More important to me is keeping my financial
Posted By: Milton's Red Stapler on 2006-01-13
In Reply to: How important is it to you ... - Medtrans
info within the US. HIPAA allows many uses of unidentiable medical records to be distributed in many ways even within the US, not to mention overseas. There is no law that keeps my financial information confidential and within the boundaries of the US. Very little truly identifible information to connect medicall record A with a particular person other than by name is sent anywhere, even to MTSOs within the US.
Who wants my medical information? The College of Surgeons to help them identify ethnicities and trends in cancers, the AARP to help target demographic groups for products they sponsor and to "represent" when they pay their professional lobbying group in DC, the auto industry to decide my premiums, and on and on.
I got a Walmart credit card, was 7 days late in sending in my $10 minimum payment and got a call from India for collections. ???? Mailed in the account balance and closed the account. Then called all my credit companies to find out where their call centers were located. I now have only financial business with companies who keep my records in the US. That is my choice. There ARE 2 cases of people who sold US financial records being proscecuted by the Indian government and a total of 5 people are in jail for this.
To the OP, share with us your thoughts.
Michael: You've been missing a lot of work. Peter: I wouldn't really say I've been missing it.
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Prayers and well wishes are just as important as financial help...
sorry you don't see it that way...
See if there is financial aid available,
including work-study and/or grants. If you're developing an injury, please make a change before you become disabled. I worked as a historian in a hand surgery office, and sometimes you have to just stop. Good luck to you.
If you qualify for financial aid
You might want to consider looking into EVCC. It is a community college that uses the Career Step courseware, but you have instructors and accept Pell Grants and Stafford Loans.
EVCC grads get the same consideration from employers as Career Step grads.
I am having a bad financial hardship
any kind of help, but not enough to seem to get by on. Oprah has a debt diet and I am going to try it. Also I recently joined Debtors Anonymous, for anybody with money problems. I hope it helps, it seems to have so far. Good luck to both of us.
Does it serve your financial needs?
The main criteria for any job wage would be whether you think it is a fair trade for your skills and will it provide what you need it to financially.
I personally would not work for $15 an hour. However, your needs may be different from mine. I also have other options. You may not.
It is a very subjective question and one that only you can really answer.
Any financial wizards
out there. Hi guys I am wondering if I could get some suggestions on my 401K. I am really dumb about numbers. Give me big medical words and I am fine, but not numbers. Anyway, we just switched to another financial management for our 401K. I cannot remember what managed portfolio I had picked years ago. Would you, in this day age with the way the stock market is, go with an ultraconservative 100%, conservative 20(stocks)/80(fixed), balanced 40(stocks)/60(fixed), balanced 60(stocks)/40(fixed), aggressive 80(stocks)/20(fixed), or ultra aggressive 100% stocks. Can anyone help me out here? TIA
This is exactly why my financial advisor said
:)
To any financial wizards out there. SM
Does anyone know about when a company says it has profit sharing what that exactly means. Is it the same as them matching the 401K contributions, or is it separate outside of the 401K distribution? Also, is it usually paid directly to the employee or invested by the employer?
Thanks to anyone who can help.
Financial Assistance???
I am currently a full-time-college-student-but-otherwise-SAHM. Pretty soon we'll be needing more money, but I have neither time nor resources (day care around here is INSANELY expensive) to work outside the home. I've been doing the reasearch and have come to the conclusion that MT is a good job option for me.
The problem is the training is sooo expensive! I mean,if we didn't need the money I wouldn't be looking for the training to begin with--so obviously I don't have $1600-4000 up front for the training. And most of the payment plans I see aren't looking much better--like $1000 up front, $350 every month after that. Right now that's just not feasable.
Are there any MT schools that offer reasonable financial assistance? Or, I'd even be cool with a payment deferment plan or something!
Anybody know of a school that's willing to help the financially strapped?
Do you ever feel the financial crunch?
My house payment and insurance are auto debited from my checking account. However, work has been so slow and my paychecks have been so puny that I need to get more money in there to cover those. I've called everyone on the planet that owes me money, but nobody's coughing it up. I'm the one that posted the other day about the medical company and the IRS owing me money from way back. I wouldn't have a problem at all if they would just pay me. I've tried picking up extra work and looking for a new job, but there's nothing anyone can do that would pay today. I don't want to take my rings to the pawn shop because I don' t think I'd get a whole lot out of them anyways. Interest on those check cashing loans is terrible, then you get sucked into that cycle of borrowing from them repeatedly. I've already cut my household expenses back as much as possible. I'm just so stressed about it all. Has anyone else ever been in this situation? What do you do? I can't stand being broke.
