Pay it by Feb 28th so it won't be reported as 30 days late..also (sm)
Posted By: been there too on 2006-02-19
In Reply to: Mortgage late payment question. sm - anon
If you have a 401K they will let you withdraw from that with no penaltys on the 401K
Complete Discussion Below:  marks the location of current message within thread
The messages you are viewing
are archived/old.
To view latest messages and participate in discussions, select
the boards given in left menu
Other related messages found in our database
We got the same email a couple of days ago -- DH called Chase and reported it and they said that it
was a huge problem for them right now as these people obviously have no affiliation with Chase.
I'm IN! Will do on the 28th sm
Wanted to make sure it was not a special address other than the usual. Perhaps you'll get more responses this way. Admin has to be careful, had a problem once with ? writing to service people in Iraq, they don't want personal addresses on here, I understand that. At first I did not. Thanks!
August 28th :-( no message
.
Thank you Cindi, I do have that one, 28th Edition.
Have had it since my very first day MT'ing and wouldn't be without it.
10$ late if invoice is not paid within 10 days. At day 15 work stops until invoice is paid. Hardly
xx
Someone should have reported him.
PURPLE house! Something was wrong with this guy. 
She's right....he does at least need to be reported
xx
lik that's not going to get reported..
want some?
Chase - Reported It - sm
Guess where the call was answered? India. Chase, just like all the other wonderful companies in the U.S., has telephone operators in India fielding the calls. She did nothing - told me it was a fraud, etc., and to ignore the emails. I get 3-4 of these every day. Now I'm deleting them. However, I informed the Indian representative answering Chase's calls that this is one bank I will NEVER bank with, due to offshoring! Off my soapbox now... I think!
E channel also reported this. nm
x
I never reported that particular problem,
just kinda messed around with my entries, deleting and re-adding, and then realized it fixed the problem. Good luck with yours!
I reported it when it first came on the board but
I think administrator is napping . . .
I already reported it and the one on the co. board too
nm
I just reported this message as being obscene. sm
I am sure she will take care of it really soon!
The post has been reported and is being removed.
Please do not respond to it.
Has anyone reported this situation with Amherst to corporate or dont they care either about what is
going on there.
How comes this person wasn't reported to the monitor board? I told someone to read the red note on
I'll probably get banned for writing this, but my comment was much milder than this. I didn't call anyone any names. What's up with this?
30 hours divided by four days equals seven-hour days. Most of us have to work pretty much every day
.
Working 6/hour days, 5 days/week I make
$42,000.00, but the work is there to make more if I want to. I'm in the southeast.
2000 low days, 4000 busy days
Did 43,000 lines last month. 6 doctors.
You can "make a living" if you work 16-hr days, 7 days
and if you rarely buy anything but food and the barest essentials in clothing. My balancing act is so precarious that all it'll take is one of life's little disasters (rent increase, sick pet, major car repair) to pull the rug out from under me. Not a good feeling at all.
550-650 lph on average. Some days more, some days less. It all depends. nm
x
How? By working 12-hr days 7 days/week?
;LKJ
Too late now, but what you should have done...
You probably should have deprived yourself of sleep last night and slept today, or better yet a couple nights in a row, just cleaning house or something to keep you "awake" so you can get a jump start on training your sleep cycle.
It is SO hard to do this job sleep deprived because it is so sedentary. I can easily stay up 24 to 35 hours as long as I'm doing something physician and nonbrain-taxing.
If you find yourself nodding off, take a 45-minute nap. I'm sure your employer will understand this is something hard to go into "cold turkey."
Good luck!
Late fee
I do the opposite, I offer a small discount when they pay within five days and in the past five years I have had my checks well within that time frame (usually 2 days) and never have had to ask for my check.
Patti
Late fee
I really don't think a late fee is going to make them pay you any earlier. You really need to sit down with the office manager or whomever processes your invoice and talk with them. They probably won't pay the late fee and still take 3 weeks to pay you. If you stay with the account and this has been a chronic problem you gotta budget to have money to tide you over for the 20 to 30 days or how ever long it takes them to process your check. Talk to them see what they say and then decide if it is worth the frustration to continue with it. If this has been going on for quite a while doesn't sound like it is going to change so you either have to live with it or find another account. In 22 years of doing my own accounts I have never had anyone pay me any later than 10 days after recepit of invoice and that was just a couple of time. I guess I am lucky but it is the truth.
late pay
Well, I feel the same way, I don't want to mention the name of the company at this point. I do know however the company actually goes to pick up the checks from the hospitals and has to get them in the bank before she pays her ICs! I have been in this business over 20 years and it's the first time I have encountered something like this.
