My tricks - sorry long post
Posted By: Money Miser Mother on 2005-08-09
In Reply to: How do you guys pinch your pennies - need help conserving monies
 I'm not an expert but this has worked for me.
Since I am the primary breadwinner of the household, I made the whole family a part of the budget process. We have two kids left at home (2 grown and gone) and I still manage to pay them their allowance (10.00 per week each).
How about we start there. I have a Chore Chart on a dry erase board on the fridge (so they see it every single time they hit the fridge) with the name of the chore written in permanent marker so they can't erase it, then put the initial of the one responsible for that chore that day. If, at the end of the day, those chores are NOT done? They get a black X in the box next to the chore. Only their initials are written in dry erase so I can change that around from time to time.
If they miss doing their chores 2 days out of the week, they get NO allowance. If they argue or procrastinate, that gets 1 check. If they get 2 checks by the chore, then that is the same as not doing the chore and they don't get the credit for it. Even if they eventually get it done, they still don't get credit that day because they procrastinated OR argued about it. Pay day is Friday.
Time is money people and I don't have the time to clean as I should, they are old enough, and they want money too. I don't give money for movies, candy, or trips to the dollar store. They now have their own and are learning to budget.
Sometimes I give them bonuses too for doing an inventory of the freezer, pantry, organizing the cupboards, etc... Helps us keep track of the things we have for the next step.
MENUS ~ If you get Woman's Day Magazine or First, or anything like them that have the monthly menu calendars in them? PAY CLOSE ATTENTION TO THEM. They can save you BIG $$ on your food bills.
My kids are horribly picky eaters and meal planning has saved me a lot of money. I now have them sit down with me, look over these meal planning calendars and see if it is something they would like. If they put it on OUR calendar, they initial it, and we make our grocery list. If the time comes for a particular meal and they turn their nose up at it, I send them to the calendar to see if they initialed that day. If they did.... Eat it! PERIOD. (by the way, I never put anything on the calendar that they don't agree with so, after a few months of doing this, there is never any more turning the nose up at dinner time - HA fixed their wagon!)
We also do a mass cook and freeze fest now and then. The kids get into it too. Very easy for them. THey are 12 and 13 so I have the meal calendar taped to the inside door of the pantry. When I'm working, they can go look and see what's on the calendar for that day, pull it out of the freezer, and put it in the oven. I have written the temp and time for each one next to the item on the calendar. Works out fine.
Power bills... Yikes - LIGHTS OUT. When I go to bed, every light in the house is OFF except the porch light, the little light above the stove, and the nightlight in the hall across from the kids rooms.
GAS- Holy Smokes. Up to 2.79/gal here now. No extra drives to here and there for anything. If you just want a cold pop to drink cuz it's hot? Make iced tea instead. Not worth that kinda money for a wasted trip to the mini mart. Just plan better the next time. The kids want to go to the pool or their friend's house... pump up the bike tire kids and grab the walkies. I make my kids take walkie talkies (Cobra brand 5-mile radius at WalMart for 80.00 and WELL worth it.)
One last little tidbit.... SAVE your receipts for EVERYTHING for at least 2 months then compare them after the end of that 2 months when you have learned to tighten up the wallet a bit and see the difference for yourself. Makes it really worth your while.
I have cut enough fat out of excess spending in the past year to put away 400.00 or more every month into a savings account that I can use for emergencies, vacations, whatever.
By the way... Would be a good idea to have a forum JUST for Budgeting and Money Saving ideas here wouldn't it. Administrators???? How about it?
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Just saw you post. Sorry it took so long.
I tent mine up as high and as far apart as it will go. Since hand as in hand shake position, wrist support isn't an issue. I think the hand shake position is a main factor is preventing wrist problems. Not having to "force" wrists downward and then move hands about is, I think, the secret.
Then how is it that you have time to post here all day long?
so transparent
E-mail me. I typed out a very long post, but having
computer issues and I lost it. I've traveled for 5 years and can give you lots of info.
Click on the blue TW to e-mail me.
I didn't read your way-too-long post, but...
did you type all that out, or copy and paste from somewhere, cause if you typed it all out...you need to get a life and quick!
Hi, im new here, long question.. dont know where to post it!