I know it's not the best financial decision, but (see message)
I have no money problems and can afford to have payments each month.
I lease strictly out of convenience. I don't like to own a car for more than a few years. I don't want to deal with the hassle of selling a car once I no longer want it or deal with repairs. I want a car that's always under warranty and that I can give back easily when I'm done with it.
If I were not financially stable, I would definitely purchase a reliable used car, but where I am in life right now, I just don't need to. Leasing is a convenience for me, and it's one that I'm willing and able to pay for.
Do not lease. Big financial mistake for you. (nt)
Depends on mom's financial situation maybe....sm
I would assess the need of the mother and child and then give appropriately. Boxes of diapers and wipes are always appreciated and are sure to get used!
late pay and financial situation
No one is responsible for my financial situation however my check is not a payroll check -I am a professional subcontractor and once a contract is signed or a client (MTSO or other) tells me or I tell them when I will be paid they are legally responsible to do so within a reasonable amount of time for mail delivery.
If I told my electric company - sorry but can't pay now, hold off until I can - my electric would be shut off - with fees added on. Why is it that transcriptionists feel they are less important to a client than anyone other professional?
Charge them fees and pursue it - as a subCONTRACTOR you are entitled.
As for D&L - I cannot note the new name - but I can say that more initials but same people. I choose to be quiet about the new name so that others who maintain some sort of employment there do not lose whatever small thing they have. Eventually this will change and you will see it prominently displayed I am sure. At the moment they are not advertising at all, so I feel comfortable in my decision to remain quiet on the name.
The financial gurus always say when starting a new
business/career you should have enough money in the bank to cover 6 months of expenses.
this applies to MT, right? (link for financial assistance)
link: http://www.doleta.gov/programs/factsht/taa.cfm
something has to be done to help people losing jobs to foreigners...
it says you need 3 or more workers to apply...
also, it aint going away, ladies:
Other projections include:
10 percent of U.S. technology jobs will have moved offshore by 2005 (Gartner Group)
up to 25 percent of traditional IT jobs will be relocated from developed to developing countries by 2010 (Gartner Group)
500,000 financial services jobs (8 percent of all U.S. jobs in banking, brokerage and insurance) will be shipped overseas by May 2008 (AT Kearney)
At recent financial aid seminar, I was told...
Although I am married and it doesn't pertain to me...
The financial aid officer told all the parents there that if their child is 22, living with them or not, their finances will be looked at and considered when the kid goes to college. So if you boot your kid out the door at 22, consider the fact that if you make too much money, your kid may not be able to afford to go to college without your help because their student loans, scholarships, etc. will be based on both the student's income and the parents. If they are married or have children parent's income is not a factor, only the student.
google greendot financial and read
x
Most financial advisors say when you receive a windfall...
After paying any necessary debts, etc., put the remainder in a CD or money market account and let it accumulate interest for a while so you can consider your options. You don't want to jump into (or out of) anything on the spur of the moment.
I guess the question is, is this a job you want to keep? If so, I think the advice the MTSO below gave is great - talk to your supervisor or lead, explain the situation, and ask if you can take some time off and still have a job waiting for you when you get back.
If it's not a job that you want to keep, then don't worry about it. Quit, spend some time with your daughter, then look for another job. You will certainly have enough money to tide you over!
P.S. For financial advice, check out one of Dave Ramsey's Endorsed Local Providers in your area. (link below) Look at the top right corner of the page under Trusted Services. Their goal is not to tell you what you should do with your money, but teach you how to make the right decision about your money and investments.
Good luck and CONGRATULATIONS!!!!!! 
Here's their revenue for the past three years and other financial data.