Late $
We sound like we are in a similar boat. Very nice people, very appreciative of good work, and it does get paid, just late, which most of us cannot handle because our bills need to be paid on time. How do you manage with your bills?
late pay
It isn't easy! When she does pay I try to get enough ahead to pay bills when she is late which is basically every pay period. And luckily, my husband has a good job, but it is one which slows down in the cold months. I Christmas shopped about 6 months ago! Plus, our work has not been slow and I have been able to make an extra $200 or so each week. How do you manage?
Late pay??
Ok, I've never had a problem getting paid before, so I'm not sure what to do. I worked for this small MT company and they still owe me a month's worth of pay. I've tried emailing the person, but she just keeps blowing me off. What should I do next?? (Of course, I quit.) Thanks.
You will get a 30-day late on your...
credit report. You may also get an "Intention to Foreclose" letter, which will scare the heck out of you. Those letters standardly go out the day after the 30 days passes.
I agree that your best bet would be to ask for one deferred payment. Some lenders will do that, but some are very hard-nosed and NEVER do it.
Will you be able to make your March payment before the end of March? If so, you should try to schedule both February's and March's payment to come out of your account on specific days . . . say, on March 2 (as you mentioned) and even March 31. That will keep you from getting another 30-day late.
Once you start to lag behind, it is soooo hard to catch up again. I'm hoping they let you defer a payment. 
153 in my late 20s...however I do believe it is going down.
as I once was, that's for sure.
don't know if too late, but....sm
doesn't your insurance cover such things...mine would have replaced the whole thing.
Definitely late 40s for me
Here I sit, having worked six days in a row with one day off and starting new week facing more OT due to computer down with one MT and death in family with another.
Did it in my 20s and 30s with no problem.
Now, however, I have eye strain and sore hips from sitting so long and really am rum-drummy if that is a good description. Fear making an error.
And, I do not make much more money as I have to proof everything and think before I type which slows me down in long run.
Yes, give me 40 hour week over the age of 40. Long complicated reports is where my expertise is these days.
Late Pay
I recently had to leave a wonderful lady and I mean absolutely wonderful due to late payments. She had paid late several times over the last year. I had even changed my bill dates so that I could accomodate the usually no more than 5 days late that she consistently was with pay. Last month she was 6 days late, which would have been okay with me, except that I had an automatic payment come out the day before the pay was due to be DD (which I signed up for due to promise that pay would be on time this way). Fortunately I was paranoid and called my bank and was made aware of the problem, but I had to borrow from my niece, my 21-year-old niece!! HOW HUMILIATING!!! I told my very extremely wonderful MTSO that I could not work for her if she was late again. I also had it set up that all I needed was my August pay checks on time (meaning within the 5 day "grace period" I gave her) and the September 1st paycheck, then I was set to just put her checks into savings.
Well, that never happened. It did not occur to me that she would dare be late, but come August 21 I went to deposit a refund check from a Church camp as it was canceled due to fires, and the bank tells me that after depositing $220 that I was still short in my account! To make things worse, it was not my money that paid for the camp. I was depositing the refund check and then writing a check to my mom's Church as she had used her tithe money to pay for my girls to go to camp! I still was trying to be calm at this point and asked the MTSO what was going on, well supposedly she had sent me a check on the 7th of August. Funny thing is I did not even bill her until the 9th. First it was a certified check, then it was a money order, then it was sent on a different date.......... I could go on and on, but needless to say I had to quit. I cannot afford to work for free. I cannot afford to be late on my bills.
I stayed with this MTSO for so long despite late payments because I thought I new I would always get paid. We had a GREAT working relationship, except the pay, and I really wanted the long time IC, great reference that this provided me...... you know a real "feather in my cap" for my resume. I plan on going after my own accounts next year after saving a couple of months worth of bills. BUT, in the end I had to threaten legal action to even get what I was owed, and I was sick for several days because of how ......... well sick this made me to have to "burn" that bridge, and how sick it made me because I ended up having to get very, very ugly (which made me even more sick) in order to get more than "I will check into that and get back to you" on when I was going to get paid.
