No, both my brothers saved up and bought what they could afford ($500) , I was not
Posted By: allowed to work -sm on 2005-11-23
In Reply to: Do you believe parents should GIVE their teenagers a nice new car? - SM
so a car wasn't even in my horizon....but 2 of my friend had parents who had gotten them USED older cars so I got around okay (I had to find my own transportation everywhere). My dad did eventually get me a car though after I wreaked the one I was borrowing from him (brakes failed- 1960 Corvair)-- the car/wagon (1985 used) was $6000 (this is in 1987) and was my graduation gift from college. --- I used it for 2 years, put way to much money into it for repairs, and then sold it and bought with my own money a 1987 Blazer for $11K. I paid my own insurance once out of college, but my parents paid for it up until then though I did work 3 jobs while in school but that money was for books, etc, food, etc. Parents covered tuition, I did the rest. We will probably buy a used car for them to USE from time to time when the time comes as we are in the boonies and it would simplify things, but it certainly would not be THEIR car.
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I have 4 brothers, no sisters..
In our case, we all get along well except for one brother who is a total jerk. He's a jerk to all of us, including my parents (for which I CANNOT forgive him), and then has the nerve to be shocked and "hurt" when nobody wants anything to do with him or his equally insensitive wife. It seems there is always someone messing things up - what a waste.
Sometimes I get sad and really wish I had a sister, but when I see how awful some sisters are to each other, I am thankful I don't. Besides, two of my brothers are absolute princes, especially my baby brother. He is kind, gentle, generous, and a million times the man my stupid jerk brother is.
Never worked in my house RadGuy w/5 brothers
I still crack up at the time my dad came home from work to find my 2 eldest brothers room a shambles with clothes strewn all over the place. Being a senior and junior in high school their clothes WERE prize possesions..until that day when they got pitched out the window into the backyard full of mud from all the spring rain.
Now that one worked as they never ever let a pair of shorts even touch anything but their dirty clothes basket. Now, I'm using the same standard on my boys and just the uncles telling that story keeps them in line 
I have four sons, two brothers, five nephews, and 10 male cousins.
When is the last time you hung around at an elementary school? Yes, all the little boys in kindergarten and first grade race around after school trying to smack each other in the butt or the crotch. I don't know why they do it. I don't like it, and I don't tolerate it. I even tell the other kids in front of their parents to knock it off. Don't even tell me to watch my generalizations because I've seen it with my own eyes. It doesn't make them little perverts. It just means some parents need to teach their kids about boundaries and inappropriate touching. My kids never, ever did it until the other kids at school did it to them first. I do not like it one bit, and I told the parents of the other kids.
Yes, good parents have nannies for their little pets, kiss their brothers
like they are boyfriends, keep vials of their ex-boyfriend's blood, bounce from relationship to relationship, and break up marriages. Not that Brad is without blame there, but married is off limits. AJ's own father has voiced concerns over her mental status.
Good point. Canucks are our brothers and sisters next door.
dd
I bought a wedge at Michael's for about 59 cents. Bought one for my SM
Lanier station so I could see the display and one for my keyboard.
I just have it saved...sm
in my ShortHand under degrees and it expands to the symbol.
Here's how I saved $$$$
I don't use tapes! The only special equipment I bought was a foot pedal. I have my own 800# and no phone bills! I pay a small monthly fee and a per minute charge for the time my docs dictate. I keep more of my money than ever before. Email me and I'll give you my resource.
you just saved me $$$$ thanks
you just saved me $$$$ thanks
Thank you Anne!! You saved me. I think you are right!!!
