Me too

I'm in the same situation, but I am continuing to pay $350 a month just for myself.  I've had this insurance for almost 3 decades, and I'm scared to death to give it up. My newish employer offers insurance, but if I leave that place (stability is a thing of the past), then I'll be without.  With hypertension and mild obesity, I haven't been able to find any other place that would take me, in the hopes of cheaper premiums.  I have $5K deductable (which I don't have), it covers 70% of major stuff.  Like I'm gonna come up with the other 30% somewhere; well, no.  I have heard that hospitals will negotiate payments and will even bring down costs.  Also, one can negotiate where one goes for testing and such things, because the differences in costs for the same things can be terrific.  I don't know.  I keep holding my breath and hoping for a quick demise, skipping all the physical (and emotional) suffering that comes with getting older.  Like you, I often wonder what happens if ... 

Oh, I also remember a friend telling me that her friend has big bills like that.  She agreed to pay $5 a month or so, and that's what she does.  As long as something is being paid, they can't do anything -- or something like that.  There's a little hope in that story.

• Giving up Health Insurance - Kristy
  • Please don't be harsh on me, but if you are so SM - GM
    • I do, but - Kristy
    • I think she is working for a company that provides insurance. - Mrs Chippy
      • I'm sorry. I have just me to insure. I know things are hard. - Didn't mean to offend.
  • A terrible, terrible gamble - PsychicMT
  • Chamber of Commerce or your own state might offer coverage for IC/SE - sansie
  • Here is a link to info on medical insurance I found interesting (sm) - tough issue
    • Are you in Atlanta where Clark is - June
      • No, I listen to his radio show when I can find it LOL nm - tough issue
      • Sorry should have said he was on radio - June
  • I asked about this too, you can get medicaid if you get hospitalized and spend a certain amount. - Mary S
  • I have private insurance (sm) - Anon
  • I havent had insurance in many, many years, I pay cash and like SM - MT50
    • What happens if you have to be hospitalized? - Kinnie
      • I think about that, I had hospitalization from State Farm, but it became too expensive for me, SM - MT50
        • In time past my child was diagnosed - Kinnie
          • I'm sorry to hear about that. What happened to your child? My DD has PCOS, but that is hardly ca - MT50
            • In the years since then my child has - Kinnie
              • God bless you and your family. nm - MT50
  • Some info - from a fellow uninsured MT
  • Me too - wsd
  • insurance - Marilyn
  • What about just a catastrophic policy in case something major happens? - academia

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