Parents - do you have your kids save money? sm
Posted By: Inquiring one on 2006-07-25
In Reply to:
Our children have savings accounts and know that 33% of any money they earn from doing extra chores, babysitting, given as gifts, has to go into their savings account. Do you have your children save money and if so, what are the rules at your house for this?
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For parents, what do you think of your kids' friends?
I am wondering if it's ME or if it's my kids' friends that's the problem. I just can't stand barely any of them. We have little sailors running around cussing, compulsive liars, thieves, two-faced "unfriends", blackmailers, anger management problems, slobs, and perverts running around here. And the violent and graphically disgusting games these kids try to play. Is this everywhere? Or am I just overly sensitive? Parents can't choose their kids' friends because the kids'll rebel against the control, right? I just feel like I can't have anyone over here because I'm constantly correcting them and cleaning up after them. They don't listen worth a darn anyway. I certainly don't want my kids to go to their houses if these kids behave this badly here.
I tried going into details, but this post got so long. I don't think it's our neighborhood either because we have to drive for playdates with some of these kids. What, do we just attract the people with issues? I try to tell myself that these are just kids or perhaps their home life isn't in line with the same value system as we have. I try to be tolerant because some of these kids have had problems in their lives. However, having problems is no excuse for bad behavior. I'm no perfect prude and neither are my kids. We've had our share of problems. I also know I can't "shelter" my kids from the outisde world. But geez, it's just ridiculous. Whatever happened to the days when parents were parents and kids behaved? Children should not be cussing, stealing and telling horrific stories of murder and incest.
To give you an example, one of these little punks even told the whole neighborhood that my husband and I were druggies and dealers. We found out about it when our elderly neighbor came over and told us. We've always been totally against drugs, not even experimenting with them when we were teens. Plus, we both have to go through yearly drug screening tests at work, too. What is with the world today?
Parents: Are your kids spoiled? sm
For instance, do they do chores that are age appropriate, do their own homework, get themselves up in the morning and ready for the day if they're older than say age 10? Here's how it works in our house:
6-year-old: Responsible for cleaning her room, feeding her fish and bunny rabbit and her bathroom each week. Puts dirty clothes into the hamper and puts up clean clothes except those that have to be hung, which we do since she's not tall enough. Likes to mop the kitchen floor so we let her do that. Does her own homework after I make sure she remembers the directions.
15-year-old: Has to clean her own room and bathroom - alternates the bathroom cleaning with the 6-year-old since they share a bathroom. If she cooks anything that's not a meal for everyone she has to clean up after herself. She's now learning to do laundry - my DH always took care of that for her in the past or her mom did, but I've forced the issue that she can do her own laundry now that she's 15. Also has to do her own homework without help from us. For instance, while doing English she commonly asks for the meaning of a word. I tell her to go to webster.com and look it up or grab the dictionary - which is how we learned as kids. Also her dad (and bio-mom) used to help do her homework by looking up stuff and writing the answers which she'd re-write but that stopped while we were dating as I got him to realize that he wasn't helping her by doing this and she needed to do her own school work and not whine to get him to help. She is also required to get herself up and out the door for school in the morning, on time, and knows that if she oversleeps and misses the bus because she's goofing off then she gets no PC or TV privileges for the day. It only took her 1 time of missing the bus to learn to get up on time.
What about your household?
Parents with ADD/ADHD kids....sm
Does your child's school work well with you on educating them or don't like having to give your child extra attention?
My 1st grader is having problems staying focused in class with her 24 peers in the room and being asked to stay on task for an hour at a time. At home she does just fine when things are broken down into 15-20 minute intervals. The 2 teachers she has don't want to spend extra time with her or eliminate distractions so I've now officially requested an IEP meeting to force this with them. She had no problems at the same school last year in kindergarten because her teacher had worked with other kids like her in the past and was able to teach her on her level using the techniques recommended.
We met with her 2 teachers yesterday and they actually had the audacity to suggest that we work extensively with her at home on the areas she's struggling in. I'm not home schooling this kid just because they don't want to help her stay focused when my taxpayer money is being paid to support the schools and federal laws require they meet her needs.
Interestingly when I had a prior foster child that had ADD this very same school and teachers were very accommodating and worked very well with me on meeting her needs. Not sure why her current teachers don't want to but we're going to have to work on that.
What about you and your child? Did you have to go to the extremes of getting an IEP and forcing them to do what they're required to do or did you get immediate cooperation? I'm not going to put my child on ADD/ADHD medication just because they don't want to deal with it.