You are welcome...Another1 Saved!!!
z
this saved my marriage
check out flylady.net - there is a lot of information there, so be patient and read through it...it will give you a different perspective on housework and make it easier on you, even if he does not pitch in. i had to learn to stop nagging my husband about the housework and just do it because i was grateful for my home and wanted to see the floor every now and again :-)one great thing is that, by biting my tongue about the housework, he slowly came around to helping because he was grateful that i was keeping the house nice for him.
also, getting rid of the clutter one step at a time will also help your husband's mental state - too much chaos is confusing for him. i have a mental illness - manic-depression - and having my house in order by following simple step-by-step routines that are written down so i don't have to think about them - just follow the list - has calmed me down considerably and left time for me to care for myself like i should. you will be helping both of you by slowly, step-by-step getting the house together. getting this will help your dear baby by leaving the floor and other areas clear for him to crawl around and do what babies do :-) without all the confusion of clutter.
flylady.net made me more loveable by cutting my tiredness and crankiness (because you clean in small steps that do not exhaust you). It also helped my mood, giving me the self-esteem that comes from tending and blessing my home (and, therefore, my husband) by keeping the clutter at a low liveable hum instead of a screaming mess.
one more thing - try to remember daily why you fell in love with your in the first place. trust me, he is still in there (i was). it was through the committment of my husband to stick by me and tell me all the time that he loved me and wanted to help me that i finally began to love myself again. sure, i still have my days, but they are fewer and farther between, and don't feel so heavy with his help around the house (minus my nagging) :-)
i also want to say that Jesus turned my changed my life - literally gave me a new life and turned me in a totally different direction than my life was taking - took me out of my self-destructive ways because He showed His love to me. i am praying for you. you are hurting right now, and so is your husband. i pray that your hearts will be healed and your love will come back. remember that you created a covenant before God and your families to stick it out through sickness and health and your husband made a covenant to stick it out through messy house or clean :-) blessings.
Good for you. lol Saved the day!
nm
money saved
I so agree with this. I only have to gas my car up once a month---which is a huge savings by working at home.
control-Z has saved me
on occasions where i've hit a wrong key combination and screwed up a report royally -- but you cannot hit anything inbetween the screwup and the control-z....
I have this list saved
(as a 2-column document) and then every now and then will print out 10 pgs or so at random. Then, when I'm watching TV, will scan through them to see if anything jumps out at me as something I should add, or trigger an "aha!" Then I make notes and add them to my Expander using my system.
Visit this website - it has SAVED me! - sm
I came across "FlyLady"... it is actually a website "family" that HELPS get this time and CHAOS under control. Things DO get out of control, and it slowly kills us inside... depressing us. This website helps you take control of your time, sets up 15 minutes a day ONLY to work on your "zones"... one week you are in the living room, then maybe the master bedroom, then the bathroom and another small room.... this disaster did NOT happen overnight, and you cannot expect yourself to get it straightened out overnight. Things get out of hand, but this website family can truly help... I did it, and within ONE MONTH my household was finally manageable, and I could open my door to anyone who came to visit... my friend and her husband came to visit me after a month of FlyLady work, and her husband just said "It just feels home-y to me. What did you do?" A MAN said that, and he didn't know what I was doing. It is very cool, and encouraging, and strengthening!!! There are e-mails sent several times a day for reminders to hop up and do a 5-minute "hot spot" rescue (hot spot being a spot in the house where it seems to get out of control).... take an hour, cruise the website, it is SO much fun... and DON'T FORGET TO SHINE YOUR KITCHEN SINK!!! IT WILL MAKE YOU SMILE!!!
See an accountant. I'm sure you saved your old income tax
zz
Find the template where they are saved.
Usually, this is the normal template, in which case you're looking for normal.dot. Save that one to the flash or floppy.
If you read the Word help file in Word, you will get detailed, step-by-step instructions. I have found their instructions to be VERY helpful as I am a tactile learner.
I have older versions saved.
If this poster (or anyone else) needs an earlier version, I have setup files for both 4.15 and 4.02 available. Just shoot off an email.
A lesson I learned a long time ago--always have a backup plan.Whenever I download a new program and after setting it up on my computer, I save the original set-up file in a folder called, amazingly enough, Downloads. Then, when a newer version is released, I also save it (usually with the version number as part of the name) in the same folder. That way, if anything goes wrong with the update, I have the old setup files to fall back on.
How do I print what I have saved in PC Shorthand?
n/t
AutoText is saved to the normal.dot. sm
Your platform might block changes to the normal.dot or you don't have access to that file. Have you checked with the tech support for your platform?