Hello everyone.. I don't know where to start and I'm just taking a quick break from my work
sorry if this is long, i want to get the best answer and help so i'm gonna give some background (and i dont bother usually with capitalization in my friendly emails, but i assure you it is not how i type my work).. .LOL
Anyways, I am 25 years old, have been doing transcription for seven years (my mom taught me when I was in high school). I love my job and work for two places. One is a hospital so I don't know how negotiable that pay rate is. The other one is a doctor's office.
Urology. I started with them September 11, 2001. (crazy, sad, i know)... I started at 12 cents a line.(the hospital pays me 10 cents) They are located in California, where I used to live. Two years ago, they got a new office manager (i was pretty close with the first one). Well this office manager happened to be someone I had previously worked with, who had screwed over my mom and I because they sent their work to India without EVER telling us until two days before hand (even though we told her to just tell us when it was going to happen). Well that practice eventually broke up... and what luck I had, she is now AGAIN my office manager. Well a year ago I decided I was going to move away and I bought everything for the office that they needed to go digital (we were doing tapes before). Now I live in Nevada and do their work over the internet, returning their work within 24 hours.
My question is, I think I deserve a raise, and I have no idea how to go about it. I have been with them for five years, obviously the cost of living has risen, including health care. By the way, I receive no benefits from either the hospital or the office.
Is this reasonable, and does anyone have any suggestions or pointers? I still feel pretty young and vulnerable because I have never been in a position to ask for a raise. Since I am an independent contractor, I suppose it wouldn't be asking, rather than just telling... but I want it to be more appropriate than that.
And I'm basically wondering what others are making as independent contractors, i know companies don't pay as much, but they also offer benefits...
Thanks for taking the time... back to work for me.
Emily
Proofing Help Pleeeez! (long post)
I am 53, divorcee with 1 child in college, been MTing for 32 years. When I started out I was one of the best in my field, accurate, at my peak was making close to 50,000 a year, only one job and only 40 hours a week. Now, here I am going through menopause, working 12 hours a day (1 full-time and 1 part-time) and barely making ends meet. My production is at an all-time low, and I'm working on my 3rd or 4th job this year- I forget, it's been so many, for various reasons why they didn't work out. But, now I find myself, going into my third week of employment with this company, still in QA, making stupid grammatical errors, and leaving out words, that I am not aware of. I would like to say one of my problems is that this is a huge Children's Hospital with a lot of procedures, diseases, and terminology I have never heard of, but I cannot really say that, as most of my errors are gramatical, i.e. not putting comma or semi-colon where it belongs, leaving out it, and, but and they. I am beginning to feel they may not keep me. I am 1 pay check from being homeless, now jobless, already uninsured, as I could not afford the Cobra. I have applied for jobs completely out of the MT field, so far with no luck of being hired. I put in an application last week for a State Job with excellent benefits, paid by company, and although the salary is 22,000 to 36,000, if they call me, I am definitely going to take it. I figure I have 15 more years before retirement, and if I can tap into the retirement for the next 15 years, that would be a help, as I don't have any 401K to fall back on. Anyways, if you guys can give me some proofreading tips that will not take away from my production, I would greatly appreciate it. Most companies don't offer a training pay that would last at least 2 weeks, which would be a help. So here I am trying to make money, which is virtually impossible when you're training on a new account, new company, new software and everything. Help Guys.  
As long as it takes to post on here, google came up quicker
nm
Best post I've read in a long time.
I tend to go back and forth with my feelings about this profession. In the mornings I am glad I do not have to get up, get ready and go to an office. Many times in the evening, after I have during the day and still have work to do, I feel like stuffing it all. Many times I am disheartened when I get my paycheck, but I am glad to be getting one, while my sister worries about getting laid off from her manufacturing job. MT has advantages and disadvantages.
Actually, it started long before the post you're talking about.
'Shroom had nothing nice to say in a number of different threads, mostly because she didn't want to believe what people were telling her about the kind of income they are able to generate by working for themselves. Either way, the word is inappropriate and should not be used. Fighting among each other is non-productive and only makes this site less useful to those who need information, encouragement and a place to turn for advice. The "advice" and name calling that was undertaken by 'Shroom is inappropriate and should be deleted.
