My husband just signed up for group life insurance with work which will give him 10x his salary if
Posted By: Dancin Shoes on 2005-12-02
In Reply to:
he dies which will leave the kids and I with almost a million bucks if he dies. Of course I would much rather have him here more than anything. He had just 150,000 in insurance but for some reason just opted for this group thingie. When talking last night I asked him if he died if I could marry again and this man got so upset with me I thought he was going to cry! He told me absolutely, positively NOT that I could not remarry ( am 31!). He is 35. LOL
Poor guy. Leaving me all this money and I supose the thought of me sharing his wealth with someone else makes him sick!!
I told him he could go ahead and marry if I should happen to die. I want my kiddies to have a great mom and person who loves them very much. Wouldn't you agree?
How do you feel about your spouse or partner remarrying if you or he dies??
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You haaven't knocked off the husband for the life insurance yet?? You have options, she may not!
 
Group insurance for IC sm
Are there any companies that have group rates for self- employed? Just curious.
AHDI (formerly AAMT) group disability insurance plan ... sm
I'm in the process of trying to find an affordable individual disability insurance plan. I was browsing through AHDI's website and found that they've made arrangements for members to participate in a group plan for this! The cost of membership to the organization might be worth it for me to take advantage of this.
Has anyone here participated in this plan? If so, what was your experience?
Thanks in advance.
Just signed up with Continental General Insurance Company, $388/month for family of 5, $1,000 ded.
We get two office visits per year at $20/visit and preventative care (mammogram, Paps, well-child). Sounds good so far ...
accounts. Pay own taxes & insurance, charge to cover it all & to pay yourself a good salary.
nm
Do you come first in your husband's life?
or are the feelings of others such as parents and/or children top priority?
Assurant life insurance
Right after we went with the new company, I emailed TT and asked them to cancel my life insurance with Assurant. I was told that the life insurance had already been "stopped" by TT due to the change-over to the new company. I didn't receive an email or anything from TT stating they were going to stop the benefits we had through Assurant. I have wondered since then if everyone who took out the Assurant life insurance, short-term and long-term disability lost the money they put into it without being contacted by TT.
TT and life insurance policies
Assurant life insurance was offered (for life, long and short-term disability) last fall. Did anyone have difficulty rolling it over to the new payroll co. this past May?
At least I live my OWN life and not my husband's
You have described perfectly my life with my husband -sm
I feel completely trapped. I'm the one supporting the family. I'm the one who takes the blame for everything that has ever gone wrong in his life, even when it comes to those things that happened to him long before I ever met him.
The only good thing he has ever done is give me two beautiful children. That's all.
Wish I could get the heck out too.
Just called my life insurance policyholder.
The customer service rep was in Panama City, Panama. At least he had good communication skills. I wonder where the customer service is for my other policy.
Well, my life insurance policy is worth more than I am,
especially the more I try to make MT work for me. Oh, well. It used to be a lot worse. I cut up my credit cards and made power payments on those. I have my first credit card now in 10 years. Yours isn't bad. You can do it.
I have 2 Heroes in my life - My daddy and my husband. sm
I truly am blessed! My daddy (step-dad) married my mom with 6 of us kids and took care of us all. He is my hero! Don't know much of my real dad as he left when I was 2. Been told he was abusive and an alcoholic. Better that I have no experience with him, I guess.
Now, my daddy (step-dad) is not just a father but a DAD! He is my hero. He taught me how to be a good person, provide for myself, be confident, strong and gentle! He is an awesome pop-pop too!
Secondly, my husband is my other Hero! I am a very strong, confident person, and a little on the hyper side. He is just the most laid-back, gentle, understanding and kind man I have ever met. Been married 18 years and still going strong. To be honest, his father is the same as him.
So, if you are looking for a good man - I guess meet their fathers and judge for yourself. Most men are like their fathers just like most daughters are like their mothers. Hope that makes sense!
I am sorry for your situation and hope you find the strength and courage to move on and, if and when ready, find a good man!
What are their insurance rates for employee and husband?
nm
Oh to have such problems in life. Give me a break.
How shallow can you get?