MQ's debts are not high either.
http://news.biohealthmatics.com/PressReleases/2005/08/19/000000002719.aspx
leasing is same as renting a house, never the best financial choice...sm
bottom line is somebody is making money off of you leasing. If they didn't make money off of you, they wouldn't lease. Same thing with renting. Renters always cover the mortgage and repairs on a home while the owner reaps the benefit of building equity. Now cars are a little different as they definitely depreciate while homes do not (usually!) but as I said, if they weren't making money doing it, they wouldn't do it. You can easily find a traded-in used vehicle with 50,000 or less at a dealership. Get one of the yearly reports from Consumer Reports and you can find which cars are the most reliable (for example, Buick LeSabres - those things run 4ever). Best financial move is to buy it from a private party with cash. I mean showing up with the whole offer in $100 bills. Few people can pass that up. If you can't get the money together to buy a car outright, you will for sure never get ahead driving someone else's car and paying them for the privilege of it. And you are just kidding yourself if you're driving around in a "new car" that you can't even afford to buy.
Terrorist attacks in Mumbai/financial districts.
Like this story? Share it with Yahoo! Buzz
There now are reports of as many as 80 people dead -- a number that is likely to rise -- in apparent terror attacks aimed at tourists and travelers in Mumbai, India.
![Oberoi_fire](http://blogs.usatoday.com/ondeadline/images/2008/11/26/oberoi_fire.jpg" "Oberoi_fire") Reuters is reporting that at least 250 people have been wounded in the attacks, which appear targeted at tourists. In addition, Indian television is reporting Westerners are being held hostage at at least two hotels. News networks and wire services are reporting there have been at least seven separate attacks in the city, largely at luxury hotels and restaurants.
"I heard some gunshots around 9:30. I was with my friends. Something hit me. I ran away and fell on the road. Then somebody picked me up. I have injuries below my shoulder," Reuters reporter Sourav Mishra said from a hospital bed, Reuters reported.
The Times of India reports there have been eight separate attacks, including a major terror strike at a large passenger railway station.
Our coverage is here.
(Television broadcast capture of a fire at the Oberoi hotel in Mumbia courtesy NDTV, via AP)
Update at 3:57 p.m. ET: According to the AP, gunmen are known to have attacked a major train station, a well-known restaurant, two luxury hotels and a police station. A previously unknown group calling itself "Deccan Mujahideen" has sent e-mail to news organizations claiming responsibility for the attacks, the Times of India is reporting. The AP now lists the death toll at 78. There are multiple reports that attacks are continuing.
One of those radio financial guys said debit cards are the MOST dangerous to use.
s
Manufacturing computers offshore is different than PRIVATE MEDICAL AND FINANCIAL INFORMATION. sm
you need to compare apples with apples not oranges.
A tip for keeping up..lol
I have MSN and it has "news" stories on there and I can customize it to how I like it. I believe other ISPs have it as well. I typically do not watch news because I have depressive disorder and there is never GOOD news (or at least very rarely) so better to just do it this way. LOL.
Log keeping
Sorry for the delay in responding, when I get typing I "get in the zone." LOL! Here is my code for keeping a log of my job IDs. It may be different depending on which platform you are typing on. I type on Enterprise (Webmedx).
{@KEY Alt+Z}{@PAUSE 2}{@KEY Alt+J}{@KEY Ctrl+C}{@KEY Alt+Z}{@PAUSE 2}{@KEY LWin}{@PAUSE 2}{@KEY N}{@PAUSE 2}{@KEY Alt+F}{@PAUSE 2}{@KEY O}{@PAUSE 2}{@KEY Tab}{@KEY Tab}{@KEY Tab}{@KEY Tab}{@KEY Tab}{@KEY Tab}{@KEY Tab}{@KEY Tab}{@KEY Enter}{@KEY Alt+N}joblog.txt{@KEY Alt+O}{@KEY Ctrl+End}{@KEY Enter}{@PAUSE 2}{@KEY Ctrl+V}{@KEY Ctrl+S}{@KEY Alt+F}{@KEY X}
SH will do very complex tasks, you just have to tell it exactly what to do! There are some downloads available on their wesite also. I did not think any of them helped me, but you never know! Hope this helped.
keeping mail
There is an option in the Imail to have all mail forwarded, all you have to do is put in your personal email address and all Imail is automatically forwarded to you, easy as pie!!!
No pity from me, you are keeping yourself down.
So this company is hiring when there is no work, so they are misrepresenting themselves. You know that, so get out. How is whining on this board dealing with the situation? Any new hires will find it out soon enough and hopefully have the sense to leave. All the "discussing" in the world isnt going to pay your bills. And besides, no one said you couldn't discuss, just go do it on a blog where someone is going to care. We are getting sick of whiners who refuse to help themselves by taking action.