There is NOTHING to post! The boards were trolled for a long time by the lawyers AGAINST MQ, looking
for any lame info in a very unprofessional (not to mention unethical) manner. They used us and left. Now the law suits are in the "discovery process", where both sides are gathering info, where they can then decide whether to proceed forward or not. No news at all for us MTs. Again, the $$-hungry lawyer(s)? were all over this board months back, stirring up the pot, begging us for info, and then VANISHED!
Enclosed are the steps involved, my point of view only. Very long post. sm
1. Make sure you have the qualifications. If you have EXCELLENT spelling and grammer skills, good typing skills, complete attention to the smallest details, and willingness to work HARD and learn constantly, you may have what it takes.
2. Realize that you will not learn this career in 1-2 years. That is a good beginning, but then you will have an "apprenticeship" period. This runs anywhere from 1-3 years, depending on the job you get, the training available there, and your ability to branch out and absorb a constantly changing field.
3. Do your homework on the training schools. Some schools offer a program that will actually help you get a job when finished; others have a reputation that will allow you to hire with some companies as a "newbie." Don't waste money on a school that gives you a certificate and sends you out on your own. You may find it difficult to get a job without experience, and can't get experience without a job. I am not recommending a school. DO A LOT OF RESEARCH. Every school has "lucky" graduates, so get a consensus from MANY graduates.
4. If you expect to make a fortune, look elsewhere. You will find "exceptions" that make anywhere from $50 to $100 thousand a year. Most of us with a lot of experience make anywhere from $30 - $50, depending on your speed and stamina. Without stamina, you'll burn out or develop physical problems in a couple of years.
5. VR will never replace transcription. However, it takes a lot of knowledge to "proof" VR reports, and as the machines get smarter, we also must have more experience to catch their errors. I do not foresee us being replaced by machines. It is possible, though, that the wages will not go up because of this, and most MTs will stay on a plateau. Not easy, when cost of living keeps going up, but right now it is a reality, so consider it.
This is my view of the MT field, and its future. I have 18 years experience and have worked on the web for 9, since being outsourced from a hospital. It's a rough field, but not impossible, and I'm happy with it. I only have 10 years to go, though. I'm not sure I would start it now, if I were younger. You have to have a lot of determination. Good luck to you.
old dog...new tricks...lm
Thanks for the walk down memory lane! I once knew a senior MT who originally worked off of WAX CYLINDERS ("by 1902 the brown wax cylinder was eclipsed by the molded black wax cylinder. A typical recording on a black wax cylinder was about 2 minutes.") At the end of her shift, part of her job was to scrape the cylinders clean for the next day's recording! I started out on noncorrecting IBM Selectrics and reel-to-reel tapes...then correcting Selectrics, but we had to make multiple copies with carbon paper and blue, pink, yellow, goldenrod, and white correction fluids...then the 1-line display Olivetti...then the Wang, Raytheon and Xerox behemoths. Also, I still have my original 1973 Sloane's Medical Word Book  Now I use a highspeed internet home-based LAN with VOIP and a KVM switch...guess the only thing that hasn't evolved is the quality of dictation! Kudos to all of you MTs out there from this 30+ year veteran. We've come a long way baby! 
tricks...
Do you do radiology with a lot of canned reports? I do acute care, have been in this business for 30 years, have 4000 entries in my text expander, and a good day for me is 1300 lines. My fingers never leave the keyboard. I see posts from people like on this board and I wonder what planet you are on.
In the old days when we used DOS, I routinely did 2000 to 2200 lines, but with Windows, I have never been able to get beyond about 1400 lines.
old dog tricks sm
I too am an old dog and got very tired of clients, especially hospitals, sending me their very worst, bottom of the barrel dictators, just because I got every word. They always dumped their pail on me as far as sending me the worst of the worst, the same with a service I worked for. Their excuse was "you're the best and you're the only one who can do them, so that's why we need you." Tired of that old line, but not much you can do other then complain in a nice way that you need a "mix" to keep your sanity. I used to get heartburn and headaches just thinking about how they could be so cruel. We also have a breaking point and a little break in between these guys and girls sure would be appreciated. Know how you feel, it's not fair.
old dog - new tricks
Well it is about time for me to come into the digital world. I have ordered my foot pedal and going to try and get my accounts digital -- plus am picking up an overflow account that I need it for. Anyway one major question and bear with this old, old tape user MT. If they send me a voice file either attached or through an FTP and I download it, can I then also forward it onto one of my subs -- in other words is it like my chart notes files where I have the original and only a copy is sent to my subs or when you attach a picture you still have it on your computer. My reasoning/question is because if I need to check over a dictation after they have completed it, I will have a copy on my computer. Or can they go thorugh the FTP site, download the voice file also? Thanks for all your help. Like I said -- old dog new tricks.