Question for parents about kids and the internet...sm
Which parental control program do you use? What do you like/dislike about it? Our 11-year-old is wanting to have privileges to be on the PC without our direct supervision and I told her that she can't do this until I put a monitoring system in place. Thank you.
do you know how many kids come in the ER on an overdose and the parents say "Not my child?" nm
x
I can't stand it when parents spoil their kids with brand new cars....sm
especially since a lot of times the teenager ends up wrecking it because they don't care. Those I've seen that have taken better care of their vehicles and drove them properly were those that had some investment in a good used vehicle. They had to work to pay for the gas and insurance at minimum. That's what I did when I was a teenager and the only reason I got a car then was because I had an after school job and it was easier for my parents to help me get a vehicle than drive me back and forth.
Parents of College Students..Any of your kids going on Spring Break?
Ugh! I have a son going with a group of friends to Mexico for thier first "spring break." They are all good kids, but I've seen the late-night Girls Gone Wild videos... They better be good. 
I am well aware of that - just angry that parents teach their kids to cheat! nm
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save your money...
I've used it before. The software they include on the cd is Express Scribe which can be downloaded for free on the internet.
http://www.nch.com.au/scribe/
I was thinking about buying the All 'n One kit too, but I found that it was cheaper to buy the foot pedal and headphones separately and download the software for free.
It is so they can save money....
If they outsource, they will have 24/7 coverage, no need to pay out benefits, no need to pay vacation time, etc. This has happened to many, but all that you can really do is either work for that outsourced company or find another job. It's tough out there! Sorry to hear that you're being outsourced. You are not obsolete though, as I'm making more money anyway now than I ever have at my hourly job that I lost after 15 years to outsourcing...
Everyone is trying to save money
the short way of saying between the head and stomach? LOL Thanks for the cheering up today!
Save your money, this is free ...
http://style.mtreference.com/tiki-index.php
engagement party? save your money. nm
nm
Maybe this will finally force DH and I to NOT eat out so much, save money there. nm
x
Try buying it from Half.com to save a little money.
How familiar are you with word expanders? The book has some great tips for newbies.
Save your money on the 2006 version - why -
I have used the CD version ever since it has been available and loved it, UNTIL the 2006 version. It is very different from the prior versions. It is far more cumbersome to use, is not designed for speed, and was such a waste of time I went back to using the 2005 version and just adding in the new drugs. My comments and questions to Stedman's about their latest version went unanswered. Like I said, I was very pleased with the prior versions and updated every year, but I will never buy this product again unless it is MT friendly, which the 2006 version is NOT.
Sounds like facility is trying to save money by
I have a job where MTs were to put in billing and coding number. Use # X for emergency admits, except if it is Tuesday and sunny, then use # XX. That sort of thing. I had no idea what I was doing but figured if Dr was going to sign off on this mess, it was all on him.
I forgot to mention how I save money on clothes...sm
The clearance racks are my best friends - often times I can find things there cheaper than on consignment or at Good Will.
Another thing I do is that I have a friend whose daughter is 1 size smaller than my daughter is, so in return for me giving her the hand-me-downs she will occasionally buy my daughter something new or give me the amount of money that I'd get if it went to consignment, and I don't have to deal with waiting for a consignment check.
If your kids/you like named brand items for clothing eBay can be great. My sister buys my nephew's Abercrombie clothes on eBay for usually around $10 a shirt - these are shirts that normally sell for $35-45 in the stores.
Another thing I do is that I have a friend who wears the same sizes that I do and we have similar clothing tastes, so we often do "clothes swap" where we'll swap out some jeans, shirts, etc. That way it sorta seems like you're getting something new. 
that is what gets me, how do companies figure they save money overseas...
they pay you 4 cpl to edit a report, and probably the other person 4 or 5 cpl, that is already as much as they pay one American MT. I realize our MTs also use QA and editing, but on average, they must be losing money this way.
maybe the key is to refuse to edit them. what would they do with that? they could not possibly send reports out without us 'doctoring' them up.
we should just not edit them.
I do think editing the VR should be something we will all end up doing.
shouldn't we have some organization to help us make sure we make at least as much as we do now, though. you are only making 4 cpl, who comes up with that figure, and when did that become the standard? who decided that, what is their reasoning, and why do we have to accept it?
we need help here, especially with all the changes coming. what a disappointment the only organization that probably could have helped us (AAMT) has decided instead to become like any other corporation, just make money, period.
we need a VOICE, a single united VOICE...
we should be putting our heads together to try and do something to save our jobs.
I get my dogs heartworm pills there, save a ton of money - sm
I also get my Frontline there too. They save me hundreds of $$$ every year. Same exact stuff the vet sells, just cheaper, I imagine they can sell it for less because they buy it in bulk. Go for the savings, you and your dog will be very happy.
Save your money....there are websites and chat rooms
that are full of messages about scams......research, research and never, ever pay. These places want you to feel 'rushed' so that you don't have time to really think or check them out.
