credit card. I had a charge on my statement. I didn't recognize the name, there was a state listed on the statement where the company supposedly was, there was a phone number that was unlisted so I couldn't trace, but did find it was in a totally different state. When I called the number I got an answering machine with no identification of the company. I left a message but never got a return call. I called my credit card company and they credited my account. All the bank could tell me was that it was for software and I had not ordered any software. I'm not sure where this company got my credit card information. I haven't had the situation happen again.
Used PayPal for Ebay and they took out double the (sm)
money. Have tried ever since to get the second deduction back but as yet, no luck. Don't trust PayPal and certainly don't trust ebay anymore.
I got rid of my PayPal because of risks I have heard about. sm
Of course, it is a risk to do anything online at all where you have to input personal information.
Don't trust PayPal as they took unauthorized money
out of my checking account causing checks to bounce, overdraft fees, etc. that gave me no option but to close my checking account and open one in a different bank. It took 9 months of paperwork before I was finally reimbursed by my former banking institution for all fees as well as the monies that PayPal withdrew from my account without my authorization.
PayPal, however, took no responsibility for their error.
I am in hopes that there is another way to donate without giving your information to a site that is unsecure, such as PayPal.
Please forward the Paypal notification to me and I will check into it.
t
If you have a Paypal account, pay to sales@mtstars.com. Thank you!
/
If you paid with Paypal you can file a claim with them, just do it before
30 days is up. If you paid via credit card you can file a claim with the credit card company, even if you paid via Paypal with a credit card. You can also file a fraud charge with the U.S. postal service if the item went through them. With the post office it would take a while to get your money though. You can also notify the police in her state/county, though most likely they will take a report and that is it, unless this is a habitual thing and others have complained.
Hopefully the administrator will be able to help you.
Paypal takes care of their users
I use Paypal all the time, not only through ebay and in person, but online as well. They have an incredible Resolution Center and Buyer Protection program that basically says if you can prove you didn't get what you paid for, Paypal will lock down the seller's funds until Paypal can get your money back. Pretty much, I would think anyone selling with Paypal would know better than to try to fraud you.
I know through eBay, Paypal has saved my bottom quite a few times where something was misrepresented, and every time, they got me all my money back.
I would go for it, but have a good "paper trail" between yourself and the seller of what the exact terms of the sale are, including a description, price, timeframe of payment/delivery, return policy, etc.
Good luck!
I've used Paypal for many years on many different sites. Never a problem ever. NM
PayPal is free to "use" but they charge a fee for all funds received... sm
not for transferring funds to your bank account. Open your account and go to the very bottom of the screen and click on the Fees link to see what they charge. They have a help section and a toll free number to call if you have other questions.
Your MTSO was very misleading by not telling you about the fees that have always been connected to receiving money this way. It doesn't cost them to send money, but it certainly does cost the recipient to receive it. That's how PayPal makes their money and the MTSO must know that.
I agree, I too doubt it was PayPal, someone hacked your account , plain and simple - sm
It can be done, especially if you ever responded to any spam emails. I had my debit card hacked at BJs, someone broke into the main frame and stole thousands of credit cards #, etc. They spent about $800 at Wal-Mart, PetsMart and for gas, bounced stuff in our checking account, etc. Since it was a VISA debit card, I had the money back in 24 hours after I filled out the fraud forms at the back. --but no one every physically stole my card or even had my PIN #. I am sure savvy computer hackers can do it , OR someone there at PayPal hacked and sold off a list---but I highly doubt they deliberately withdrew funds. I would have found out from the company that did the charge ***PAYPAL - THE XYX Co." where the mystery item shipped....doubt it was to your address.....That happened to me with a credit card, tons of stuff that I supposedly bought $800 of stuff from Victoria's Secret made its way to NY, not PA where I was living--interesting. Again was refunded promptly. PayPal may have been lax at how they handled it granted, but I am sure with a bit more persistance and going through the right channels you would have had it resolved a bit more promptly and to your satisfaction.
Forward it to spoof@paypal.com, also check your acct directly through their web site...
just don't click on a link in the emai. The hackers are getting better all the time.
You didnt see the link to PayPal for donations to "defray" the costs of providing such a surve
hmmmmm
No credit card is a good credit card.
Just kidding. I'd suggest not using credit cards to pay debts. It'll only dig you in deeper. Look into a signature loan or putting a lien against a vehicle or house. Lower interest rate, pay off sooner.
card
Riversongs and angelrays are the best...but they are free.
Ethernet card
If your connection to the internet is through a cable connection, then you have an Ethernet card. If it is dial up, you may not have one. Look at the back of your PC, and if you have a plug for a cable connection (it is slightly bigger than a phone plug), then you have an ethernet card. Hope this helps. You can also go into MY Computer and check there too.
find a new card....
or, as long as your payments have been on time, call them and let them know you will move your business, and most of the time, they will lower it. Check your FICO score...if it's good, you can call the shots if they want your business. All have that little clause now that says even if you are even 1 day late on ANY other bills, i.e, utilities, dept store, anything, they can charge up to 36% interest on your remaining paymnents. Read the very small print.
Nothing but a card in the mail...sm
Do ya think it would have broke the company to have slipped a little something into that card? McDonald's $5.00 gift certificate; anything to show a little appreciation.
I've been thinking about it because there's not a lot of suits to pay; 1 owner. Now that I think about it some more, I'm thinking the owner might be Jewish, and not celebrate Christmas. But then why even send the card? And why not call it "appreciation during the holidays" instead of a Christmas gift? I duuno. The supervisors actually are MTs; I would have thought they would have brought it up during their weekly huddle. "what are we going to do for the MTs for the holidays?"
I thought about it some more and maybe only being with the company for 2-1/2 months might have something to do with not getting even a token. Oh well.
YES. We had an IBM selectric with mag card
and we thought it was great! HAHAHAHA
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