Tricks........
The trick is sit down and type. I use ShortHand as an expander. The hospital account that I type for and make 11 cpl requires 1000 lines a day....I do this in about 4 hours, 5 tops. That is roughly 250 lines an hour and in 4 hours I've made 110.00. Then I work on my other account that pays me 10 cpl for about 2 hours which is another 50-60.00. Then I wrap up my day with an hour or so doing clean-up on the account that pays me 9 cpl. There is no magic to it or tricks. I might mention this is all straight typing as none of my accouts have gone to editing, even though one is going to in the next month or so and at that time for the editing part I will receive 4.5 cpl. The money is out there, you just have to work. No one is going to pay you to sit in your seat and surf the net all day. A friend of mine works on the same hospital account that I do and she types 10-12 hours a day and pulls in almost 5000.00 a month. It can be done!
tricks of the trade
I have seen a LOT of posts on here for people asking how to get their lines. Some are having trouble even hitting lower numbers like 1000-1400. I have been working for a long time on a little book of tips, "Maximizing Line Counts: 30 Tips in 30 Days." I started this at the request of my boss who wanted to give it to all existing employees as well as new hires. I am interested to know if there are any transcriptionists who would like to have something like this.
would love to know the tricks!!
I've been at this for about 6 mos and have finally gotten to a pretty normal 1100-1200 a day linecount... But would love to increase that and the $$!!
Google Tricks
First of all, if you go into advanced search in Google, it gives you tons of "criteria" you can work with.
The asterisk "*" is the wildcard. If you were looking for a medication that was 20 mg, you could put * 20 mg into Google and it would start listing all meds that were 20 mg. If you put: No wheezes, rales, or *, Google would give suggestions on what would fit here.
If you are looking for an either or, the OR (capitalized) searches for both. Like "side effects, aspirin OR tylenol" This entry would bring up both.
If you type in "define: words" (two spaces after define) it will list all dictionaries the word is in. Google also has a calculator, does conversions, all kinds of things, just have to look on the Google site.
Hope this helps answer some questions--
 Rebekah
Where did you learn all these tricks?
I have the program and have really not got into it too much yet, but the manual leaves a lot to be desired. It is very highly recommended so I intend to keep on trying. I bought it about a year and a half ago, and admit I finally gave up and put it on the back burner, but I really want to learn how to use it. I will add, though, that I have had a lot of trouble learning the tricks with Word, since I am on my own and having to teach myself.
tricks of the trade...
ok...so create autocorrect forced entries for words that often trip you up; if 'does' vs. 'dose' is a common error, create "doz" for dose and "duz" for does (or something that works for you). one of my common errors is 'doe shave' for 'does have'; so I created autocorrect 'doe shave' to be autoreplaced with 'does have'; i also created autocorrect 'dzhv' and retrain myself to use it. make sense? another proofing trick i use is to change the VIEW of a document during proofing; it's *amazing* how formatting and text errors "pop" when i switch from 'normal' to 'print' or 'outline' view...i catch things i would have missed had i not changed the screenshot. you can also use search&replace for common format/text errors; you just have to develop the habit of SAVE, SPELLCHECK, SAVE, CHANGE VIEW, PROOF, SEARCH/REPLACE, SAVE, COUNT, CREATE AUTOTEXT NORMAL (IF DESIRED), SAVE, EXIT, ADD COMMENTS, SIGNOFF...i think you'll see your QA improve =)
I can share some Shorthand tricks if you like!
Gladly
Re: tricks of the trade from longtime mt
Awhile back longtime MT offered to share tips to anyone who e-mailed him/her. Has anyone heard from him/her on this as I have not. I've tried a couple times to contact him/her but have not received an answer or the tips, so I was curious if I was the only one who had not. I really was interested.
it sounds like your doc is sharp and on to some of the tricks -
My hat is off to you for taking such quick action. You are obviously a very concerned parent. She will thank you for it one day, I am sure of it! Best wishes to you. :-)
Tips/tricks for getting FASTER
Hi all.... wondering if anyone would like to share some "trade secrets" for have better line counts, etc. I have been a Transcriptionist for 12 years now and know there are ways of being more efficient and being quicker at this that hopefully I could take advantage of. Thanks!
