NASE

When I was self-employed, we always went with NASE -- National Assoc. of Self Employed.  I am sure you could do a search and find their website. 

Best wishes,

• Good source for health insurance? sm - InsuranceNeedy
  • NASE - MTBlab

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local yellow pages and look for insurance companies that offer health insurance and call for quotes.  Call several companies.  I did this and they all offered the same insurance but the premium differed as much as $200.00/mo.  Celtic had the best rate, approximately $350.00 for a family of 4.  I'm not sure if this covered maternity or not and we are nonsmokers with no preexisting conditions.

Fortis offers a temporary insurance, which is basically just major medical.  It has a high deductible, but if you are healthy and on no chronic meds it isn't bad.  This insurance is only good for 6 to 12 months, depending on what state you live in, isn't renewable, no maternity care, and will not cover preexisting conditions.  Our total premium for 6 months was $403.00.   You can't have a lapse of insurance for more than 45 days (I think).

DON'T GO WITH NASE!!!!!!! It's health insurance is for the birds. Ask me. I know. Every year it goes up a few dollars. Doesn't sound like much but for hubby and myself it's $605 a month with a $2,000 deductible for each of us. This is health and prescription coverage, supposedly eye care, too, but they never paid a nickle for my eye exam or glasses as I go to someone outside the network and my choice was Sears or another mall place I wouldn't recommend to a mole. Those were my only 2 choices.

So far, our out of pocket expenses for his surgery added up to $75,000 and that does not include ER or ambulance. They refused to pay for the ER. They only pay the ER if you are admitted TO THE SAME HOSPITAL. In our case, my hubby had to go 50 miles away for his surgery.Thank heavens he did not have to be life-flighted out. That would have been another $30,000.

I had to fight for every penny of every bill they paid, which was about 1/4 the cost. I spent months arguing with them about things they didn't pay that they should have paid.  THEY NEVER EVEN PAID HIS SURGEONS! 

If I could go with another company, I would, but nobody will take us now, and we're stuck. Too bad hubby got sick just when I was looking around for a better deal.

And, by the way, there is a site called Rip-Off Reports which really opened my eyes the other day. Read some of it. It'll open your eyes too.

http://www.ripoffreport.com/reports/ripoff131154.htm

but not sure how expensive it is or how much it costs to join NASE.  Their website is www.nase.org.

Good luck!