Good luck and please beware.
I asked an obesity MD speaking at a conference, and she said save your money.
w
Walmart is trying to save the consumer MONEY. It's not all about corporate greed.
Rubbermaid products are advertised. So the costs of doing business with Rubbermaid factor in advertising costs. Now I don't care what brand name of plastic container I buy if the quality is equal. So I buy Rubbermaid's competitor (I forget the name) cheaper because they don't advertise. I also think there are a lot of big executives at Rubbermaid who take a bigger profit each year which once again factors in the price of Rubbermaid.
With the economy as it is, gas prices soaring, interest rates up, taxes up, our pay going down (MQMT), I don't care to subsidize Rubbermaid's advertising budget or their CEOs salary. And I go to Walmart and buy the plastic container that is cheaper because they don't advertise.
Go to Stedmans.com and download the free trial and save your money on overnight shipping
xx
How about your local community college and save a heap of money & get just as good of an education?
When you kids want money, don't give it to them and say, 'I thought you said
/
Totally agree. Her kids are brats and spoiled with dirty money. I know she works
c
I did try to save the file first but it wouldn't even let me save it.
.
Not all of us are parents. Not everyone had caring parents. nm,
nm
Money, money, money, mmonnneyyy. Singing the Apprentice song.
:+
Do little kids like caramel? My big kids won't even eat it! We make the basic Baker's chocolat
s
I never said you shouldn't have kids! Feeling guilty? I asked WHY you had kids.
You clearly stated in your post that you ship the kids off to camp all day, and they're TIRED AT NIGHT!! You know exactly what you said. You said it as a PERK - AS IN GREAT! They're gone all day, it wears them out, and so I shovel dinner in their mouths and off to bed! You can try to paint it any way you want, but YOU SAID IT. Again, I only hope your kids never hear you speak that way or write that way. Shame on you. Why have kids at all? Just another parent who has them, gets rid of them for day AND night, BRAGS ABOUT IT, and then calls ME wicked! Give me a break! Camp is fine - its WHAT YOU SAID AND YOU KNOW IT. Your own words showed your heart. Period.
Kids are demanding and so is MT work. My question is how CAN you do this with kids, rather than how
When you have two young kids, 11 months apart, (like I stated they are now 4 and 5) and have been doing this since they were born with no help from their father and no family around, YES, the kids get neglected. Part time might work but living on one salary, part time, is not an option. How can you possible tell me that anyone with two young kids can stay at home and work a full-time, 8-hour shift, and still give their kids the attention they NEED. I dont care how good you are at multitasking and how great your organizational skills are. It is a very difficult thing to do. And I am offended by your post making it sound as if it is easy to do.
I do agree that it can depend on how well your kids behave and how well they are able to play on their own. But my kids were not able to play well on their own. They needed constant attention.
So please take the time to realize that there are people out there in different situations than your own.
Reading our posts should help you to understand that everyone has a different situation. I believe everyone should have the right to shares their experiences as it might benefit the original poster in her questions and concerns.
I dont think anyone should be bashed for taking the time out to write about their experiences. I dont usually come on here to argue but you really ticked me off with your post. And try reading the post correctly. I said next time around I would have put them in day care. What I DID do with them was set them up to an activity like art or put on a movie for them. Geez.
Stayed "because of the kids?" I say "leave because of the kids"
You're in no position to buy right now. Keep saving, keep paying down your bills, and for heaven's sake get rid of that dead weight of a BF you're living with. You can do better.
So, should I return the $75 (x2 kids) in music cards I got the kids for x-mas...sm
My son has been telling me about free music sites and I was very leary. How do they skirt the law Radguy?
I don't have kids, but my Mom was from the "old school," and still had everyone, kids inclu
call her by her first name. The little neighbor girl next door from the time she could speak called her Aggie (my mom's first name), and they were great buddies until the day my mom pased away.
I don't think there really is much in a name, but more in the respect you are given and the way you are treated. Personally, I kind of cringe inside when someone calls me Ms. Anything or God forbid, "maam" (makes me feel like Methuselah!) ... I'm always just plain Merrie. :-)
But, as someone pointed out, to each his own. If you want to be addressed a certain way, you have that right, and people should respect that. I'm glad you corrected the child ... hope it "sticks." 
Make money? I'm not making any money because of my decision. You read my reasoning
You can agree with me or not, but don't make false assumptions please.
You're working to make money, not to spend money.
These people should be ashamed of themselves taking advantage of people this way!
I also blew some money signing up with Quixtar... The only way to make any money is to bug everyone
you know into signing up. I felt like a snake oil huckster. I hated it. I was flushing money down the toilet from the moment I handed over my money.