Wish I could afford...
...to do that! I am SO SO SICK OF MQ!!! They are driving me crazy! I am on my 3rd MT Supervisor in three months and still have not heard one word from the latest one. They just don't care about us at all. I understand that's the nature of the biz, but my God, would it kill you just to drop an email and introduce yourself???
Wish I could afford...
my TC? sorry, what's that?
If you can afford it, go for it. sm
Just remember, if you work as an IC you may have a "nonconforming" loan which may give you a little higher interest rate. If you can document your income with pay stubs and W2s as well as income tax forms, you may be "conforming" and be able to get the lowest interest rate possible.
If your credit scores are high enough, you can always do 100% finance with an 80/20 loan which will eliminate PMI monthly payment. Your credit scores need to be 685 or higher for 100% finance.
Shop around for the best interest rate, but DO NOT let everyone pull your credit. Have one loan officer pull your credit report and ask him what your scores are. When you shop to the next loan officer, tell them do not pull your credit report, but here are my scores. Just give them your scores and ask what is the best interest rate they can give you. The more people who pull your credit report, the lower the score goes. It drops 2 or 3 points each time it is pulled by mortgage loan officers.
Also, you can buy down to a lower rate. So, if they quote you 5.75%, you can buy that down probably to 5.3% for 0.375% of the total mortgage you are borrowing (which in reality is 0.375 of 1 point).
I hope this advice helps - good luck. I say go for it! No better feeling than to own your own home.
I bought a new house last year and we just refinanced and closed on Friday. That is why all of this information is so fresh in my mind. Also, my sister is a mortgage loan officer, so she helped me a lot and explained how things work.
Always ask what your closing costs will be - different mortgage brokers charge differently. One may be $4000 and another may be $8000. That is a huge difference. Some want more profit, others are reasonable.
Best of luck to you. 
Here is the best if you can afford it.
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Shipping is $149.95 for scheduled Royal Service Delivery. We will call for an appointment to bring the chair into your home (within the 48 states), unpack it, set it up exactly where you wish and then remove the packing materials.
Which can you afford more?
The emergency room bill....or the loss of your DH?
I'm not trying to be harsh, but money concerns should not keep you from getting medical help when it is needed and warranted.
It really sounds like some kind of allergic reaction. But it may also be something harmless. I agree with the other poster about calling your MD. You cannot fool around with stuff like this.
Me too! I can't afford NOT to be an MT!
Can't afford not to
I don't know how you've figured all this out. I have spent HOURS researching all this becuase when I started with learning MT, I barely knew how to turn a computer on, so I was completely in the dark. The only thing I've been able to conclude for sure is that you will pretty much get different information every time you go to a different site. I have tried soooo many different things and to be honest, I really haven't found any one thing to be much better than another, even the things I've started paying for.
I will definitly make a block of time very soon (tomorrow?) and try your group of programs and ideas and hopefully it will help.
Sure do appreciate all your time and thought into your post(s), btw.
Whether you can afford or not SM
you are going to have to see an accountant and/or a lawyer. We cannot teach you how to be an IC or how to set up a company. That is a job for a professional and I would never give advice on either (or take advice) on a message board.
unfortunately I can't afford $99 fee
.
Do you realize that the Bush tax cut saved this economy after 9/11?
Everybody got a tax cut. Now you can't cut taxes to those who don't pay any, can you? That would be socialism. BTW, do you realize that the unemployment rate in those countries with cradle to grave entitlements runs more than 10%, as compared to our 4.9%. France for example. I know it seems like a simple solution that the taxes from the high wage earners should be taken away and given to those who don't earn anything, but in economic terms, that can destroy an economy and therefore hurt the low wager earners even more. Case in point, the Clinton luxury tax back in the 90s. He put a huge tax on boats and jewlery and had to remove it because of the trickle down damage that did to all the jobs those luxury items created.
Work is not saved for certain MT's. I hear same complaint
z
Would you mind if I saved this creed of yours to look at when I get frustrated like this?
nm
They would have been saved to your normal.dot. Did you answer yes to the message
xx
I actually saved $400 on the same exact computer going on Ebay.