I need suggestions of something I can give my husband....sm
as a wedding gift on our wedding night. I've already bought him a very nice watch, necklace and bracelet over the time we've been dating/engaged and am having a hard time coming up with a great special gift for him. He's not into sports and we already have theatre tickets to see the musical Chicago a week after our wedding. I want to give him something that he can keep forever. Do any of you have any ideas?
I thought insurance didn't pay for you to give
care to family members. That's what all my insurance policies said.
GIVE YOUR ROOMS A LIFE OF THEIR OWN--TO REFLECT ALL SIDES OF YOU
Just as a side note, I "created" moods out of my rooms. Guests call my living room "the happy room" because it is colorful and cheerul (right down to the orange border). My dining room they call "the serious room". I gave it an exotic theme.
When redorating, think of a theme, and they apply all color and shapes and sizes according to that theme. My them for the living is "60's", I even bought some black light posters. I made my own pillow covers, seat covers and curtains, sewing them by hand. I used ribbon for the curtain looks and this same ribbon (yellow and orange) I used to hang all of my pictures.
This room has absolutely no color match to the next room which is the dining room. So the other person said you should tie in your rooms, that was out with the 80's. CREATE moods in your rooms. Give your room a life and style and character of its own. Your home can be as diverse as you are. Why not show all sides of you throughout your home. It is fun and it is a place you can LIVE in!!!
Well, ya can't make $50k a year unless you're willing to give up your life and be chained to S
you PC 12+ hours a day. I can't recommend any particular school as I didn't go to one of the "online" schools. I learned in an actual classroom which I recommend over any of these online schools. Another thing I recommend is working in an office for at least six months, but more like a year, because there is a gigantic learning curve once you actually get a job. There are just things that schools can't or don't teach, things that can only be learned on the job from other MTs who have been doing it longer than you.
Don't get me wrong. It's great to be able to work from home. Personally, I don't think newbies should be allowed to work at home right out of the gait. There is some much they don't know. They need help. They need to be able to ask questions and one of the best things about working in the office as a newbie, is being able to ask the seasoned MT next to you to listen to something for you.
Having said all that, I think MT is slowly dying. It's become difficult to make a decent living in this profession. I'm one of the few lucky ones. I work at-home for a hospital. I get paid hourly, get incentive, and have all the benefits of being a FT employee. Oh, and they can't take my benefits away if I don't make my quota.
You can't support a family on 7 or 8 cpl or even 9 cpl when the dictation is the crap they won't send to India. I would suggest finding another profession. The trend in medical coding is that all coders will be working from home soon what with everyone going to the Electronic Medical Record. I would go into coding. You may end up working in the office for a while, but I don't see coding being outsourced to India any time soon.
Good Luck.
Could anyone give me an insurance or maybe licensing website that shows where hyperbaric
oxygen therapy is located? Need one close to where I am considering moving to. Thank You.
I guess because I work for a local group of doctors
I have an overabundance of work and would love a break. Too back I can't subcontract work (I'm an employee). I have had as many as 250 patients in one week. Today is a low day with just 26 patients coming in, but a lot of days it's upwards of 50 patients so I have 50 reports to type in a given day.
No one could pay me a big enough salary to work 80 hours per week
Agree! What about your hubs, kids, sex life, groceries? Something's gotta give if you're doing
s
I think we should form a group alright, but no support group!!
How about a group of MTs forming their own transcription company?! We don't need some yahoo with an MBA who only cares about the bottom line and doesn't realize there would be NO bottom line if not for the MTs. We do this work on a daily basis, we know what to do and how to do it and most of us have dealt with doctors one on one. I am so disgusted with these companies and from reading this board, so are alot of others.
It's hypocritical to not give your workers health insurance but sell it to the public to line
:+
$72 is not their salary, it is their salary and benefits package
including wages,insurance, retirement pension, COLA fund, etc.
Then you would have no life at all except work, work, work if you did that. I wouldn't do it. nm
.
Your husband tech guys are not the bible. You have go give access for tech sm
support to get onto your computer. Just sit there and watch everything they do. If you still feel uncomfortable do not take the job.
Life does not revolve around my work now
I work less and don’t have to have as much.
Sounds like my work life...
I hear you loud and clear! This sounds just like my job too, so I know how frustrated and unappreciated you feel. Hugs to you my friend! 