Keeping any child
I disagree. I would much rather home school a child than send them into what passes for education today. I support the mothers who home school!
Keeping faith
When I am facing adversity (everyday), I often think about all of the times in the past that I felt like giving up for one reason or another. No matter how bad the situation was...SOMETHING worked out. When I say worked out, I don't necessarily mean it worked out the way I wanted it to.
Example: I was in a situation where I was behind on my car payments and tried every avenue available to try to come up with the money. I prayed some serious prayers hoping for a miracle. Well, my car was repossessed. I now had terrible credit and didn't know what I was going to do. At this time, I was working outside of the home and had a 6 year old who had to be taken to and picked up from school. My car was repossed on a Wednesday and on Friday I found a guy in the newspaper classifieds who was selling an 8 year old toyota for $3000. I did not have this kind of money. I called him and asked if he would consider taking payments on the car and I explained my situation to him. He told me he did not know me and could not take payments. I went to bed that night in tears. At about 11pm that night my phone rang and it was the guy asking for my address. He had had a change of heart and wanted to bring me the car. Not only did he reduce the price of the car, but after I had made 3 payments on the car he called me and told me he wanted to come by and do a bill of sale so I could have the car (no more payments).
Another.. I also had lots of trouble with my young son in school. He has been suspended 3 times for excessive talking, getting out of his seat and being disrespectful. He is now in the third grade. I took him to the doctor one day and saw four disabled kids in the waiting room. Two of them were much older than my son, wearing diapers and in special wheelchairs. It may sound foolish, but, I was thankful that my son is healthy and able to run around to get into trouble. Some of us think we are going through a lot, but we really aren't when you compare your situation to someone else's. Life isn't easy for most people. Be thankful that things are as well as they are.
I have several other examples, but I'll spare you. My point is...we are still living and breathing and whether we realize it or not, things always "work out". I still have that car which is still very reliable and has gotten me where I needed to go. It's not nearly as nice as the car I lost but I was and am still very thankful to you know who for that situation. Hang in there guys.
And you keeping watching, don't you?
Why anyone would watch that show is beyond me, but to each his own. All 3 of those judges are nutty in their own way. If Simon had a Brookly accent instead of a British accent, no one would find him charming. Paula has always been a little looney - remember when she was married to Emilio Estevez?
All this friction between Simon and Paula is just a publicity stunt.
keeping track
Maybe that is a personal thing if you keep track of who the doc dictates and who he doesn't dictate for. All I know is that they can take it for granted and you can spend lots of time if you're not careful. Could it be a doc in Ravenna?
Keeping files
In the process of cleaning my office, I found at least 600 floppy discs with work that I have done over the years - some as long ago as 10 years ago. Would like to "dump" all of these and more, but am not sure how long one needs to keep files especially for accounts they no longer do. Is there a good "rule of thumb"?
Thank you.
Log keeping glitches
Sorry, I forgot to mention that notepad has to be used, not word pad. Also, note pad has to be the only program on your start menu that starts with the letter N.
More info on log keeping
I guess I got up too early this morning, my brain is not firing on all cyliders today. (Been up since 3 a.m.)
Okay here goes:
Requirements:
- The Notepad program needs to be listed in the Start Menu (it must be the only thing listed in the Start menu that begins with the letter “N”, please rename anything else beginning with “N”).
- A file needs to be created from within Notepad named joblog.txt and saved to the desktop – one time only
- Save the file at the end of your shift – by a different name –clear out the joblog.txt file to be used for your next shift
If you experience trouble with this entry working, you may need to increase the pauses within the entry.
I'm keeping a watch
on the MT Reference style guide. I think it will be better when it's done than the printed BOS.
Keeping the following post going...
Okay...here goes...