This is a touch situation that you are in and only you can make the final decision. I personally LOVE being an MT. I just have learned to not "put all my eggs into one basket." I work for a couple of companies, one a national and one an MTSO. I can get extra lines at both if desired. It can take a long time to find the right fit, so hang in there if you like being an MT. Of course, teaching is a very honorable and rewarding career choice too.
Please excuse any typos, tired, but felt it very important to respond to this one to let OP know she is not alone and there is hope.
This is probably too late but....
Oncology was my specialty for years, and I felt like you...so difficult. Then one day the codgy old oncologist that was a detailed and strict dictator started dictating a report about his patient and started to cry....me too.
No one is spared this...IMO
Its too late know, but I would not have even said
anything to the first company. If they are sending you such little work you should have been able to juggle both companies for a short while. I don't think they terminated you because of a different job though.
Trying to help but maybe too late
This is the procedure I found for when you want to transfer glossary from one computer to another, I'm assuming you do not have access to the other computer:
You need only send your .glo files to the new computer through an email attachment, through floppy, jump drive or other media, and save to C:InstTextGlossary folder. Then open IT and finally, open the glossaries.
Sure it is SS that is late and not your bank? They have to
build deposit files and it may be the banking system having problems.
Just trying to help.
Oops, too late
I'm sure I will regret my decision, but I have decided to ride the storm out 
I am in Slidell which is on the north shore, but I know we are going to see extensive wind damage and who knows what else!
Yep! Especially late afternoon.. nm
.
late fees
My business attorney told me I could really charge whatever I wanted - BUT - it had to be put as a disclaimer on the bottom of every billing you send them-- that is their "notice" -- you can't just charge them without warning them. I charge 5% of total billing. Mine reads something like "late fee of 5% will be charged if invoice is not paid within 10 calendar days." Be careful on the verbage of calendar days versus business days. And don't be afraid to charge it or defend it -- every other vendor they have is charging it!!
LATE PAYERS
I want to talk about why so many MTSOs pay late. We have all read the posts about complaints of independent contractors receiving late payments. We have all read that some people feel these companies that pay late do not know how to manage the company. I would imagine that many of these late-paying companies have not received their payments from their accounts, and they themselves are waiting for their money, so that they have enough money in the bank to pay the contractors. I suspect that many of these companies do not pay late intentionally and maliciously. I think they have a problem with cash flow mainly because their accounts may be slow to pay. Many of these MTSOs probably do not have bank privileges to allow them to write checks to the ICs (while awaiting their payments). So what do we ICs do when this happens? Just be patient and understand this is the nature of the beast? We are at the mercy of the accounts and their payments to the MTSOs. What can the MTSOs do to improve their situation with cash flow? Some people post notes suggesting to quit, run the other way, and find a better-paying company. This is not always that easy to do. This seems an unfortunately typical problem. Doesn't the problem lie mainly with the hospitals and clinics themselves, who fail to pay on time to their MTSOs that serve them 24/7/375? Suggestions? Ideas?
Late payers
I have posted facts to back up my statements, as listed under posts from MoodyJen. I however, am a bit concerned about mentioning the name of the MTSO, repercussions, etc. What is your thought on that.
late payer
I am also hesitant to name the company. I have worked for a small company a couple of years and pay is ALWAYS late. I consistently do over 2000 lines a day for this company and I have about had it. She is a very nice person and is obviously going through some hard times, but how long do you hang on ??
late reports
All of those reports should be dispersed, filed, etc. within a day's time. To consider that as low priority is ridiculous. I guess I'm surprised some of that hasn't been outsourced. They could hire a temporary service employee/clerical worker to clean that up immediately! No excuse for the negligence on the part of the worker with reports 30 days old.
Yes. Use MT while you learn something else. It's never too late. nm
x
Is it too late to uninstall it from my PC?
late dictation
 Sounds like joint commission is coming to call!
I'm in my late 40's, and healthy. Tried it
on doc's recommendations. Took my first pill and thought my heart had stopped. Really had a bad feeling on it, like I would have a heart attack. Nearly went to the ER, but it wore off after exactly 8 hours. My teen daughter was prescribed it for a while, and after a few days developed a deep red rash all over - so we did not have good experiences with it. I'd be very careful.
The late, the great..............
Rodney Dangerfield. Now THAT was a man!
|