Same Here - Insurance work transcription - NM
NM
I do insurance claims work
I've been doing it for over 8 years, but unfortunately I'll be losing it to a company who's going to do it digitally (I do tapes) in July. I sort of just fell into it. I knew someone who worked there that knew I needed a part-time job. Have you thought also about just general transcription. There's a board that I frequent that has a lot of companies that do general and legal work. The good thing about a lot of these companies is they're very, very flexible. There are some that don't require any number of lines, reports, etc. If they have work they ask if you'd like it and you can say yes or you can decline. I plan on sending out a lot of resumes to these companies when I'm through in July with insurance work.
Husband interferes with my work
I am working out of my home transcribing for a medical practice located in another state. Currently my work station is in my bedroom, just outside of my living room. My husband is only in his early 40's and out on disability due to his morbid obesity (500 lbs+) and complications from this. He has a very smothering-controlling and manipulative personality to boot. (which surfaced after we got married last year) Every morning I try to get up very early while he is still sleeping to knock out what I can before he gets up. I never know what each day in going to bring once he gets up. Mostly, though, he is wanting me to stop typing to make him breakfast, or hand him this item or that item. He rarely gets up from the couch to be self-sufficient because of his size.  If he isn't watching T.V. the majority of the day so loud that you'd think you were in a movie theater (and I am in the next room trying to type), he wants to go out at some part of the day to either run errands, go out to eat, etc. Every day there are different road blocks that he creates that pull me away from what I am doing and at EVERY juncture I have to explain to him that I have responsibilities to my employer, as if he is just hearing it for the first time. When I answer him back in a frustrating tone then I have "an attitude problem", according to him. He wants the added income coming in to the household, but he shows no respect for what I do and my responsibilities.
husband interferes with my work
I should also add that my husband helps also with the printing of some of my work, on Tuesday morning and Friday morning. He sometimes will ask, any files to print or he will just look, as we have 2 computers. So I send them to my email and he just prints them. We have to do that way because it is a different printer that we have to use. I do only private accounts, thank God. Sometimes we even go out to dinner. I thank God for the way he is now. He wasn't always. He used to be very angry and used to even hit me and break dishes and be demanding, but he didn't know he was sick. Like I said, thank God.
Just pray that somehow things work out.
y best to you.
Husband interferes with my work
Your husband has a dependency problem. Talk to him that he needs to leave you alone for the time you are scheduled to work. For this duration you can do the housework and cooking by getting up early as he is physically disabled. After that lock yourself in with a bottle of water and some beverages.
Else, get him admitted into a physiological clinic for weight loss. Drop him there before you start your work and see that he remains there for the duration of your work.
Else, take up full time employment as MT or team up with a friend who is working as MT from home and work from there.
And if I fight every low-life who cheats, I won't have time to work.
i don't deal with anyone without references when it comes to work. i learned my lesson and have moved on. i leave you to fight the battles of the downtrodden.
They better have SE because no way is my insurance riding on the BS they pull with no work all the
time. They can hang you out to dry with that 12,000 line deal unless you work 24/7 lately. No way does my health insurance ride of that deal.
has anyone ever charged insurance companies for doing their work - SM
I have a lot of medical issues with my family and so see a lot of doctors and pay a lot of copays. Each and every time I see a doctor or facility I have to pay a copay, which I always ALWAYS charge on my credit card. No exception. Do not pay, do not see the doctor or have the test. Yet time and time again I get letters from the doctor's billing or facility saying I owe a copay to them. When I call them up, explain that I paid my copay at the time of services rendered and do not owe anything further, I am told they don't have a record of it. I must find the receipt and send them a copy for proof of payment. In short, I must do their job because they are either too lazy or inefficient to do it. Earlier this month I got a statement from the x-ray facility saying that I owed a copay. The customer (dis)service person was very unhelpful when I explained that I always made my copay first and it showed up on my credit card statement. Finally I told him I would call the facility myself and get things straightened out, which I did (they had put my copay into a different account by mistake). But I ended up doing his job and got treated rudely to boot. Then yesterday, I got yet another doctor's billing statement saying I owed my copay. I called and left a message saying that it had already gone through on my credit card bill and would not be paying. They want proof. Am I out of line saying, fine, I will photocopy the receipt (and this is an NCR receipt so the office has a copy of it) and my credit card bill (with everything else blanked out) and send it to you as proof of my payment, but it will require my invoicing you a $10 processing fee. If you are not willing to reimburse me for my time to straighten out your mistake, then I will not provide proof of payment. This takes time out of my day to hunt through my receipts, make a photocopy, document it in writing (LOL I learned that VERY early on), then postage, etc. Why must I do this without being reimbursed for it. IS ANYONE ELSE FED UP WITH PEOPLE NOT DOING THEIR JOBS????? Arrrrghhh. I feel every so much better.