So, currently I work in-house at my local hospital. (Probably shouldn't mention this cuz it's rude, but just trying to give accurate information)..I make 16.47 an hour, plus benefits. I love my job and it is supporting me and my husband (who is in college at the time...graduating in JUNE!!!)...So, it's worth it. However, I have to deal with a LOT of crap from the other MTs in-house. Lots of bitterness, competitiveness, bi*chiness, etc. I am dealing with it because I know I am not going to do this forever. Which brings me to my next point:
Don't stay in this job for a long time!!! You won't go anywhere with it, if anything you will probably get laid off due to outsourcing. I, myself, am starting school for medical coding. I will be done with school ($2000) in June and then get started in my new career. If have been a medical Transcriptionist for 6 years and have done everything from psychiatric to internal medicine to sleep studies as an IC (and it's not worth being and IC in my opinion because of all the taxes you have to pay...big bucks) and my best job yet has been working in-house at my current job. However, like I said, MTing is not going to get you anywhere fast. If you want a job that takes you to the next level, go into coding. There are a lot more career opportunities out there and you can eventually work from home being a coder as well.
If I had to do it over I would have gone straight into coding (except for the fact that I got a lot of medical experience working as an MT). Good luck to all of you who decide to stick with MTing, but I don't think it will reward you in the future. I believe it is a dying profession and we all need to move on while the opportunity is here.
I pray for all of us to be able to support ourselves and our family! I know it's tough out there and we all are struggling to make end's meat. Just keep on keepin on and we'll all make it through some how.
Keeping work in US
Because I always believed Americans respected law and they paid on time. I never visited this site MTStars even, but when I did because of all the circumstances that this lady led me into, I found out it happens regularly to other US MTs too and that Americans are no different.
Keeping reports...
There was a thread this week about someone saying they kept reports as a sample of their ability. Everyone claimed this was against the HIPPA rules.
Well here we have an ad, and I hope I don't get in trouble, for posting this, but see below:
Let me know if you have experience in the field of neurosurgery and if you can, please provide work samples. If I get the information and qualifications quickly, we may have a chance to win this contract, and work for you.
Thanks!
Now, to me that sounds like you would need to send sample reports. Am I wrong here? I guess this proves that it is okay to save reports as long as the demographic information is deleted and it becomes basically a "sample report."
Just my 2 cents...
Right-it has nothing to do with keeping up with technology... sm
if it means compatibility with a company platform.
It was a matter of keeping the accounts
Didnt they say they had to because the work was out of TAT?
I am keeping a list of all the rotten
dictators I have typed over the last 10 years or more. Not the ones who try but have problems, but mostly the non-ESLs who are just sloppy and inconsiderate pigs. When I retire, I am calling each of them and telling them exactly what I think of them and how it really reflects on what kind of inconsiderate person they are. I can't wait for 2 months to pass!!!!!!!!!!!!!
td = 10/13/2005. in IT I just keeping adding them as td.
dd
are you not interested in keeping up to date
If not, then the Stedman's Work At Home is not for you. If on the other hand, you are interested in staying abreast of new technology and updates to words, then it is worth the money. For example, you may not be aware than LLW updated it's Stedman Spellcheck and the words in it are spelled more accurately than the words in the word books published before mid 2004. You may find errors in Stedman books that you will not find in the Work At Home package. You also get to ask about words you cannot document. I have used this feature and gotten an answer within an hour.
Very useful resource for the low price.
Keeping good thoughts for u nm
.
It sounds like your frustration is keeping you with
Companies do not seek out single people to put on the worst accounts, nor 2-income families for their best accounts.
We all have good and bad dictators.
Sounds like you need a good break. Hope you can arrange that soon.
Getting CMT may be least of it, keeping up with credits and renewel
zzzz
Keeping with the movie theme........
share with me the good movies you have seen in the past year (I like to get PayPerView and have picked some STRANGE stuff lately!!!)
Thanks!!!! 
I think keeping animals caged
or "boxed in" and this includes, birds, snakes, turtles, and yes, keeping cats inside a house for their entire life cheats them of being able to live in their natural environment and doing what comes naturally to their species. Their exercise is greatly reduced and so is their instinctive behavior to feed, hunt or whatever it is they do. How would you like to live inside a box for your entire life? Just my opinion, you are entitled to yours.
I have been on since 3 a.m. without a problem, so perhaps maybe the ISP is having problems keeping t
more help, but I truly have not had a problem. Hey, try this.....take down your modem and router for 30 seconds and restart and see if that fixes the connection. Who knows what happens with the "gremlins" but sometimes it just works better when we start fresh.
Hey, cool trick for log keeping. Can you tell us how you do it? :) nm
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