I originally bought it from Dell but they couldnt ship it here fast enough as I needed it so I went on ebay and found the same exact computer with Windows XP for $400 less. It had all the standard warranties, plus I got an additional 3-year warranty through Ebay for $69..
I saved the individual glossary as an attachment
and then emailed it to myself at my yahoo address. Then I could log onto yahoo email on the other computer, save the attachment to my hard drive and then use it with the IT program installed on that computer. I also email a copy of my glossary to myself at yahoo about every month or so (hotmail or anything web based would work) because if my hard drive ever crashes, then I have a backup of my glossary that has nothing to do with my hard drive and I won't lose months and months of additions. If I add a bunch of expansions at one time, then I email a new copy to myself more often. Hope that helps.
Thank yuo, techSupport, I saved the link in my 'Favorites', p.r.n. nm
nm
I need a workout! Can't afford a PT
Could not walk for a week afterwards! BOY, what a workout! My thighs hurt so bad I couldn't even walk down stairs, and I considered myself in shape before I took the class! HA! Hang in there, it will get better, and the results will be amazing!
Like ER-MT, I cannot afford to not work
I have four sources for work now:
1. Local account I provide services for another MT who has the account.
2. A small local office that is my own account (2-3 tapes a month that are not usually full)
3. A midsized national MTSO in another state.
4. A small MTSO in another state.
The trick is not having everyone bombard you all at once.
there are ways to afford it
I had the offices to pay for some of it, such as their own recorders. But if it works for you on tape - you have advantages too like the personal contact on pick up/delivery that breeds loyalty. Being on tape makes them harder accounts for people to take from you too.
If they can't afford books
It would take the same amount of time (actually less) to run a phrase through Google or one of the NUMEROUS online medical dictionaries than it would to post it on the Word Board. I, too, can tell on the Word Board which ones are a lack of knowledge in general, and it's kind of frightening those people are typing our reports.
I've seen helpful posters provide links to specialty websites, internet medical dictionaries, pharmaceutical site, etc., to try to help out but judging by some of the repetitive posters, I can't help but wonder if they ever even use the links the MTs have been kind enough to take the trouble to provide for them.
We all have times when we need help (or just a brief brain freeze where we cannot recall a word which I do once in awhile), but many of these posts (i.e., 'what is symphisis pubes?') make you wonder how much exposure to medical terminology a lot of these posters have even had.
Scary, actually.
How do you think they afford their mansions and
expensive vacations? Greed.
Time saved working at home is about 2 hours
The time it takes to get up, shower, do make-up and hair, dress, get in the car and drive to work, then back home equals about two hours for me. I work a PT job along with a FT job at home. Plus money saved not needing to use a dry cleaners, keeping up the ward robe.
Prozac was great! Took for depression for 10 yrs! Saved my life. nm
x
I saved a copy of each report I typed to a folder on my PC and then used... SM
my line counting software changing the variables to gross lines. I'm sorry that this subject offends you so much, but there is a difference between line definitions and all MTs should be aware of this.
Auto text entries are saved to the template.
Open a document (even a new, blank one). Click on Tools, Templates and Add-in. Click on the box at the bottom, Organizer. Choose the Auto Text tab. If the AT entires you're looking for are shown, make note of the template that they're attached to (in most cases, this will be Normal). If you want them to be copied to a new template, simply choose that template in the opposite box and copy any or all entries that you want to copy.
Have you asked your teacher to look over your test files, if you saved them, to
s
Are there any text expanders that would use the same saved files from Shorthand?... nm
The should've just saved the stamp as it would have been less insulting to receive
x
I'd love a vacation, but cannot afford it
Hi everyone,
thanks for your posts on this subject. I really cannot afford to take a vacation or even a day off. No one is around to pick up the work that will pile up if I take off and if I take off I don't get paid and since I just went through bankruptcy I really need all the money I can get, but it is nice to dream of the day I can take a vacation and not worry about the day without pay.
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