Has anyone ever heard from Longtime MT about the tips and tricks.
I haven't heard anything. Again I'm wondering if this person was just fishing for responses to see how many she'd get as she's never conacted me from the start nor have I seen any tips and tricks for boosting production. Has anyone else?
Potty Training tricks that worked for me....
I did this will all of my children. I would go to Wal-Mart or the Dollar Store and buy a lot of little cheap toys and trinkets and put them in a pillowcase. Everytime he or she went to the bathroom they could reach in and pick out a prize. They went every time and after less than a week were potty-trained and when the bag was empty that was it. This last year when I trained another one the lady at the check out asked my why I had so many toys and I told her what I was doing and she said "that is an expensive way to do it", but really $15 for a bunch of toys is the same price as a week of diapers and after that week I don't need the diapers anymore. Anyhow, I know it is bribing, but it works and you can't beat that!
FINALLY got it - Guess you can teach an old dog new tricks! THANKS!!
What tricks do I have to perform to get a transcription job at home?
I have applied for so many at home jobs and have done endless testing (some very lengthy) and have not yet received any feedback from any of these companies and then they have more ads out for transcriptionists. I have 30 years' experience and have taught med term and medical transcription at the local college for 20+ years. What gives?
Any tricks on making work more pleasant??
Hey guys:
Does anyone have any ideas or tricks to make work more pleasant?? Been doing this a long (too long) time, and the isolation is getting to me. Any ideas?
Thanks all.
I agree! A "Tips & Tricks" would also be helpful...N.M.
x
Anyone willing to share Emdat Inscribe tips/tricks?
I recently started working on the Emdate Inscribe platform. It is a little more cumbersome to maneuver than what I am used to, and I was wondering if any of you seasoned Emdat MTs might share any tips or tricks you've found to speed yourself up using this system? I've had a couple "glitches" with the function to look up/paste doctor names, for example, and not being able to close out the "prior transcriptions" box because there's no X! Not too much help from the MT company so thought I'd try here - any tips will be greatly appreciated, or if you know of any websites or other resources. You can respond here or to my email and thank you in advance!
check out Productivity Talk. Lots of tricks in their SH forum.
x
MS Word 2007 -- I have to switch over to this. Any hints, tips & tricks would be great. Thanks!
I've heard some people are not very happy with it. Any suggestions on how to get started, and any good tips would be greatly appreciated. Thank you for your help and expertise!
Sorry, 'MT way too long,' my post was not meant for you, it was meant for Wow! Sorry!!...nm
nm
I hate Instant Text. It is expensive, long long learning
curve, and too much distraction for me.
How long should I wait after applying for a position before I follow-up. It has been as long as two
without hearing from some. Just wondering if I should send an e-mail to follow-up to see if they received my resume or not. I don't want to offend anyone but feel two weeks should be long enough for someone to at least acknowledge my resume and that I have applied for a position. Right now I would accept anything even a note saying no thanks. Any advice would be appreciated. I haven't had to apply for a job for the past 10 years so I am a bit rusty at this. Thanks again for any advice.
Congrats! How long have you been a MLS and how long did you study for the test!
Please see message. I have three daughters with long, long hair.
I also have long hair down to my waist and my three girls have hair that long too. My daughter brought them home from school last year. I was devestated and grossed out!!!! I have never had to deal with lice. Anyway, we did the treatments and two of my girls broke out in a severe rash with the OTC stuff. Their little heads were so sore!! I thought I was being meticulous with eggs, only to find them hatching again down the road. A nurse at the pediatricians office suggested I try oil to suffocate them since my girls were allergic to the lice solution. I bought a huge bottle of veggie oil and dumped it on all three heads, plus my own. I then wrapped the heads in platic wrap and then a towel. I left this on for 30 minutes. It takes a while to wash out the oil, but we never, ever had the lice or eggs again!!! If you try this, make sure you put on an old shirt and put a towel around your shoulders. Obviously we were desperate, but we all have such long hair and very thick hair so I was willing to try anything. And I figured there was no chemicals involved so that was pretty safe. And it sure did help my littles ones since their scalps were pretty raw from the solution. Hope this helps and Good luck!