I do work for a plastic surgeon, insurance will only pay from what I can tell IF - sm
there is a health issue, i.e. continous rash from the folded skin, irritation that medicine will not resolve. But all conservative measures of treating have to be exhausted before they agree to pay for an abdominoplasty. Good luck....I need to lose about 80 pounds and wondering if I will have any sag when done...I have very sensitive skin too so expect some problems (and if so I hope they are enough to warrant my insurance to pay for the removal procedure...otherwise I plan to save up for it)--
I do insurance work as well. It came by word of mouth.
.
No, though my husband does use it to print out his work schedule for
but that is it. He has his own work laptop but no printer to it. Kids have my old computer to use for now but Santa is bringing a new one supposedly (Uncle and GPs say they are buying one, we will see).
Do you ever feel as though this job takes over your life and you have to work all the time in case
 there wont be work and you just keeping working and you cant get away from it and it gets to be no fun anymore. I am having a problem with that. Is it from working at home or just getting obsessed or what. I hate this. I feel like I am losing my life to it.
I always volunteer to work holidays, weekends, etc. because my husband is off
so he can watch the kids while I earn incentive and holiday pay. Plus, I'm the one who has to cover so the childless women can go on cruises with their latest boyfriends or husbands, or they didn't show up for work because they met a guy at a bar and have the bottle flu. Oh, poor you. Life's unfair. Suck it up and get over yourself.
No kids, husband gone 12 hours, you work at home? SM
Priceless! That sounds like the perfect arrangement to me. I'm not kidding, either.
Totally agree. My husband has been out of work for 1 year. sm.
In that time he has graduated college. We have applied to close to 100 places with NO responses. I work two jobs (one of which just got cut back). Its tough but I don't ask for help. It drives me to the point of wanting to hit someone when they say "Tell you husband to just get a job". I just took out 30,000 in student loans to help him get a "career" because that is what they tell us to do in a recession but guess what..NOBODY IS HIRING. If you have a job, your lucky, keep it. If you quit your job just because you want state aid, your a fraud and a liar and a poor parent. HOW could you teach your child values, responsibility and work ethic, if you have none yourself.
Yes, I work 80-90 hours a week. I am going to stop because life is passing me by and it has caused
depression. There is no way mentally or physically you can keep up the pace. It is finally getting to me and I now realize there are more important things in life than work. I have been a workaholic all of my life. It started as an escape to a bad marriage but I ended up missing my kids grow up, I've lost friends because I have no time for them, and this is my last chance with an 8-year-old child left at home to get it right and put my family first. It means giving up a lot of "material things" but what do they matter when all you need is the love of your family. I'd never recommend this to anyone. 
Here is part of the email my husband received from his IT department at work..sm
It has been widely reported that a newly discovered Windows flaw will result in several new computer viruses over the next few days.
This new virus is launched by visiting web sites that are infected with this virus or by receiving infected e-mails. You will not be able to know if the web site is infected.
The anti-virus software vendors are working on a system update to fix this issue, but as of now, it has not been provided. Also, Microsoft is working on a patch that will fix the root cause of this problem.
Makes me very nervous also!
If they have no work to give, they cannot
x
Where I work it's the 'nice' name they give the
nm
Not that I don't want to give you the company I work for...sm
It is Alphamed, but I wouldn't recommend it to you because I have hardly any work right now so I know they aren't hiring. If you did work there you would go broke if you didn't have a husband to back up your pay.
I know what OP means...Give you crap work
nm
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