RUN, do not walk away! I do an entirely different side business now that I really love (in addition to my MTing, which I also love!) Find something you're good at and that you truly love doing. Then make a business out of it. That's the best way to have a side business. Selling discount toilet paper through Amway/Quixtar? Not so much.
The CMT exam is overrated. Don't waste your time & money. Use that money on
paid anymore just because you have it. There are a few CMT cheerleaders that post to people like you but they are pretty well sucked up into that association.
Please do not simply give up, kids or no kids!
Talk with a professional. This can be worked through if he really puts forth the effort and you participate. The right counseling can truly make your marriage even better than it was before, if BOTH parties are willing to be honest. Give it a try. Nothing to lose at this point and everything to gain!
Yeah, money, that's it. I paid $20.00 for my dog. Money is NOT THE ISSUE
walk him daily, play ball daily, he sleeps in my office daily while I work. Yeah, I got a lot of money, NOT HARDLY. And, my dog is HORRIBLY HORRIBLY ABUSED because he wears a collar around his neck. It's people like you that make me sick. I am done defending my use of the shock collar. I am going to continue with it and my dog will continue to be pampered , educated, fed, kept warm, and love me for everything that I do for him even when I remind him that his barking needs to stop. So, with that said, I will not respond to any more of your CRAP in reference to the shock collar.
My parents use it
I can't help you with the pre-exisiting conditions question, but my parents use AARP for all of their insurance needs. They saved a lot of money when they switched and have been very happy with them.
I don't think that her parents did it, but I do think..sm
that they are covering up for the person who did it (maybe the brother).
Money is money and most people will do whatever it takes when in need. sm
if you do bring it to the attn of the office manager, why not offer her a raise to compensate. it is obvious she just needs or wants more money than your office is paying her. I agree, it is a free country and although it seems odd, unless you had it outlined in contract, she can work for whomever or whereever she pleases on the side. at least she is typing and not at a strip joint, lol. I see no conflict of interest, she has experience obviously in whichever field you are in and what is wrong with doing extra in that field. i agree with MYOB "nicely" and concentrate on your reports than looking at older reports and seeing who they are typed by.
To the poster that said the parents just let them go to
party and drink was sad.
My parents "spared the rod" and I'm now (sm)
a self-sufficient, responsible, mature adult, furthering my education, handling my responsibilities, and not calling home begging my parents for money. So just because some parents "spare the rod" doesn't mean their kids are going to turn out to be spoiled little bloodsuckers the rest of their lives. There are other ways to discipline kids without spanking. Yes, some kids need a good spanking once in a while, IMHO, but there are other forms of discipline that are equally as effective. Just my opinion.
Up to the parents, but they dont do it
Hey, I feel like this, the parents have the only ones who have a right to spank or otherwise discipline kids
I don't have issues with my parents are they are
both deceased, but I have "disowned" all my brothers and sisters and nieces and nephews. I grew up believing I was the black sheep of the family and maybe I am, but their lives are so screwed up and I never heard from them unless they needed something and there was lots of bitterness and anger about various events - mainly my parent's death. The only way I was able to deal with the issues was to disown them. I was not interested in making things better because they aren't willing to make an effort and I just don't have time for that.
My oldest sister hated my mom and was very ugly to her. My mom did so much for her. All I heard was what a lowsy mother she was. Well, my sister's daughter had a baby and gave it away, did drugs big time, drinking big time, has lived with several guys. Her son is gay and can't hold a job, has had so many wrecks he has lost his license twice that I know of. They just keep buying him vehicles very time he wrecks one. He can barely make a move without having to ask mommy, is a druggie/drinker/liar. Only my sister can't see all of this. We all make mistakes and I don't claim to be a perfect parent, but.....
My parents are retired and
do very well on their savings. It's called preparation. People make their own choices. If you don't PREPARE and do not take RESPONSIBILITY, you will eventually be in such a sad situation. It's not anyone's fault but their own for making poor decisions or failing to make better ones.
Morally, yes - I think other aid should become available to the "mom and pop" situation you are talking about but not reporting and paying taxes on income? No. That is wrong, period.
My boys were taught to pay taxes on their incomes from various jobs. They paid taxes and they paid tithes on it, no matter what it was.
It's called DOING THE RIGHT THING...which seems to be a forgotten concept among the older ones and a brand-spanking new concept among the young ones.
Tax evasion, dear, is ANYONE who fails to report appropriately. They may spend the bulk of money going after big bucks tax evaders but the crime is still the same. It is dishonest and it cheats every loyal, law-abiding citizen.
It doesn't matter if the job is easy or or not (i.e., your reference to house cleaning not being easy). THat has nothing to do with whether a person deserves to report/pay taxes on their income or not.
I am a few miles away from there. SIL parents
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