It's been a long, long time since I've used a C-phone, sm
but I do think jobs can be paused.
Should just post all their open positions in one post and only be allowed to post one of those a day
nm
I had a problem with this for a long, long time sm
I have always worked days, like from 6-3. Over the last few years, it didn't matter how much sleep I got, I became real groggy between 7 and 11. Really shoots the day. Talked to my doctor and he said my blood pressure pills were the culprit but he refused to change me to another brand or dosage since I have multiple aneurysms (2 in the brain). My BP has been stable for a long time and he wants to "keep it on the low side". I tried taking them before I went to bed instead of early in the morning, but then I had headaches all day. So, I am changing to a night shift for a few months so I can sleep when those pills kick in and so far it is working pretty good. I stay mostly awake during my shift and die when I hit the bed from 6 am to 10 am, then I lay down again later in the afternoon for 2-3 hours. I still get 6-7 hours of sleep, it's just split up during the day, plus I am mostly awake now when I sit down to type. I don't have to deal with the heat in my office, either. It tends to warm up real fast in here with the south sun on the house and 2 pc's running all day, even with the air conditioner on.
Way back when, a long, long time
ago and in a galaxy far, far away, I had my own accounts also and some years cleared $75,000. Yes it can be done, but you need to have your own accounts. Also lots of delivery, and other duties involved. I work for a large national now and make much less, but I got tired of accountants, having to deal with hardware problems, deadlines, driving deliveries, printing, printers, etc. So I decided to simplify my taxes and stay home and just type. Don't have to worry about computers either, because the company will just send me a new one.
Long, long files. Seemed like they'd never end! I'd never go back to VA again. nm
s
I've been doing this a long, long time...
I used to make $70,000 and up a year and did so for most of the late 80s and 90s (one girl used to make six figures a year working 7 days a week!) Because we were making more money than the supervisors and Medical Records Directors in hospitals, they began to switch to transcription services which were sprouting up all over the place. Plus AAMT came into existence and even though in the beginning it claimed it was to fight for transcriptionists (although assured us it was NOT a union), they eventually morphed into an organization that was more management friendly. They developed the "guidelines" and the 65-char line. That was the beginning of the end for those high-end wages. Then all those mickey mouse transcription schools popped up, and now outsourcing overseas. YES, we're complaining.
Been in this biz a long, long time, 30+ years and....sm
I love/loved MTing. However, things have changed so much during these years. The job definitely gets easier; don't have to look up much, can decipher ESLs much easier, in other words, you get pretty comfortable with things and you have confidence in yourself. The more experience you have the easier the job, but....
I actually made more money 10 years ago!! We didn't have speech recognition and you actually got paid for headers/footers, demographics, carbon copies, etc., you got paid for what you did fairly; today, I am not so sure.
You will feel burned out at times, but that passes and you find you like your job again.
Good luck to you!!
NOTE: The above sticky post prize changes as someone wins. Inside that post is
/
A long, long time ago, I was going thru
a really bad time emotionally and physically. I was suffering, and my transcribing suffered. I assure you - if you are to the point of not paying your rent, literally, and needing food stamps, there is something else going on in your life than current transcription rates. We are all in this industry and many are thriving, most getting along comfortably. If you are literally to the point of food stamps, you honestly would be a fool to continue. I blamed it on my job, on my line rate, on everything but the honest truth that I was ill and was NOT working as I should or could. It is a really sad thing that you keep spreading this propaganda that MTs in our culture are doomed and now destined for food stamps. Food stamps are not something to toss around lightly, as you would know if you ever had to use them. Please let's not be quite so dramatic. Again, if you are really in those dire straits, you really need to face that MTing is not the fit for you, personally, and do something about it rather than blame our industry. You dwell on the past, but we can't do that. While you may have made other wages 20 years ago, may I remind you that we were pounding away on IBM Selectrics using layers of paper and bottles of white out, going crazy trying to rewind tapes over and over to get that dang word, with no idea what an Expander was. Technology is fantastic. Things have changed, but things are still great in this industry, and in this world. Those who change and can adapt will be fine, but you need to recognize that most of us are not ready for food stamps.
Sure did...you been around for a long, long year
I don't understand what your post has to do with original post of TIMED tests. NM
x
Post deleted -- Do not post e-mail addresses. (NM)
Goldbird
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